Median Income
$52,917
30% lower than US avg
Home Value
$107,900
62% lower than US avg
Violent Crime
381/100K
0% lower than US avg
Bachelor's+
12.8%
62% lower than US avg
Obesity Rate
38.6%
20% higher than US avg
Unemployment
12.4%
244% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Beaver Dam Compares to the U.S. Average (100% = U.S. avg)
People
Population189
Median Age55.9 yrs
Density461/mi²
Male / Female61% / 39%
Largest GroupWhite 78%
Veterans17.8%
Economy
C+
Median Income$52,917
Per Capita$30,229
Unemployment12.4%
Poverty0.0%
County GDP$7,836M
Housing
A+
Home Value$107,900
Ownership92.5%
Zillow$205,984
Housing Units201
Rent Burden26.1%
Crime
F
Violent381/100K
Property3,171/100K
Health
Obesity38.6%
Smoking18.7%
Depression26.9%
Heart Disease5.6%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain40.5 in/yr
Sunny Days275/yr
Elevation873 ft (266 m)
Education
C
Bachelor's+12.8%
High School+72.3%
Graduate+11.0%
School Score6.04
Community
2024 VoteR 75% / D 23%
Broadband85.0%
EV Stations6
Libraries6
Is Beaver Dam a Good Place to Live?
Based on current data, Beaver Dam receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include affordable housing, abundant sunshine, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment, below-average incomes, high obesity rates. Beaver Dam has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Beaver Dam is $52,917, 30% below the national average of $75,149. At 12.4%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Beaver Dam is $107,900, 62% below the national median / offering relatively affordable homeownership. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 381 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 3,171 per 100,000, 62% above the national average.
Education
12.8% of residents hold a bachelor's degree, below the national average of 33.7%. 72.3% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Beaver Dam experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.5 inches. Air quality is rated Good with a median AQI of 41.
Beaver Dam has a population of 189 with a density of 461 people per square mile, spread across 0.4 square miles. The median age is 55.9 years, 44% older than the national median of 38.9. The gender split is 39.2% female and 60.8% male. The city is predominantly White (78.3%). English is the primary language spoken at home by 100% of residents. 17.8% of the population are veterans, above the national rate of 6.0%. 13.8% of residents have a disability. 100.0% have health insurance coverage.
Population
55.9yrs
Median Age
44% above US avg
Race & Ethnicity
Beaver Dam vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Beaver Dam vs U.S. Average
The median household income in Beaver Dam is $52,917, which is 30% below the national average of $75,149. Per capita income is $30,229 (below the $39,052 national figure). The average weekly wage is $1,133, 21% lower than the U.S. average. The unemployment rate is 12.4% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,157 business establishments, including 180 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: Beaver Dam vs U.S.
Income
| Median HH Income | $52,917 |
| 30% below US avg |
| Per Capita Income | $30,229 |
| Avg Weekly Wage | $1,133 |
| IRS Avg AGI | $77,961 |
| Gini Index | 0.413 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 12.4% |
| 244% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 2,157 |
| County GDP | $7,836M |
Business (County)
| Restaurants | 180 |
| Healthcare | 173 |
| Retail | 284 |
| Manufacturing | 181 |
Tax & Cost of Living
| Property Tax (IRS) | $4,375 |
| 25% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 4.05% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Beaver Dam is $107,900, 62% below the national median of $281,900. Zillow estimates the typical home value at $205,984, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 92.5% of housing units are owner-occupied (above the 65.4% national rate). There are 201 total housing units in the city. The median year a home was built is 1960. The average annual property tax is $4,375 (higher than the $3,500 national average). 26.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $107,900 |
| 62% below US avg |
| Zillow ZHVI | $205,984 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 92.5% |
| Owner-Occupied | 92.5% |
| Renter-Occupied | 7.5% |
| Housing Units | 201 |
| Median Year Built | 1960 |
Property Tax
| Avg Tax (IRS) | $4,375 |
| 25% above US avg |
| Effective Rate | 4.05% |
In Beaver Dam, 38.6% of adults are obese, above the national rate of 32.1%. 10.4% have diabetes. Heart disease affects 5.6% of residents. 35.1% have high blood pressure. 18.7% are current smokers (above the 14.0% national rate). 19.3% report binge drinking. 26.3% are physically inactive. 26.9% report depression (above the 20.0% national average). 19.6% experience frequent mental distress. The primary care physician ratio is 1:2,289. The dentist ratio is 1:3,109. 59.7% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Health Metrics: Beaver Dam vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.6% |
| 20% above US avg |
| Diabetes | 10.4% |
| Heart Disease | 5.6% |
| High Blood Pressure | 35.1% |
| Asthma | 11.4% |
| COPD | 7.6% |
| Cancer | 7.4% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 18.7% |
| 34% above US avg |
| Binge Drinking | 19.3% |
| Physical Inactivity | 26.3% |
| Depression | 26.9% |
| Mental Distress | 19.6% |
| Physical Distress | 13.8% |
| Short Sleep | 36.3% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:2,289 |
| Dentists | 1:3,109 |
| Mental Health | 1:525 |
| Checkup Rate | 75.6% |
| Dental Visits | 61.3% |
| Premature Death | 9,156/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 59.7% |
| Healthcare Facilities | 173 |
Beaver Dam has a violent crime rate of 381 per 100,000 residents, 0% below the national average of 380. Property crime stands at 3,171 per 100,000, 62% above the U.S. average. The county recorded 9 fatal traffic crashes. Overall, Beaver Dam receives a safety grade of F.
