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Chapin, IL

Illinois

Chapin is a small town in Illinois with a population of 618. Residents earn $69,213 per year, which is 8% below the national average.

3.9 /5.0
B+ Good
618 Population 618/sq mi density
$69,213 Median Income $34,505 per capita
$83,800 Home Value $98,242 Zillow
$945 Median Rent 14.3% income on rent
53°F Avg Temperature 293 sunny days/yr
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$69,213 median income, 2.4% unemployment
A+
Affordability
5.0 / 5.0
$83,800 home value, $945/mo rent
C
Education
2.5 / 5.0
18.4% bachelor's degree or higher
Median Income $69,213
8% lower than US avg
Home Value $83,800
70% lower than US avg
Bachelor's+ 18.4%
45% lower than US avg
Median Rent $945
19% lower than US avg
Obesity Rate 40.2%
25% higher than US avg
Unemployment 2.4%
33% lower than US avg
Poverty Rate 4.9%
60% lower than US avg

How Chapin Compares to the U.S. Average (100% = U.S. avg)

People

Population618
Median Age32.4 yrs
Density618/mi²
Male / Female52% / 49%
Largest GroupWhite 95%
Veterans13.9%

Economy

A
Median Income$69,213
Per Capita$34,505
Unemployment2.4%
Poverty4.9%
County GDP$208M
Commute26 min

Housing

A+
Home Value$83,800
Rent$945
OwnershipN/A
Zillow$98,242
Housing Units238
Rent Burden14.3%

Health

Obesity40.2%
Uninsured8.4%
Smoking17.3%
Depression25.2%
Heart Disease5.8%

Climate

Avg Temp53°F (12°C)
AQI43 (Good)
Rain40.4 in/yr
Sunny Days293/yr
Elevation623 ft (190 m)

Education

C
Bachelor's+18.4%
High School+94.1%
Graduate+10.5%
School Score5.34

Community

2024 VoteR 80% / D 19%
Commute26 min
Broadband95.2%
Libraries2

Is Chapin a Good Place to Live?

Based on current data, Chapin receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include high obesity rates. Chapin offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Chapin is $69,213, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.4%. Only 4.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in Chapin is $83,800, 70% below the national median — offering relatively affordable homeownership. Renters pay a median of $945 per month, below the national average — a plus for affordability. At just 1.2x median income, home prices are very affordable relative to local earnings.

Education

18.4% of residents hold a bachelor's degree, below the national average of 33.7%. 94.1% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Chapin experiences four distinct seasons with an average temperature of 53°F. Winters average 27°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.4 inches. Air quality is rated Good with a median AQI of 43.

Chapin has a population of 618 with a density of 618 people per square mile. The median age is 32.4 years, 17% younger than the national median of 38.9. The city is predominantly White (94.8%).

Population

618
Total Population
618
People / sq mi
32.4yrs
Median Age
17% below US avg
1.0mi²
Land Area

Gender Distribution

Male 51.5%
Female 48.5%

Race & Ethnicity

Chapin vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Chapin vs U.S. Average

The median household income in Chapin is $69,213, which is 8% below the national average of $75,149. The unemployment rate is 2.4% (below the 3.6% US average). 4.9% of residents live below the poverty line. Workers commute an average of 26 minutes.

Income: Chapin vs U.S.

Commute Mode

Income

Median HH Income$69,213
8% below US avg
Per Capita Income$34,505
Avg Weekly Wage$956
IRS Avg AGI$66,393

Employment & Poverty

Unemployment2.4%
33% below US avg
Poverty Rate4.9%
60% below US avg
Establishments (County)101
County GDP$208M

Business (County)

Restaurants9
Healthcare3
Retail9

Tax & Cost of Living

Property Tax (IRS)$3,350
4% below US avg
Cost of Living100.00 (100=avg)
Effective Tax Rate4.00%

Commute & Transportation

Commute Time26.1 min
Drive Alone86.1%
Public Transit0.0%
Work from Home5.2%

Walkability

The median home value in Chapin is $83,800, 70% below the national average. Monthly rent averages $945 (19% below US avg). Zillow estimates the typical home value at $98,242.

Home Value Sources

Ownership Split

Home Values

Census Median$83,800
70% below US avg
Zillow ZHVI$98,242

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$945
19% below US avg
Rent Burden14.3%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied85.0%
Housing Units238
Median Year Built1948

Property Tax

Avg Tax (IRS)$3,350
4% below US avg
Effective Rate4.00%
In Chapin, 40.2% of adults are obese (above the 32.1% national rate). 8.4% of residents lack health insurance. 17.3% are current smokers. 25.2% report depression. 23.8% are physically inactive.

Health Metrics: Chapin vs U.S. Average (%)

Chronic Conditions

Obesity40.2%
25% above US avg
Diabetes10.0%
Heart Disease5.8%
High Blood Pressure32.4%
Asthma10.9%
COPD7.7%
Cancer7.4%
Stroke3.1%

Behaviors & Mental Health

Smoking17.3%
24% above US avg
Binge Drinking20.6%
Physical Inactivity23.8%
Depression25.2%
Mental Distress20.0%
Physical Distress13.8%
Short Sleep36.7%

Healthcare Access

Insurance Rate98.2%
Uninsured8.4%
2% below US avg
Dentists1:4,790
Checkup Rate75.1%
Dental Visits62.6%
Premature Death9,555/100K

Food & Exercise

Food Environment6.7/10
Exercise Access8.9%
Healthcare Facilities3
Chapin has an average annual temperature of 53°F (12°C). Winters average 27°F in January while summers reach 76°F in July. Annual precipitation is 40.4 inches. The area enjoys 293 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

27°F Jan (-3°C) 76°F Jul (24°C)
Annual Average52.9°F
2% below US avg
January Average27°F (-3°C)
July Average76°F (24°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall40.4 inches
6% above US avg

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation623 ft (190 m)
Area1.0 sq mi (2.6 km²)
Population Density618/sq mi
Coordinates39.7669°N, 90.4027°W
TimezoneAmerica/Chicago
County FIPS17171
It is classified as Nonmetro — Rural. 18.4% of residents hold a bachelor's degree or higher (45% below US avg). In the 2024 election, the county voted Republican by a 61.2-point margin. 95.2% of households have broadband internet.

2024 Presidential Election (County)

R 80.1%
D 18.9%

Winner: Republican by 61.2 points

Education

Bachelor's Degree+18.4%
45% below US avg
High School+94.1%
Graduate Degree+10.5%
School Test Score5.34
C Education Grade (2.5/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density618/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Broadband Access95.2%
Public Libraries2
Healthcare Facilities3
Restaurants9
Retail Stores9

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute26.1 min
Drive Alone86.1%
Public Transit0.0%
Work from Home5.2%

Nearby Cities

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