Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
36.7%
14% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Charlton Compares to the U.S. Average (100% = U.S. avg)
People
Population187
Median Age47.0 yrs
Density1,169/mi²
Male / Female51% / 49%
Largest GroupWhite 100%
Veterans0.0%
Economy
Per Capita$79,314
Unemployment0.0%
Poverty0.0%
County GDP$9,961M
Housing
Ownership100.0%
Zillow$357,074
Housing Units96
Rent Burden28.4%
Health
Obesity36.7%
Uninsured0.0%
Smoking14.8%
Depression26.5%
Heart Disease5.3%
Climate
Avg Temp55°F (13°C)
AQI40 (Good)
Rain42.5 in/yr
Elevation477 ft (145 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score5.84
Community
2024 VoteR 60% / D 37%
Broadband100.0%
EV Stations2
Libraries9
Is Charlton a Good Place to Live?
Based on current data, Charlton receives an overall livability score of 5.0 out of 5.0, earning a grade of A+. Key strengths include low unemployment, a low poverty rate, high health insurance coverage, strong internet connectivity. Charlton stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Charlton experiences four distinct seasons with an average temperature of 55°F. Winters average 33°F in January while summers reach 78°F in July. Annual precipitation totals 42.5 inches, including 30.8 inches of snow. Air quality is rated Good with a median AQI of 40.
Charlton has a population of 187 with a density of 1,169 people per square mile, spread across 0.2 square miles. The median age is 47.0 years, 21% older than the national median of 38.9. The gender split is 48.7% female and 51.3% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 0.0% of the population are veterans, below the national rate of 6.0%. 0.0% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
187
Total Population
2023 Census
47.0yrs
Median Age
21% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Per capita income is $79,314 (above the $39,052 national figure). The average weekly wage is $1,120, 22% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,704 business establishments, including 333 restaurants. The cost of living index is 105, roughly in line with the national average. 0.0% of workers work from home (below the 15.2% national rate).
Income
| |
| Per Capita Income | $79,314 |
| Avg Weekly Wage | $1,120 |
| IRS Avg AGI | $68,244 |
| Gini Index | 0.441 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 3,704 |
| County GDP | $9,961M |
Business (County)
| Restaurants | 333 |
| Healthcare | 446 |
| Retail | 547 |
| Manufacturing | 135 |
Tax & Cost of Living
| Property Tax (IRS) | $3,722 |
| 6% above US avg |
| Cost of Living | 105.00 (100=avg) |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $357,074. Fair market rent ranges from $1,400 for a one-bedroom to $1,648 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 96 total housing units in the city. The median year a home was built is 1996. The average annual property tax is $3,722. 28.4% of renters spend 30% or more of their income on housing.
Rental Costs
HUD Fair Market Rent
| Studio | $1,312 |
| 1 Bedroom | $1,400 |
| 2 Bedrooms | $1,648 |
| 3 Bedrooms | $2,123 |
| 4 Bedrooms | $2,442 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 96 |
| Median Year Built | 1996 |
Property Tax
| Avg Tax (IRS) | $3,722 |
| 6% above US avg |
In Charlton, 36.7% of adults are obese, above the national rate of 32.1%. 10.0% have diabetes. Heart disease affects 5.3% of residents. 32.0% have high blood pressure. 14.8% are current smokers. 15.6% report binge drinking. 26.2% are physically inactive. 26.5% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. 0.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,823. The dentist ratio is 1:1,788. 80.6% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: Charlton vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.7% |
| 14% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 5.3% |
| High Blood Pressure | 32.0% |
| Asthma | 11.1% |
| COPD | 6.8% |
| Cancer | 7.7% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 14.8% |
| 6% above US avg |
| Binge Drinking | 15.6% |
| Physical Inactivity | 26.2% |
| Depression | 26.5% |
| Mental Distress | 18.9% |
| Physical Distress | 13.0% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 0.0% |
| 100% below US avg |
| Primary Care | 1:1,823 |
| Dentists | 1:1,788 |
| Mental Health | 1:307 |
| Checkup Rate | 77.3% |
| Dental Visits | 65.0% |
| Premature Death | 10,710/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 80.6% |
| Healthcare Facilities | 446 |
Charlton experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 33°F in January while summers reach 78°F in July. Annual precipitation totals 42.5 inches. The area receives 30.8 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 40. 79% of days have good air quality. The city sits at an elevation of 477 feet.
