Median Income
$46,875
38% lower than US avg
Home Value
$68,300
76% lower than US avg
Bachelor's+
20.9%
38% lower than US avg
Median Rent
$625
46% lower than US avg
Obesity Rate
39.7%
24% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
23.5%
90% higher than US avg
How Black Oak Compares to the U.S. Average (100% = U.S. avg)
People
Population185
Median Age40.8 yrs
Density440/mi²
Male / Female51% / 49%
Largest GroupWhite 62%
Veterans0.8%
Economy
B
Median Income$46,875
Per Capita$22,536
Unemployment0.0%
Poverty23.5%
County GDP$7,259M
Commute26 min
Housing
A+
Home Value$68,300
Rent$625
Ownership83.5%
Zillow$153,112
Housing Units119
Rent Burden10.0%
Health
Obesity39.7%
Uninsured13.0%
Smoking18.8%
Depression28.1%
Heart Disease7.2%
Climate
Avg Temp61°F (16°C)
Rain48.5 in/yr
Elevation232 ft (71 m)
Education
C+
Bachelor's+20.9%
High School+70.9%
Graduate+14.5%
School Score5.30
Community
2024 VoteR 68% / D 30%
Commute26 min
Broadband88.6%
EV Stations6
Libraries4
Is Black Oak a Good Place to Live?
Based on current data, Black Oak receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, a high uninsured rate, below-average incomes. Black Oak offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Black Oak is $46,875, 38% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 23.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Black Oak is $68,300, 76% below the national median / offering relatively affordable homeownership. Renters pay a median of $625 per month, below the national average / a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.
Education
20.9% of residents hold a bachelor's degree, below the national average of 33.7%. 70.9% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Black Oak enjoys a moderate climate with an average annual temperature of 61°F. Winters average 39°F in January while summers reach 82°F in July. Annual precipitation totals 48.5 inches.
Black Oak has a population of 185 with a density of 440 people per square mile, spread across 0.4 square miles. The median age is 40.8 years, 5% older than the national median of 38.9. The gender split is 48.6% female and 51.4% male. The city is predominantly White (61.6%), with 36.8% Hispanic. English is the primary language spoken at home by 76.7% of residents, while 12% speak Spanish. 0.8% of the population are veterans, below the national rate of 6.0%. 22.2% of residents have a disability (above the 13.0% national average). 87.0% have health insurance coverage.
Population
185
Total Population
2023 Census
40.8yrs
Median Age
5% above US avg
Race & Ethnicity
Black Oak vs U.S. Average
Language Spoken at Home
English Only
76.7%
2% below US avg
Spanish
12.0%
10% below US avg
Social Characteristics
Black Oak vs U.S. Average
The median household income in Black Oak is $46,875, which is 38% below the national average of $75,149. Per capita income is $22,536 (below the $39,052 national figure). The average weekly wage is $994, 31% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 23.5% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 3,006 business establishments, including 267 restaurants. The cost of living index is 86.9, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 26 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income: Black Oak vs U.S.
Income
| Median HH Income | $46,875 |
| 38% below US avg |
| Per Capita Income | $22,536 |
| Avg Weekly Wage | $994 |
| IRS Avg AGI | $72,055 |
| Gini Index | 0.493 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 23.5% |
| 90% above US avg |
| Establishments (County) | 3,006 |
| County GDP | $7,259M |
Business (County)
| Restaurants | 267 |
| Healthcare | 386 |
| Retail | 441 |
| Manufacturing | 90 |
Tax & Cost of Living
| Property Tax (IRS) | $2,983 |
| 15% below US avg |
| Cost of Living | 86.90 (100=avg) |
| Effective Tax Rate | 4.37% |
Commute & Transportation
| Commute Time | 26.4 min |
| Drive Alone | 91.3% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Black Oak is $68,300, 76% below the national median of $281,900. Zillow estimates the typical home value at $153,112, higher than the Census estimate. According to Redfin, the median sale price is $128,500 with homes selling in an average of 83 days. Homes sell for 98.9% of their list price. Monthly rent averages $625 (46% below the national average of $1,163). Fair market rent ranges from $751 for a one-bedroom to $944 for a two-bedroom apartment. 83.5% of housing units are owner-occupied (above the 65.4% national rate). There are 119 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $2,983. 10.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $68,300 |
| 76% below US avg |
| Zillow ZHVI | $153,112 |
| Redfin Median Sale | $128,500 |
Real Estate Market (Redfin)
| Median Sale Price | $128,500 |
| $/Sq Ft | $123 |
| Homes Sold | 1 |
| Days on Market | 83 days |
| Sale-to-List Ratio | 98.9% |
| Price Drops | 0.0% |
Rental Costs
| Census Median Rent | $625 |
| 46% below US avg |
| Rent Burden | 10.0% |
HUD Fair Market Rent
| Studio | $700 |
| 1 Bedroom | $751 |
| 2 Bedrooms | $944 |
| 3 Bedrooms | $1,239 |
| 4 Bedrooms | $1,406 |
Ownership & Property
| Homeownership | 83.5% |
| Owner-Occupied | 83.5% |
| Renter-Occupied | 16.5% |
| Housing Units | 119 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $2,983 |
| 15% below US avg |
| Effective Rate | 4.37% |
In Black Oak, 39.7% of adults are obese, above the national rate of 32.1%. 11.7% have diabetes. Heart disease affects 7.2% of residents, above the national average. 38.1% have high blood pressure. 18.8% are current smokers (above the 14.0% national rate). 16.1% report binge drinking. 33.9% are physically inactive, above the national average. 28.1% report depression (above the 20.0% national average). 20.8% experience frequent mental distress. 13.0% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:813. The dentist ratio is 1:1,256. 58.2% of residents have access to exercise opportunities. The food environment index is 6.4 out of 10.
Health Metrics: Black Oak vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.7% |
| 24% above US avg |
| Diabetes | 11.7% |
| Heart Disease | 7.2% |
| High Blood Pressure | 38.1% |
| Asthma | 10.3% |
| COPD | 8.7% |
| Cancer | 7.1% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 18.8% |
| 34% above US avg |
| Binge Drinking | 16.1% |
| Physical Inactivity | 33.9% |
| Depression | 28.1% |
| Mental Distress | 20.8% |
| Physical Distress | 16.1% |
| Short Sleep | 40.2% |
Healthcare Access
| Insurance Rate | 87.0% |
| Uninsured | 13.0% |
| 51% above US avg |
| Primary Care | 1:813 |
| Dentists | 1:1,256 |
| Mental Health | 1:242 |
| Checkup Rate | 75.4% |
| Dental Visits | 49.5% |
| Premature Death | 10,320/100K |
Food & Exercise
| Food Environment | 6.4/10 |
| Exercise Access | 58.2% |
| Healthcare Facilities | 386 |
Black Oak enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winters average 39°F in January while summers reach 82°F in July. Annual precipitation totals 48.5 inches (wetter than the 38-inch national average). The area receives 2.5 inches of snow annually. The city sits at an elevation of 232 feet.
Temperature
39°F Jan (4°C)
82°F Jul (28°C)
| Annual Average | 60.9°F |
| 13% above US avg |
| January Average | 39°F (4°C) |
| July Average | 82°F (28°C) |
Geography
| Elevation | 232 ft (71 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 440/sq mi |
| Coordinates | 35.8365°N, 90.3676°W |
| Timezone | America/Chicago |
| County | Craighead County County |
| Nearest Airport | Arkansas International (BYH)
25 miles away |
Precipitation & Snow
Annual Rainfall
48.5"
28% above US avg
Wettest Month (May)
5.21"
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 91.8 / 100 |
| Social Vulnerability | 66.0 / 100 |
| Community Resilience | 52.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Very High |
| Drought |
Relatively High |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
373 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.5. Most recent: M3.1 on Aug 1, 2025.
| May 4, 1991 |
2 km NNW of Risco, Missouri |
M4.5 |
96 km |
| May 1, 2005 |
5 km SSE of Manila, Arkansas |
M4.2 |
20 km |
| Feb 10, 2005 |
3 km NNW of Etowah, Arkansas |
M4.1 |
14 km |
| Jun 2, 2005 |
12 km S of Ridgely, Tennessee |
M4.0 |
88 km |
| Apr 30, 2003 |
1 km N of Blytheville, Arkansas |
M4.0 |
42 km |
| Aug 22, 2000 |
19 km WNW of Maynard, Arkansas |
M3.9 |
97 km |
| Feb 21, 2012 |
4 km SSE of Bertrand, Missouri |
M3.9 |
143 km |
| Oct 21, 1999 |
9 km NW of Maynard, Arkansas |
M3.9 |
90 km |
| Oct 29, 2012 |
8 km SW of Parkin, Arkansas |
M3.9 |
