Chambersburg, PA

Pennsylvania · Metropolitan Area

Chambersburg is a small city in Pennsylvania with a population of 22,051. Residents earn $56,177 per year, which is 25% below the national average.

3.2 /5.0
B Good
22,051 Population 3,182/sq mi density
$56,177 Median Income $33,562 per capita
$196,200 Home Value $280,779 Zillow
$1,088 Median Rent
53°F Avg Temperature
384 Violent Crime/100K 3,667 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$56,177 median income, 3.3% unemployment
A+
Affordability
4.7 / 5.0
$196,200 home value, $1,088/mo rent
F
Safety
1.0 / 5.0
384 violent crimes/100K (1% above avg)
B
Education
3.1 / 5.0
26.7% bachelor's degree or higher
Median Income $56,177
25% lower than US avg
Home Value $196,200
30% lower than US avg
Violent Crime 384/100K
1% higher than US avg
Bachelor's+ 26.7%
21% lower than US avg
Median Rent $1,088
6% lower than US avg
Unemployment 3.3%
8% lower than US avg
Poverty Rate 8.1%
35% lower than US avg

How Chambersburg Compares to the U.S. Average (100% = U.S. avg)

People

Population22,051
Median Age41.2 yrs
Density3,182/mi²
Male / Female50% / 50%
Largest GroupWhite 73%

Economy

B+
Median Income$56,177
Per Capita$33,562
Unemployment3.3%
Poverty8.1%
County GDP$8,379M
Commute19 min

Housing

A+
Home Value$196,200
Rent$1,088
OwnershipN/A
Zillow$280,779

Crime

F
Violent384/100K
Property3,667/100K
Murder9.7/100K
Assault233/100K
Burglary598/100K

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp53°F
AQI40 (Good)
Rain43.5 in/yr
Elevation640 ft

Education

B
Bachelor's+26.7%
High School+90.0%
School Score5.95

Community

2024 VoteR 71% / D 28%
Commute19 min
EV Stations10
Libraries8

Is Chambersburg a Good Place to Live?

Based on current data, Chambersburg receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, a low poverty rate. Areas to be aware of include below-average incomes. Chambersburg offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Chambersburg is $56,177, 25% below the national average of $75,149. Unemployment stands at 3.3%, indicating a healthy job market. 8.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Chambersburg is $196,200, 30% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,088 per month. A price-to-income ratio of 3.5x indicates a reasonably affordable housing market.

Safety & Crime

The violent crime rate of 384 per 100,000 is above the national average of 380 — something for prospective residents to consider. Property crime occurs at a rate of 3,667 per 100,000, 87% above the national average.

Education

26.7% of residents hold a bachelor's degree, below the national average of 33.7%. 90.0% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Chambersburg experiences four distinct seasons with an average temperature of 53°F. Winters average 30°F in January while summers reach 75°F in July. Annual precipitation totals 43.5 inches, including 30.8 inches of snow. Air quality is rated Good with a median AQI of 40.

Chambersburg has a population of 22,051 with a density of 3,182 people per square mile. The median age is 41.2 years, 6% older than the national median of 38.9. The city is predominantly White (72.5%), with 2.6% Hispanic, 9.4% Black.

Population

22,051
Total Population
3,182
People / sq mi
41.2yrs
Median Age
6% above US avg
6.9mi²
Land Area

Gender Distribution

Male 49.6%
Female 50.4%

Race & Ethnicity

Chambersburg vs U.S. Average

Language Spoken at Home

English Only82.0%
4% above US avg
Spanish18.0%
34% above US avg

Social Characteristics

Chambersburg vs U.S. Average

The median household income in Chambersburg is $56,177, which is 25% below the national average of $75,149. The unemployment rate is 3.3% (below the 3.6% US average). 8.1% of residents live below the poverty line. Workers commute an average of 19 minutes.

Income: Chambersburg vs U.S.

Commute Mode

Income

Median HH Income$56,177
25% below US avg
Per Capita Income$33,562
Avg Weekly Wage$1,068
IRS Avg AGI$69,390

Employment & Poverty

Unemployment3.3%
8% below US avg
Poverty Rate8.1%
35% below US avg
Establishments (County)3,466
County GDP$8,379M

Business (County)

Restaurants288
Healthcare343
Retail454
Manufacturing201

Tax & Cost of Living

Property Tax (IRS)$4,983
42% above US avg
Effective Tax Rate2.54%

Commute & Transportation

Commute Time18.9 min
Work from Home7.1%

Walkability

The median home value in Chambersburg is $196,200, 30% below the national average. Monthly rent averages $1,088 (6% below US avg). Zillow estimates the typical home value at $280,779.

Home Value Sources

Ownership Split

Home Values

Census Median$196,200
30% below US avg
Zillow ZHVI$280,779
Median List Price$205,900

Real Estate Market (Redfin)

Median List Price$205,900
$/Sq Ft$146
Homes Sold14
Sale-to-List Ratio97.0%
Price Drops20.0%
Inventory20

Rental Costs

Census Median Rent$1,088
6% below US avg
Zillow Rent (ZORI)$1,197

HUD Fair Market Rent

Studio$900
1 Bedroom$996
2 Bedrooms$1,225
3 Bedrooms$1,570
4 Bedrooms$1,744

Ownership & Property

Owner-Occupied43.4%

Property Tax

Avg Tax (IRS)$4,983
42% above US avg
Effective Rate2.54%

Health Metrics: Chambersburg vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate89.9%
Premature Death7,611/100K

Food & Exercise

Food Environment8.4/10
Exercise Access73.4%
Healthcare Facilities343
Chambersburg has a violent crime rate of 384 per 100,000 residents, 1% above the national average of 380. Property crime stands at 3,667 per 100,000 (87% above US avg). The murder rate is 9.7 per 100,000.

Crime Rates: Chambersburg vs U.S. Average (per 100,000)

Violent Crime

Total Violent384.2/100K
1% above US avg
Murder9.7/100K
54% above US avg
Rape48.6/100K
Robbery92.4/100K
Assault233.5/100K

Property Crime

Total Property3,667.1/100K
87% above US avg
Burglary598.2/100K
Theft2,898.7/100K
Vehicle Theft170.2/100K
Arson14.6/100K

Traffic Safety

Fatal Crashes (County/yr)14

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Chambersburg has an average annual temperature of 53°F (12°C). Winters average 30°F in January while summers reach 75°F in July. Annual precipitation is 43.5 inches. Air quality is rated Good with a median AQI of 40.

Temperature

30°F Jan (-1°C) 75°F Jul (24°C)
Annual Average52.9°F
2% below US avg
January Average30°F (-1°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall43.5 inches
15% above US avg
Snowfall30.8 inches/yr

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation640 ft (195 m)
Area6.9 sq mi (17.9 km²)
Population Density3,182/sq mi
Coordinates39.9314°N, 77.6556°W
County FIPS42055
It is classified as Metro — under 250K. 26.7% of residents hold a bachelor's degree or higher (21% below US avg). In the 2024 election, the county voted Republican by a 43-point margin.

2024 Presidential Election (County)

R 71.1%
D 28.1%

Winner: Republican by 43 points

Education

Bachelor's Degree+26.7%
21% below US avg
High School+90.0%
School Test Score5.95
B Education Grade (3.1/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density3,182/sq mi
Total Area6.9 sq mi

Infrastructure & Services

EV Charging Stations10
Alt Fuel Stations16
Public Libraries8
Healthcare Facilities343
Restaurants288
Retail Stores454

Safety & Disasters

Fatal Crashes (County/yr)14
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute18.9 min
Work from Home7.1%

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