Median Income
$63,750
15% lower than US avg
Home Value
$195,100
31% lower than US avg
Violent Crime
441/100K
16% higher than US avg
Bachelor's+
18.2%
46% lower than US avg
Median Rent
$1,343
15% higher than US avg
Obesity Rate
35.7%
11% higher than US avg
Unemployment
2.9%
19% lower than US avg
Poverty Rate
10.9%
12% lower than US avg
How Bertram Compares to the U.S. Average (100% = U.S. avg)
People
Population1,998
Median Age37.7 yrs
Density1,063/mi²
Male / Female50% / 50%
Largest GroupWhite 75%
Veterans9.3%
Economy
B+
Median Income$63,750
Per Capita$34,723
Unemployment2.9%
Poverty10.9%
County GDP$2,728M
Commute35 min
Housing
A+
Home Value$195,100
Rent$1,343
Ownership78.1%
Zillow$409,404
Housing Units719
Rent Burden24.0%
Crime
F
Violent441/100K
Property2,574/100K
Murder0.0/100K
Assault441/100K
Burglary956/100K
Health
Obesity35.7%
Uninsured17.2%
Smoking14.4%
Depression23.9%
Heart Disease5.4%
Climate
Avg Temp67°F (20°C)
AQI42 (Good)
Rain33.0 in/yr
Sunny Days303/yr
Elevation1,269 ft (387 m)
Education
C
Bachelor's+18.2%
High School+80.5%
Graduate+6.4%
School Score5.18
Community
2024 VoteR 77% / D 22%
Commute35 min
Broadband86.6%
EV Stations10
Libraries5
Is Bertram a Good Place to Live?
Based on current data, Bertram receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include a high uninsured rate. Bertram offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Bertram is $63,750, 15% below the national average of $75,149. The job market is very strong with unemployment at just 2.9%. 10.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 35 minutes.
Cost of Living & Housing
The median home value in Bertram is $195,100, 31% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,343 per month. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.
Safety & Crime
The violent crime rate of 441 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 2,574 per 100,000, 31% above the national average.
Education
18.2% of residents hold a bachelor's degree, below the national average of 33.7%. 80.5% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Bertram enjoys a moderate climate with an average annual temperature of 67°F. Winters average 50°F in January while summers reach 83°F in July. With 303 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 33.0 inches. Air quality is rated Good with a median AQI of 42.
Bertram has a population of 1,998 with a density of 1,063 people per square mile, spread across 1.2 square miles. The median age is 37.7 years, 3% younger than the national median of 38.9. The gender split is 49.7% female and 50.3% male. The city is predominantly White (74.5%), with 4.5% Hispanic, 2.2% Black. English is the primary language spoken at home by 80.1% of residents, while 19.9% speak Spanish. 9.3% of the population are veterans, above the national rate of 6.0%. 23.6% of residents have a disability (above the 13.0% national average). 81.1% have health insurance coverage.
Population
37.7yrs
Median Age
3% below US avg
Language Spoken at Home
English Only
80.1%
2% above US avg
Spanish
19.9%
49% above US avg
The median household income in Bertram is $63,750, which is 15% below the national average of $75,149. Per capita income is $34,723 (below the $39,052 national figure). The average weekly wage is $1,089, 24% lower than the U.S. average. The unemployment rate is 2.9% (below the 3.6% US average). 10.9% of residents live below the poverty line. The area has 1,697 business establishments, including 136 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 35 minutes (longer than the 28-minute US average). 8.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $63,750 |
| 15% below US avg |
| Per Capita Income | $34,723 |
| Avg Weekly Wage | $1,089 |
| IRS Avg AGI | $111,467 |
| Gini Index | 0.465 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.9% |
| 19% below US avg |
| Poverty Rate | 10.9% |
| 12% below US avg |
| Establishments (County) | 1,697 |
| County GDP | $2,728M |
Business (County)
| Restaurants | 136 |
| Healthcare | 145 |
| Retail | 196 |
| Manufacturing | 77 |
Tax & Cost of Living
| Property Tax (IRS) | $10,760 |
| 207% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 5.52% |
Commute & Transportation
| Commute Time | 34.6 min |
| Drive Alone | 76.3% |
| Public Transit | 1.8% |
| Work from Home | 8.1% |
The median home value in Bertram is $195,100, 31% below the national median of $281,900. Zillow estimates the typical home value at $409,404, higher than the Census estimate. Monthly rent averages $1,343 (15% above the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 78.1% of housing units are owner-occupied (above the 65.4% national rate). There are 719 total housing units in the city. The median year a home was built is 1979. The average annual property tax is $10,760 (higher than the $3,500 national average). 24.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.1x.
