Median Income
$68,807
8% lower than US avg
Home Value
$162,100
42% lower than US avg
Violent Crime
45/100K
88% lower than US avg
Bachelor's+
15.2%
55% lower than US avg
Median Rent
$1,102
5% lower than US avg
Obesity Rate
39.5%
23% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
5.8%
53% lower than US avg
How Prospect Compares to the U.S. Average (100% = U.S. avg)
People
Population1,330
Median Age30.0 yrs
Density1,847/mi²
Male / Female46% / 54%
Largest GroupWhite 96%
Veterans4.6%
Economy
A
Median Income$68,807
Per Capita$27,386
Unemployment2.2%
Poverty5.8%
County GDP$3,596M
Commute29 min
Housing
A+
Home Value$162,100
Rent$1,102
Ownership68.2%
Zillow$246,548
Housing Units542
Rent Burden26.9%
Crime
F
Violent45/100K
Property2,729/100K
Health
Obesity39.5%
Uninsured6.2%
Smoking14.2%
Depression28.4%
Heart Disease5.4%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Rain40.5 in/yr
Sunny Days275/yr
Elevation908 ft (277 m)
Education
C
Bachelor's+15.2%
High School+95.7%
Graduate+4.9%
School Score4.98
Community
2024 VoteR 70% / D 29%
Commute29 min
Broadband94.7%
EV Stations12
Libraries1
Is Prospect a Good Place to Live?
Based on current data, Prospect receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Prospect offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Prospect is $68,807, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.2%. Only 5.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Prospect is $162,100, 42% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,102 per month. At just 2.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Prospect is a very safe community with a violent crime rate of 45 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,729 per 100,000, 39% above the national average.
Education
15.2% of residents hold a bachelor's degree, below the national average of 33.7%. 95.7% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Prospect experiences four distinct seasons with an average temperature of 52°F. Winters average 28°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.5 inches, including 24.0 inches of snow. Air quality is rated Good with a median AQI of 43.
Prospect has a population of 1,330 with a density of 1,847 people per square mile, spread across 0.7 square miles. The median age is 30.0 years, 23% younger than the national median of 38.9. The gender split is 53.9% female and 46.1% male. The city is predominantly White (95.6%). English is the primary language spoken at home by 97.2% of residents. 4.6% of the population are veterans, below the national rate of 6.0%. 15.9% of residents have a disability (above the 13.0% national average). 98.8% have health insurance coverage.
Population
30.0yrs
Median Age
23% below US avg
Language Spoken at Home
English Only
97.2%
24% above US avg
Spanish
2.8%
79% below US avg
The median household income in Prospect is $68,807, which is 8% below the national average of $75,149. Per capita income is $27,386 (below the $39,052 national figure). The average weekly wage is $1,049, 27% lower than the U.S. average. The unemployment rate is 2.2% (below the 3.6% US average). 5.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,250 business establishments, including 112 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 1.7% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $68,807 |
| 8% below US avg |
| Per Capita Income | $27,386 |
| Avg Weekly Wage | $1,049 |
| IRS Avg AGI | $56,142 |
| Gini Index | 0.459 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 5.8% |
| 53% below US avg |
| Establishments (County) | 1,250 |
| County GDP | $3,596M |
Business (County)
| Restaurants | 112 |
| Healthcare | 144 |
| Retail | 164 |
| Manufacturing | 67 |
Tax & Cost of Living
| Property Tax (IRS) | $3,762 |
| 7% above US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 2.32% |
Commute & Transportation
| Commute Time | 28.8 min |
| Drive Alone | 89.0% |
| Public Transit | 0.0% |
| Work from Home | 1.7% |
The median home value in Prospect is $162,100, 42% below the national median of $281,900. Zillow estimates the typical home value at $246,548, higher than the Census estimate. Monthly rent averages $1,102 (5% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 68.2% of housing units are owner-occupied. There are 542 total housing units in the city. The median year a home was built is 1951. The average annual property tax is $3,762. 26.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $162,100 |
| 42% below US avg |
| Zillow ZHVI | $246,548 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,102 |
| 5% below US avg |
| Rent Burden | 26.9% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 68.2% |
| Owner-Occupied | 68.2% |
| Renter-Occupied | 31.8% |
| Housing Units | 542 |
| Median Year Built | 1951 |
Property Tax
| Avg Tax (IRS) | $3,762 |
| 7% above US avg |
| Effective Rate | 2.32% |
In Prospect, 39.5% of adults are obese, above the national rate of 32.1%. 9.7% have diabetes. Heart disease affects 5.4% of residents. 32.1% have high blood pressure. 14.2% are current smokers. 19.4% report binge drinking. 24.5% are physically inactive. 28.4% report depression (above the 20.0% national average). 18.1% experience frequent mental distress. 6.2% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,627. The dentist ratio is 1:1,701. 80.9% of residents have access to exercise opportunities. The food environment index is 6.4 out of 10.
