Median Income
$90,505
20% higher than US avg
Home Value
$287,400
2% higher than US avg
Violent Crime
51/100K
87% lower than US avg
Bachelor's+
30.3%
10% lower than US avg
Obesity Rate
43.8%
36% higher than US avg
Unemployment
1.2%
67% lower than US avg
Poverty Rate
2.3%
81% lower than US avg
How Carroll Valley Compares to the U.S. Average (100% = U.S. avg)
People
Population3,962
Median Age45.4 yrs
Density736/mi²
Male / Female47% / 53%
Largest GroupWhite 91%
Veterans12.3%
Economy
A+
Median Income$90,505
Per Capita$46,954
Unemployment1.2%
Poverty2.3%
County GDP$4,729M
Commute35 min
Housing
A+
Home Value$287,400
Ownership96.1%
Zillow$342,538
Housing Units1,602
Rent Burden19.3%
Crime
F
Violent51/100K
Property1,278/100K
Murder0.0/100K
Assault26/100K
Burglary77/100K
Climate
Avg Temp53°F (12°C)
AQI40 (Good)
Rain46.7 in/yr
Sunny Days293/yr
Elevation778 ft (237 m)
Education
B
Bachelor's+30.3%
High School+94.7%
Graduate+7.1%
School Score6.21
Community
2024 VoteR 66% / D 33%
Commute35 min
Broadband87.3%
EV Stations3
Libraries6
Is Carroll Valley a Good Place to Live?
Based on current data, Carroll Valley receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, abundant sunshine. Areas to be aware of include long commute times, high obesity rates. Carroll Valley offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Carroll Valley is $90,505, 20% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.2%. Only 2.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 35 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Carroll Valley is $287,400, roughly aligned with the national median of $281,900. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Safety & Crime
Carroll Valley is a very safe community with a violent crime rate of 51 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,278 per 100,000, 35% below the national average.
Education
30.3% of residents hold a bachelor's degree, below the national average of 33.7%. 94.7% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Carroll Valley experiences four distinct seasons with an average temperature of 53°F. Winters average 31°F in January while summers reach 75°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 46.7 inches, including 27.5 inches of snow. Air quality is rated Good with a median AQI of 40.
Carroll Valley has a population of 3,962 with a density of 736 people per square mile, spread across 2.1 square miles. The median age is 45.4 years, 17% older than the national median of 38.9. The gender split is 52.6% female and 47.4% male. The city is predominantly White (91.3%), with 1.4% Hispanic, 1.4% Black. English is the primary language spoken at home by 98.1% of residents. 12.3% of the population are veterans, above the national rate of 6.0%. 15.2% of residents have a disability. 96.1% have health insurance coverage.
Population
45.4yrs
Median Age
17% above US avg
Race & Ethnicity
Carroll Valley vs U.S. Average
Language Spoken at Home
English Only
98.1%
25% above US avg
Spanish
1.9%
86% below US avg
Social Characteristics
Carroll Valley vs U.S. Average
The median household income in Carroll Valley is $90,505, which is 20% above the national average of $75,149. Per capita income is $46,954 (above the $39,052 national figure). The average weekly wage is $1,049, 27% lower than the U.S. average. The unemployment rate is 1.2% (below the 3.6% US average). 2.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,237 business establishments, including 225 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 35 minutes (longer than the 28-minute US average). 18.9% of workers work from home (above the 15.2% national rate).
Income: Carroll Valley vs U.S.
Income
| Median HH Income | $90,505 |
| 20% above US avg |
| Per Capita Income | $46,954 |
| Avg Weekly Wage | $1,049 |
| IRS Avg AGI | $75,220 |
| Gini Index | 0.395 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.2% |
| 67% below US avg |
| Poverty Rate | 2.3% |
| 81% below US avg |
| Establishments (County) | 2,237 |
| County GDP | $4,729M |
Business (County)
| Restaurants | 225 |
| Healthcare | 165 |
| Retail | 307 |
| Manufacturing | 106 |
Tax & Cost of Living
| Property Tax (IRS) | $5,531 |
| 58% above US avg |
| Cost of Living | 97.60 (100=avg) |
| Effective Tax Rate | 1.92% |
Commute & Transportation
| Commute Time | 35.1 min |
| Drive Alone | 75.0% |
| Public Transit | 0.0% |
| Work from Home | 18.9% |
The median home value in Carroll Valley is $287,400, 2% above the national median of $281,900. Zillow estimates the typical home value at $342,538, higher than the Census estimate. Homes sell for 98.6% of their list price. Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. 96.1% of housing units are owner-occupied (above the 65.4% national rate). There are 1,602 total housing units in the city. The median year a home was built is 1994. The average annual property tax is $5,531 (higher than the $3,500 national average). 19.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.2x.
