All Countries
Bernard, IA
Full City Profile · Iowa · Dubuque County County
3.3
/5.0
B
Good
101
Population
1,122/sq mi density
$63,750
Median Income
$40,856 per capita
$165,600
Home Value
$277,705 Zillow
47°F
Avg Temperature
260 sunny days/yr
248
Violent Crime/100K
2,590 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$63,750 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$165,600 home value, /mo rent
F
Safety
1.0 / 5.0
248 violent crimes/100K
B
Education
3.0 / 5.0
25.0% bachelor's degree or higher
Housing Overview
Median Home Value
$165,600
41% below
US avg: $281,900
Homeownership Rate
97.8%
50% above US avg (65.4%)
Total Housing Units
59
Median year built: 1951
Home Value by Source
Census Median
$165,600
Zillow (ZHVI)
$277,705
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
97.8%
Owner-Occupied
2.2%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$738/mo
1 Bedroom
$788/mo
2 Bedroom
$989/mo
3 Bedroom
$1,282/mo
4 Bedroom
$1,420/mo
Affordability & Housing Stock
Rent Burden
14.0%
of renters spending 30%+ of income on housing
55% below US avg (31.0%)
Median Year Built
1951
Average age of housing stock: 75 years
Homeownership Rate
97.8%
Complete Housing Data
Home Values
| Census Median Value | $165,600 |
| Zillow Home Value (ZHVI) | $277,705 |
Rent
| FMR Studio | $738 |
| FMR 1-Bedroom | $788 |
| FMR 2-Bedroom | $989 |
| FMR 3-Bedroom | $1,282 |
| FMR 4-Bedroom | $1,420 |
Market
Ownership & Stock
| Owner-Occupied | 97.8% |
| Renter-Occupied | 2.2% |
| Homeownership Rate | 97.8% |
| Total Housing Units | 59 |
| Median Year Built | 1951 |
| Rent Burden | 14.0% |