Median Income
$91,912
22% higher than US avg
Home Value
$216,000
23% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
31.6%
6% lower than US avg
Median Rent
$645
45% lower than US avg
Obesity Rate
38.6%
20% higher than US avg
Unemployment
1.6%
56% lower than US avg
Poverty Rate
7.0%
44% lower than US avg
How Chatfield Compares to the U.S. Average (100% = U.S. avg)
People
Population2,693
Median Age38.0 yrs
Density1,040/mi²
Male / Female48% / 52%
Largest GroupWhite 96%
Veterans4.1%
Economy
A+
Median Income$91,912
Per Capita$41,345
Unemployment1.6%
Poverty7.0%
County GDP$877M
Commute21 min
Housing
A+
Home Value$216,000
Rent$645
Ownership88.3%
Zillow$351,503
Housing Units1,124
Rent Burden25.8%
Crime
Violent0/100K
Property0/100K
Health
Obesity38.6%
Uninsured7.0%
Smoking14.0%
Depression26.1%
Heart Disease4.8%
Climate
Avg Temp44°F (7°C)
AQI36 (Good)
Rain36.8 in/yr
Sunny Days260/yr
Elevation1,032 ft (315 m)
Education
B+
Bachelor's+31.6%
High School+94.7%
Graduate+13.7%
School Score6.36
Community
2024 VoteR 62% / D 36%
Commute21 min
Broadband91.5%
EV Stations3
Libraries7
Is Chatfield a Good Place to Live?
Based on current data, Chatfield receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Areas to be aware of include high obesity rates. Chatfield stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Chatfield is $91,912, 22% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.6%. Only 7.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Chatfield is $216,000, 23% below the national median / offering relatively affordable homeownership. Renters pay a median of $645 per month, below the national average / a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Chatfield is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
31.6% of residents hold a bachelor's degree, below the national average of 33.7%. 94.7% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Chatfield has a cool climate with an average annual temperature of 44°F. Winters average 14°F in January while summers reach 70°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.8 inches, including 42.2 inches of snow. Air quality is rated Good with a median AQI of 36.
Chatfield has a population of 2,693 with a density of 1,040 people per square mile, spread across 2.6 square miles. The median age is 38.0 years, 2% younger than the national median of 38.9. The gender split is 52.2% female and 47.8% male. The city is predominantly White (95.5%). English is the primary language spoken at home by 97.2% of residents. 4.1% of the population are veterans, below the national rate of 6.0%. 11.4% of residents have a disability. 97.4% have health insurance coverage.
Population
38.0yrs
Median Age
2% below US avg
Race & Ethnicity
Chatfield vs U.S. Average
Language Spoken at Home
English Only
97.2%
24% above US avg
Spanish
2.8%
79% below US avg
Social Characteristics
Chatfield vs U.S. Average
The median household income in Chatfield is $91,912, which is 22% above the national average of $75,149. Per capita income is $41,345. The average weekly wage is $852, 41% lower than the U.S. average. The unemployment rate is 1.6% (below the 3.6% US average). 7.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 802 business establishments, including 64 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 5.5% of workers work from home (below the 15.2% national rate).
Income: Chatfield vs U.S.
