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Belmont, NY

New York

Belmont is a small town in New York with a population of 903. Residents earn $62,266 per year, which is 17% below the national average.

3.9 /5.0
B+ Good
903 Population 903/sq mi density
$62,266 Median Income $32,899 per capita
$89,800 Home Value $122,737 Zillow
$684 Median Rent 33.3% income on rent
46°F Avg Temperature 246 sunny days/yr
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$62,266 median income, 1.3% unemployment
A+
Affordability
5.0 / 5.0
$89,800 home value, $684/mo rent
C+
Education
2.8 / 5.0
22.7% bachelor's degree or higher
Median Income $62,266
17% lower than US avg
Home Value $89,800
68% lower than US avg
Bachelor's+ 22.7%
33% lower than US avg
Median Rent $684
41% lower than US avg
Obesity Rate 37.7%
17% higher than US avg
Unemployment 1.3%
64% lower than US avg
Poverty Rate 10.0%
19% lower than US avg

How Belmont Compares to the U.S. Average (100% = U.S. avg)

People

Population903
Median Age38.2 yrs
Density903/mi²
Male / Female49% / 51%
Largest GroupWhite 98%
Veterans11.5%

Economy

A
Median Income$62,266
Per Capita$32,899
Unemployment1.3%
Poverty10.0%
County GDP$1,955M
Commute24 min

Housing

A+
Home Value$89,800
Rent$684
OwnershipN/A
Zillow$122,737
Housing Units425
Rent Burden33.3%

Health

Obesity37.7%
Uninsured6.7%
Smoking17.5%
Depression23.5%
Heart Disease6.1%

Climate

Avg Temp46°F (8°C)
AQI36 (Good)
Rain40.2 in/yr
Sunny Days246/yr
Elevation1,376 ft (419 m)

Education

C+
Bachelor's+22.7%
High School+94.7%
Graduate+10.6%
School Score5.39

Community

2024 VoteR 72% / D 28%
Commute24 min
Broadband86.6%
EV Stations3
Libraries17

Is Belmont a Good Place to Live?

Based on current data, Belmont receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Belmont offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Belmont is $62,266, 17% below the national average of $75,149. The job market is very strong with unemployment at just 1.3%. 10.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Belmont is $89,800, 68% below the national median — offering relatively affordable homeownership. Renters pay a median of $684 per month, below the national average — a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.

Education

22.7% of residents hold a bachelor's degree, below the national average of 33.7%. 94.7% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Belmont experiences four distinct seasons with an average temperature of 46°F. Winters average 23°F in January while summers reach 67°F in July. The area gets 246 sunny days per year. Annual precipitation totals 40.2 inches, including 72.4 inches of snow. Air quality is rated Good with a median AQI of 36.

Belmont has a population of 903 with a density of 903 people per square mile. The median age is 38.2 years, 2% younger than the national median of 38.9. The city is predominantly White (97.6%), with 1.8% Black.

Population

903
Total Population
903
People / sq mi
38.2yrs
Median Age
2% below US avg
1.0mi²
Land Area

Gender Distribution

Male 49.2%
Female 50.8%

Race & Ethnicity

Belmont vs U.S. Average

Language Spoken at Home

English Only98.9%
26% above US avg
Spanish1.1%
92% below US avg

Social Characteristics

Belmont vs U.S. Average

The median household income in Belmont is $62,266, which is 17% below the national average of $75,149. The unemployment rate is 1.3% (below the 3.6% US average). 10.0% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Belmont vs U.S.

Commute Mode

Income

Median HH Income$62,266
17% below US avg
Per Capita Income$32,899
Avg Weekly Wage$1,019
IRS Avg AGI$57,516

Employment & Poverty

Unemployment1.3%
64% below US avg
Poverty Rate10.0%
19% below US avg
Establishments (County)911
County GDP$1,955M

Business (County)

Restaurants94
Healthcare81
Retail127
Manufacturing34

Tax & Cost of Living

Property Tax (IRS)$6,513
86% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate7.25%

Commute & Transportation

Commute Time23.7 min
Drive Alone78.5%
Public Transit0.0%
Work from Home6.5%

Walkability

The median home value in Belmont is $89,800, 68% below the national average. Monthly rent averages $684 (41% below US avg). Zillow estimates the typical home value at $122,737.