Health Metrics: Prospect vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.5% |
| 23% above US avg |
| Diabetes | 9.7% |
| Heart Disease | 5.4% |
| High Blood Pressure | 32.1% |
| Asthma | 10.7% |
| COPD | 6.1% |
| Cancer | 7.9% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 14.2% |
| 1% above US avg |
| Binge Drinking | 19.4% |
| Physical Inactivity | 24.5% |
| Depression | 28.4% |
| Mental Distress | 18.1% |
| Physical Distress | 12.2% |
| Short Sleep | 41.3% |
Healthcare Access
| Insurance Rate | 98.8% |
| Uninsured | 6.2% |
| 28% below US avg |
| Primary Care | 1:3,627 |
| Dentists | 1:1,701 |
| Mental Health | 1:377 |
| Checkup Rate | 77.9% |
| Dental Visits | 64.6% |
| Premature Death | 11,206/100K |
Food & Exercise
| Food Environment | 6.4/10 |
| Exercise Access | 80.9% |
| Healthcare Facilities | 144 |
Prospect has a violent crime rate of 45 per 100,000 residents, 88% below the national average of 380. Property crime stands at 2,729 per 100,000, 39% above the U.S. average. The county recorded 9 fatal traffic crashes. Overall, Prospect receives a safety grade of F.
Crime Rates: Prospect vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 44.7/100K |
| 88% below US avg |
| |
Property Crime
| Total Property | 2,729.3/100K |
| 39% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Traffic Accidents | 12 |
| Avg Accident Severity | 3.5 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Prospect experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 28°F in January while summers reach 75°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.5 inches. The area receives 24.0 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 908 feet.
Temperature
28°F Jan (-2°C)
75°F Jul (24°C)
| Annual Average | 52.4°F |
| 3% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 908 ft (277 m) |
| Area | 0.7 sq mi (1.9 km²) |
| Population Density | 1,847/sq mi |
| Coordinates | 40.4539°N, 83.1848°W |
| Timezone | America/New_York |
| County | Marion County County |
| Nearest Airport | John Glenn Columbus International (CMH)
35 miles away |
Precipitation & Snow
Annual Rainfall
40.5"
7% above US avg
Wettest Month (May)
3.94"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 61.1 / 100 |
| Social Vulnerability | 56.4 / 100 |
| Community Resilience | 77.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
16 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M2.5 on Mar 18, 2024.
