Chance, MD

Maryland · Metropolitan Area

Chance is a small town in Maryland with a population of 218. Residents earn $63,500 per year, which is 16% below the national average.

3.4 /5.0
B Good
218 Population 131/sq mi density
$63,500 Median Income $43,146 per capita
$229,800 Home Value
N/A Median Rent
58°F Avg Temperature
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$63,500 median income, 2.9% unemployment
A+
Affordability
4.6 / 5.0
$229,800 home value
F
Education
1.4 / 5.0
4.5% bachelor's degree or higher
Median Income $63,500
16% lower than US avg
Home Value $229,800
18% lower than US avg
Bachelor's+ 4.5%
87% lower than US avg
Obesity Rate 35.3%
10% higher than US avg
Unemployment 2.9%
19% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Chance Compares to the U.S. Average (100% = U.S. avg)

People

Population218
Median Age62.1 yrs
Density131/mi²
Male / Female45% / 56%
Largest GroupWhite 73%

Economy

A
Median Income$63,500
Per Capita$43,146
Unemployment2.9%
Poverty0.0%
County GDP$1,231M
Commute32 min

Housing

A+
Home Value$229,800
RentN/A
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity35.3%
UninsuredN/A
Depression25.5%
Heart Disease6.3%

Climate

Avg Temp58°F
AQI41 (Good)
Elevation6 ft

Education

F
Bachelor's+4.5%
High School+77.1%
School Score5.85

Community

2024 VoteR 58% / D 40%
Commute32 min
Libraries3

Is Chance a Good Place to Live?

Based on current data, Chance receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, a low poverty rate. Chance offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Chance is $63,500, 16% below the national average of $75,149. The job market is very strong with unemployment at just 2.9%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.

Cost of Living & Housing

The median home value in Chance is $229,800, 18% below the national median — offering relatively affordable homeownership. A price-to-income ratio of 3.6x indicates a reasonably affordable housing market.

Education

4.5% of residents hold a bachelor's degree, below the national average of 33.7%. 77.1% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Chance enjoys a moderate climate with an average annual temperature of 58°F. Winters average 38°F in January while summers reach 79°F in July. Air quality is rated Good with a median AQI of 41.

Chance has a population of 218 with a density of 131 people per square mile. The median age is 62.1 years, 60% older than the national median of 38.9. The city is predominantly White (72.5%), with 12.4% Black.

Population

218
Total Population
131
People / sq mi
62.1yrs
Median Age
60% above US avg
1.7mi²
Land Area

Gender Distribution

Male 44.5%
Female 55.5%

Race & Ethnicity

Chance vs U.S. Average

Language Spoken at Home

English Only85.0%
8% above US avg
Spanish15.0%
12% above US avg

Social Characteristics

Chance vs U.S. Average

The median household income in Chance is $63,500, which is 16% below the national average of $75,149. The unemployment rate is 2.9% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 32 minutes.

Income: Chance vs U.S.

Commute Mode

Income

Median HH Income$63,500
16% below US avg
Per Capita Income$43,146
Avg Weekly Wage$1,119
IRS Avg AGI$51,924

Employment & Poverty

Unemployment2.9%
19% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)452
County GDP$1,231M

Business (County)

Restaurants25
Healthcare47
Retail58
Manufacturing13

Tax & Cost of Living

Property Tax (IRS)$3,126
11% below US avg
Effective Tax Rate1.36%

Commute & Transportation

Commute Time31.9 min
Work from Home12.9%

Walkability

The median home value in Chance is $229,800, 18% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$229,800
18% below US avg

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied97.1%

Property Tax

Avg Tax (IRS)$3,126
11% below US avg
Effective Rate1.36%
In Chance, 35.3% of adults are obese (above the 32.1% national rate). 25.5% report depression. 28.8% are physically inactive.

Health Metrics: Chance vs U.S. Average (%)

Chronic Conditions

Obesity35.3%
10% above US avg
Diabetes10.7%
Heart Disease6.3%
High Blood Pressure35.7%
Asthma12.4%
COPD8.1%
Stroke3.5%

Behaviors & Mental Health

Binge Drinking17.2%
Physical Inactivity28.8%
Depression25.5%
Mental Distress20.6%
Physical Distress14.9%

Healthcare Access

Insurance Rate88.8%
Checkup Rate76.4%
Premature Death10,152/100K

Food & Exercise

Food Environment7.4/10
Exercise Access9.8%
Healthcare Facilities47

Crime Rates: Chance vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Chance has an average annual temperature of 58°F (15°C). Winters average 38°F in January while summers reach 79°F in July. Air quality is rated Good with a median AQI of 41.

Temperature

38°F Jan (3°C) 79°F Jul (26°C)
Annual Average58.3°F
8% above US avg
January Average38°F (3°C)
July Average79°F (26°C)

Precipitation & Snow

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation6 ft (2 m)
Area1.7 sq mi (4.3 km²)
Population Density131/sq mi
Coordinates38.1780°N, 75.9388°W
County FIPS24039
It is classified as Metro — under 250K. 4.5% of residents hold a bachelor's degree or higher (87% below US avg). In the 2024 election, the county voted Republican by a 17.4-point margin.

2024 Presidential Election (County)

R 57.5%
D 40.2%

Winner: Republican by 17.4 points

Education

Bachelor's Degree+4.5%
87% below US avg
High School+77.1%
School Test Score5.85
F Education Grade (1.4/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density131/sq mi
Total Area1.7 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities47
Restaurants25
Retail Stores58

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute31.9 min
Work from Home12.9%

Nearby Cities

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