Home Values
| Census Median | $195,100 |
| 31% below US avg |
| Zillow ZHVI | $409,404 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,343 |
| 15% above US avg |
| Rent Burden | 24.0% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 78.1% |
| Owner-Occupied | 78.1% |
| Renter-Occupied | 21.9% |
| Housing Units | 719 |
| Median Year Built | 1979 |
Property Tax
| Avg Tax (IRS) | $10,760 |
| 207% above US avg |
| Effective Rate | 5.52% |
In Bertram, 35.7% of adults are obese, above the national rate of 32.1%. 10.7% have diabetes. Heart disease affects 5.4% of residents. 31.3% have high blood pressure. 14.4% are current smokers. 19.3% report binge drinking. 26.3% are physically inactive. 23.9% report depression (above the 20.0% national average). 18.7% experience frequent mental distress. 17.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,426. The dentist ratio is 1:2,019. 42.2% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Bertram vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.7% |
| 11% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 5.4% |
| High Blood Pressure | 31.3% |
| Asthma | 10.1% |
| COPD | 6.1% |
| Cancer | 6.6% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 14.4% |
| 3% above US avg |
| Binge Drinking | 19.3% |
| Physical Inactivity | 26.3% |
| Depression | 23.9% |
| Mental Distress | 18.7% |
| Physical Distress | 13.4% |
| Short Sleep | 38.5% |
Healthcare Access
| Insurance Rate | 81.1% |
| Uninsured | 17.2% |
| 100% above US avg |
| Primary Care | 1:2,426 |
| Dentists | 1:2,019 |
| Mental Health | 1:1,125 |
| Checkup Rate | 71.7% |
| Dental Visits | 58.4% |
| Premature Death | 8,879/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 42.2% |
| Healthcare Facilities | 145 |
Bertram has a violent crime rate of 441 per 100,000 residents, 16% above the national average of 380. This breaks down to aggravated assault at 441.2 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 2,574 per 100,000, 31% above the U.S. average. This includes larceny/theft at 1,397, burglary at 956, vehicle theft at 221 per 100,000 residents. The county recorded 15 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Bertram receives a safety grade of F.
Crime Rates: Bertram vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 441.2/100K |
| 16% above US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 441.2/100K |
Property Crime
| Total Property | 2,573.5/100K |
| 31% above US avg |
| Burglary | 955.9/100K |
| Theft | 1,397.1/100K |
| Vehicle Theft | 220.6/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 15 |
| Traffic Accidents | 6 |
| Avg Accident Severity | 2.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Bertram enjoys a temperate climate with an average annual temperature of 67°F (20°C). Winters average 50°F in January while summers reach 83°F in July. The area gets 303 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 33.0 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 1,269 feet.
Temperature
50°F Jan (10°C)
83°F Jul (29°C)
| Annual Average | 67.4°F |
| 25% above US avg |
| January Average | 50°F (10°C) |
| July Average | 83°F (29°C) |
| Sunny Days | 303 days/yr |
Geography
| Elevation | 1,269 ft (387 m) |
| Area | 1.2 sq mi (3.2 km²) |
| Population Density | 1,063/sq mi |
| Coordinates | 30.7447°N, 98.0665°W |
| Timezone | America/Chicago |
| County | Burnet County County |
| Nearest Airport | Austin-Bergstrom International (AUS)
45 miles away |
Precipitation & Snow
Annual Rainfall
33.0"
13% below US avg
Wettest Month (May)
4.65"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 76.6 / 100 |
| Social Vulnerability | 82.7 / 100 |
| Community Resilience | 35.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.9 on Oct 20, 2017.
| Sep 3, 2015 |
7 km NNE of Leander, Texas |
M2.9 |
25 km |
| Oct 20, 2017 |
5 km W of Flatonia, Texas |
M2.9 |
147 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
5 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 3. Most recent: Beryl (2024, Cat 1).
| Year |
Name |
Category |
Closest |
| 2024 |
Beryl |
Category 1 |
256 km |
| 2017 |
Harvey |
Category 3 |
239 km |
| 2008 |
Ike |
Category 2 |
266 km |
| 2003 |
Claudette |
Category 1 |
264 km |
| 1983 |
Alicia |
Category 3 |
273 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
414 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 36 fatalities, 287 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 27, 1997 |
EF5 |
44 km |
27 |
| May 11, 1999 |
EF4 |
99 km |
1 |
| May 27, 1997 |
EF4 |
42 km |
1 |
| Apr 12, 2022 |
EF3 |
31 km |
0 |
| Oct 12, 2001 |
EF3 |
80 km |
0 |
| May 27, 1997 |
EF3 |
32 km |
0 |
| May 27, 1997 |
EF3 |
74 km |
0 |
| May 27, 1997 |
EF3 |
95 km |
0 |
| May 13, 1994 |
EF3 |
28 km |
0 |
| Mar 14, 1990 |
EF3 |
65 km |
0 |
| May 17, 1989 |
EF3 |
43 km |
1 |
| Apr 7, 1980 |
EF3 |
43 km |
1 |
| May 26, 1976 |
EF3 |
67 km |
2 |
| Mar 10, 1973 |
EF3 |
16 km |
0 |
| May 6, 1969 |
EF3 |
87 km |
0 |
| May 10, 1959 |
EF3 |
61 km |
0 |
| Apr 24, 1957 |
EF3 |
85 km |
0 |
| Apr 30, 1954 |
EF3 |
69 km |
0 |
| May 22, 2024 |
