Median Income
$73,333
2% lower than US avg
Home Value
$200,600
29% lower than US avg
Bachelor's+
12.4%
63% lower than US avg
Obesity Rate
40.9%
27% higher than US avg
Unemployment
18.8%
422% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Beal City Compares to the U.S. Average (100% = U.S. avg)
People
Population312
Median Age34.9 yrs
Density78/mi²
Male / Female33% / 67%
Largest GroupWhite 98%
Veterans1.2%
Economy
B
Median Income$73,333
Per Capita$26,572
Unemployment18.8%
Poverty0.0%
County GDP$3,266M
Commute20 min
Housing
A+
Home Value$200,600
Ownership95.2%
Zillow$200,426
Housing Units138
Rent Burden32.7%
Health
Obesity40.9%
Uninsured2.2%
Smoking17.9%
Depression29.4%
Heart Disease6.0%
Climate
Avg Temp48°F (9°C)
Rain35.5 in/yr
Elevation859 ft (262 m)
Education
D
Bachelor's+12.4%
High School+97.4%
Graduate+2.0%
School Score5.29
Community
2024 VoteR 53% / D 45%
Commute20 min
Broadband86.5%
EV Stations4
Libraries6
Is Beal City a Good Place to Live?
Based on current data, Beal City receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment, high obesity rates. Beal City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Beal City is $73,333, roughly in line with the national average of $75,149. At 18.8%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Beal City is $200,600, 29% below the national median / offering relatively affordable homeownership. At just 2.7x median income, home prices are very affordable relative to local earnings.
Education
12.4% of residents hold a bachelor's degree, below the national average of 33.7%. 97.4% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Beal City experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 72°F in July. Annual precipitation totals 35.5 inches, including 39.3 inches of snow.
Beal City has a population of 312 with a density of 78 people per square mile, spread across 4.0 square miles. The median age is 34.9 years, 10% younger than the national median of 38.9. The gender split is 67.3% female and 32.7% male. The city is predominantly White (98.1%), with 1.9% Hispanic. English is the primary language spoken at home by 100% of residents. 1.2% of the population are veterans, below the national rate of 6.0%. 17.0% of residents have a disability (above the 13.0% national average). 97.8% have health insurance coverage.
Population
312
Total Population
2023 Census
34.9yrs
Median Age
10% below US avg
Race & Ethnicity
Beal City vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Beal City vs U.S. Average
The median household income in Beal City is $73,333, which is 2% below the national average of $75,149. Per capita income is $26,572 (below the $39,052 national figure). The average weekly wage is $981, 31% lower than the U.S. average. The unemployment rate is 18.8% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,405 business establishments, including 160 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 4.9% of workers work from home (below the 15.2% national rate).
Income: Beal City vs U.S.
Income
| Median HH Income | $73,333 |
| 2% below US avg |
| Per Capita Income | $26,572 |
| Avg Weekly Wage | $981 |
| IRS Avg AGI | $62,263 |
| Gini Index | 0.480 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 18.8% |
| 422% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,405 |
| County GDP | $3,266M |
Business (County)
| Restaurants | 160 |
| Healthcare | 213 |
| Retail | 228 |
| Manufacturing | 56 |
Tax & Cost of Living
| Property Tax (IRS) | $5,371 |
| 53% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 2.68% |
Commute & Transportation
| Commute Time | 19.6 min |
| Drive Alone | 88.9% |
| Public Transit | 0.0% |
| Work from Home | 4.9% |
The median home value in Beal City is $200,600, 29% below the national median of $281,900. Zillow estimates the typical home value at $200,426. Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 95.2% of housing units are owner-occupied (above the 65.4% national rate). There are 138 total housing units in the city. The median year a home was built is 1966. The average annual property tax is $5,371 (higher than the $3,500 national average). 32.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $200,600 |
| 29% below US avg |
| Zillow ZHVI | $200,426 |
Rental Costs
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 95.2% |
| Owner-Occupied | 95.2% |
| Renter-Occupied | 4.8% |
| Housing Units | 138 |
| Median Year Built | 1966 |
Property Tax
| Avg Tax (IRS) | $5,371 |
| 53% above US avg |
| Effective Rate | 2.68% |
In Beal City, 40.9% of adults are obese, above the national rate of 32.1%. 10.2% have diabetes. Heart disease affects 6.0% of residents. 33.5% have high blood pressure. 17.9% are current smokers (above the 14.0% national rate). 18.9% report binge drinking. 25.4% are physically inactive. 29.4% report depression (above the 20.0% national average). 20.4% experience frequent mental distress. 2.2% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,025. The dentist ratio is 1:1,371. 77.2% of residents have access to exercise opportunities. The food environment index is 7.1 out of 10.