74 km |
| Jul 7, 1991 |
11 km ENE of Brandsville, Missouri |
M3.9 |
143 km |
| Sep 17, 1997 |
2 km E of Trumann, Arkansas |
M3.8 |
21 km |
| May 16, 2024 |
6 km S of Ridgely, Tennessee |
M3.8 |
90 km |
| Nov 29, 1996 |
1 km W of Blytheville, Arkansas |
M3.8 |
40 km |
| Mar 2, 2010 |
2 km ENE of East Prairie, Missouri |
M3.7 |
139 km |
| Feb 23, 2013 |
7 km SW of Trumann, Arkansas |
M3.7 |
29 km |
| Apr 24, 2019 |
12 km NNW of Dyersburg, Tennessee |
M3.7 |
90 km |
| Jan 16, 2018 |
4 km SW of Caruthersville, Missouri |
M3.6 |
71 km |
| Oct 15, 2017 |
6 km SE of Manila, Arkansas |
M3.6 |
23 km |
| Sep 22, 2011 |
6 km E of Grandin, Missouri |
M3.6 |
114 km |
| Apr 2, 2015 |
1 km WNW of Cooter, Missouri |
M3.6 |
54 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
556 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 154 fatalities, 1,642 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Dec 10, 2021 |
EF4 |
18 km |
8 |
| Jan 21, 1999 |
EF4 |
52 km |
0 |
| Apr 16, 1998 |
EF4 |
17 km |
2 |
| Mar 1, 1997 |
EF4 |
64 km |
1 |
| Mar 1, 1997 |
EF4 |
19 km |
0 |
| Mar 15, 1984 |
EF4 |
88 km |
5 |
| Apr 22, 1981 |
EF4 |
85 km |
1 |
| May 15, 1968 |
EF4 |
74 km |
35 |
| Mar 21, 1952 |
EF4 |
55 km |
17 |
| Mar 21, 1952 |
EF4 |
74 km |
4 |
| Mar 31, 2023 |
EF3 |
91 km |
4 |
| Mar 31, 2023 |
EF3 |
64 km |
1 |
| Mar 28, 2020 |
EF3 |
29 km |
0 |
| Apr 30, 2010 |
EF3 |
93 km |
0 |
| May 2, 2008 |
EF3 |
69 km |
0 |
| Apr 2, 2006 |
EF3 |
69 km |
2 |
| Apr 2, 2006 |
EF3 |
83 km |
16 |
| Apr 2, 2006 |
EF3 |
92 km |
0 |
| Jan 21, 1999 |
EF3 |
98 km |
0 |
| Apr 16, 1998 |
EF3 |
97 km |
2 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1811 |
AR: NE - NEW MADRID EARTHQUAKES |
Eruption + Earthquake |
- |
- |
27 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: WAPANOCCA LAKE (725 ac, 2005).
| Year |
Name |
Acres |
Distance |
| 2005 |
WAPANOCCA LAKE |
725 |
56 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
39°F (4°C) |
3.5 in |
Coldest |
| February |
43°F (6°C) |
3.8 in |
|
| March |
51°F (11°C) |
4.7 in |
|
| April |
61°F (16°C) |
5.2 in |
|
| May |
70°F (21°C) |
5.2 in |
Wettest |
| June |
79°F (26°C) |
3.1 in |
Driest |
| July |
82°F (28°C) |
3.7 in |
Warmest |
| August |
80°F (27°C) |
3.4 in |
|
| September |
73°F (23°C) |
3.3 in |
|
| October |
62°F (17°C) |
3.8 in |
|
| November |
50°F (10°C) |
4.4 in |
|
| December |
42°F (5°C) |
4.5 in |
|
Black Oak has a seasonal temperature swing of 43°F / from 39°F in January to 82°F in July. Total annual precipitation is 48.5 inches, with May being the wettest month (5.2") and June the driest (3.1").
