Median Income
$86,250
15% higher than US avg
Home Value
$225,000
20% lower than US avg
Bachelor's+
24.6%
27% lower than US avg
Obesity Rate
42.5%
32% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Bingham Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population106
Median Age44.3 yrs
Density133/mi²
Male / Female67% / 33%
Largest GroupWhite 99%
Veterans4.6%
Economy
A+
Median Income$86,250
Per Capita$37,911
Unemployment0.0%
Poverty0.0%
County GDP$881M
Commute18 min
Housing
A+
Home Value$225,000
Ownership90.5%
Zillow$173,036
Housing Units49
Rent Burden24.2%
Health
Obesity42.5%
Uninsured1.9%
Smoking20.9%
Depression27.8%
Heart Disease6.7%
Climate
Avg Temp47°F (8°C)
Rain31.7 in/yr
Elevation1,421 ft (433 m)
Education
C+
Bachelor's+24.6%
High School+84.6%
Graduate+4.0%
School Score6.02
Community
2024 VoteR 70% / D 28%
Commute18 min
Broadband78.6%
EV Stations2
Libraries3
Is Bingham Lake a Good Place to Live?
Based on current data, Bingham Lake receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Areas to be aware of include high obesity rates. Bingham Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Bingham Lake is $86,250, 15% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Bingham Lake is $225,000, 20% below the national median / offering relatively affordable homeownership. At just 2.6x median income, home prices are very affordable relative to local earnings.
Education
24.6% of residents hold a bachelor's degree, below the national average of 33.7%. 84.6% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Bingham Lake experiences four distinct seasons with an average temperature of 47°F. Winters average 17°F in January while summers reach 74°F in July. Annual precipitation totals 31.7 inches, including 43.5 inches of snow.
Bingham Lake has a population of 106 with a density of 133 people per square mile, spread across 0.8 square miles. The median age is 44.3 years, 14% older than the national median of 38.9. The gender split is 33% female and 67% male. The city is predominantly White (99.1%). English is the primary language spoken at home by 99% of residents. 4.6% of the population are veterans, below the national rate of 6.0%. 15.1% of residents have a disability. 98.1% have health insurance coverage.
Population
106
Total Population
2023 Census
44.3yrs
Median Age
14% above US avg
Race & Ethnicity
Bingham Lake vs U.S. Average
Language Spoken at Home
English Only
99.0%
26% above US avg
Spanish
0.9%
93% below US avg
Social Characteristics
Bingham Lake vs U.S. Average
The median household income in Bingham Lake is $86,250, which is 15% above the national average of $75,149. Per capita income is $37,911. The average weekly wage is $998, 30% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 366 business establishments, including 22 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 11.3% of workers work from home (below the 15.2% national rate).
Income: Bingham Lake vs U.S.
Income
| Median HH Income | $86,250 |
| 15% above US avg |
| Per Capita Income | $37,911 |
| Avg Weekly Wage | $998 |
| IRS Avg AGI | $72,550 |
| Gini Index | 0.416 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 366 |
| County GDP | $881M |
Business (County)
| Restaurants | 22 |
| Healthcare | 27 |
| Retail | 40 |
| Manufacturing | 13 |
Tax & Cost of Living
| Property Tax (IRS) | $2,615 |
| 25% below US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.16% |
Commute & Transportation
| Commute Time | 17.8 min |
| Drive Alone | 75.5% |
| Public Transit | 0.0% |
| Work from Home | 11.3% |
The median home value in Bingham Lake is $225,000, 20% below the national median of $281,900. Zillow estimates the typical home value at $173,036, lower than the Census estimate. Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 90.5% of housing units are owner-occupied (above the 65.4% national rate). There are 49 total housing units in the city. The median year a home was built is 1951. The average annual property tax is $2,615 (lower than the $3,500 national average). 24.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $225,000 |
| 20% below US avg |
| Zillow ZHVI | $173,036 |
Rental Costs
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 90.5% |
| Owner-Occupied | 90.5% |
| Renter-Occupied | 9.5% |
| Housing Units | 49 |
| Median Year Built | 1951 |
Property Tax
| Avg Tax (IRS) | $2,615 |
| 25% below US avg |
| Effective Rate | 1.16% |
In Bingham Lake, 42.5% of adults are obese, above the national rate of 32.1%. 11.4% have diabetes. Heart disease affects 6.7% of residents, above the national average. 32.3% have high blood pressure. 20.9% are current smokers (above the 14.0% national rate). 19.6% report binge drinking. 30.3% are physically inactive, above the national average. 27.8% report depression (above the 20.0% national average). 19.2% experience frequent mental distress. 1.9% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:9,990. The dentist ratio is 1:2,473. 61.7% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Bingham Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.5% |
| 32% above US avg |
| Diabetes | 11.4% |
| Heart Disease | 6.7% |
| High Blood Pressure | 32.3% |
| Asthma | 11.0% |
| COPD | 7.6% |
| Cancer | 7.1% |
| Stroke | 3.7% |
Behaviors & Mental Health
| Smoking | 20.9% |
| 49% above US avg |
| Binge Drinking | 19.6% |
| Physical Inactivity | 30.3% |
| Depression | 27.8% |
| Mental Distress | 19.2% |
| Physical Distress | 14.3% |
| Short Sleep | 33.8% |
Healthcare Access
| Insurance Rate | 98.1% |
| Uninsured | 1.9% |
| 78% below US avg |
| Primary Care | 1:9,990 |
| Dentists | 1:2,473 |
| Mental Health | 1:1,240 |
| Checkup Rate | 71.4% |
| Dental Visits | 55.8% |
| Premature Death | 7,473/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 61.7% |
| Healthcare Facilities | 27 |
Bingham Lake experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 17°F in January while summers reach 74°F in July. Annual precipitation totals 31.7 inches. The area receives 43.5 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 1,421 feet.