Health Metrics: Beal City vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.9% |
| 27% above US avg |
| Diabetes | 10.2% |
| Heart Disease | 6.0% |
| High Blood Pressure | 33.5% |
| Asthma | 11.9% |
| COPD | 8.1% |
| Cancer | 7.7% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 17.9% |
| 28% above US avg |
| Binge Drinking | 18.9% |
| Physical Inactivity | 25.4% |
| Depression | 29.4% |
| Mental Distress | 20.4% |
| Physical Distress | 14.5% |
| Short Sleep | 36.1% |
Healthcare Access
| Insurance Rate | 97.8% |
| Uninsured | 2.2% |
| 74% below US avg |
| Primary Care | 1:2,025 |
| Dentists | 1:1,371 |
| Mental Health | 1:258 |
| Checkup Rate | 77.3% |
| Dental Visits | 61.7% |
| Premature Death | 9,503/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 77.2% |
| Healthcare Facilities | 213 |
Beal City experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 72°F in July. Annual precipitation totals 35.5 inches. The area receives 39.3 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 859 feet.
Temperature
23°F Jan (-5°C)
72°F Jul (22°C)
| Annual Average | 47.8°F |
| 11% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 72°F (22°C) |
Geography
| Elevation | 859 ft (262 m) |
| Area | 4.0 sq mi (10.4 km²) |
| Population Density | 78/sq mi |
| Coordinates | 43.6672°N, 84.9080°W |
| Timezone | America/Detroit |
| County | Isabella County County |
| Nearest Airport | Mbs International (MBS)
42 miles away |
Precipitation & Snow
Annual Rainfall
35.5"
7% below US avg
Wettest Month (Jun)
3.87"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 66.1 / 100 |
| Social Vulnerability | 57.1 / 100 |
| Community Resilience | 66.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M3.5 on Sep 2, 1994.
| Sep 2, 1994 |
5 km SSW of DeWitt, Michigan |
M3.5 |
100 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
254 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 5 fatalities, 126 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 21, 1967 |
EF4 |
82 km |
0 |
| Apr 11, 1965 |
EF4 |
93 km |
1 |
| Jun 12, 1984 |
EF3 |
79 km |
0 |
| Mar 30, 1976 |
EF3 |
75 km |
0 |
| Apr 23, 1968 |
EF3 |
46 km |
0 |
| May 31, 1999 |
EF2 |
55 km |
0 |
| Jul 13, 1995 |
EF2 |
81 km |
0 |
| Jul 4, 1994 |
EF2 |
65 km |
0 |
| Apr 24, 1993 |
EF2 |
82 km |
0 |
| Mar 27, 1991 |
EF2 |
45 km |
0 |
| Mar 27, 1991 |
EF2 |
83 km |
0 |
| Nov 27, 1989 |
EF2 |
93 km |
0 |
| Jun 8, 1985 |
EF2 |
60 km |
0 |
| Aug 30, 1984 |
EF2 |
73 km |
0 |
| Jun 15, 1982 |
EF2 |
62 km |
0 |
| Jun 15, 1982 |
EF2 |
55 km |
0 |
| Apr 2, 1977 |
EF2 |
96 km |
0 |
| Mar 28, 1977 |
EF2 |
79 km |
0 |
| Mar 20, 1976 |
EF2 |
89 km |
0 |
| Jun 17, 1975 |
EF2 |
74 km |
1 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: ROSCOMMON4 (2,109 ac, 2005).
| Year |
Name |
Acres |
Distance |
| 2005 |
ROSCOMMON4 |
2,109 |
68 km |
| 2003 |
WARFIELD ROAD |
800 |
98 km |
| 1994 |
COUNTY LINE |
735 |
79 km |
| 2019 |
BALDWIN FUELS UNITS 1/2/6AB |
619 |
84 km |
| 2021 |
WARFIELD |
538 |
98 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
2.1 in |
Coldest |
| February |
24°F (-4°C) |
1.7 in |
Driest |
| March |
33°F (1°C) |
2.0 in |
|
| April |
45°F (7°C) |
3.6 in |
|
| May |
58°F (14°C) |
3.7 in |
|
| June |
68°F (20°C) |
3.9 in |
Wettest |
| July |
72°F (22°C) |
3.2 in |
Warmest |
| August |
70°F (21°C) |
3.8 in |
|
| September |
63°F (17°C) |
2.8 in |
|
| October |
50°F (10°C) |
3.5 in |
|
| November |
38°F (4°C) |
2.8 in |
|
| December |
29°F (-2°C) |
2.4 in |
|
Beal City has a seasonal temperature swing of 50°F / from 23°F in January to 72°F in July. Total annual precipitation is 35.5 inches, with June being the wettest month (3.9") and February the driest (1.7").