Crime Rates: Beaver Dam vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 381.4/100K |
| 0% below US avg |
| |
Property Crime
| Total Property | 3,170.9/100K |
| 62% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Beaver Dam experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.5 inches. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 873 feet.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.1°F |
| 7% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 873 ft (266 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 461/sq mi |
| Coordinates | 41.0955°N, 85.9730°W |
| Timezone | America/Indiana/Indianapolis |
| County | Kosciusko County County |
| Nearest Airport | Fort Wayne International (FWA)
41 miles away |
Precipitation & Snow
Annual Rainfall
40.5"
7% above US avg
Wettest Month (Jun)
4.02"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 66.3 / 100 |
| Social Vulnerability | 44.2 / 100 |
| Community Resilience | 79.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on Jun 30, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
135 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
140 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
146 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
67 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
118 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
103 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
121 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
528 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 147 fatalities, 2,406 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 11, 1965 |
EF4 |
85 km |
25 |
| Apr 11, 1965 |
EF4 |
79 km |
4 |
| Apr 11, 1965 |
EF4 |
63 km |
5 |
| Apr 11, 1965 |
EF4 |
57 km |
36 |
| Apr 11, 1965 |
EF4 |
97 km |
23 |
| Apr 11, 1965 |
EF4 |
48 km |
31 |
| Mar 6, 1956 |
EF4 |
68 km |
1 |
| Mar 31, 2023 |
EF3 |
75 km |
0 |
| May 27, 2019 |
EF3 |
18 km |
0 |
| May 27, 2019 |
EF3 |
76 km |
0 |
| Aug 24, 2016 |
EF3 |
73 km |
0 |
| Aug 24, 2016 |
EF3 |
89 km |
0 |
| Jun 5, 2010 |
EF3 |
54 km |
0 |
| Oct 18, 2007 |
EF3 |
28 km |
0 |
| May 30, 2004 |
EF3 |
43 km |
0 |
| Oct 24, 2001 |
EF3 |
70 km |
1 |
| Jun 11, 1998 |
EF3 |
78 km |
0 |
| Mar 27, 1991 |
EF3 |
90 km |
1 |
| Jul 7, 1977 |
EF3 |
76 km |
0 |
| Mar 12, 1976 |
EF3 |
60 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
101 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.0 in |
Coldest |
| February |
27°F (-3°C) |
1.8 in |
Driest |
| March |
37°F (3°C) |
2.8 in |
|
| April |
49°F (9°C) |
3.7 in |
|
| May |
60°F (15°C) |
3.9 in |
|
| June |
69°F (20°C) |
4.0 in |
Wettest |
| July |
73°F (23°C) |
3.9 in |
Warmest |
| August |
70°F (21°C) |
3.7 in |
|
| September |
64°F (18°C) |
3.4 in |
|
| October |
52°F (11°C) |
2.8 in |
|
| November |
40°F (5°C) |
3.2 in |
|
| December |
29°F (-2°C) |
2.8 in |
|
Beaver Dam has a seasonal temperature swing of 48°F / from 25°F in January to 73°F in July. Total annual precipitation is 38.0 inches, with June being the wettest month (4.0") and February the driest (1.8").
Average costs for common services in Beaver Dam. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Beaver Dam
What is the population of Beaver Dam?
Beaver Dam has a population of 189 residents and is located in Indiana. The population density is 461 people per square mile, spread across 0.4 square miles. The median age of residents is 55.9 years, which is older than the national median of 38.9 years. The population is 39.2% female and 60.8% male.
Is Beaver Dam expensive to live in?
Beaver Dam is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $52,917, 30% below the national average of $75,149. The median home value is $107,900 (62% below the U.S. median). The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is Beaver Dam safe?
The violent crime rate in Beaver Dam is 381 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 3,171 per 100,000 (above the national average). Overall, Beaver Dam receives a safety grade of F based on combined crime data.
What is the weather like in Beaver Dam?
Beaver Dam has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 40.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Beaver Dam?
The job market in Beaver Dam faces challenges, with unemployment at 12.4% / significantly above the national rate of 3.6%. The average weekly wage is $1,133. There are 2,157 business establishments in the area, including 180 restaurants and food service locations.
How much does housing cost in Beaver Dam?
The median home value in Beaver Dam is $107,900. Zillow estimates the typical home value at $205,984. The homeownership rate is 92.5%. The average annual property tax is $4,375.
How are the schools in Beaver Dam?
Schools in Beaver Dam score 6 out of 10 on standardized testing, near the national average. 12.8% of adults in Beaver Dam hold a bachelor's degree or higher, below the national average of 33.7%. 72.3% have completed high school. 11.0% hold a graduate or professional degree.
How healthy is Beaver Dam?
The obesity rate in Beaver Dam is 38.6% (above the national rate of 32.1%). 18.7% of adults are smokers. 26.3% are physically inactive. 26.9% of residents report depression. 59.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,289.
What are the demographics of Beaver Dam?
The racial and ethnic makeup of Beaver Dam is 78.3% White. 100% of residents speak only English at home. 17.8% of the population are military veterans. 13.8% of residents have a disability. 100.0% have health insurance coverage.
All Countries
