Thurmont, MD

Maryland · Metropolitan Area

Thurmont is a small city in Maryland with a population of 6,439. Residents earn $92,391 per year, which is 23% above the national average.

3.4 /5.0
B Good
6,439 Population 2,064/sq mi density
$92,391 Median Income $44,732 per capita
$325,700 Home Value $391,029 Zillow
$1,011 Median Rent
53°F Avg Temperature
46 Violent Crime/100K 1,176 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$92,391 median income, 1.8% unemployment
A+
Affordability
4.7 / 5.0
$325,700 home value, $1,011/mo rent
F
Safety
1.0 / 5.0
46 violent crimes/100K (88% below avg)
B
Education
3.1 / 5.0
25.8% bachelor's degree or higher
Median Income $92,391
23% higher than US avg
Home Value $325,700
16% higher than US avg
Violent Crime 46/100K
88% lower than US avg
Bachelor's+ 25.8%
23% lower than US avg
Median Rent $1,011
13% lower than US avg
Obesity Rate 36.2%
13% higher than US avg
Unemployment 1.8%
50% lower than US avg
Poverty Rate 7.1%
43% lower than US avg

How Thurmont Compares to the U.S. Average (100% = U.S. avg)

People

Population6,439
Median Age41.6 yrs
Density2,064/mi²
Male / Female49% / 51%
Largest GroupWhite 89%

Economy

A+
Median Income$92,391
Per Capita$44,732
Unemployment1.8%
Poverty7.1%
County GDP$20,352M
Commute29 min

Housing

A+
Home Value$325,700
Rent$1,011
OwnershipN/A
Zillow$391,029

Crime

F
Violent46/100K
Property1,176/100K
Murder0.0/100K
Assault31/100K
Burglary248/100K

Health

Obesity36.2%
UninsuredN/A
Depression24.6%
Heart Disease5.4%

Climate

Avg Temp53°F
AQI41 (Good)
Rain48.6 in/yr
Elevation487 ft

Education

B
Bachelor's+25.8%
High School+90.9%
School Score5.85

Community

2024 VoteR 44% / D 53%
Commute29 min
EV Stations4
Libraries11

Is Thurmont a Good Place to Live?

Based on current data, Thurmont receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, a low poverty rate. Thurmont offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Thurmont is $92,391, 23% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.8%. Only 7.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Thurmont is $325,700, 16% above the national median. Renters pay a median of $1,011 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.5x indicates a reasonably affordable housing market.

Safety & Crime

Thurmont is a very safe community with a violent crime rate of 46 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,176 per 100,000, 40% below the national average.

Education

25.8% of residents hold a bachelor's degree, below the national average of 33.7%. 90.9% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Thurmont experiences four distinct seasons with an average temperature of 53°F. Winters average 31°F in January while summers reach 74°F in July. Annual precipitation totals 48.6 inches. Air quality is rated Good with a median AQI of 41.

Thurmont has a population of 6,439 with a density of 2,064 people per square mile. The median age is 41.6 years, 7% older than the national median of 38.9. The city is predominantly White (88.9%), with 1.3% Hispanic, 1.7% Black.

Population

6,439
Total Population
2,064
People / sq mi
41.6yrs
Median Age
7% above US avg
3.1mi²
Land Area

Gender Distribution

Male 49.3%
Female 50.7%

Race & Ethnicity

Thurmont vs U.S. Average

Language Spoken at Home

English Only97.3%
24% above US avg
Spanish2.7%
80% below US avg

Social Characteristics

Thurmont vs U.S. Average

The median household income in Thurmont is $92,391, which is 23% above the national average of $75,149. The unemployment rate is 1.8% (below the 3.6% US average). 7.1% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Thurmont vs U.S.

Commute Mode

Income

Median HH Income$92,391
23% above US avg
Per Capita Income$44,732
Avg Weekly Wage$1,343
IRS Avg AGI$99,317

Employment & Poverty

Unemployment1.8%
50% below US avg
Poverty Rate7.1%
43% below US avg
Establishments (County)7,170
County GDP$20,352M

Business (County)

Restaurants526
Healthcare755
Retail710
Manufacturing168

Tax & Cost of Living

Property Tax (IRS)$5,766
65% above US avg
Effective Tax Rate1.77%

Commute & Transportation

Commute Time29.0 min
Work from Home14.2%

Walkability

The median home value in Thurmont is $325,700, 16% above the national average. Monthly rent averages $1,011 (13% below US avg). Zillow estimates the typical home value at $391,029.

Home Value Sources

Ownership Split

Home Values

Census Median$325,700
16% above US avg
Zillow ZHVI$391,029
Median List Price$324,900

Real Estate Market (Redfin)

Median List Price$324,900
$/Sq Ft$192
Homes Sold8
Sale-to-List Ratio98.3%
Price Drops66.7%
Inventory6

Rental Costs

Census Median Rent$1,011
13% below US avg

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied75.1%

Property Tax

Avg Tax (IRS)$5,766
65% above US avg
Effective Rate1.77%
In Thurmont, 36.2% of adults are obese (above the 32.1% national rate). 24.6% report depression. 21.9% are physically inactive.

Health Metrics: Thurmont vs U.S. Average (%)

Chronic Conditions

Obesity36.2%
13% above US avg
Diabetes9.6%
Heart Disease5.4%
High Blood Pressure32.1%
Asthma10.4%
COPD6.3%
Stroke2.8%

Behaviors & Mental Health

Binge Drinking17.1%
Physical Inactivity21.9%
Depression24.6%
Mental Distress18.5%
Physical Distress11.8%

Healthcare Access

Insurance Rate93.7%
Checkup Rate75.8%
Premature Death5,697/100K

Food & Exercise

Food Environment8.7/10
Exercise Access90.3%
Healthcare Facilities755
Thurmont has a violent crime rate of 46 per 100,000 residents, 88% below the national average of 380. Property crime stands at 1,176 per 100,000 (40% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Thurmont vs U.S. Average (per 100,000)

Violent Crime

Total Violent46.4/100K
88% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery15.5/100K
Assault31.0/100K

Property Crime

Total Property1,175.9/100K
40% below US avg
Burglary247.6/100K
Theft928.4/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)30

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Thurmont has an average annual temperature of 53°F (12°C). Winters average 31°F in January while summers reach 74°F in July. Annual precipitation is 48.6 inches. Air quality is rated Good with a median AQI of 41.

Temperature

31°F Jan (-1°C) 74°F Jul (23°C)
Annual Average53.4°F
1% below US avg
January Average31°F (-1°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall48.6 inches
28% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation487 ft (148 m)
Area3.1 sq mi (8.1 km²)
Population Density2,064/sq mi
Coordinates39.6200°N, 77.4077°W
County FIPS24021
It is classified as Metro — 1 million+. 25.8% of residents hold a bachelor's degree or higher (23% below US avg). In the 2024 election, the county voted Democrat by a 8.8-point margin.

2024 Presidential Election (County)

R 44.4%
D 53.2%

Winner: Democrat by 8.8 points

Education

Bachelor's Degree+25.8%
23% below US avg
High School+90.9%
School Test Score5.85
B Education Grade (3.1/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density2,064/sq mi
Total Area3.1 sq mi

Infrastructure & Services

EV Charging Stations4
Alt Fuel Stations5
Public Libraries11
Healthcare Facilities755
Restaurants526
Retail Stores710

Safety & Disasters

Fatal Crashes (County/yr)30
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute29.0 min
Work from Home14.2%

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