Income
| Median HH Income | $91,912 |
| 22% above US avg |
| Per Capita Income | $41,345 |
| Avg Weekly Wage | $852 |
| IRS Avg AGI | $68,191 |
| Gini Index | 0.400 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.6% |
| 56% below US avg |
| Poverty Rate | 7.0% |
| 44% below US avg |
| Establishments (County) | 802 |
| County GDP | $877M |
Business (County)
| Restaurants | 64 |
| Healthcare | 46 |
| Retail | 89 |
| Manufacturing | 45 |
Tax & Cost of Living
| Property Tax (IRS) | $3,479 |
| 1% below US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.61% |
Commute & Transportation
| Commute Time | 21.4 min |
| Drive Alone | 80.5% |
| Public Transit | 1.0% |
| Work from Home | 5.5% |
The median home value in Chatfield is $216,000, 23% below the national median of $281,900. Zillow estimates the typical home value at $351,503, higher than the Census estimate. Homes sell for 98.2% of their list price. Monthly rent averages $645 (45% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 88.3% of housing units are owner-occupied (above the 65.4% national rate). There are 1,124 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $3,479. 25.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $216,000 |
| 23% below US avg |
| Zillow ZHVI | $351,503 |
| Median List Price | $297,900 |
Real Estate Market (Redfin)
| Median List Price | $297,900 |
| $/Sq Ft | $148 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 98.2% |
| Price Drops | 11.1% |
| Inventory | 9 |
Rental Costs
| Census Median Rent | $645 |
| 45% below US avg |
| Rent Burden | 25.8% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 88.3% |
| Owner-Occupied | 88.3% |
| Renter-Occupied | 11.7% |
| Housing Units | 1,124 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $3,479 |
| 1% below US avg |
| Effective Rate | 1.61% |
In Chatfield, 38.6% of adults are obese, above the national rate of 32.1%. 8.1% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 27.7% have high blood pressure. 14.0% are current smokers. 20.1% report binge drinking. 21.2% are physically inactive. 26.1% report depression (above the 20.0% national average). 16.5% experience frequent mental distress. 7.0% of residents lack health insurance. The primary care physician ratio is 1:3,545. The dentist ratio is 1:1,784. 78.7% of residents have access to exercise opportunities. The food environment index is 9.5 out of 10.
Health Metrics: Chatfield vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.6% |
| 20% above US avg |
| Diabetes | 8.1% |
| Heart Disease | 4.8% |
| High Blood Pressure | 27.7% |
| Asthma | 10.3% |
| COPD | 4.7% |
| Cancer | 7.5% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 14.0% |
| 0% below US avg |
| Binge Drinking | 20.1% |
| Physical Inactivity | 21.2% |
| Depression | 26.1% |
| Mental Distress | 16.5% |
| Physical Distress | 10.8% |
| Short Sleep | 29.7% |
Healthcare Access
| Insurance Rate | 97.4% |
| Uninsured | 7.0% |
| 19% below US avg |
| Primary Care | 1:3,545 |
| Dentists | 1:1,784 |
| Mental Health | 1:2,391 |
| Checkup Rate | 71.2% |
| Dental Visits | 71.0% |
| Premature Death | 6,032/100K |
Food & Exercise
| Food Environment | 9.5/10 |
| Exercise Access | 78.7% |
| Healthcare Facilities | 46 |
Chatfield has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 0 per 100,000, 100% below the U.S. average. The county recorded 1 fatal traffic crashes.
Crime Rates: Chatfield vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 207 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
Chatfield has a cool climate with an average annual temperature of 44°F (7°C). Winters average 14°F in January while summers reach 70°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 36.8 inches. The area receives 42.2 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,032 feet.
Temperature
14°F Jan (-10°C)
70°F Jul (21°C)
| Annual Average | 43.8°F |
| 19% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 70°F (21°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,032 ft (315 m) |
| Area | 2.6 sq mi (6.7 km²) |
| Population Density | 1,040/sq mi |
| Coordinates | 43.8445°N, 92.1829°W |
| Timezone | America/Chicago |
| County | Fillmore County County |
| Nearest Airport | Rochester International (RST)
16 miles away |
Precipitation & Snow
Annual Rainfall
36.8"
3% below US avg
Wettest Month (Jul)
4.57"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 49.8 / 100 |
| Social Vulnerability | 32.7 / 100 |
| Community Resilience | 90.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
441 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 9 fatalities, 165 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 12, 1971 |