Home Values
| Census Median | $287,400 |
| 2% above US avg |
| Zillow ZHVI | $342,538 |
| Median List Price | $472,450 |
Real Estate Market (Redfin)
| Median List Price | $472,450 |
| $/Sq Ft | $185 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 98.6% |
| Price Drops | 30.0% |
| Inventory | 10 |
Rental Costs
HUD Fair Market Rent
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
Ownership & Property
| Homeownership | 96.1% |
| Owner-Occupied | 96.1% |
| Renter-Occupied | 3.9% |
| Housing Units | 1,602 |
| Median Year Built | 1994 |
Property Tax
| Avg Tax (IRS) | $5,531 |
| 58% above US avg |
| Effective Rate | 1.92% |
In Carroll Valley, 43.8% of adults are obese, above the national rate of 32.1%. The primary care physician ratio is 1:1,859. The dentist ratio is 1:3,029. 73.2% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Carroll Valley vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.8% |
| 36% above US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 96.1% |
| |
| Primary Care | 1:1,859 |
| Dentists | 1:3,029 |
| Mental Health | 1:768 |
| Dental Visits | 68.6% |
| Premature Death | 6,266/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 73.2% |
| Healthcare Facilities | 165 |
Carroll Valley has a violent crime rate of 51 per 100,000 residents, 87% below the national average of 380. This breaks down to aggravated assault at 25.6 per 100,000, robbery at 0.0, rape at 25.6. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,278 per 100,000, 35% below the U.S. average. This includes larceny/theft at 1,201, burglary at 77, vehicle theft at 0 per 100,000 residents. The county recorded 9 fatal traffic crashes. Overall, Carroll Valley receives a safety grade of F.
Crime Rates: Carroll Valley vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 51.1/100K |
| 87% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 25.6/100K |
| Robbery | 0.0/100K |
| Assault | 25.6/100K |
Property Crime
| Total Property | 1,278.1/100K |
| 35% below US avg |
| Burglary | 76.7/100K |
| Theft | 1,201.4/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Carroll Valley experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 31°F in January while summers reach 75°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 46.7 inches (wetter than the 38-inch national average). The area receives 27.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 778 feet.
Temperature
31°F Jan (-0°C)
75°F Jul (24°C)
| Annual Average | 53.0°F |
| 2% below US avg |
| January Average | 31°F (-0°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 778 ft (237 m) |
| Area | 2.1 sq mi (5.5 km²) |
| Population Density | 736/sq mi |
| Coordinates | 39.7502°N, 77.3869°W |
| Timezone | America/New_York |
| County | Adams County County |
| Nearest Airport | Gettysburg Regional (GTY) 9 miles away |
Precipitation & Snow
Annual Rainfall
46.7"
23% above US avg
Wettest Month (May)
4.17"
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0480 ppm |
| NO₂ (Nitrogen Dioxide) | 3.5 ppb |
| SO₂ (Sulfur Dioxide) | 0.48 ppb |
| CO (Carbon Monoxide) | 0.17 ppm |
| PM2.5 (Fine Particles) | 10.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 67.5 / 100 |
| Social Vulnerability | 36.2 / 100 |
| Community Resilience | 66.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Moderate |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
24 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.6. Most recent: M2.6 on Jun 25, 2021.
| Jan 16, 1994 |
2 km W of Sinking Spring, Pennsylvania |
M4.6 |
132 km |
| Jan 16, 1994 |
0 km E of Sinking Spring, Pennsylvania |
M4.2 |
134 km |
| Jul 16, 2010 |
5 km NNW of Barnesville, Maryland |
M3.6 |
55 km |
| Jun 13, 2019 |
9 km N of Blain, Pennsylvania |
M3.4 |
75 km |
| Jun 3, 2010 |
4 km ENE of Franklintown, Pennsylvania |
M3.1 |
51 km |
| Jan 17, 2016 |
3 km NE of Ranson, West Virginia |
M3.0 |
61 km |
| Nov 14, 1997 |
0 km S of Rothsville, Pennsylvania |
M3.0 |
106 km |
| Apr 24, 2009 |
1 km S of Franklintown, Pennsylvania |
M2.9 |
47 km |
| Jan 16, 1994 |
0 km SSE of Sinking Spring, Pennsylvania |
M2.9 |
134 km |
| Sep 15, 2019 |
5 km ESE of East Berlin, Pennsylvania |
M2.8 |
45 km |
| May 10, 1993 |
1 km NW of Whitfield, Pennsylvania |
M2.8 |
134 km |
| Oct 25, 2009 |
4 km ENE of Franklintown, Pennsylvania |
M2.8 |
52 km |
| Oct 28, 1994 |
1 km E of Mount Vernon, Maryland |
M2.7 |
84 km |
| Mar 11, 1995 |
0 km ENE of Landisville, Pennsylvania |
M2.7 |
93 km |
| Mar 15, 1993 |
5 km W of Columbia, Maryland |
M2.7 |
71 km |
| Jan 13, 1990 |
6 km ENE of Eldersburg, Maryland |
M2.6 |
56 km |
| Jun 25, 2021 |
2 km SE of Woodlawn, Maryland |
M2.6 |
76 km |
| Jan 18, 1994 |
3 km SE of Clay, Pennsylvania |
M2.6 |
111 km |
| Oct 28, 1996 |
2 km W of Reinholds, Pennsylvania |
M2.6 |
121 km |
| Jan 8, 1995 |
1 km WSW of Montrose Manor, Pennsylvania |
M2.5 |
133 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Irene (2011, Cat 1).
