Median Income
$66,250
12% lower than US avg
Home Value
$132,600
53% lower than US avg
Violent Crime
97/100K
74% lower than US avg
Bachelor's+
11.3%
66% lower than US avg
Median Rent
$918
21% lower than US avg
Obesity Rate
40.0%
25% higher than US avg
Unemployment
1.4%
61% lower than US avg
Poverty Rate
10.4%
16% lower than US avg
How Cardington Compares to the U.S. Average (100% = U.S. avg)
People
Population1,899
Median Age38.4 yrs
Density945/mi²
Male / Female48% / 52%
Largest GroupWhite 91%
Veterans5.3%
Economy
A
Median Income$66,250
Per Capita$29,643
Unemployment1.4%
Poverty10.4%
County GDP$910M
Commute32 min
Housing
A+
Home Value$132,600
Rent$918
Ownership61.9%
Zillow$262,341
Housing Units823
Rent Burden21.7%
Crime
F
Violent97/100K
Property730/100K
Murder0.0/100K
Assault97/100K
Burglary243/100K
Health
Obesity40.0%
Uninsured8.8%
Smoking19.2%
Depression27.6%
Heart Disease6.1%
Climate
Avg Temp50°F (10°C)
AQI43 (Good)
Rain44.2 in/yr
Sunny Days275/yr
Elevation1,014 ft (309 m)
Education
D
Bachelor's+11.3%
High School+90.5%
Graduate+4.8%
School Score5.57
Community
2024 VoteR 77% / D 22%
Commute32 min
Broadband92.5%
EV Stations1
Libraries5
Is Cardington a Good Place to Live?
Based on current data, Cardington receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Cardington offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Cardington is $66,250, 12% below the national average of $75,149. The job market is very strong with unemployment at just 1.4%. 10.4% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Cardington is $132,600, 53% below the national median / offering relatively affordable homeownership. Renters pay a median of $918 per month, below the national average / a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Cardington is a very safe community with a violent crime rate of 97 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 730 per 100,000, 63% below the national average.
Education
11.3% of residents hold a bachelor's degree, below the national average of 33.7%. 90.5% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Cardington experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 44.2 inches. Air quality is rated Good with a median AQI of 43.
Cardington has a population of 1,899 with a density of 945 people per square mile, spread across 2.0 square miles. The median age is 38.4 years, 1% younger than the national median of 38.9. The gender split is 51.6% female and 48.4% male. The city is predominantly White (90.8%), with 2.5% Hispanic, 1.1% Black. English is the primary language spoken at home by 99.8% of residents. 5.3% of the population are veterans. 15.3% of residents have a disability. 94.1% have health insurance coverage.
Population
38.4yrs
Median Age
1% below US avg
Race & Ethnicity
Cardington vs U.S. Average
Language Spoken at Home
English Only
99.8%
27% above US avg
Spanish
0.2%
99% below US avg
Social Characteristics
Cardington vs U.S. Average
The median household income in Cardington is $66,250, which is 12% below the national average of $75,149. Per capita income is $29,643 (below the $39,052 national figure). The average weekly wage is $860, 40% lower than the U.S. average. The unemployment rate is 1.4% (below the 3.6% US average). 10.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 573 business establishments, including 32 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 32 minutes. 7.0% of workers work from home (below the 15.2% national rate).
Income: Cardington vs U.S.