Temperature
33°F Jan (0°C)
78°F Jul (25°C)
| Annual Average | 55.4°F |
| 3% above US avg |
| January Average | 33°F (0°C) |
| July Average | 78°F (25°C) |
Geography
| Elevation | 477 ft (145 m) |
| Area | 0.2 sq mi (0.4 km²) |
| Population Density | 1,169/sq mi |
| Coordinates | 39.6344°N, 77.8944°W |
| Timezone | America/New_York |
| County | Washington County County |
| Nearest Airport | Hagerstown Regional/Richard A Henson Field (HGR) 10 miles away |
Precipitation & Snow
Annual Rainfall
42.5"
12% above US avg
Wettest Month (May)
4.25"
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
| Good Days % | 79.3% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0452 ppm |
| PM2.5 (Fine Particles) | 6.9 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 68.8 / 100 |
| Social Vulnerability | 44.6 / 100 |
| Community Resilience | 73.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Moderate |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
16 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.6 on Jun 25, 2021.
| Jul 16, 2010 |
5 km NNW of Barnesville, Maryland |
M3.6 |
59 km |
| Jun 13, 2019 |
9 km N of Blain, Pennsylvania |
M3.4 |
94 km |
| Jun 3, 2010 |
4 km ENE of Franklintown, Pennsylvania |
M3.1 |
93 km |
| Jan 17, 2016 |
3 km NE of Ranson, West Virginia |
M3.0 |
36 km |
| Apr 24, 2009 |
1 km S of Franklintown, Pennsylvania |
M2.9 |
88 km |
| Sep 15, 2019 |
5 km ESE of East Berlin, Pennsylvania |
M2.8 |
90 km |
| Oct 25, 2009 |
4 km ENE of Franklintown, Pennsylvania |
M2.8 |
94 km |
| Mar 15, 1993 |
5 km W of Columbia, Maryland |
M2.7 |
97 km |
| Oct 28, 1994 |
1 km E of Mount Vernon, Maryland |
M2.7 |
117 km |
| Mar 11, 1995 |
0 km ENE of Landisville, Pennsylvania |
M2.7 |
138 km |
| Jan 13, 1990 |
6 km ENE of Eldersburg, Maryland |
M2.6 |
90 km |
| Jun 25, 2021 |
2 km SE of Woodlawn, Maryland |
M2.6 |
108 km |
| Jul 27, 1997 |
5 km SSE of Culpeper, Virginia |
M2.5 |
134 km |
| Jun 25, 2001 |
8 km S of Remington, Virginia |
M2.5 |
131 km |
| Sep 29, 1997 |
Virginia |
M2.5 |
99 km |
| Mar 10, 1993 |
3 km WSW of Columbia, Maryland |
M2.5 |
98 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
307 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 107 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 19, 1996 |
EF3 |
80 km |
0 |
| May 22, 1983 |
EF3 |
56 km |
0 |
| Jun 7, 1980 |
EF3 |
82 km |
0 |
| Apr 16, 1961 |
EF3 |
56 km |
0 |
| Apr 5, 1952 |
EF3 |
80 km |
0 |
| Apr 19, 2019 |
EF2 |
30 km |
0 |
| Nov 2, 2018 |
EF2 |
70 km |
0 |
| Apr 28, 2011 |
EF2 |
98 km |
0 |
| Sep 17, 2004 |
EF2 |
57 km |
0 |
| Sep 17, 2004 |
EF2 |
32 km |
0 |
| Sep 17, 2004 |
EF2 |
98 km |
0 |
| Sep 17, 2004 |
EF2 |
39 km |
0 |
| Sep 24, 2001 |
EF2 |
79 km |
0 |
| Jul 19, 1996 |
EF2 |
33 km |
0 |
| Jun 24, 1996 |
EF2 |
93 km |
0 |
| Apr 30, 1994 |
EF2 |
28 km |
0 |
| Sep 27, 1993 |
EF2 |
97 km |
0 |
| Oct 9, 1992 |
EF2 |
97 km |
0 |
| Oct 18, 1990 |
EF2 |
94 km |
0 |
| Jun 8, 1990 |
EF2 |
88 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
6 wildfires (100+ acres) within 100 km.
Largest: WAITES RUN (5,496 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
WAITES RUN |
5,496 |
90 km |
| 2011 |
SMITH RUN FIRE |
1,908 |
95 km |
| 2012 |
POINT 2 |
1,126 |
93 km |
| 2014 |
BEAR DEN |
945 |
70 km |
| 1984 |
UNNAMED |
696 |
85 km |
| 2005 |
UNNAMED |
510 |
79 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
33°F (0°C) |
3.1 in |
Coldest |
| February |
36°F (2°C) |
2.3 in |
Driest |
| March |
43°F (6°C) |
4.0 in |
|
| April |
55°F (13°C) |
3.3 in |
|
| May |
64°F (18°C) |
4.3 in |
Wettest |
| June |
73°F (23°C) |
4.0 in |
|
| July |
78°F (25°C) |
3.9 in |
Warmest |
| August |
75°F (24°C) |
3.4 in |
|
| September |
68°F (20°C) |
4.1 in |
|
| October |
57°F (14°C) |
3.4 in |
|
| November |
46°F (8°C) |
3.2 in |
|
| December |
37°F (3°C) |
3.5 in |
|
Charlton has a seasonal temperature swing of 45°F / from 33°F in January to 78°F in July. Total annual precipitation is 42.5 inches, with May being the wettest month (4.3") and February the driest (2.3").