EF2 |
74 km |
0 |
| Mar 21, 2022 |
EF2 |
79 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: CRITTENBERG COMPLEX (21,391 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
CRITTENBERG COMPLEX |
21,391 |
68 km |
| 1993 |
SAN SABA FIRE |
12,896 |
93 km |
| 2015 |
EATON CEMETERY |
10,441 |
92 km |
| 1999 |
WILLIAMS RANCH FIRE |
6,226 |
81 km |
| 2011 |
ROBINETTE |
6,039 |
63 km |
| 2011 |
UNNAMED |
5,706 |
66 km |
| 2003 |
UNNAMED |
4,490 |
100 km |
| 2011 |
SPICEWOOD |
4,239 |
38 km |
| 1984 |
STEWAIT |
3,696 |
53 km |
| 2015 |
LOG CABIN |
3,391 |
93 km |
| 2022 |
3 OAKS |
3,294 |
78 km |
| 2018 |
HARMAN ROAD |
3,094 |
66 km |
| 2007 |
ART |
2,623 |
99 km |
| 2009 |
OWL CREEK |
2,376 |
70 km |
| 2014 |
HAVELAH |
2,320 |
89 km |
| 2011 |
UNNAMED |
2,236 |
61 km |
| 2002 |
UNNAMED |
2,234 |
38 km |
| 2006 |
BROWNS CREEK RANGE |
1,889 |
69 km |
| 2008 |
HAVERLAH FIRE |
1,812 |
82 km |
| 2000 |
CHEROKEE FIRE |
1,597 |
53 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
50°F (10°C) |
1.7 in |
Driest |
| February |
51°F (11°C) |
2.2 in |
|
| March |
58°F (15°C) |
2.1 in |
|
| April |
65°F (19°C) |
2.8 in |
|
| May |
73°F (23°C) |
4.7 in |
Wettest |
| June |
79°F (26°C) |
3.4 in |
|
| July |
83°F (29°C) |
1.8 in |
Warmest |
| August |
82°F (28°C) |
2.1 in |
|
| September |
76°F (25°C) |
3.4 in |
|
| October |
67°F (20°C) |
3.4 in |
|
| November |
57°F (14°C) |
2.2 in |
|
| December |
49°F (9°C) |
1.8 in |
Coldest |
Bertram has a seasonal temperature swing of 34°F / from 49°F in December to 83°F in July. Total annual precipitation is 31.4 inches, with May being the wettest month (4.7") and January the driest (1.7").
Average costs for common services in Bertram. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $875 |
| Toddler | $818 |
| Preschool | $792 |
| Family Childcare (monthly) |
| Infant | $784 |
| Toddler | $745 |
| Preschool | $736 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Bertram
What is the population of Bertram?
Bertram has a population of 1,998 residents and is located in Texas. The population density is 1,063 people per square mile, spread across 1.2 square miles. The median age of residents is 37.7 years. The population is 49.7% female and 50.3% male.
Is Bertram expensive to live in?
Bertram has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $63,750, 15% below the national average of $75,149. The median home value is $195,100 (31% below the U.S. median). Renters pay a median of $1,343 per month, above the national average of $1,163. The home price-to-income ratio is 3.1x, indicating housing is reasonably affordable relative to local income levels.
Is Bertram safe?
The violent crime rate in Bertram is 441 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 2,574 per 100,000 (above the national average). Overall, Bertram receives a safety grade of F based on combined crime data.
What is the weather like in Bertram?
Bertram enjoys a temperate climate with an average annual temperature of 67°F (20°C). Winter temperatures average 50°F in January, while summers reach an average of 83°F in July. The area receives 303 sunny days per year, well above the national average of 205. Annual rainfall totals 33.0 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Bertram?
The job market in Bertram is very strong, with unemployment at just 2.9% / well below the national rate of 3.6%. The average weekly wage is $1,089. There are 1,697 business establishments in the area, including 136 restaurants and food service locations. The average commute time is 35 minutes, and 8.1% of workers work from home.
How much does housing cost in Bertram?
The median home value in Bertram is $195,100. Zillow estimates the typical home value at $409,404. For renters, the median monthly rent is $1,343. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 78.1%. The average annual property tax is $10,760.
How are the schools in Bertram?
Schools in Bertram score 5.2 out of 10 on standardized testing, near the national average. 18.2% of adults in Bertram hold a bachelor's degree or higher, below the national average of 33.7%. 80.5% have completed high school. 6.4% hold a graduate or professional degree.
How healthy is Bertram?
The obesity rate in Bertram is 35.7% (above the national rate of 32.1%). 14.4% of adults are smokers. 26.3% are physically inactive. 23.9% of residents report depression. 17.2% lack health insurance (above the national rate). 42.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,426.
What is transportation like in Bertram?
The average commute in Bertram is 35 minutes, longer than the national average of 28 minutes. 76.3% of workers drive alone to work, 1.8% use public transit, and 8.1% work from home.
What are the demographics of Bertram?
The racial and ethnic makeup of Bertram is 74.5% White, 2.2% Black or African American, 4.5% Hispanic or Latino. 80.1% of residents speak only English at home, while 19.9% speak Spanish. 9.3% of the population are military veterans. 23.6% of residents have a disability. 81.1% have health insurance coverage.
All Countries