EF4 |
72 km |
0 |
| Apr 30, 1967 |
EF4 |
100 km |
0 |
| Apr 30, 1967 |
EF4 |
91 km |
0 |
| May 5, 1965 |
EF4 |
81 km |
0 |
| Sep 16, 1962 |
EF4 |
26 km |
0 |
| May 10, 1953 |
EF4 |
47 km |
2 |
| Jun 17, 2010 |
EF3 |
85 km |
0 |
| Jun 17, 2010 |
EF3 |
76 km |
0 |
| Jun 11, 2004 |
EF3 |
58 km |
0 |
| May 15, 1998 |
EF3 |
85 km |
0 |
| Jul 19, 1994 |
EF3 |
61 km |
0 |
| Jul 27, 1987 |
EF3 |
91 km |
0 |
| Jun 7, 1984 |
EF3 |
96 km |
0 |
| May 17, 1982 |
EF3 |
93 km |
0 |
| Jun 5, 1980 |
EF3 |
80 km |
0 |
| Jul 12, 1971 |
EF3 |
89 km |
0 |
| Jun 24, 1971 |
EF3 |
91 km |
1 |
| Apr 30, 1967 |
EF3 |
100 km |
0 |
| May 5, 1965 |
EF3 |
41 km |
0 |
| May 26, 1959 |
EF3 |
64 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: BEAVER CUTOFF (982 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
BEAVER CUTOFF |
982 |
38 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
14°F (-10°C) |
0.9 in |
Coldest |
| February |
19°F (-7°C) |
0.8 in |
Driest |
| March |
31°F (-0°C) |
2.0 in |
|
| April |
45°F (7°C) |
3.0 in |
|
| May |
58°F (14°C) |
3.9 in |
|
| June |
67°F (19°C) |
4.2 in |
|
| July |
70°F (21°C) |
4.6 in |
Warmest, Wettest |
| August |
69°F (20°C) |
4.3 in |
|
| September |
60°F (16°C) |
3.9 in |
|
| October |
48°F (9°C) |
2.6 in |
|
| November |
32°F (0°C) |
1.9 in |
|
| December |
18°F (-8°C) |
1.2 in |
|
Chatfield has a seasonal temperature swing of 56°F / from 14°F in January to 70°F in July. Total annual precipitation is 33.3 inches, with July being the wettest month (4.6") and February the driest (0.8").
Average costs for common services in Chatfield. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $758 |
| Toddler | $697 |
| Preschool | $637 |
| Family Childcare (monthly) |
| Infant | $592 |
| Toddler | $534 |
| Preschool | $548 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Chatfield
What is the population of Chatfield?
Chatfield has a population of 2,693 residents and is located in Minnesota. The population density is 1,040 people per square mile, spread across 2.6 square miles. The median age of residents is 38.0 years. The population is 52.2% female and 47.8% male.
Is Chatfield expensive to live in?
Chatfield has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $91,912, 22% above the national average of $75,149. The median home value is $216,000 (23% below the U.S. median). Renters pay a median of $645 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
Is Chatfield safe?
Chatfield is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in Chatfield?
Chatfield has a cool climate with an average annual temperature of 44°F (7°C). Winter temperatures average 14°F in January, while summers reach an average of 70°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 36.8 inches, with 42.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Chatfield?
The job market in Chatfield is very strong, with unemployment at just 1.6% / well below the national rate of 3.6%. The average weekly wage is $852. There are 802 business establishments in the area, including 64 restaurants and food service locations. The average commute time is 21 minutes, and 5.5% of workers work from home.
How much does housing cost in Chatfield?
The median home value in Chatfield is $216,000. Zillow estimates the typical home value at $351,503. For renters, the median monthly rent is $645. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 88.3%. The average annual property tax is $3,479.
How are the schools in Chatfield?
Schools in Chatfield score 6.4 out of 10 on standardized testing, near the national average. 31.6% of adults in Chatfield hold a bachelor's degree or higher, below the national average of 33.7%. 94.7% have completed high school. 13.7% hold a graduate or professional degree.
How healthy is Chatfield?
The obesity rate in Chatfield is 38.6% (above the national rate of 32.1%). 14.0% of adults are smokers. 21.2% are physically inactive. 26.1% of residents report depression. 7.0% lack health insurance (below the national rate). 78.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,545.
What is transportation like in Chatfield?
The average commute in Chatfield is 21 minutes, shorter than the national average of 28 minutes. 80.5% of workers drive alone to work, and 5.5% work from home.
What are the demographics of Chatfield?
The racial and ethnic makeup of Chatfield is 95.5% White. 97.2% of residents speak only English at home. 4.1% of the population are military veterans. 11.4% of residents have a disability. 97.4% have health insurance coverage.
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