Average costs for common services in Beal City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144-$385) |
| Specialist Visit |
$337 ($192-$529) |
| Urgent Care Visit |
$192 ($96-$337) |
| Emergency Room Visit |
$2,116 ($770-$4,810) |
| Dental Cleaning |
$125 ($72-$192) |
| Dental Filling |
$241 ($144-$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$72) |
| Oil Change (Synthetic) |
$72 ($48-$115) |
| Brake Pad Replacement |
$289 ($144-$481) |
| Tire Rotation |
$38 ($19-$72) |
| New Tires (Set of 4) |
$577 ($385-$962) |
| Battery Replacement |
$192 ($96-$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58-$144) |
| Electrician (Per Hour) |
$87 ($48-$135) |
| HVAC Repair |
$385 ($144-$770) |
| HVAC System Install |
$6,734 ($3,848-$11,544) |
| Roof Repair |
$962 ($385-$1,924) |
| Roof Replacement |
$8,658 ($5,291-$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481-$3,367) |
| Divorce (Contested) |
$14,430 ($4,810-$28,860) |
| DUI Defense |
$4,810 ($1,924-$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770-$2,886) |
| Will Preparation |
$481 ($192-$962) |
| Trust Preparation |
$2,405 ($962-$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$53 ($29-$96) |
| Hair Coloring (Full) |
$144 ($72-$241) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$63) |
| Massage (1 Hour) |
$77 ($48-$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89-$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41-$4.81) |
| Loaf of Bread |
$3.66 ($2.41-$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89-$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85-$7.22) |
| Rice (per lb) |
$0.96 ($0.58-$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77-$241) |
| Natural Gas (Monthly) |
$67 ($29-$144) |
| Water/Sewer (Monthly) |
$67 ($38-$115) |
| Internet (Monthly) |
$67 ($38-$96) |
| Cell Phone Plan (Monthly) |
$63 ($29-$96) |
| Cable TV (Monthly) |
$82 ($48-$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72-$481) |
| Car Insurance (Annual) |
$1,924 ($1,154-$3,367) |
| Bus Pass (Monthly) |
$67 ($29-$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70-$24) |
| Car Registration (Annual) |
$96 ($29-$241) |
| Driver's License Renewal |
$29 ($14-$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577-$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481-$1,924) |
| After-School Care (Monthly) |
$385 ($192-$673) |
| Tutoring (Per Hour) |
$48 ($24-$96) |
| SAT/ACT Prep Course |
$962 ($385-$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810-$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$96) |
| Dog Vaccination (Annual) |
$96 ($48-$192) |
| Dog Grooming |
$58 ($29-$96) |
| Pet Boarding (Per Night) |
$38 ($19-$72) |
| Dog Spay/Neuter |
$289 ($144-$481) |
| Cat Spay/Neuter |
$192 ($96-$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $636 |
| Toddler | $636 |
| Preschool | $481 |
| Family Childcare (monthly) |
| Infant | $759 |
| Toddler | $759 |
| Preschool | $660 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Beal City
What is the population of Beal City?
Beal City has a population of 312 residents and is located in Michigan. The population density is 78 people per square mile, spread across 4.0 square miles. The median age of residents is 34.9 years, which is younger than the national median of 38.9 years. The population is 67.3% female and 32.7% male.
Is Beal City expensive to live in?
Beal City has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $73,333, 2% below the national average of $75,149. The median home value is $200,600 (29% below the U.S. median). The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Beal City?
Beal City has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 23°F in January, while summers reach an average of 72°F in July. Annual rainfall totals 35.5 inches, with 39.3 inches of snow.
How is the job market in Beal City?
The job market in Beal City faces challenges, with unemployment at 18.8% / significantly above the national rate of 3.6%. The average weekly wage is $981. There are 1,405 business establishments in the area, including 160 restaurants and food service locations. The average commute time is 20 minutes, and 4.9% of workers work from home.
How much does housing cost in Beal City?
The median home value in Beal City is $200,600. Zillow estimates the typical home value at $200,426. The homeownership rate is 95.2%. The average annual property tax is $5,371.
How are the schools in Beal City?
Schools in Beal City score 5.3 out of 10 on standardized testing, near the national average. 12.4% of adults in Beal City hold a bachelor's degree or higher, below the national average of 33.7%. 97.4% have completed high school. 2.0% hold a graduate or professional degree.
How healthy is Beal City?
The obesity rate in Beal City is 40.9% (above the national rate of 32.1%). 17.9% of adults are smokers. 25.4% are physically inactive. 29.4% of residents report depression. 2.2% lack health insurance (below the national rate). 77.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,025.
What is transportation like in Beal City?
The average commute in Beal City is 20 minutes, shorter than the national average of 28 minutes. 88.9% of workers drive alone to work, and 4.9% work from home.
What are the demographics of Beal City?
The racial and ethnic makeup of Beal City is 98.1% White, 1.9% Hispanic or Latino. 100% of residents speak only English at home. 1.2% of the population are military veterans. 17.0% of residents have a disability. 97.8% have health insurance coverage.