| Nov 20, 2013 |
2 km SW of Buchtel, Ohio |
M3.5 |
140 km |
| May 24, 2017 |
1 km S of McArthur, Ohio |
M3.4 |
149 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
141 km |
| Jun 5, 2011 |
5 km W of Lodi, Ohio |
M3.0 |
113 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
103 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
82 km |
| Apr 12, 2007 |
11 km NW of Put-in-Bay, Ohio |
M2.8 |
143 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
105 km |
| Nov 25, 1998 |
1 km SSW of New London, Ohio |
M2.7 |
95 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
144 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
125 km |
| Feb 11, 2015 |
8 km SE of Richmond Dale, Ohio |
M2.6 |
150 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
126 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
81 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
124 km |
| Feb 7, 2016 |
6 km W of Put-in-Bay, Ohio |
M2.5 |
135 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
448 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 37 fatalities, 710 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 11, 1965 |
EF4 |
94 km |
13 |
| Mar 14, 2024 |
EF3 |
83 km |
3 |
| Nov 10, 2002 |
EF3 |
33 km |
0 |
| Nov 10, 2002 |
EF3 |
72 km |
1 |
| Oct 13, 1999 |
EF3 |
97 km |
0 |
| May 31, 1985 |
EF3 |
51 km |
1 |
| Jun 13, 1981 |
EF3 |
25 km |
4 |
| May 10, 1973 |
EF3 |
89 km |
6 |
| May 10, 1973 |
EF3 |
60 km |
0 |
| Jun 2, 1971 |
EF3 |
98 km |
0 |
| Jun 2, 1971 |
EF3 |
86 km |
0 |
| May 24, 1971 |
EF3 |
63 km |
0 |
| Feb 22, 1971 |
EF3 |
58 km |
0 |
| Sep 3, 1970 |
EF3 |
91 km |
0 |
| Apr 11, 1965 |
EF3 |
69 km |
4 |
| Jul 28, 1961 |
EF3 |
87 km |
0 |
| Jul 19, 1950 |
EF3 |
81 km |
0 |
| Jun 5, 2024 |
EF2 |
96 km |
0 |
| Mar 14, 2024 |
EF2 |
30 km |
0 |
| Mar 14, 2024 |
EF2 |
65 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
2.1 in |
|
| February |
28°F (-2°C) |
1.9 in |
Coldest, Driest |
| March |
38°F (4°C) |
2.8 in |
|
| April |
49°F (9°C) |
3.5 in |
|
| May |
60°F (15°C) |
3.9 in |
Wettest |
| June |
69°F (20°C) |
3.9 in |
|
| July |
75°F (24°C) |
3.9 in |
Warmest |
| August |
71°F (22°C) |
3.4 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.4 in |
|
| November |
42°F (5°C) |
3.0 in |
|
| December |
31°F (-0°C) |
2.7 in |
|
Prospect has a seasonal temperature swing of 47°F / from 28°F in February to 75°F in July. Total annual precipitation is 36.4 inches, with May being the wettest month (3.9") and February the driest (1.9").
Average costs for common services in Prospect. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,277 |
| Toddler | $1,147 |
| Preschool | $1,005 |
| Family Childcare (monthly) |
| Infant | $866 |
| Toddler | $823 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Prospect
What is the population of Prospect?
Prospect has a population of 1,330 residents and is located in Ohio. The population density is 1,847 people per square mile, spread across 0.7 square miles. The median age of residents is 30.0 years, which is younger than the national median of 38.9 years. The population is 53.9% female and 46.1% male.
Is Prospect expensive to live in?
Prospect is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $68,807, 8% below the national average of $75,149. The median home value is $162,100 (42% below the U.S. median). Renters pay a median of $1,102 per month. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
Is Prospect safe?
Prospect is considered a very safe city with a violent crime rate of 45 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,729 per 100,000 (above the national average). Overall, Prospect receives a safety grade of F based on combined crime data.
What is the weather like in Prospect?
Prospect has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 28°F in January, while summers reach an average of 75°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 40.5 inches, with 24.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Prospect?
The job market in Prospect is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average weekly wage is $1,049. There are 1,250 business establishments in the area, including 112 restaurants and food service locations. The average commute time is 29 minutes, and 1.7% of workers work from home.
How much does housing cost in Prospect?
The median home value in Prospect is $162,100. Zillow estimates the typical home value at $246,548. For renters, the median monthly rent is $1,102. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 68.2%. The average annual property tax is $3,762.
How are the schools in Prospect?
Schools in Prospect score 5 out of 10 on standardized testing, near the national average. 15.2% of adults in Prospect hold a bachelor's degree or higher, below the national average of 33.7%. 95.7% have completed high school. 4.9% hold a graduate or professional degree.
How healthy is Prospect?
The obesity rate in Prospect is 39.5% (above the national rate of 32.1%). 14.2% of adults are smokers. 24.5% are physically inactive. 28.4% of residents report depression. 6.2% lack health insurance (below the national rate). 80.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,627.
What is transportation like in Prospect?
The average commute in Prospect is 29 minutes. 89% of workers drive alone to work, and 1.7% work from home.
What are the demographics of Prospect?
The racial and ethnic makeup of Prospect is 95.6% White. 97.2% of residents speak only English at home. 4.6% of the population are military veterans. 15.9% of residents have a disability. 98.8% have health insurance coverage.
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