Income
| Median HH Income | $66,250 |
| 12% below US avg |
| Per Capita Income | $29,643 |
| Avg Weekly Wage | $860 |
| IRS Avg AGI | $66,963 |
| Gini Index | 0.373 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.4% |
| 61% below US avg |
| Poverty Rate | 10.4% |
| 16% below US avg |
| Establishments (County) | 573 |
| County GDP | $910M |
Business (County)
| Restaurants | 32 |
| Healthcare | 34 |
| Retail | 56 |
| Manufacturing | 26 |
Tax & Cost of Living
| Property Tax (IRS) | $4,175 |
| 19% above US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 3.15% |
Commute & Transportation
| Commute Time | 31.7 min |
| Drive Alone | 85.5% |
| Public Transit | 0.2% |
| Work from Home | 7.0% |
The median home value in Cardington is $132,600, 53% below the national median of $281,900. Zillow estimates the typical home value at $262,341, higher than the Census estimate. Homes sell for 106.9% of their list price, indicating a competitive market where bidding wars are common. Monthly rent averages $918 (21% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 61.9% of housing units are owner-occupied. There are 823 total housing units in the city. The median year a home was built is 1979. The average annual property tax is $4,175 (higher than the $3,500 national average). 21.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $132,600 |
| 53% below US avg |
| Zillow ZHVI | $262,341 |
Real Estate Market (Redfin)
| $/Sq Ft | $135 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 106.9% |
| Price Drops | 33.3% |
| Inventory | 3 |
Rental Costs
| Census Median Rent | $918 |
| 21% below US avg |
| Rent Burden | 21.7% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 61.9% |
| Owner-Occupied | 61.9% |
| Renter-Occupied | 38.1% |
| Housing Units | 823 |
| Median Year Built | 1979 |
Property Tax
| Avg Tax (IRS) | $4,175 |
| 19% above US avg |
| Effective Rate | 3.15% |
In Cardington, 40.0% of adults are obese, above the national rate of 32.1%. 11.2% have diabetes. Heart disease affects 6.1% of residents. 32.9% have high blood pressure. 19.2% are current smokers (above the 14.0% national rate). 18.3% report binge drinking. 29.8% are physically inactive, above the national average. 27.6% report depression (above the 20.0% national average). 20.6% experience frequent mental distress. 8.8% of residents lack health insurance. The primary care physician ratio is 1:5,022. The dentist ratio is 1:7,068. 31.0% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Cardington vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.0% |
| 25% above US avg |
| Diabetes | 11.2% |
| Heart Disease | 6.1% |
| High Blood Pressure | 32.9% |
| Asthma | 11.7% |
| COPD | 8.2% |
| Cancer | 7.5% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 19.2% |
| 37% above US avg |
| Binge Drinking | 18.3% |
| Physical Inactivity | 29.8% |
| Depression | 27.6% |
| Mental Distress | 20.6% |
| Physical Distress | 14.6% |
Healthcare Access
| Insurance Rate | 94.1% |
| Uninsured | 8.8% |
| 2% above US avg |
| Primary Care | 1:5,022 |
| Dentists | 1:7,068 |
| Mental Health | 1:1,148 |
| Checkup Rate | 77.1% |
| Dental Visits | 58.4% |
| Premature Death | 9,093/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 31.0% |
| Healthcare Facilities | 34 |
Cardington has a violent crime rate of 97 per 100,000 residents, 74% below the national average of 380. This breaks down to aggravated assault at 97.3 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 730 per 100,000, 63% below the U.S. average. This includes larceny/theft at 438, burglary at 243, vehicle theft at 49 per 100,000 residents. The county recorded 9 fatal traffic crashes. Overall, Cardington receives a safety grade of F.
Crime Rates: Cardington vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 97.3/100K |
| 74% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 97.3/100K |
Property Crime
| Total Property | 729.6/100K |
| 63% below US avg |
| Burglary | 243.2/100K |
| Theft | 437.7/100K |
| Vehicle Theft | 48.6/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Traffic Accidents | 2 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cardington experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 44.2 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,014 feet.
Temperature
25°F Jan (-4°C)
72°F Jul (22°C)
| Annual Average | 50.0°F |
| 7% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,014 ft (309 m) |
| Area | 2.0 sq mi (5.2 km²) |
| Population Density | 945/sq mi |
| Coordinates | 40.4980°N, 82.8937°W |
| Timezone | America/New_York |
| County | Morrow County County |
| Nearest Airport | Mansfield Lahm Regional (MFD)
30 miles away |
Precipitation & Snow
Annual Rainfall
44.2"
16% above US avg
Wettest Month (Jul)
4.21"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.4 / 100 |
| Social Vulnerability | 30.9 / 100 |
| Community Resilience | 54.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
18 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M2.9 on May 9, 2025.
