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Beaver Bay, MN

Minnesota

Beaver Bay is a small town in Minnesota with a population of 90. Residents earn $48,333 per year, which is 36% below the national average.

3.7 /5.0
B+ Good
90 Population 113/sq mi density
$48,333 Median Income $32,324 per capita
$215,600 Home Value
39°F Avg Temperature 249 sunny days/yr
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$48,333 median income, 0.0% unemployment
A
Affordability
4.2 / 5.0
$215,600 home value
B
Education
3.2 / 5.0
26.9% bachelor's degree or higher
Median Income $48,333
36% lower than US avg
Home Value $215,600
24% lower than US avg
Bachelor's+ 26.9%
20% lower than US avg
Obesity Rate 33.1%
3% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 8.0%
35% lower than US avg

How Beaver Bay Compares to the U.S. Average (100% = U.S. avg)

People

Population90
Median Age58.8 yrs
Density113/mi²
Male / Female52% / 48%
Largest GroupWhite 92%
Veterans78.0%

Economy

B+
Median Income$48,333
Per Capita$32,324
Unemployment0.0%
Poverty8.0%
County GDP$565M
Commute22 min

Housing

A
Home Value$215,600
RentN/A
OwnershipN/A
Housing Units70
Rent Burden22.0%

Health

Obesity33.1%
Uninsured6.3%
Smoking15.4%
Depression23.7%
Heart Disease5.4%

Climate

Avg Temp39°F (4°C)
AQI36 (Good)
Rain32.5 in/yr
Sunny Days249/yr
Elevation734 ft (224 m)

Education

B
Bachelor's+26.9%
High School+89.7%
Graduate+12.9%
School Score6.08

Community

2024 VoteR 47% / D 51%
Commute22 min
Broadband48.0%
Libraries2

Is Beaver Bay a Good Place to Live?

Based on current data, Beaver Bay receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Beaver Bay offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Beaver Bay is $48,333, 36% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 8.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Beaver Bay is $215,600, 24% below the national median — offering relatively affordable homeownership. A price-to-income ratio of 4.5x indicates a reasonably affordable housing market.

Education

26.9% of residents hold a bachelor's degree, below the national average of 33.7%. 89.7% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Beaver Bay has a cool climate with an average annual temperature of 39°F. Winters average 10°F in January while summers reach 65°F in July. The area gets 249 sunny days per year. Annual precipitation totals 32.5 inches, including 94.2 inches of snow. Air quality is rated Good with a median AQI of 36.

Beaver Bay has a population of 90 with a density of 113 people per square mile. The median age is 58.8 years, 51% older than the national median of 38.9. The city is predominantly White (92.2%), with 6.7% Hispanic.

Population

90
Total Population
113
People / sq mi
58.8yrs
Median Age
51% above US avg
0.8mi²
Land Area

Gender Distribution

Male 52.2%
Female 47.8%

Race & Ethnicity

Beaver Bay vs U.S. Average

Language Spoken at Home

English Only98.8%
26% above US avg
Spanish1.3%
90% below US avg

Social Characteristics

Beaver Bay vs U.S. Average

The median household income in Beaver Bay is $48,333, which is 36% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 8.0% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Beaver Bay vs U.S.

Commute Mode

Income

Median HH Income$48,333
36% below US avg
Per Capita Income$32,324
Avg Weekly Wage$1,047
IRS Avg AGI$69,182

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate8.0%
35% below US avg
Establishments (County)378
County GDP$565M

Business (County)

Restaurants71
Healthcare32
Retail53
Manufacturing19

Tax & Cost of Living

Property Tax (IRS)$4,145
18% above US avg
Cost of Living98.60 (100=avg)
Effective Tax Rate1.92%

Commute & Transportation

Commute Time21.7 min
Drive Alone66.7%
Public Transit0.0%
Work from Home10.3%

Walkability

The median home value in Beaver Bay is $215,600, 24% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$215,600
24% below US avg

Real Estate Market (Redfin)

Rental Costs

Rent Burden22.0%

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied85.4%
Housing Units70
Median Year Built1964

Property Tax

Avg Tax (IRS)$4,145
18% above US avg
Effective Rate1.92%
In Beaver Bay, 33.1% of adults are obese (above the 32.1% national rate). 6.3% of residents lack health insurance. 15.4% are current smokers. 23.7% report depression. 21.2% are physically inactive.

Health Metrics: Beaver Bay vs U.S. Average (%)

Chronic Conditions

Obesity33.1%
3% above US avg
Diabetes8.7%
Heart Disease5.4%
High Blood Pressure26.2%
Asthma10.0%
COPD5.4%
Cancer7.3%
Stroke2.9%

Behaviors & Mental Health

Smoking15.4%
10% above US avg
Binge Drinking18.3%
Physical Inactivity21.2%
Depression23.7%
Mental Distress16.1%
Physical Distress11.5%
Short Sleep27.9%

Healthcare Access

Insurance Rate93.8%
Uninsured6.3%
27% below US avg
Primary Care1:1,099
Dentists1:2,188
Mental Health1:678
Checkup Rate65.7%
Dental Visits60.0%
Premature Death4,750/100K

Food & Exercise

Food Environment8.7/10
Exercise Access80.3%
Healthcare Facilities32
Beaver Bay has an average annual temperature of 39°F (4°C). Winters average 10°F in January while summers reach 65°F in July. Annual precipitation is 32.5 inches. The area enjoys 249 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

10°F Jan (-12°C) 65°F Jul (19°C)
Annual Average39.0°F
28% below US avg
January Average10°F (-12°C)
July Average65°F (19°C)
Sunny Days249 days/yr

Precipitation & Snow

Annual Rainfall32.5 inches
14% below US avg
Snowfall94.2 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation734 ft (224 m)
Area0.8 sq mi (2.1 km²)
Population Density113/sq mi
Coordinates47.2562°N, 91.3062°W
TimezoneAmerica/Chicago
County FIPS27075
It is classified as Nonmetro — Rural, adjacent. 26.9% of residents hold a bachelor's degree or higher (20% below US avg). In the 2024 election, the county voted Democrat by a 3.9-point margin. 48.0% of households have broadband internet.

2024 Presidential Election (County)

R 47.1%
D 51%

Winner: Democrat by 3.9 points

Education

Bachelor's Degree+26.9%
20% below US avg
High School+89.7%
Graduate Degree+12.9%
School Test Score6.08
B Education Grade (3.2/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density113/sq mi
Total Area0.8 sq mi

Infrastructure & Services

Broadband Access48.0%
Public Libraries2
Healthcare Facilities32
Restaurants71
Retail Stores53

Safety & Disasters

Fatal Crashes (County/yr)1

Commute & Transportation

Avg Commute21.7 min
Drive Alone66.7%
Public Transit0.0%
Work from Home10.3%

Nearby Cities

Silver Bay, MN 1,790 pop · 2.9 mi Two Harbors, MN 3,598 pop · 23.4 mi Babbitt, MN 1,420 pop · 39.5 mi Hoyt Lakes, MN 2,074 pop · 43.4 mi Washburn, WI 1,858 pop · 44.4 mi Aurora, MN 1,897 pop · 47.7 mi Ashland, WI 7,884 pop · 50.9 mi Duluth, MN 86,863 pop · 51.3 mi Ely, MN 3,239 pop · 51.6 mi Hermantown, MN 10,192 pop · 54.0 mi Proctor, MN 3,102 pop · 56.2 mi Gilbert, MN 1,693 pop · 56.3 mi Grand Marais, MN 1,700 pop · 56.8 mi Virginia, MN 8,362 pop · 59.7 mi
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