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Belfast, NY

New York

Belfast is a small town in New York with a population of 648. Residents earn $51,250 per year, which is 32% below the national average.

4.0 /5.0
A Great
648 Population 418/sq mi density
$51,250 Median Income $23,036 per capita
$85,700 Home Value $125,155 Zillow
$505 Median Rent 26.9% income on rent
46°F Avg Temperature 246 sunny days/yr
A
Overall
4.0 / 5.0
Great overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$51,250 median income, 2.4% unemployment
A+
Affordability
5.0 / 5.0
$85,700 home value, $505/mo rent
B
Education
3.0 / 5.0
25.4% bachelor's degree or higher
Median Income $51,250
32% lower than US avg
Home Value $85,700
70% lower than US avg
Bachelor's+ 25.4%
25% lower than US avg
Median Rent $505
57% lower than US avg
Obesity Rate 36.0%
12% higher than US avg
Unemployment 2.4%
33% lower than US avg
Poverty Rate 4.7%
62% lower than US avg

How Belfast Compares to the U.S. Average (100% = U.S. avg)

People

Population648
Median Age35.6 yrs
Density418/mi²
Male / Female47% / 53%
Largest GroupWhite 98%
Veterans11.2%

Economy

A
Median Income$51,250
Per Capita$23,036
Unemployment2.4%
Poverty4.7%
County GDP$1,955M
Commute30 min

Housing

A+
Home Value$85,700
Rent$505
OwnershipN/A
Zillow$125,155
Housing Units310
Rent Burden26.9%

Health

Obesity36.0%
Uninsured6.9%
Smoking16.4%
Depression23.3%
Heart Disease5.9%

Climate

Avg Temp46°F (8°C)
AQI36 (Good)
Rain40.2 in/yr
Sunny Days246/yr
Elevation1,340 ft (408 m)

Education

B
Bachelor's+25.4%
High School+93.8%
Graduate+10.7%
School Score5.39

Community

2024 VoteR 72% / D 28%
Commute30 min
Broadband85.3%
Libraries17

Is Belfast a Good Place to Live?

Based on current data, Belfast receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Belfast stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Belfast is $51,250, 32% below the national average of $75,149. The job market is very strong with unemployment at just 2.4%. Only 4.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.

Cost of Living & Housing

The median home value in Belfast is $85,700, 70% below the national median — offering relatively affordable homeownership. Renters pay a median of $505 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.

Education

25.4% of residents hold a bachelor's degree, below the national average of 33.7%. 93.8% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Belfast experiences four distinct seasons with an average temperature of 46°F. Winters average 23°F in January while summers reach 67°F in July. The area gets 246 sunny days per year. Annual precipitation totals 40.2 inches, including 72.4 inches of snow. Air quality is rated Good with a median AQI of 36.

Belfast has a population of 648 with a density of 418 people per square mile. The median age is 35.6 years, 8% younger than the national median of 38.9. The city is predominantly White (97.5%).

Population

648
Total Population
418
People / sq mi
35.6yrs
Median Age
8% below US avg
1.6mi²
Land Area

Gender Distribution

Male 46.6%
Female 53.4%

Race & Ethnicity

Belfast vs U.S. Average

Language Spoken at Home

English Only99.8%
27% above US avg
Spanish0.2%
99% below US avg

Social Characteristics

Belfast vs U.S. Average

The median household income in Belfast is $51,250, which is 32% below the national average of $75,149. The unemployment rate is 2.4% (below the 3.6% US average). 4.7% of residents live below the poverty line. Workers commute an average of 30 minutes.

Income: Belfast vs U.S.

Commute Mode

Income

Median HH Income$51,250
32% below US avg
Per Capita Income$23,036
Avg Weekly Wage$1,019
IRS Avg AGI$57,516

Employment & Poverty

Unemployment2.4%
33% below US avg
Poverty Rate4.7%
62% below US avg
Establishments (County)911
County GDP$1,955M

Business (County)

Restaurants94
Healthcare81
Retail127
Manufacturing34

Tax & Cost of Living

Property Tax (IRS)$6,513
86% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate7.60%

Commute & Transportation

Commute Time29.9 min
Drive Alone73.4%
Public Transit0.0%
Work from Home3.1%

Walkability

The median home value in Belfast is $85,700, 70% below the national average. Monthly rent averages $505 (57% below US avg). Zillow estimates the typical home value at $125,155.