| Nov 20, 2013 |
2 km SW of Buchtel, Ohio |
M3.5 |
131 km |
| May 24, 2017 |
1 km S of McArthur, Ohio |
M3.4 |
146 km |
| Apr 22, 2025 |
3 km ESE of Buffalo, Ohio |
M3.1 |
137 km |
| Apr 24, 2025 |
3 km S of Pleasant City, Ohio |
M3.1 |
134 km |
| Jun 5, 2011 |
5 km W of Lodi, Ohio |
M3.0 |
91 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
128 km |
| May 9, 2025 |
3 km S of Pleasant City, Ohio |
M2.9 |
134 km |
| Apr 12, 2007 |
11 km NW of Put-in-Bay, Ohio |
M2.8 |
136 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
104 km |
| Apr 29, 2025 |
1 km SE of Pleasant City, Ohio |
M2.8 |
134 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
105 km |
| Nov 25, 1998 |
1 km SSW of New London, Ohio |
M2.7 |
76 km |
| May 17, 2010 |
2 km S of Boston Heights, Ohio |
M2.7 |
143 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
127 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
126 km |
| Feb 7, 2016 |
6 km W of Put-in-Bay, Ohio |
M2.5 |
128 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
92 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
150 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
407 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 39 fatalities, 709 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 11, 1965 |
EF4 |
98 km |
18 |
| Nov 10, 2002 |
EF3 |
58 km |
0 |
| Nov 10, 2002 |
EF3 |
71 km |
1 |
| May 31, 1985 |
EF3 |
39 km |
1 |
| Jun 13, 1981 |
EF3 |
1 km |
4 |
| May 10, 1973 |
EF3 |
85 km |
0 |
| May 10, 1973 |
EF3 |
93 km |
6 |
| May 24, 1971 |
EF3 |
88 km |
0 |
| Feb 22, 1971 |
EF3 |
59 km |
0 |
| Sep 3, 1970 |
EF3 |
95 km |
0 |
| Apr 11, 1965 |
EF3 |
67 km |
4 |
| Jun 5, 2024 |
EF2 |
77 km |
0 |
| Mar 14, 2024 |
EF2 |
54 km |
0 |
| Mar 14, 2024 |
EF2 |
55 km |
0 |
| Feb 28, 2024 |
EF2 |
53 km |
0 |
| Jun 15, 2023 |
EF2 |
82 km |
0 |
| Apr 14, 2019 |
EF2 |
41 km |
0 |
| Nov 5, 2017 |
EF2 |
27 km |
0 |
| Nov 5, 2017 |
EF2 |
76 km |
0 |
| Sep 4, 2017 |
EF2 |
32 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.2 in |
Coldest |
| February |
28°F (-2°C) |
2.0 in |
Driest |
| March |
38°F (4°C) |
2.9 in |
|
| April |
49°F (9°C) |
3.5 in |
|
| May |
59°F (15°C) |
4.1 in |
|
| June |
68°F (20°C) |
4.1 in |
|
| July |
72°F (22°C) |
4.2 in |
Warmest, Wettest |
| August |
70°F (21°C) |
3.6 in |
|
| September |
64°F (18°C) |
3.2 in |
|
| October |
53°F (12°C) |
2.5 in |
|
| November |
42°F (5°C) |
3.3 in |
|
| December |
31°F (-0°C) |
2.9 in |
|
Cardington has a seasonal temperature swing of 47°F / from 25°F in January to 72°F in July. Total annual precipitation is 38.3 inches, with July being the wettest month (4.2") and February the driest (2.0").
Average costs for common services in Cardington. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,277 |
| Toddler | $1,147 |
| Preschool | $1,005 |
| Family Childcare (monthly) |
| Infant | $866 |
| Toddler | $823 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cardington
What is the population of Cardington?
Cardington has a population of 1,899 residents and is located in Ohio. The population density is 945 people per square mile, spread across 2.0 square miles. The median age of residents is 38.4 years. The population is 51.6% female and 48.4% male.
Is Cardington expensive to live in?
Cardington is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $66,250, 12% below the national average of $75,149. The median home value is $132,600 (53% below the U.S. median). Renters pay a median of $918 per month, below the national average of $1,163. The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is Cardington safe?
Cardington is considered a very safe city with a violent crime rate of 97 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 730 per 100,000 (below the national average). Overall, Cardington receives a safety grade of F based on combined crime data.
What is the weather like in Cardington?
Cardington has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 44.2 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Cardington?
The job market in Cardington is very strong, with unemployment at just 1.4% / well below the national rate of 3.6%. The average weekly wage is $860. There are 573 business establishments in the area, including 32 restaurants and food service locations. The average commute time is 32 minutes, and 7.0% of workers work from home.
How much does housing cost in Cardington?
The median home value in Cardington is $132,600. Zillow estimates the typical home value at $262,341. For renters, the median monthly rent is $918. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 61.9%. The average annual property tax is $4,175.
How are the schools in Cardington?
Schools in Cardington score 5.6 out of 10 on standardized testing, near the national average. 11.3% of adults in Cardington hold a bachelor's degree or higher, below the national average of 33.7%. 90.5% have completed high school. 4.8% hold a graduate or professional degree.
How healthy is Cardington?
The obesity rate in Cardington is 40.0% (above the national rate of 32.1%). 19.2% of adults are smokers. 29.8% are physically inactive. 27.6% of residents report depression. 8.8% lack health insurance. 31.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,022.
What is transportation like in Cardington?
The average commute in Cardington is 32 minutes, longer than the national average of 28 minutes. 85.5% of workers drive alone to work, and 7.0% work from home.
What are the demographics of Cardington?
The racial and ethnic makeup of Cardington is 90.8% White, 1.1% Black or African American, 2.5% Hispanic or Latino. 99.8% of residents speak only English at home. 5.3% of the population are military veterans. 15.3% of residents have a disability. 94.1% have health insurance coverage.
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