Median Income
$25,500
66% lower than US avg
Home Value
$164,500
42% lower than US avg
Bachelor's+
7.2%
79% lower than US avg
Obesity Rate
34.7%
8% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
57.5%
364% higher than US avg
How Chain-O-Lakes Compares to the U.S. Average (100% = U.S. avg)
People
Population136
Median Age60.3 yrs
Density1,700/mi²
Male / Female52% / 48%
Largest GroupWhite 81%
Veterans12.6%
Economy
C
Median Income$25,500
Per Capita$15,633
Unemployment0.0%
Poverty57.5%
Commute30 min
Housing
B
Home Value$164,500
RentN/A
OwnershipN/A
Housing Units109
Health
Obesity34.7%
Uninsured10.6%
Smoking18.6%
Depression23.2%
Heart Disease5.9%
Climate
Avg TempN/A
AQI41 (Good)
Sunny Days318/yr
Elevation1,040 ft (317 m)
Education
D
Bachelor's+7.2%
High School+91.0%
Graduate+0.7%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute30 min
Broadband54.0%
Is Chain-O-Lakes a Good Place to Live?
Based on current data, Chain-O-Lakes receives an overall livability score of 2.3 out of 5.0, earning a grade of C. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes. Chain-O-Lakes has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Chain-O-Lakes is $25,500, 66% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 57.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Chain-O-Lakes is $164,500, 42% below the national median — offering relatively affordable homeownership. The price-to-income ratio of 6.5x means housing costs are stretched relative to local earnings.
Education
7.2% of residents hold a bachelor's degree, below the national average of 33.7%. 91.0% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
With 318 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 41.
Chain-O-Lakes has a population of 136 with a density of 1,700 people per square mile. The median age is 60.3 years, 55% older than the national median of 38.9. The city is predominantly White (80.9%).
Population
60.3yrs
Median Age
55% above US avg
Race & Ethnicity
Chain-O-Lakes vs U.S. Average
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
Social Characteristics
Chain-O-Lakes vs U.S. Average
The median household income in Chain-O-Lakes is $25,500, which is 66% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 57.5% of residents live below the poverty line. Workers commute an average of 30 minutes.
Income: Chain-O-Lakes vs U.S.
Income
| Median HH Income | $25,500 |
| 66% below US avg |
| Per Capita Income | $15,633 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 57.5% |
| 364% above US avg |
Commute & Transportation
| Commute Time | 29.5 min |
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Chain-O-Lakes is $164,500, 42% below the national average.
Home Values
| Census Median | $164,500 |
| 42% below US avg |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Owner-Occupied | 92.6% |
| Housing Units | 109 |
| Median Year Built | 1975 |
Property Tax
In Chain-O-Lakes, 34.7% of adults are obese (above the 32.1% national rate). 10.6% of residents lack health insurance. 18.6% are current smokers. 23.2% report depression. 29.8% are physically inactive.
Health Metrics: Chain-O-Lakes vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.7% |
| 8% above US avg |
| Diabetes | 10.4% |
| Heart Disease | 5.9% |
| High Blood Pressure | 31.6% |
| Asthma | 10.3% |
| COPD | 8.1% |
| Cancer | 7.3% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 18.6% |
| 33% above US avg |
| Binge Drinking | 14.2% |
| Physical Inactivity | 29.8% |
| Depression | 23.2% |
| Mental Distress | 17.3% |
| Physical Distress | 14.5% |
| Short Sleep | 36.1% |
Healthcare Access
| Insurance Rate | 83.8% |
| Uninsured | 10.6% |
| 23% above US avg |
| Checkup Rate | 66.9% |
| Dental Visits | 42.4% |
Food & Exercise