Cambridge, IL

Illinois · Metropolitan Area

Cambridge is a small town in Illinois with a population of 2,184. Residents earn $72,292 per year, which is 4% below the national average.

3.1 /5.0
B Good
2,184 Population 1,097/sq mi density
$72,292 Median Income $31,104 per capita
$120,400 Home Value $129,710 Zillow
$1,039 Median Rent
51°F Avg Temperature
141 Violent Crime/100K 565 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$72,292 median income, 4.0% unemployment
A+
Affordability
5.0 / 5.0
$120,400 home value, $1,039/mo rent
F
Safety
1.0 / 5.0
141 violent crimes/100K (63% below avg)
C
Education
2.4 / 5.0
17.3% bachelor's degree or higher
Median Income $72,292
4% lower than US avg
Home Value $120,400
57% lower than US avg
Violent Crime 141/100K
63% lower than US avg
Bachelor's+ 17.3%
49% lower than US avg
Median Rent $1,039
11% lower than US avg
Obesity Rate 36.1%
12% higher than US avg
Unemployment 4.0%
11% higher than US avg
Poverty Rate 4.6%
63% lower than US avg

How Cambridge Compares to the U.S. Average (100% = U.S. avg)

People

Population2,184
Median Age35.6 yrs
Density1,097/mi²
Male / Female51% / 49%
Largest GroupWhite 92%

Economy

A
Median Income$72,292
Per Capita$31,104
Unemployment4.0%
Poverty4.6%
County GDP$2,048M
Commute29 min

Housing

A+
Home Value$120,400
Rent$1,039
OwnershipN/A
Zillow$129,710

Crime

F
Violent141/100K
Property565/100K
Murder0.0/100K
Assault141/100K
Burglary141/100K

Health

Obesity36.1%
UninsuredN/A
Depression23.5%
Heart Disease5.0%

Climate

Avg Temp51°F
AQI43 (Good)
Rain39.1 in/yr
Elevation826 ft

Education

C
Bachelor's+17.3%
High School+94.2%
School Score5.34

Community

2024 VoteR 61% / D 37%
Commute29 min
Libraries9

Is Cambridge a Good Place to Live?

Based on current data, Cambridge receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, a low poverty rate, high health insurance coverage. Cambridge offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Cambridge is $72,292, roughly in line with the national average of $75,149. Unemployment stands at 4.0%, indicating a healthy job market. Only 4.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Cambridge is $120,400, 57% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,039 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Cambridge is a very safe community with a violent crime rate of 141 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 565 per 100,000, 71% below the national average.

Education

17.3% of residents hold a bachelor's degree, below the national average of 33.7%. 94.2% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Cambridge experiences four distinct seasons with an average temperature of 51°F. Winters average 23°F in January while summers reach 75°F in July. Annual precipitation totals 39.1 inches, including 28.4 inches of snow. Air quality is rated Good with a median AQI of 43.

Cambridge has a population of 2,184 with a density of 1,097 people per square mile. The median age is 35.6 years, 8% younger than the national median of 38.9. The city is predominantly White (92.2%), with 1.1% Hispanic, 2.4% Black.

Population

2,184
Total Population
1,097
People / sq mi
35.6yrs
Median Age
8% below US avg
2.0mi²
Land Area

Gender Distribution

Male 50.7%
Female 49.3%

Race & Ethnicity

Cambridge vs U.S. Average

Language Spoken at Home

English Only98.9%
26% above US avg
Spanish1.1%
92% below US avg

Social Characteristics

Cambridge vs U.S. Average

The median household income in Cambridge is $72,292, which is 4% below the national average of $75,149. The unemployment rate is 4.0% (above the 3.6% US average). 4.6% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Cambridge vs U.S.

Commute Mode

Income

Median HH Income$72,292
4% below US avg
Per Capita Income$31,104
Avg Weekly Wage$980
IRS Avg AGI$74,616

Employment & Poverty

Unemployment4.0%
11% above US avg
Poverty Rate4.6%
63% below US avg
Establishments (County)1,020
County GDP$2,048M

Business (County)

Restaurants100
Healthcare90
Retail148
Manufacturing46

Tax & Cost of Living

Property Tax (IRS)$5,739
64% above US avg
Effective Tax Rate4.77%

Commute & Transportation

Commute Time28.5 min
Work from Home3.9%

Walkability

The median home value in Cambridge is $120,400, 57% below the national average. Monthly rent averages $1,039 (11% below US avg). Zillow estimates the typical home value at $129,710.

Home Value Sources

Ownership Split

Home Values

Census Median$120,400
57% below US avg
Zillow ZHVI$129,710
Median List Price$170,000

Real Estate Market (Redfin)

Median List Price$170,000
$/Sq Ft$74
Homes Sold1
Sale-to-List Ratio100.0%
Price Drops20.0%
Inventory5

Rental Costs

Census Median Rent$1,039
11% below US avg

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied88.4%

Property Tax

Avg Tax (IRS)$5,739
64% above US avg
Effective Rate4.77%
In Cambridge, 36.1% of adults are obese (above the 32.1% national rate). 23.5% report depression. 20.7% are physically inactive.

Health Metrics: Cambridge vs U.S. Average (%)

Chronic Conditions

Obesity36.1%
12% above US avg
Diabetes8.6%
Heart Disease5.0%
High Blood Pressure29.4%
Asthma10.4%
COPD6.0%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking22.2%
Physical Inactivity20.7%
Depression23.5%
Mental Distress18.1%
Physical Distress12.0%

Healthcare Access

Insurance Rate95.1%
Checkup Rate74.6%
Premature Death7,545/100K

Food & Exercise

Food Environment8.1/10
Exercise Access78.2%
Healthcare Facilities90
Cambridge has a violent crime rate of 141 per 100,000 residents, 63% below the national average of 380. Property crime stands at 565 per 100,000 (71% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Cambridge vs U.S. Average (per 100,000)

Violent Crime

Total Violent141.2/100K
63% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault141.2/100K

Property Crime

Total Property565.0/100K
71% below US avg
Burglary141.2/100K
Theft423.7/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)6

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Cambridge has an average annual temperature of 51°F (11°C). Winters average 23°F in January while summers reach 75°F in July. Annual precipitation is 39.1 inches. Air quality is rated Good with a median AQI of 43.

Temperature

23°F Jan (-5°C) 75°F Jul (24°C)
Annual Average50.9°F
6% below US avg
January Average23°F (-5°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall39.1 inches
3% above US avg
Snowfall28.4 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation826 ft (252 m)
Area2.0 sq mi (5.2 km²)
Population Density1,097/sq mi
Coordinates41.2924°N, 90.1909°W
County FIPS17073
It is classified as Metro — 250K–1M. 17.3% of residents hold a bachelor's degree or higher (49% below US avg). In the 2024 election, the county voted Republican by a 24.5-point margin.

2024 Presidential Election (County)

R 61.3%
D 36.8%

Winner: Republican by 24.5 points

Education

Bachelor's Degree+17.3%
49% below US avg
High School+94.2%
School Test Score5.34
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density1,097/sq mi
Total Area2.0 sq mi

Infrastructure & Services

Public Libraries9
Healthcare Facilities90
Restaurants100
Retail Stores148

Safety & Disasters

Fatal Crashes (County/yr)6
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute28.5 min
Work from Home3.9%

Nearby Cities

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