Lake Nacimiento, CA

California · Metropolitan Area

Lake Nacimiento is a small town in California with a population of 3,464. Residents earn $85,000 per year, which is 13% above the national average.

3.6 /5.0
B+ Good
3,464 Population 330/sq mi density
$85,000 Median Income $45,725 per capita
$475,700 Home Value
$1,971 Median Rent
60°F Avg Temperature
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$85,000 median income, 2.4% unemployment
B+
Affordability
3.5 / 5.0
$475,700 home value, $1,971/mo rent
C+
Education
2.6 / 5.0
20.2% bachelor's degree or higher
Median Income $85,000
13% higher than US avg
Home Value $475,700
69% higher than US avg
Bachelor's+ 20.2%
40% lower than US avg
Median Rent $1,971
69% higher than US avg
Obesity Rate 26.7%
17% lower than US avg
Unemployment 2.4%
33% lower than US avg
Poverty Rate 2.8%
77% lower than US avg

How Lake Nacimiento Compares to the U.S. Average (100% = U.S. avg)

People

Population3,464
Median Age39.4 yrs
Density330/mi²
Male / Female50% / 50%
Largest GroupWhite 81%

Economy

A+
Median Income$85,000
Per Capita$45,725
Unemployment2.4%
Poverty2.8%
County GDP$24,505M
Commute44 min

Housing

B+
Home Value$475,700
Rent$1,971
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity26.7%
UninsuredN/A
Depression24.7%
Heart Disease4.9%

Climate

Avg Temp60°F
AQI48 (Good)
Rain15.3 in/yr
Elevation1,091 ft

Education

C+
Bachelor's+20.2%
High School+94.6%
School Score4.69

Community

2024 VoteR 43% / D 54%
Commute44 min
Libraries17

Is Lake Nacimiento a Good Place to Live?

Based on current data, Lake Nacimiento receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a low poverty rate. Areas to be aware of include high housing costs, long commute times. Lake Nacimiento offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Lake Nacimiento is $85,000, 13% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.4%. Only 2.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 44 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Lake Nacimiento is $475,700, making it a premium housing market at 69% above the U.S. median of $281,900. Renters pay a median of $1,971 per month, significantly above the national average of $1,163. The price-to-income ratio of 5.6x means housing costs are stretched relative to local earnings.

Education

20.2% of residents hold a bachelor's degree, below the national average of 33.7%. 94.6% have completed high school. Area schools have an average test score of 4.7/10.

Climate & Weather

Lake Nacimiento enjoys a moderate climate with an average annual temperature of 60°F. Winters average 48°F in January while summers reach 72°F in July. Annual precipitation totals 15.3 inches. Air quality is rated Good with a median AQI of 48.

Lake Nacimiento has a population of 3,464 with a density of 330 people per square mile. The median age is 39.4 years, 1% older than the national median of 38.9. The city is predominantly White (81%), with 3.1% Hispanic, 1.9% Black.

Population

3,464
Total Population
330
People / sq mi
39.4yrs
Median Age
1% above US avg
10.5mi²
Land Area

Gender Distribution

Male 50.4%
Female 49.6%

Race & Ethnicity

Lake Nacimiento vs U.S. Average

Language Spoken at Home

English Only95.0%
21% above US avg
Spanish5.0%
63% below US avg

Social Characteristics

Lake Nacimiento vs U.S. Average

The median household income in Lake Nacimiento is $85,000, which is 13% above the national average of $75,149. The unemployment rate is 2.4% (below the 3.6% US average). 2.8% of residents live below the poverty line. Workers commute an average of 44 minutes.

Income: Lake Nacimiento vs U.S.

Commute Mode

Income

Median HH Income$85,000
13% above US avg
Per Capita Income$45,725
Avg Weekly Wage$1,179
IRS Avg AGI$98,019

Employment & Poverty

Unemployment2.4%
33% below US avg
Poverty Rate2.8%
77% below US avg
Establishments (County)11,662
County GDP$24,505M

Business (County)

Restaurants1,072
Healthcare1,220
Retail1,084
Manufacturing473

Tax & Cost of Living

Property Tax (IRS)$7,639
118% above US avg
Effective Tax Rate1.61%

Commute & Transportation

Commute Time43.9 min
Work from Home16.2%

Walkability

The median home value in Lake Nacimiento is $475,700, 69% above the national average. Monthly rent averages $1,971 (69% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$475,700
69% above US avg
Median List Price$599,000

Real Estate Market (Redfin)

Median List Price$599,000
$/Sq Ft$297
Homes Sold1
Sale-to-List Ratio101.9%
Price Drops20.0%
Inventory15

Rental Costs

Census Median Rent$1,971
69% above US avg

HUD Fair Market Rent

Studio$1,513
1 Bedroom$1,647
2 Bedrooms$2,053
3 Bedrooms$2,752
4 Bedrooms$3,165

Ownership & Property

Owner-Occupied83.4%

Property Tax

Avg Tax (IRS)$7,639
118% above US avg
Effective Rate1.61%
In Lake Nacimiento, 26.7% of adults are obese (below the 32.1% national rate). 24.7% report depression. 18.1% are physically inactive.

Health Metrics: Lake Nacimiento vs U.S. Average (%)

Chronic Conditions

Obesity26.7%
17% below US avg
Diabetes7.7%
Heart Disease4.9%
High Blood Pressure27.3%
Asthma10.3%
COPD4.8%
Stroke2.6%

Behaviors & Mental Health

Binge Drinking19.9%
Physical Inactivity18.1%
Depression24.7%
Mental Distress18.7%
Physical Distress12.2%

Healthcare Access

Insurance Rate91.7%
Checkup Rate68.5%
Premature Death6,206/100K

Food & Exercise

Food Environment8.7/10
Exercise Access86.6%
Healthcare Facilities1,220

Crime Rates: Lake Nacimiento vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)33
FEMA Disasters91

Safety Score

Lake Nacimiento has an average annual temperature of 60°F (15°C). Winters average 48°F in January while summers reach 72°F in July. Annual precipitation is 15.3 inches. Air quality is rated Good with a median AQI of 48.

Temperature

48°F Jan (9°C) 72°F Jul (22°C)
Annual Average59.7°F
11% above US avg
January Average48°F (9°C)
July Average72°F (22°C)

Precipitation & Snow

Annual Rainfall15.3 inches
60% below US avg
Snowfall0.0 inches/yr

Air Quality

AQI Median48.0
RatingGood

Geography

Elevation1,091 ft (333 m)
Area10.5 sq mi (27.2 km²)
Population Density330/sq mi
Coordinates35.7310°N, 120.8695°W
County FIPS06079
It is classified as Metro — 250K–1M. 20.2% of residents hold a bachelor's degree or higher (40% below US avg). In the 2024 election, the county voted Democrat by a 10.9-point margin.

2024 Presidential Election (County)

R 43.1%
D 53.9%

Winner: Democrat by 10.9 points

Education

Bachelor's Degree+20.2%
40% below US avg
High School+94.6%
School Test Score4.69
C+ Education Grade (2.6/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density330/sq mi
Total Area10.5 sq mi

Infrastructure & Services

Public Libraries17
Healthcare Facilities1,220
Restaurants1,072
Retail Stores1,084

Safety & Disasters

Fatal Crashes (County/yr)33
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute43.9 min
Work from Home16.2%

Nearby Cities

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