| Year |
Name |
Category |
Closest |
| 2011 |
Irene |
Category 1 |
276 km |
| 1985 |
Gloria |
Category 2 |
291 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
406 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 5 fatalities, 225 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 14, 2004 |
EF3 |
91 km |
0 |
| Sep 24, 2001 |
EF3 |
98 km |
2 |
| Jul 19, 1996 |
EF3 |
45 km |
0 |
| May 22, 1983 |
EF3 |
13 km |
0 |
| Jun 7, 1980 |
EF3 |
37 km |
0 |
| Jun 9, 1961 |
EF3 |
90 km |
0 |
| Apr 16, 1961 |
EF3 |
35 km |
0 |
| Apr 5, 1952 |
EF3 |
35 km |
0 |
| Apr 19, 2019 |
EF2 |
43 km |
0 |
| Apr 19, 2019 |
EF2 |
89 km |
0 |
| Nov 2, 2018 |
EF2 |
48 km |
0 |
| Apr 28, 2011 |
EF2 |
56 km |
0 |
| Sep 18, 2004 |
EF2 |
87 km |
0 |
| Sep 17, 2004 |
EF2 |
93 km |
0 |
| Sep 17, 2004 |
EF2 |
41 km |
0 |
| Sep 17, 2004 |
EF2 |
70 km |
0 |
| Sep 24, 2001 |
EF2 |
35 km |
0 |
| Jul 19, 1996 |
EF2 |
49 km |
0 |
| May 29, 1995 |
EF2 |
87 km |
0 |
| Apr 30, 1994 |
EF2 |
23 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
31°F (-0°C) |
3.0 in |
Coldest |
| February |
31°F (-0°C) |
2.9 in |
Driest |
| March |
40°F (4°C) |
3.4 in |
|
| April |
50°F (10°C) |
3.5 in |
|
| May |
60°F (16°C) |
4.2 in |
Wettest |
| June |
68°F (20°C) |
4.2 in |
|
| July |
75°F (24°C) |
3.5 in |
Warmest |
| August |
71°F (22°C) |
3.5 in |
|
| September |
65°F (18°C) |
3.9 in |
|
| October |
54°F (12°C) |
3.5 in |
|
| November |
44°F (6°C) |
3.7 in |
|
| December |
34°F (1°C) |
3.2 in |
|
Carroll Valley has a seasonal temperature swing of 44°F / from 31°F in January to 75°F in July. Total annual precipitation is 42.5 inches, with May being the wettest month (4.2") and February the driest (2.9").
