Median Income
$75,000
0% lower than US avg
Home Value
$448,000
59% higher than US avg
Bachelor's+
10.1%
70% lower than US avg
Median Rent
$940
19% lower than US avg
Unemployment
11.2%
211% higher than US avg
Poverty Rate
10.9%
12% lower than US avg
How St. Thomas Compares to the U.S. Average (100% = U.S. avg)
People
Population42,840
Median Age43.6 yrs
Density3,116/mi²
Male / Female48% / 52%
Largest GroupWhite 93%
Economy
B
Median Income$75,000
Per Capita$43,880
Unemployment11.2%
Poverty10.9%
Commute22 min
Housing
B
Home Value$448,000
Rent$940
OwnershipN/A
Housing Units18,065
Rent Burden19.1%
Climate
Avg Temp49°F
AQIN/A
Rain37.8 in/yr
Elevation764 ft
Education
D
Bachelor's+10.1%
High School+33.2%
Graduate+2.6%
Is St. Thomas a Good Place to Live?
Based on current data, St. Thomas receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Areas to be aware of include high housing costs, above-average unemployment. St. Thomas has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in St. Thomas is $75,000, roughly in line with the national average of $75,149. At 11.2%, unemployment is notably high. 10.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in St. Thomas is $448,000, making it a premium housing market at 59% above the U.S. median of $281,900. Renters pay a median of $940 per month, below the national average — a plus for affordability. The price-to-income ratio of 6x means housing costs are stretched relative to local earnings.
Education
10.1% of residents hold a bachelor's degree, below the national average of 33.7%. 33.2% have completed high school.
Climate & Weather
St. Thomas experiences four distinct seasons with an average temperature of 49°F. Winters average 26°F in January while summers reach 71°F in July. Annual precipitation totals 37.8 inches, including 35.1 inches of snow.
St. Thomas has a population of 42,840 with a density of 3,116 people per square mile. The median age is 43.6 years, 12% older than the national median of 38.9. The city is predominantly White (92.9%), with 1.9% Black, 3.5% Asian.
Population
42,840
Total Population
2021 Census
43.6yrs
Median Age
12% above US avg
Race & Ethnicity
St. Thomas vs U.S. Average
Language Spoken at Home
| English Only | 90.7% |
| 16% above US avg |
| Spanish | 1.0% |
| 92% below US avg |
| Other Languages | 8.3% |
Social Characteristics
St. Thomas vs U.S. Average
The median household income in St. Thomas is $75,000, which is 0% below the national average of $75,149. The unemployment rate is 11.2% (above the 3.6% US average). 10.9% of residents live below the poverty line. Workers commute an average of 22 minutes.
Income: St. Thomas vs U.S.
Income
| Median HH Income | $75,000 |
| 0% below US avg |
| Per Capita Income | $43,880 |
Employment & Poverty
| Unemployment | 11.2% |
| 211% above US avg |
| Poverty Rate | 10.9% |
| 12% below US avg |
Commute & Transportation
| Commute Time | 21.9 min |
| Drive Alone | 84.6% |
| Public Transit | 0.4% |
| Work from Home | 20.1% |
The median home value in St. Thomas is $448,000, 59% above the national average. Monthly rent averages $940 (19% below US avg).
Home Values
| Census Median | $448,000 |
| 59% above US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $940 |
| 19% below US avg |
| Rent Burden | 19.1% |
Ownership & Property
| Owner-Occupied | 67.8% |
| Renter-Occupied | 32.2% |
| Housing Units | 18,065 |
Property Tax
Health Metrics: St. Thomas vs U.S. Average (%)
Behaviors & Mental Health
Healthcare Access
Food & Exercise
Crime Rates: St. Thomas vs U.S. Average (per 100,000)
St. Thomas has an average annual temperature of 49°F (9°C). Winters average 26°F in January while summers reach 71°F in July. Annual precipitation is 37.8 inches.
Temperature
26°F Jan (-4°C)
71°F Jul (22°C)
| Annual Average | 48.9°F |
| 9% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 71°F (22°C) |
Precipitation & Snow
| Annual Rainfall | 37.8 inches |
| 1% below US avg |
| Snowfall | 35.1 inches/yr |
Geography
| Elevation | 764 ft (233 m) |
| Area | 13.8 sq mi (35.6 km²) |
| Population Density | 3,116/sq mi |
| Coordinates | 42.7736°N, 81.1804°W |
| Timezone | America/Toronto |