Mercersburg, PA

Pennsylvania · Metropolitan Area

Mercersburg is a small town in Pennsylvania with a population of 1,940. Residents earn $69,583 per year, which is 7% below the national average.

3.2 /5.0
B Good
1,940 Population 2,156/sq mi density
$69,583 Median Income $40,321 per capita
$210,400 Home Value $283,577 Zillow
$784 Median Rent
55°F Avg Temperature
64 Violent Crime/100K 2,248 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$69,583 median income, 3.3% unemployment
A+
Affordability
5.0 / 5.0
$210,400 home value, $784/mo rent
F
Safety
1.0 / 5.0
64 violent crimes/100K (83% below avg)
C+
Education
2.5 / 5.0
19.2% bachelor's degree or higher
Median Income $69,583
7% lower than US avg
Home Value $210,400
25% lower than US avg
Violent Crime 64/100K
83% lower than US avg
Bachelor's+ 19.2%
43% lower than US avg
Median Rent $784
33% lower than US avg
Unemployment 3.3%
8% lower than US avg
Poverty Rate 7.9%
36% lower than US avg

How Mercersburg Compares to the U.S. Average (100% = U.S. avg)

People

Population1,940
Median Age46.3 yrs
Density2,156/mi²
Male / Female49% / 51%
Largest GroupWhite 90%

Economy

A
Median Income$69,583
Per Capita$40,321
Unemployment3.3%
Poverty7.9%
County GDP$8,379M
Commute29 min

Housing

A+
Home Value$210,400
Rent$784
OwnershipN/A
Zillow$283,577

Crime

F
Violent64/100K
Property2,248/100K
Murder0.0/100K
Assault0/100K
Burglary385/100K

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp55°F
AQI40 (Good)
Rain35.6 in/yr
Elevation547 ft

Education

C+
Bachelor's+19.2%
High School+88.8%
School Score5.95

Community

2024 VoteR 71% / D 28%
Commute29 min
EV Stations1
Libraries8

Is Mercersburg a Good Place to Live?

Based on current data, Mercersburg receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, a low poverty rate. Mercersburg offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Mercersburg is $69,583, roughly in line with the national average of $75,149. Unemployment stands at 3.3%, indicating a healthy job market. Only 7.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Mercersburg is $210,400, 25% below the national median — offering relatively affordable homeownership. Renters pay a median of $784 per month, below the national average — a plus for affordability. At just 3x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Mercersburg is a very safe community with a violent crime rate of 64 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 2,248 per 100,000, near the national average.

Education

19.2% of residents hold a bachelor's degree, below the national average of 33.7%. 88.8% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Mercersburg experiences four distinct seasons with an average temperature of 55°F. Winters average 33°F in January while summers reach 78°F in July. Annual precipitation totals 35.6 inches. Air quality is rated Good with a median AQI of 40.

Mercersburg has a population of 1,940 with a density of 2,156 people per square mile. The median age is 46.3 years, 19% older than the national median of 38.9. The city is predominantly White (90.1%), with 3.2% Black.

Population

1,940
Total Population
2,156
People / sq mi
46.3yrs
Median Age
19% above US avg
0.9mi²
Land Area

Gender Distribution

Male 48.6%
Female 51.4%

Race & Ethnicity

Mercersburg vs U.S. Average

Language Spoken at Home

English Only97.9%
25% above US avg
Spanish2.1%
84% below US avg

Social Characteristics

Mercersburg vs U.S. Average

The median household income in Mercersburg is $69,583, which is 7% below the national average of $75,149. The unemployment rate is 3.3% (below the 3.6% US average). 7.9% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Mercersburg vs U.S.

Commute Mode

Income

Median HH Income$69,583
7% below US avg
Per Capita Income$40,321
Avg Weekly Wage$1,068
IRS Avg AGI$69,390

Employment & Poverty

Unemployment3.3%
8% below US avg
Poverty Rate7.9%
36% below US avg
Establishments (County)3,466
County GDP$8,379M

Business (County)

Restaurants288
Healthcare343
Retail454
Manufacturing201

Tax & Cost of Living

Property Tax (IRS)$4,983
42% above US avg
Effective Tax Rate2.37%

Commute & Transportation

Commute Time28.9 min
Work from Home6.2%

Walkability

The median home value in Mercersburg is $210,400, 25% below the national average. Monthly rent averages $784 (33% below US avg). Zillow estimates the typical home value at $283,577.

Home Value Sources

Ownership Split

Home Values

Census Median$210,400
25% below US avg
Zillow ZHVI$283,577
Median List Price$424,900

Real Estate Market (Redfin)

Median List Price$424,900
$/Sq Ft$144
Homes Sold1
Sale-to-List Ratio98.5%
Price Drops0.0%
Inventory1

Rental Costs

Census Median Rent$784
33% below US avg

HUD Fair Market Rent

Studio$900
1 Bedroom$996
2 Bedrooms$1,225
3 Bedrooms$1,570
4 Bedrooms$1,744

Ownership & Property

Owner-Occupied59.3%

Property Tax

Avg Tax (IRS)$4,983
42% above US avg
Effective Rate2.37%

Health Metrics: Mercersburg vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate90.9%
Premature Death7,611/100K

Food & Exercise

Food Environment8.4/10
Exercise Access73.4%
Healthcare Facilities343
Mercersburg has a violent crime rate of 64 per 100,000 residents, 83% below the national average of 380. Property crime stands at 2,248 per 100,000 (15% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Mercersburg vs U.S. Average (per 100,000)

Violent Crime

Total Violent64.2/100K
83% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery64.2/100K
Assault0.0/100K

Property Crime

Total Property2,247.9/100K
15% above US avg
Burglary385.4/100K
Theft1,862.6/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)14

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Mercersburg has an average annual temperature of 55°F (13°C). Winters average 33°F in January while summers reach 78°F in July. Annual precipitation is 35.6 inches. Air quality is rated Good with a median AQI of 40.

Temperature

33°F Jan (0°C) 78°F Jul (25°C)
Annual Average55.4°F
3% above US avg
January Average33°F (0°C)
July Average78°F (25°C)

Precipitation & Snow

Annual Rainfall35.6 inches
6% below US avg

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation547 ft (167 m)
Area0.9 sq mi (2.3 km²)
Population Density2,156/sq mi
Coordinates39.8319°N, 77.9029°W
County FIPS42055
It is classified as Metro — under 250K. 19.2% of residents hold a bachelor's degree or higher (43% below US avg). In the 2024 election, the county voted Republican by a 43-point margin.

2024 Presidential Election (County)

R 71.1%
D 28.1%

Winner: Republican by 43 points

Education

Bachelor's Degree+19.2%
43% below US avg
High School+88.8%
School Test Score5.95
C+ Education Grade (2.5/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density2,156/sq mi
Total Area0.9 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries8
Healthcare Facilities343
Restaurants288
Retail Stores454

Safety & Disasters

Fatal Crashes (County/yr)14
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute28.9 min
Work from Home6.2%

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