Temperature
17°F Jan (-9°C)
74°F Jul (23°C)
| Annual Average | 46.8°F |
| 13% below US avg |
| January Average | 17°F (-9°C) |
| July Average | 74°F (23°C) |
Geography
| Elevation | 1,421 ft (433 m) |
| Area | 0.8 sq mi (2.1 km²) |
| Population Density | 133/sq mi |
| Coordinates | 43.9092°N, 95.0447°W |
| Timezone | America/Chicago |
| County | Jackson County County |
| Nearest Airport | Southwest Minnesota Regional Marshall/Ryan Field (MML)
54 miles away |
Precipitation & Snow
Annual Rainfall
31.7"
17% below US avg
Wettest Month (Jun)
4.73"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 22.4 / 100 |
| Social Vulnerability | 15.1 / 100 |
| Community Resilience | 75.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.7 on Jun 30, 2021.
| Feb 9, 1994 |
6 km NNE of Blomkest, Minnesota |
M3.1 |
121 km |
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
89 km |
| Jun 30, 2021 |
4 km E of Rembrandt, Iowa |
M2.7 |
121 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
479 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 18 fatalities, 375 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 16, 1992 |
EF5 |
79 km |
1 |
| Jun 13, 1968 |
EF5 |
63 km |
9 |
| Jun 25, 2010 |
EF4 |
90 km |
0 |
| Mar 29, 1998 |
EF4 |
39 km |
1 |
| Jun 16, 1992 |
EF4 |
69 km |
0 |
| Aug 24, 2006 |
EF3 |
74 km |
1 |
| Aug 1, 2006 |
EF3 |
26 km |
0 |
| Mar 29, 1998 |
EF3 |
99 km |
0 |
| Mar 29, 1998 |
EF3 |
81 km |
1 |
| Aug 7, 1994 |
EF3 |
81 km |
0 |
| Jun 16, 1992 |
EF3 |
66 km |
0 |
| Jun 16, 1992 |
EF3 |
56 km |
0 |
| Jun 16, 1992 |
EF3 |
56 km |
0 |
| Apr 20, 1985 |
EF3 |
85 km |
0 |
| Sep 20, 1980 |
EF3 |
85 km |
0 |
| Jun 28, 1979 |
EF3 |
97 km |
2 |
| Jun 10, 1977 |
EF3 |
79 km |
0 |
| May 31, 1971 |
EF3 |
75 km |
0 |
| May 31, 1971 |
EF3 |
64 km |
0 |
| Mar 21, 1953 |
EF3 |
79 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: DEWEYS PASTURE (641 ac, 2008).
| Year |
Name |
Acres |
Distance |
| 2008 |
DEWEYS PASTURE |
641 |
81 km |
| 2024 |
LINCOLN WPA RX |
575 |
63 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
17°F (-9°C) |
0.9 in |
Coldest |
| February |
21°F (-6°C) |
0.8 in |
Driest |
| March |
33°F (1°C) |
1.8 in |
|
| April |
47°F (8°C) |
3.2 in |
|
| May |
59°F (15°C) |
4.5 in |
|
| June |
70°F (21°C) |
4.7 in |
Wettest |
| July |
74°F (23°C) |
3.9 in |
Warmest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
64°F (18°C) |
3.2 in |
|
| October |
50°F (10°C) |
2.5 in |
|
| November |
35°F (1°C) |
1.5 in |
|
| December |
22°F (-6°C) |
1.1 in |
|
Bingham Lake has a seasonal temperature swing of 57°F / from 17°F in January to 74°F in July. Total annual precipitation is 31.7 inches, with June being the wettest month (4.7") and February the driest (0.8").
