Bernard, IA
Full City Profile · Iowa · Dubuque County County
3.3
/5.0
B
Good
101
Population
1,122/sq mi density
$63,750
Median Income
$40,856 per capita
$165,600
Home Value
$277,705 Zillow
47°F
Avg Temperature
260 sunny days/yr
248
Violent Crime/100K
2,590 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$63,750 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$165,600 home value, /mo rent
F
Safety
1.0 / 5.0
248 violent crimes/100K
B
Education
3.0 / 5.0
25.0% bachelor's degree or higher
Income Overview
Median Household Income
$63,750
15% below
US avg: $75,149
Per Capita Income
$40,856
5% above
US avg: $39,052
Unemployment Rate
0.0%
100% below
US avg: 3.6%
Poverty Rate
0.0%
100% below
US avg: 12.4%
Income Comparison: Bernard vs. U.S. Average
Each bar shows Bernard’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$63,750
85%
Per Capita
US: $39,052
$40,856
105%
IRS Avg AGI
US: $72,000
$86,704
120%
Avg Weekly Wage
US: $1,432
$1,128
79%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,128
21% below US avg ($1,432)
Mean Commute Time
28 min
3% above US avg (28 min)
Work From Home
5.9%
61% below US avg (15.2%)
Drive Alone
85.3%
17% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$9,160M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
85.3%
Public Transit
0%
Work From Home
5.9%
Other
8.8%
Average commute time
28 minutes
US avg: 28 min
Business Landscape
Total Establishments
3,728
Restaurants
242
Healthcare
316
Retail
397
Manufacturing
149
Tax & Financial
IRS Avg Adjusted Gross Income
$86,704
20% above US avg ($72,000)
Avg Property Tax
$5,807
66% above US avg ($3,500)
Cost of Living Index
87.8
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $63,750 |
| Per Capita Income | $40,856 |
| IRS Avg Adjusted Gross Income | $86,704 |
| Avg Weekly Wage | $1,128 |
| County GDP | $9,160M |
Hardship Indicators
| Unemployment Rate | 0.0% |
| Poverty Rate | 0.0% |
| Gini Coefficient | 0.443 |
| Cost of Living Index | 87.8 |
Commute
| Mean Commute | 28 minutes |
| Drive Alone | 85.3% |
| Public Transit | 0.0% |
| Work From Home | 5.9% |
Businesses
| Total Establishments | 3,728 |
| Restaurants | 242 |
| Healthcare | 316 |
| Retail | 397 |
| Manufacturing | 149 |
Tax
| IRS Avg AGI | $86,704 |
| Avg Property Tax | $5,807 |
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