Average costs for common services in Carroll Valley. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$244 ($146–$390) |
| Specialist Visit |
$342 ($195–$537) |
| Urgent Care Visit |
$195 ($98–$342) |
| Emergency Room Visit |
$2,147 ($781–$4,880) |
| Dental Cleaning |
$127 ($73–$195) |
| Dental Filling |
$244 ($146–$390) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$293 ($146–$488) |
| Tire Rotation |
$39 ($20–$73) |
| New Tires (Set of 4) |
$586 ($390–$976) |
| Battery Replacement |
$195 ($98–$342) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$98 ($59–$146) |
| Electrician (Per Hour) |
$88 ($49–$137) |
| HVAC Repair |
$390 ($146–$781) |
| HVAC System Install |
$6,832 ($3,904–$11,712) |
| Roof Repair |
$976 ($390–$1,952) |
| Roof Replacement |
$8,784 ($5,368–$14,640) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,464 ($488–$3,416) |
| Divorce (Contested) |
$14,640 ($4,880–$29,280) |
| DUI Defense |
$4,880 ($1,952–$9,760) |
| Bankruptcy (Chapter 7) |
$1,464 ($781–$2,928) |
| Will Preparation |
$488 ($195–$976) |
| Trust Preparation |
$2,440 ($976–$4,880) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$54 ($29–$98) |
| Hair Coloring (Full) |
$146 ($73–$244) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$127) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.00 ($2.93–$5.37) |
| Dozen Eggs (per dozen) |
$3.42 ($2.44–$4.88) |
| Loaf of Bread |
$3.71 ($2.44–$5.37) |
| Chicken Breast (per lb) |
$4.39 ($2.93–$6.34) |
| Ground Beef (per lb) |
$5.37 ($3.90–$7.32) |
| Rice (per lb) |
$0.98 ($0.59–$1.76) |
View all 20 services
Utilities
| Electricity (Monthly) |
$137 ($78–$244) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$98) |
| Cell Phone Plan (Monthly) |
$63 ($29–$98) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$195 ($73–$488) |
| Car Insurance (Annual) |
$1,952 ($1,171–$3,416) |
| Bus Pass (Monthly) |
$68 ($29–$127) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.81–$24) |
| Car Registration (Annual) |
$98 ($29–$244) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,171 ($586–$2,440) |
| Daycare (Toddler, Monthly) |
$976 ($488–$1,952) |
| After-School Care (Monthly) |
$390 ($195–$683) |
| Tutoring (Per Hour) |
$49 ($24–$98) |
| SAT/ACT Prep Course |
$976 ($390–$2,440) |
| Private School (K-12, Annual) |
$12,200 ($4,880–$29,280) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($29–$98) |
| Dog Vaccination (Annual) |
$98 ($49–$195) |
| Dog Grooming |
$59 ($29–$98) |
| Pet Boarding (Per Night) |
$39 ($20–$73) |
| Dog Spay/Neuter |
$293 ($146–$488) |
| Cat Spay/Neuter |
$195 ($98–$390) |
View all 9 services
Frequently Asked Questions About Carroll Valley
What is the population of Carroll Valley?
Carroll Valley has a population of 3,962 residents and is located in Pennsylvania. The population density is 736 people per square mile, spread across 2.1 square miles. The median age of residents is 45.4 years, which is older than the national median of 38.9 years. The population is 52.6% female and 47.4% male.
Is Carroll Valley expensive to live in?
Carroll Valley has a cost of living roughly in line with the national average, with an index of 97.6 (baseline: 100). The median household income is $90,505, 20% above the national average of $75,149. The median home value is $287,400 (2% above the U.S. median). The home price-to-income ratio is 3.2x, indicating housing is reasonably affordable relative to local income levels.
Is Carroll Valley safe?
Carroll Valley is considered a very safe city with a violent crime rate of 51 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,278 per 100,000 (below the national average). Overall, Carroll Valley receives a safety grade of F based on combined crime data.
What is the weather like in Carroll Valley?
Carroll Valley has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 31°F in January, while summers reach an average of 75°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 46.7 inches, with 27.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 40.
How is the job market in Carroll Valley?
The job market in Carroll Valley is very strong, with unemployment at just 1.2% / well below the national rate of 3.6%. The average weekly wage is $1,049. There are 2,237 business establishments in the area, including 225 restaurants and food service locations. The average commute time is 35 minutes, and 18.9% of workers work from home.
How much does housing cost in Carroll Valley?
The median home value in Carroll Valley is $287,400. Zillow estimates the typical home value at $342,538. The homeownership rate is 96.1%. The average annual property tax is $5,531.
How are the schools in Carroll Valley?
Schools in Carroll Valley score 6.2 out of 10 on standardized testing, near the national average. 30.3% of adults in Carroll Valley hold a bachelor's degree or higher, below the national average of 33.7%. 94.7% have completed high school. 7.1% hold a graduate or professional degree.
How healthy is Carroll Valley?
The obesity rate in Carroll Valley is 43.8% (above the national rate of 32.1%). 73.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,859.
What is transportation like in Carroll Valley?
The average commute in Carroll Valley is 35 minutes, longer than the national average of 28 minutes. 75% of workers drive alone to work, and 18.9% work from home.
What are the demographics of Carroll Valley?
The racial and ethnic makeup of Carroll Valley is 91.3% White, 1.4% Black or African American, 1.4% Hispanic or Latino. 98.1% of residents speak only English at home. 12.3% of the population are military veterans. 15.2% of residents have a disability. 96.1% have health insurance coverage.