Average costs for common services in Bingham Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148-$394) |
| Specialist Visit |
$345 ($197-$542) |
| Urgent Care Visit |
$197 ($99-$345) |
| Emergency Room Visit |
$2,169 ($789-$4,930) |
| Dental Cleaning |
$128 ($74-$197) |
| Dental Filling |
$247 ($148-$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$296 ($148-$493) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$592 ($394-$986) |
| Battery Replacement |
$197 ($99-$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59-$148) |
| Electrician (Per Hour) |
$89 ($49-$138) |
| HVAC Repair |
$394 ($148-$789) |
| HVAC System Install |
$6,902 ($3,944-$11,832) |
| Roof Repair |
$986 ($394-$1,972) |
| Roof Replacement |
$8,874 ($5,423-$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493-$3,451) |
| Divorce (Contested) |
$14,790 ($4,930-$29,580) |
| DUI Defense |
$4,930 ($1,972-$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789-$2,958) |
| Will Preparation |
$493 ($197-$986) |
| Trust Preparation |
$2,465 ($986-$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($30-$99) |
| Hair Coloring (Full) |
$148 ($74-$247) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$79 ($49-$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96-$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47-$4.93) |
| Loaf of Bread |
$3.75 ($2.47-$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96-$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94-$7.40) |
| Rice (per lb) |
$0.99 ($0.59-$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79-$247) |
| Natural Gas (Monthly) |
$69 ($30-$148) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$99) |
| Cell Phone Plan (Monthly) |
$64 ($30-$99) |
| Cable TV (Monthly) |
$84 ($49-$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74-$493) |
| Car Insurance (Annual) |
$1,972 ($1,183-$3,451) |
| Bus Pass (Monthly) |
$69 ($30-$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89-$25) |
| Car Registration (Annual) |
$99 ($30-$247) |
| Driver's License Renewal |
$30 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592-$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493-$1,972) |
| After-School Care (Monthly) |
$394 ($197-$690) |
| Tutoring (Per Hour) |
$49 ($25-$99) |
| SAT/ACT Prep Course |
$986 ($394-$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930-$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30-$99) |
| Dog Vaccination (Annual) |
$99 ($49-$197) |
| Dog Grooming |
$59 ($30-$99) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$296 ($148-$493) |
| Cat Spay/Neuter |
$197 ($99-$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $758 |
| Toddler | $697 |
| Preschool | $637 |
| Family Childcare (monthly) |
| Infant | $556 |
| Toddler | $563 |
| Preschool | $563 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Bingham Lake
What is the population of Bingham Lake?
Bingham Lake has a population of 106 residents and is located in Minnesota. The population density is 133 people per square mile, spread across 0.8 square miles. The median age of residents is 44.3 years, which is older than the national median of 38.9 years. The population is 33% female and 67% male.
Is Bingham Lake expensive to live in?
Bingham Lake has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $86,250, 15% above the national average of $75,149. The median home value is $225,000 (20% below the U.S. median). The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Bingham Lake?
Bingham Lake has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 17°F in January, while summers reach an average of 74°F in July. Annual rainfall totals 31.7 inches, with 43.5 inches of snow.
How is the job market in Bingham Lake?
The job market in Bingham Lake is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $998. There are 366 business establishments in the area, including 22 restaurants and food service locations. The average commute time is 18 minutes, and 11.3% of workers work from home.
How much does housing cost in Bingham Lake?
The median home value in Bingham Lake is $225,000. Zillow estimates the typical home value at $173,036. The homeownership rate is 90.5%. The average annual property tax is $2,615.
How are the schools in Bingham Lake?
Schools in Bingham Lake score 6 out of 10 on standardized testing, near the national average. 24.6% of adults in Bingham Lake hold a bachelor's degree or higher, below the national average of 33.7%. 84.6% have completed high school. 4.0% hold a graduate or professional degree.
How healthy is Bingham Lake?
The obesity rate in Bingham Lake is 42.5% (above the national rate of 32.1%). 20.9% of adults are smokers. 30.3% are physically inactive. 27.8% of residents report depression. 1.9% lack health insurance (below the national rate). 61.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:9,990.
What is transportation like in Bingham Lake?
The average commute in Bingham Lake is 18 minutes, shorter than the national average of 28 minutes. 75.5% of workers drive alone to work, and 11.3% work from home.
What are the demographics of Bingham Lake?
The racial and ethnic makeup of Bingham Lake is 99.1% White, 0.9% Asian. 99% of residents speak only English at home. 4.6% of the population are military veterans. 15.1% of residents have a disability. 98.1% have health insurance coverage.