Home Value Sources

Ownership Split

Home Values

Census Median$85,700
70% below US avg
Zillow ZHVI$125,155

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$505
57% below US avg
Rent Burden26.9%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied69.0%
Housing Units310
Median Year Built1938

Property Tax

Avg Tax (IRS)$6,513
86% above US avg
Effective Rate7.60%
In Belfast, 36.0% of adults are obese (above the 32.1% national rate). 6.9% of residents lack health insurance. 16.4% are current smokers. 23.3% report depression. 25.7% are physically inactive.

Health Metrics: Belfast vs U.S. Average (%)

Chronic Conditions

Obesity36.0%
12% above US avg
Diabetes9.4%
Heart Disease5.9%
High Blood Pressure31.8%
Asthma12.0%
COPD7.6%
Cancer7.7%
Stroke3.2%

Behaviors & Mental Health

Smoking16.4%
17% above US avg
Binge Drinking19.0%
Physical Inactivity25.7%
Depression23.3%
Mental Distress19.4%
Physical Distress14.3%
Short Sleep38.2%

Healthcare Access

Insurance Rate95.1%
Uninsured6.9%
20% below US avg
Primary Care1:2,882
Dentists1:3,113
Mental Health1:382
Checkup Rate77.8%
Dental Visits60.1%
Premature Death8,271/100K

Food & Exercise

Food Environment8.2/10
Exercise Access45.8%
Healthcare Facilities81
Belfast has an average annual temperature of 46°F (8°C). Winters average 23°F in January while summers reach 67°F in July. Annual precipitation is 40.2 inches. The area enjoys 246 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

23°F Jan (-5°C) 67°F Jul (20°C)
Annual Average45.8°F
15% below US avg
January Average23°F (-5°C)
July Average67°F (20°C)
Sunny Days246 days/yr

Precipitation & Snow

Annual Rainfall40.2 inches
6% above US avg
Snowfall72.4 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,340 ft (408 m)
Area1.6 sq mi (4.0 km²)
Population Density418/sq mi
Coordinates42.3413°N, 78.1185°W
TimezoneAmerica/New_York
County FIPS36003
It is classified as Nonmetro — Urban 2.5K–20K. 25.4% of residents hold a bachelor's degree or higher (25% below US avg). In the 2024 election, the county voted Republican by a 43.2-point margin. 85.3% of households have broadband internet.

2024 Presidential Election (County)

R 71.6%
D 28.4%

Winner: Republican by 43.2 points

Education

Bachelor's Degree+25.4%
25% below US avg
High School+93.8%
Graduate Degree+10.7%
School Test Score5.39
B Education Grade (3.0/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density418/sq mi
Total Area1.6 sq mi

Infrastructure & Services

Broadband Access85.3%
Public Libraries17
Healthcare Facilities81
Restaurants94
Retail Stores127

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute29.9 min
Drive Alone73.4%
Public Transit0.0%
Work from Home3.1%

Nearby Cities

Houghton, NY 1,685 pop · 6.6 mi Cuba, NY 1,755 pop · 11.7 mi Franklinville, NY 2,063 pop · 17.2 mi Wellsville, NY 4,846 pop · 17.6 mi Alfred, NY 4,632 pop · 17.8 mi Nunda, NY 1,291 pop · 18.9 mi Bolivar, NY 1,108 pop · 19.0 mi Arcade, NY 1,912 pop · 21.0 mi Delevan, NY 1,283 pop · 21.1 mi Yorkshire, NY 1,042 pop · 22.1 mi Weston Mills, NY 1,361 pop · 22.7 mi Hornell, NY 8,173 pop · 23.3 mi North Hornell, NY 1,055 pop · 23.4 mi Olean, NY 13,798 pop · 24.1 mi
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