Average costs for common services in Black Oak. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$217 ($130-$348) |
| Specialist Visit |
$304 ($174-$478) |
| Urgent Care Visit |
$174 ($87-$304) |
| Emergency Room Visit |
$1,912 ($695-$4,345) |
| Dental Cleaning |
$113 ($65-$174) |
| Dental Filling |
$217 ($130-$348) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$39 ($22-$65) |
| Oil Change (Synthetic) |
$65 ($43-$104) |
| Brake Pad Replacement |
$261 ($130-$435) |
| Tire Rotation |
$35 ($17-$65) |
| New Tires (Set of 4) |
$521 ($348-$869) |
| Battery Replacement |
$174 ($87-$304) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$87 ($52-$130) |
| Electrician (Per Hour) |
$78 ($43-$122) |
| HVAC Repair |
$348 ($130-$695) |
| HVAC System Install |
$6,083 ($3,476-$10,428) |
| Roof Repair |
$869 ($348-$1,738) |
| Roof Replacement |
$7,821 ($4,780-$13,035) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,304 ($435-$3,042) |
| Divorce (Contested) |
$13,035 ($4,345-$26,070) |
| DUI Defense |
$4,345 ($1,738-$8,690) |
| Bankruptcy (Chapter 7) |
$1,304 ($695-$2,607) |
| Will Preparation |
$435 ($174-$869) |
| Trust Preparation |
$2,173 ($869-$4,345) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$39) |
| Women's Haircut |
$48 ($26-$87) |
| Hair Coloring (Full) |
$130 ($65-$217) |
| Manicure |
$22 ($13-$39) |
| Pedicure |
$35 ($22-$56) |
| Massage (1 Hour) |
$70 ($43-$113) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.56 ($2.61-$4.78) |
| Dozen Eggs (per dozen) |
$3.04 ($2.17-$4.35) |
| Loaf of Bread |
$3.30 ($2.17-$4.78) |
| Chicken Breast (per lb) |
$3.91 ($2.61-$5.65) |
| Ground Beef (per lb) |
$4.78 ($3.48-$6.52) |
| Rice (per lb) |
$0.87 ($0.52-$1.56) |
View all 20 services
Utilities
| Electricity (Monthly) |
$122 ($70-$217) |
| Natural Gas (Monthly) |
$61 ($26-$130) |
| Water/Sewer (Monthly) |
$61 ($35-$104) |
| Internet (Monthly) |
$61 ($35-$87) |
| Cell Phone Plan (Monthly) |
$56 ($26-$87) |
| Cable TV (Monthly) |
$74 ($43-$130) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$174 ($65-$435) |
| Car Insurance (Annual) |
$1,738 ($1,043-$3,042) |
| Bus Pass (Monthly) |
$61 ($26-$113) |
| Taxi/Uber (5-Mile Ride) |
$13 ($6.95-$22) |
| Car Registration (Annual) |
$87 ($26-$217) |
| Driver's License Renewal |
$26 ($13-$65) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,043 ($521-$2,173) |
| Daycare (Toddler, Monthly) |
$869 ($435-$1,738) |
| After-School Care (Monthly) |
$348 ($174-$608) |
| Tutoring (Per Hour) |
$43 ($22-$87) |
| SAT/ACT Prep Course |
$869 ($348-$2,173) |
| Private School (K-12, Annual) |
$10,863 ($4,345-$26,070) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$52 ($26-$87) |
| Dog Vaccination (Annual) |
$87 ($43-$174) |
| Dog Grooming |
$52 ($26-$87) |
| Pet Boarding (Per Night) |
$35 ($17-$65) |
| Dog Spay/Neuter |
$261 ($130-$435) |
| Cat Spay/Neuter |
$174 ($87-$348) |
View all 9 services
Frequently Asked Questions About Black Oak
What is the population of Black Oak?
Black Oak has a population of 185 residents and is located in Arkansas. The population density is 440 people per square mile, spread across 0.4 square miles. The median age of residents is 40.8 years. The population is 48.6% female and 51.4% male.
Is Black Oak expensive to live in?
Black Oak is more affordable than the national average, with a cost of living index of 86.9 / below the baseline of 100. The median household income is $46,875, 38% below the national average of $75,149. The median home value is $68,300 (76% below the U.S. median). Renters pay a median of $625 per month, below the national average of $1,163. The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Black Oak?
Black Oak enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winter temperatures average 39°F in January, while summers reach an average of 82°F in July. Annual rainfall totals 48.5 inches, with 2.5 inches of snow.
How is the job market in Black Oak?
The job market in Black Oak is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $994. There are 3,006 business establishments in the area, including 267 restaurants and food service locations. The average commute time is 26 minutes, and 0.0% of workers work from home.
How much does housing cost in Black Oak?
The median home value in Black Oak is $68,300. Zillow estimates the typical home value at $153,112. According to Redfin, the median sale price is $128,500, with homes typically selling within 83 days. For renters, the median monthly rent is $625. Fair market rent is $751 for a 1-bedroom and $944 for a 2-bedroom apartment. The homeownership rate is 83.5%. The average annual property tax is $2,983.
How are the schools in Black Oak?
Schools in Black Oak score 5.3 out of 10 on standardized testing, near the national average. 20.9% of adults in Black Oak hold a bachelor's degree or higher, below the national average of 33.7%. 70.9% have completed high school. 14.5% hold a graduate or professional degree.
How healthy is Black Oak?
The obesity rate in Black Oak is 39.7% (above the national rate of 32.1%). 18.8% of adults are smokers. 33.9% are physically inactive. 28.1% of residents report depression. 13.0% lack health insurance (above the national rate). 58.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:813.
What is transportation like in Black Oak?
The average commute in Black Oak is 26 minutes. 91.3% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Black Oak?
The racial and ethnic makeup of Black Oak is 61.6% White, 36.8% Hispanic or Latino. 76.7% of residents speak only English at home, while 12% speak Spanish. 0.8% of the population are military veterans. 22.2% of residents have a disability. 87.0% have health insurance coverage.