Average costs for common services in Charlton. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$263 ($158-$420) |
| Specialist Visit |
$368 ($210-$578) |
| Urgent Care Visit |
$210 ($105-$368) |
| Emergency Room Visit |
$2,310 ($840-$5,250) |
| Dental Cleaning |
$137 ($79-$210) |
| Dental Filling |
$263 ($158-$420) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26-$79) |
| Oil Change (Synthetic) |
$79 ($53-$126) |
| Brake Pad Replacement |
$315 ($158-$525) |
| Tire Rotation |
$42 ($21-$79) |
| New Tires (Set of 4) |
$630 ($420-$1,050) |
| Battery Replacement |
$210 ($105-$368) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$105 ($63-$158) |
| Electrician (Per Hour) |
$95 ($53-$147) |
| HVAC Repair |
$420 ($158-$840) |
| HVAC System Install |
$7,350 ($4,200-$12,600) |
| Roof Repair |
$1,050 ($420-$2,100) |
| Roof Replacement |
$9,450 ($5,775-$15,750) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,575 ($525-$3,675) |
| Divorce (Contested) |
$15,750 ($5,250-$31,500) |
| DUI Defense |
$5,250 ($2,100-$10,500) |
| Bankruptcy (Chapter 7) |
$1,575 ($840-$3,150) |
| Will Preparation |
$525 ($210-$1,050) |
| Trust Preparation |
$2,625 ($1,050-$5,250) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16-$47) |
| Women's Haircut |
$58 ($32-$105) |
| Hair Coloring (Full) |
$158 ($79-$263) |
| Manicure |
$26 ($16-$47) |
| Pedicure |
$42 ($26-$68) |
| Massage (1 Hour) |
$84 ($53-$137) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.31 ($3.15-$5.78) |
| Dozen Eggs (per dozen) |
$3.68 ($2.63-$5.25) |
| Loaf of Bread |
$3.99 ($2.63-$5.78) |
| Chicken Breast (per lb) |
$4.73 ($3.15-$6.83) |
| Ground Beef (per lb) |
$5.78 ($4.20-$7.88) |
| Rice (per lb) |
$1.05 ($0.63-$1.89) |
View all 20 services
Utilities
| Electricity (Monthly) |
$147 ($84-$263) |
| Natural Gas (Monthly) |
$74 ($32-$158) |
| Water/Sewer (Monthly) |
$74 ($42-$126) |
| Internet (Monthly) |
$74 ($42-$105) |
| Cell Phone Plan (Monthly) |
$68 ($32-$105) |
| Cable TV (Monthly) |
$89 ($53-$158) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$210 ($79-$525) |
| Car Insurance (Annual) |
$2,100 ($1,260-$3,675) |
| Bus Pass (Monthly) |
$74 ($32-$137) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.40-$26) |
| Car Registration (Annual) |
$105 ($32-$263) |
| Driver's License Renewal |
$32 ($16-$79) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,260 ($630-$2,625) |
| Daycare (Toddler, Monthly) |
$1,050 ($525-$2,100) |
| After-School Care (Monthly) |
$420 ($210-$735) |
| Tutoring (Per Hour) |
$53 ($26-$105) |
| SAT/ACT Prep Course |
$1,050 ($420-$2,625) |
| Private School (K-12, Annual) |
$13,125 ($5,250-$31,500) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$63 ($32-$105) |
| Dog Vaccination (Annual) |
$105 ($53-$210) |
| Dog Grooming |
$63 ($32-$105) |
| Pet Boarding (Per Night) |
$42 ($21-$79) |
| Dog Spay/Neuter |
$315 ($158-$525) |
| Cat Spay/Neuter |
$210 ($105-$420) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,102 |
| Toddler | $759 |
| Preschool | $759 |
| Family Childcare (monthly) |
| Infant | $765 |
| Toddler | $677 |
| Preschool | $677 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Charlton
What is the population of Charlton?
Charlton has a population of 187 residents and is located in Maryland. The population density is 1,169 people per square mile, spread across 0.2 square miles. The median age of residents is 47.0 years, which is older than the national median of 38.9 years. The population is 48.7% female and 51.3% male.
Is Charlton expensive to live in?
Charlton has a cost of living roughly in line with the national average, with an index of 105 (baseline: 100).
What is the weather like in Charlton?
Charlton has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 33°F in January, while summers reach an average of 78°F in July. Annual rainfall totals 42.5 inches, with 30.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 40.
How is the job market in Charlton?
The job market in Charlton is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,120. There are 3,704 business establishments in the area, including 333 restaurants and food service locations.
How are the schools in Charlton?
Schools in Charlton score 5.8 out of 10 on standardized testing, near the national average. 0.0% of adults in Charlton hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Charlton?
The obesity rate in Charlton is 36.7% (above the national rate of 32.1%). 14.8% of adults are smokers. 26.2% are physically inactive. 26.5% of residents report depression. 0.0% lack health insurance (below the national rate). 80.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,823.
What are the demographics of Charlton?
The racial and ethnic makeup of Charlton is 100% White. 100% of residents speak only English at home. 0.0% of the population are military veterans. 0.0% of residents have a disability. 100.0% have health insurance coverage.