Cambridge, KY

Kentucky · Metropolitan Area

Cambridge is a small town in Kentucky with a population of 134. Residents earn $98,281 per year, which is 31% above the national average.

4.8 /5.0
A+ Excellent
134 Population 2,233/sq mi density
$98,281 Median Income $54,153 per capita
$229,200 Home Value
N/A Median Rent
58°F Avg Temperature
A+
Overall
4.8 / 5.0
Excellent overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$98,281 median income, 5.9% unemployment
A+
Affordability
5.0 / 5.0
$229,200 home value
A+
Education
5.0 / 5.0
51.4% bachelor's degree or higher
Median Income $98,281
31% higher than US avg
Home Value $229,200
19% lower than US avg
Bachelor's+ 51.4%
53% higher than US avg
Unemployment 5.9%
64% higher than US avg
Poverty Rate 0.0%
100% lower than US avg

How Cambridge Compares to the U.S. Average (100% = U.S. avg)

People

Population134
Median Age45.0 yrs
Density2,233/mi²
Male / Female47% / 53%
Largest GroupWhite 93%

Economy

A
Median Income$98,281
Per Capita$54,153
Unemployment5.9%
Poverty0.0%
County GDP$78,803M
Commute16 min

Housing

A+
Home Value$229,200
RentN/A
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp58°F
AQI41 (Good)
Rain48.1 in/yr
Elevation584 ft

Education

A+
Bachelor's+51.4%
High School+97.1%
School Score5.50

Community

2024 VoteR 41% / D 57%
Commute16 min
Broadband69.0%
Libraries18

Is Cambridge a Good Place to Live?

Based on current data, Cambridge receives an overall livability score of 4.8 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, a highly educated population, affordable housing, a low poverty rate. Areas to be aware of include above-average unemployment. Cambridge stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Cambridge is $98,281, which is significantly higher than the national average — 31% above $75,149. This places Cambridge among higher-income communities. The unemployment rate of 5.9% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 16 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Cambridge is $229,200, 19% below the national median — offering relatively affordable homeownership. At just 2.3x median income, home prices are very affordable relative to local earnings.

Education

Cambridge is a highly educated community — 51.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.1% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Cambridge enjoys a moderate climate with an average annual temperature of 58°F. Winters average 35°F in January while summers reach 79°F in July. Annual precipitation totals 48.1 inches. Air quality is rated Good with a median AQI of 41.

Cambridge has a population of 134 with a density of 2,233 people per square mile. The median age is 45.0 years, 16% older than the national median of 38.9. The city is predominantly White (92.5%).

Population

134
Total Population
2,233
People / sq mi
45.0yrs
Median Age
16% above US avg
0.1mi²
Land Area

Gender Distribution

Male 47%
Female 53%

Race & Ethnicity

Cambridge vs U.S. Average

Language Spoken at Home

English Only94.1%
20% above US avg
Spanish5.9%
56% below US avg

Social Characteristics

Cambridge vs U.S. Average

The median household income in Cambridge is $98,281, which is 31% above the national average of $75,149. The unemployment rate is 5.9% (above the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 16 minutes.

Income: Cambridge vs U.S.

Commute Mode

Income

Median HH Income$98,281
31% above US avg
Per Capita Income$54,153
Avg Weekly Wage$1,371
IRS Avg AGI$79,007

Employment & Poverty

Unemployment5.9%
64% above US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)33,844
County GDP$78,803M

Business (County)

Restaurants1,860
Healthcare2,672
Retail2,571
Manufacturing675

Tax & Cost of Living

Property Tax (IRS)$5,192
48% above US avg
Effective Tax Rate2.27%

Commute & Transportation

Commute Time15.6 min
Work from Home20.2%

Walkability

The median home value in Cambridge is $229,200, 19% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$229,200
19% below US avg

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$719
1 Bedroom$794
2 Bedrooms$984
3 Bedrooms$1,277
4 Bedrooms$1,442

Ownership & Property

Owner-Occupied95.7%

Property Tax

Avg Tax (IRS)$5,192
48% above US avg
Effective Rate2.27%

Health Metrics: Cambridge vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate98.7%
Premature Death12,652/100K

Food & Exercise

Food Environment8.0/10
Exercise Access91.3%
Healthcare Facilities2,672

Crime Rates: Cambridge vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)123

Safety Score

Cambridge has an average annual temperature of 58°F (14°C). Winters average 35°F in January while summers reach 79°F in July. Annual precipitation is 48.1 inches. Air quality is rated Good with a median AQI of 41.

Temperature

35°F Jan (2°C) 79°F Jul (26°C)
Annual Average57.8°F
7% above US avg
January Average35°F (2°C)
July Average79°F (26°C)

Precipitation & Snow

Annual Rainfall48.1 inches
27% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation584 ft (178 m)
Area0.1 sq mi (0.2 km²)
Population Density2,233/sq mi
Coordinates38.2217°N, 85.6170°W
County FIPS21111
It is classified as Metro — 1 million+. 51.4% of residents hold a bachelor's degree or higher (53% above US avg). In the 2024 election, the county voted Democrat by a 16.6-point margin. 69.0% of households have broadband internet.

2024 Presidential Election (County)

R 40.9%
D 57.4%

Winner: Democrat by 16.6 points

Education

Bachelor's Degree+51.4%
53% above US avg
High School+97.1%
School Test Score5.50
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density2,233/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access69.0%
Public Libraries18
Healthcare Facilities2,672
Restaurants1,860
Retail Stores2,571

Safety & Disasters

Fatal Crashes (County/yr)123

Commute & Transportation

Avg Commute15.6 min
Work from Home20.2%

Nearby Cities

Compare Cambridge with another city: