Cayucos, CA

California · Metropolitan Area

Cayucos is a small town in California with a population of 2,517. Residents earn $82,778 per year, which is 10% above the national average.

3.4 /5.0
B Good
2,517 Population 812/sq mi density
$82,778 Median Income $56,928 per capita
$947,000 Home Value $1,336,550 Zillow
$1,551 Median Rent
60°F Avg Temperature
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$82,778 median income, 1.0% unemployment
F
Affordability
1.0 / 5.0
$947,000 home value, $1,551/mo rent
A
Education
4.4 / 5.0
42.9% bachelor's degree or higher
Median Income $82,778
10% higher than US avg
Home Value $947,000
236% higher than US avg
Bachelor's+ 42.9%
27% higher than US avg
Median Rent $1,551
33% higher than US avg
Obesity Rate 25.1%
22% lower than US avg
Unemployment 1.0%
72% lower than US avg
Poverty Rate 1.9%
85% lower than US avg

How Cayucos Compares to the U.S. Average (100% = U.S. avg)

People

Population2,517
Median Age60.1 yrs
Density812/mi²
Male / Female52% / 48%
Largest GroupWhite 85%

Economy

A+
Median Income$82,778
Per Capita$56,928
Unemployment1.0%
Poverty1.9%
County GDP$24,505M
Commute37 min

Housing

F
Home Value$947,000
Rent$1,551
OwnershipN/A
Zillow$1,336,550

Crime

ViolentN/A
PropertyN/A

Health

Obesity25.1%
UninsuredN/A
Depression24.5%

Climate

Avg Temp60°F
AQI48 (Good)
Rain17.0 in/yr
Elevation62 ft

Education

A
Bachelor's+42.9%
High School+96.2%
School Score4.69

Community

2024 VoteR 43% / D 54%
Commute37 min
EV Stations3
Libraries17

Is Cayucos a Good Place to Live?

Based on current data, Cayucos receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs, long commute times. Cayucos offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Cayucos is $82,778, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.0%. Only 1.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 37 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Cayucos is $947,000, making it a premium housing market at 236% above the U.S. median of $281,900. Renters pay a median of $1,551 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 11.4x, housing affordability is a significant challenge for many families.

Education

Educational attainment is solid, with 42.9% holding a bachelor's degree or higher, near the national average. 96.2% have completed high school. Area schools have an average test score of 4.7/10.

Climate & Weather

Cayucos enjoys a moderate climate with an average annual temperature of 60°F. Winters average 56°F in January while summers reach 62°F in July. Annual precipitation totals 17.0 inches. Air quality is rated Good with a median AQI of 48.

Cayucos has a population of 2,517 with a density of 812 people per square mile. The median age is 60.1 years, 54% older than the national median of 38.9. The city is predominantly White (84.8%).

Population

2,517
Total Population
812
People / sq mi
60.1yrs
Median Age
54% above US avg
3.1mi²
Land Area

Gender Distribution

Male 51.6%
Female 48.4%

Race & Ethnicity

Cayucos vs U.S. Average

Language Spoken at Home

English Only87.6%
12% above US avg
Spanish12.4%
7% below US avg

Social Characteristics

Cayucos vs U.S. Average

The median household income in Cayucos is $82,778, which is 10% above the national average of $75,149. The unemployment rate is 1.0% (below the 3.6% US average). 1.9% of residents live below the poverty line. Workers commute an average of 37 minutes.

Income: Cayucos vs U.S.

Commute Mode

Income

Median HH Income$82,778
10% above US avg
Per Capita Income$56,928
Avg Weekly Wage$1,179
IRS Avg AGI$98,019

Employment & Poverty

Unemployment1.0%
72% below US avg
Poverty Rate1.9%
85% below US avg
Establishments (County)11,662
County GDP$24,505M

Business (County)

Restaurants1,072
Healthcare1,220
Retail1,084
Manufacturing473

Tax & Cost of Living

Property Tax (IRS)$7,639
118% above US avg
Effective Tax Rate0.81%

Commute & Transportation

Commute Time37.0 min
Work from Home19.2%

Walkability

The median home value in Cayucos is $947,000, 236% above the national average. Monthly rent averages $1,551 (33% above US avg). Zillow estimates the typical home value at $1,336,550.

Home Value Sources

Ownership Split

Home Values

Census Median$947,000
236% above US avg
Zillow ZHVI$1,336,550
Median List Price$1,312,500

Real Estate Market (Redfin)

Median List Price$1,312,500
$/Sq Ft$864
Homes Sold6
Sale-to-List Ratio92.2%
Price Drops23.1%
Inventory26

Rental Costs

Census Median Rent$1,551
33% above US avg

HUD Fair Market Rent

Studio$1,513
1 Bedroom$1,647
2 Bedrooms$2,053
3 Bedrooms$2,752
4 Bedrooms$3,165

Ownership & Property

Owner-Occupied57.1%

Property Tax

Avg Tax (IRS)$7,639
118% above US avg
Effective Rate0.81%
In Cayucos, 25.1% of adults are obese (below the 32.1% national rate). 24.5% report depression. 15.5% are physically inactive.

Health Metrics: Cayucos vs U.S. Average (%)

Chronic Conditions

Obesity25.1%
22% below US avg
Diabetes7.0%
High Blood Pressure25.9%
Asthma10.2%
COPD4.2%
Stroke2.3%

Behaviors & Mental Health

Binge Drinking19.7%
Physical Inactivity15.5%
Depression24.5%
Mental Distress17.2%
Physical Distress11.0%

Healthcare Access

Insurance Rate97.9%
Checkup Rate69.8%
Premature Death6,206/100K

Food & Exercise

Food Environment8.7/10
Exercise Access86.6%
Healthcare Facilities1,220

Crime Rates: Cayucos vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)33
FEMA Disasters91

Safety Score

Cayucos has an average annual temperature of 60°F (15°C). Winters average 56°F in January while summers reach 62°F in July. Annual precipitation is 17.0 inches. Air quality is rated Good with a median AQI of 48.

Temperature

56°F Jan (13°C) 62°F Jul (17°C)
Annual Average59.5°F
10% above US avg
January Average56°F (13°C)
July Average62°F (17°C)

Precipitation & Snow

Annual Rainfall17.0 inches
55% below US avg
Snowfall0.1 inches/yr

Air Quality

AQI Median48.0
RatingGood

Geography

Elevation62 ft (19 m)
Area3.1 sq mi (8.0 km²)
Population Density812/sq mi
Coordinates35.4396°N, 120.8898°W
County FIPS06079
It is classified as Metro — 250K–1M. 42.9% of residents hold a bachelor's degree or higher (27% above US avg). In the 2024 election, the county voted Democrat by a 10.9-point margin.

2024 Presidential Election (County)

R 43.1%
D 53.9%

Winner: Democrat by 10.9 points

Education

Bachelor's Degree+42.9%
27% above US avg
High School+96.2%
School Test Score4.69
A Education Grade (4.4/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density812/sq mi
Total Area3.1 sq mi

Infrastructure & Services

EV Charging Stations3
Alt Fuel Stations3
Public Libraries17
Healthcare Facilities1,220
Restaurants1,072
Retail Stores1,084

Safety & Disasters

Fatal Crashes (County/yr)33
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute37.0 min
Work from Home19.2%

Nearby Cities

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