Central Elgin, ON

Ontario

Central Elgin is a small city in Ontario with a population of 13,746. Residents earn $103,000 per year, which is 37% above the national average.

3.1 /5.0
B Good
13,746 Population 127/sq mi density
$103,000 Median Income $55,250 per capita
$600,000 Home Value
$1,060 Median Rent 12.9% income on rent
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$103,000 median income, 9.4% unemployment
B
Affordability
3.4 / 5.0
$600,000 home value, $1,060/mo rent
C
Education
2.1 / 5.0
13.3% bachelor's degree or higher
Median Income $103,000
37% higher than US avg
Home Value $600,000
113% higher than US avg
Bachelor's+ 13.3%
61% lower than US avg
Median Rent $1,060
9% lower than US avg
Unemployment 9.4%
161% higher than US avg
Poverty Rate 4.9%
60% lower than US avg

How Central Elgin Compares to the U.S. Average (100% = U.S. avg)

People

Population13,746
Median Age48.8 yrs
Density127/mi²
Male / Female50% / 50%
Largest GroupWhite 97%

Economy

B+
Median Income$103,000
Per Capita$55,250
Unemployment9.4%
Poverty4.9%
Commute25 min

Housing

B
Home Value$600,000
Rent$1,060
OwnershipN/A
Housing Units5,460
Rent Burden12.9%

Climate

Avg TempN/A
Elevation764 ft (233 m)

Education

C
Bachelor's+13.3%
High School+29.2%
Graduate+4.2%

Community

Commute25 min

Is Central Elgin a Good Place to Live?

Based on current data, Central Elgin receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, a low poverty rate. Areas to be aware of include high housing costs, above-average unemployment. Central Elgin offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Central Elgin is $103,000, which is significantly higher than the national average — 37% above $75,149. This places Central Elgin among higher-income communities. At 9.4%, unemployment is notably high. Only 4.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Central Elgin is $600,000, making it a premium housing market at 113% above the U.S. median of $281,900. Renters pay a median of $1,060 per month. The price-to-income ratio of 5.8x means housing costs are stretched relative to local earnings.

Education

13.3% of residents hold a bachelor's degree, below the national average of 33.7%. 29.2% have completed high school.

Central Elgin has a population of 13,746 with a density of 127 people per square mile. The median age is 48.8 years, 25% older than the national median of 38.9. The city is predominantly White (96.9%), with 1.8% Asian.

Population

13,746
Total Population
127
People / sq mi
48.8yrs
Median Age
25% above US avg
108.1mi²
Land Area

Gender Distribution

Male 50%
Female 50%

Race & Ethnicity

Central Elgin vs U.S. Average

Language Spoken at Home

English Only92.1%
17% above US avg
Spanish0.8%
94% below US avg
Other Languages7.1%

Social Characteristics

Central Elgin vs U.S. Average

The median household income in Central Elgin is $103,000, which is 37% above the national average of $75,149. The unemployment rate is 9.4% (above the 3.6% US average). 4.9% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Central Elgin vs U.S.

Commute Mode

Income

Median HH Income$103,000
37% above US avg
Per Capita Income$55,250

Employment & Poverty

Unemployment9.4%
161% above US avg
Poverty Rate4.9%
60% below US avg

Business (County)

Tax & Cost of Living

Commute & Transportation

Commute Time25.4 min
Drive Alone92.1%
Public Transit0.3%
Work from Home29.5%

Walkability

The median home value in Central Elgin is $600,000, 113% above the national average. Monthly rent averages $1,060 (9% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$600,000
113% above US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,060
9% below US avg
Rent Burden12.9%

Ownership & Property

Owner-Occupied89.7%
Renter-Occupied10.4%
Housing Units5,460

Property Tax

13.3% of residents hold a bachelor's degree or higher (61% below US avg).

Education

Bachelor's Degree+13.3%
61% below US avg
High School+29.2%
Graduate Degree+4.2%
C Education Grade (2.1/5.0)

Urban-Rural Classification

Population Density127/sq mi
Total Area108.1 sq mi

Infrastructure & Services

Safety & Disasters

Commute & Transportation

Avg Commute25.4 min
Drive Alone92.1%
Public Transit0.3%
Work from Home29.5%

Nearby Cities

St. Thomas, ON 42,840 pop · 4.5 mi Aylmer, ON 7,699 pop · 5.5 mi Belmont, ON 1,140 pop · 7.7 mi Port Stanley, ON 2,148 pop · 9.6 mi Malahide, ON 9,308 pop · 10.0 mi Southwold, ON 4,851 pop · 12.4 mi Dorchester, ON 9,329 pop · 14.7 mi Bayham, ON 7,096 pop · 15.5 mi London, ON 422,324 pop · 16.3 mi Delaware, ON 2,521 pop · 19.2 mi Tillsonburg, ON 18,615 pop · 19.5 mi South-West Oxford, ON 7,583 pop · 19.6 mi Thamesford, ON 2,622 pop · 20.2 mi Ingersoll, ON 13,693 pop · 20.9 mi
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