Home Value Sources

Ownership Split

Home Values

Census Median$89,800
68% below US avg
Zillow ZHVI$122,737

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$684
41% below US avg
Rent Burden33.3%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied72.6%
Housing Units425
Median Year Built1938

Property Tax

Avg Tax (IRS)$6,513
86% above US avg
Effective Rate7.25%
In Belmont, 37.7% of adults are obese (above the 32.1% national rate). 6.7% of residents lack health insurance. 17.5% are current smokers. 23.5% report depression. 27.1% are physically inactive.

Health Metrics: Belmont vs U.S. Average (%)

Chronic Conditions

Obesity37.7%
17% above US avg
Diabetes10.0%
Heart Disease6.1%
High Blood Pressure33.1%
Asthma12.1%
COPD8.0%
Cancer7.6%
Stroke3.4%

Behaviors & Mental Health

Smoking17.5%
25% above US avg
Binge Drinking18.7%
Physical Inactivity27.1%
Depression23.5%
Mental Distress20.0%
Physical Distress14.8%
Short Sleep40.6%

Healthcare Access

Insurance Rate98.0%
Uninsured6.7%
22% below US avg
Checkup Rate78.1%
Dental Visits55.9%
Premature Death8,271/100K

Food & Exercise

Food Environment8.2/10
Exercise Access45.8%
Healthcare Facilities81
Belmont has an average annual temperature of 46°F (8°C). Winters average 23°F in January while summers reach 67°F in July. Annual precipitation is 40.2 inches. The area enjoys 246 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

23°F Jan (-5°C) 67°F Jul (20°C)
Annual Average45.8°F
15% below US avg
January Average23°F (-5°C)
July Average67°F (20°C)
Sunny Days246 days/yr

Precipitation & Snow

Annual Rainfall40.2 inches
6% above US avg
Snowfall72.4 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,376 ft (419 m)
Area1.0 sq mi (2.6 km²)
Population Density903/sq mi
Coordinates42.2201°N, 78.0308°W
TimezoneAmerica/New_York
County FIPS36003
It is classified as Nonmetro — Urban 2.5K–20K. 22.7% of residents hold a bachelor's degree or higher (33% below US avg). In the 2024 election, the county voted Republican by a 43.2-point margin. 86.6% of households have broadband internet.

2024 Presidential Election (County)

R 71.6%
D 28.4%

Winner: Republican by 43.2 points

Education

Bachelor's Degree+22.7%
33% below US avg
High School+94.7%
Graduate Degree+10.6%
School Test Score5.39
C+ Education Grade (2.8/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density903/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Broadband Access86.6%
EV Charging Stations3
Alt Fuel Stations3
Public Libraries17
Healthcare Facilities81
Restaurants94
Retail Stores127

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute23.7 min
Drive Alone78.5%
Public Transit0.0%
Work from Home6.5%

Nearby Cities

Wellsville, NY 4,846 pop · 8.1 mi Cuba, NY 1,755 pop · 12.5 mi Alfred, NY 4,632 pop · 12.6 mi Bolivar, NY 1,108 pop · 12.6 mi Houghton, NY 1,685 pop · 16.1 mi Weston Mills, NY 1,361 pop · 20.3 mi Hornell, NY 8,173 pop · 20.3 mi North Hornell, NY 1,055 pop · 20.8 mi Canisteo, NY 1,998 pop · 22.0 mi Olean, NY 13,798 pop · 22.7 mi Franklinville, NY 2,063 pop · 23.1 mi St. Bonaventure, NY 1,961 pop · 24.7 mi Allegany, NY 1,773 pop · 25.1 mi Nunda, NY 1,291 pop · 25.3 mi
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