Median Income
$65,536
13% lower than US avg
Home Value
$154,800
45% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
20.7%
39% lower than US avg
Median Rent
$698
40% lower than US avg
Obesity Rate
42.8%
33% higher than US avg
Unemployment
1.8%
50% lower than US avg
Poverty Rate
2.9%
77% lower than US avg
How Harmony Compares to the U.S. Average (100% = U.S. avg)
People
Population1,089
Median Age56.1 yrs
Density972/mi²
Male / Female47% / 53%
Largest GroupWhite 96%
Veterans6.2%
Economy
A
Median Income$65,536
Per Capita$38,183
Unemployment1.8%
Poverty2.9%
County GDP$877M
Commute21 min
Housing
A+
Home Value$154,800
Rent$698
Ownership82.7%
Zillow$252,044
Housing Units583
Rent Burden37.5%
Crime
Violent0/100K
Property0/100K
Health
Obesity42.8%
Uninsured9.3%
Smoking18.9%
Depression27.0%
Heart Disease5.8%
Climate
Avg Temp44°F (7°C)
AQI36 (Good)
Rain36.8 in/yr
Sunny Days260/yr
Elevation1,351 ft (412 m)
Education
C+
Bachelor's+20.7%
High School+94.7%
Graduate+6.8%
School Score6.36
Community
2024 VoteR 62% / D 36%
Commute21 min
Broadband80.4%
EV Stations1
Libraries7
Is Harmony a Good Place to Live?
Based on current data, Harmony receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Harmony stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Harmony is $65,536, 13% below the national average of $75,149. The job market is very strong with unemployment at just 1.8%. Only 2.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Harmony is $154,800, 45% below the national median / offering relatively affordable homeownership. Renters pay a median of $698 per month, below the national average / a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Harmony is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
20.7% of residents hold a bachelor's degree, below the national average of 33.7%. 94.7% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Harmony has a cool climate with an average annual temperature of 44°F. Winters average 14°F in January while summers reach 70°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.8 inches, including 42.2 inches of snow. Air quality is rated Good with a median AQI of 36.
Harmony has a population of 1,089 with a density of 972 people per square mile, spread across 1.1 square miles. The median age is 56.1 years, 44% older than the national median of 38.9. The gender split is 53% female and 47% male. The city is predominantly White (96%), with 1.1% Black. English is the primary language spoken at home by 94.6% of residents, while 5.4% speak Spanish. 6.2% of the population are veterans. 20.8% of residents have a disability (above the 13.0% national average). 97.0% have health insurance coverage.
Population
56.1yrs
Median Age
44% above US avg
Language Spoken at Home
English Only
94.6%
21% above US avg
Spanish
5.4%
60% below US avg
The median household income in Harmony is $65,536, which is 13% below the national average of $75,149. Per capita income is $38,183. The average weekly wage is $852, 41% lower than the U.S. average. The unemployment rate is 1.8% (below the 3.6% US average). 2.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 802 business establishments, including 64 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 11.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $65,536 |
| 13% below US avg |
| Per Capita Income | $38,183 |
| Avg Weekly Wage | $852 |
| IRS Avg AGI | $68,191 |
| Gini Index | 0.400 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.8% |
| 50% below US avg |
| Poverty Rate | 2.9% |
| 77% below US avg |
| Establishments (County) | 802 |
| County GDP | $877M |
Business (County)
| Restaurants | 64 |
| Healthcare | 46 |
| Retail | 89 |
| Manufacturing | 45 |
Tax & Cost of Living
| Property Tax (IRS) | $3,479 |
| 1% below US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 2.25% |
Commute & Transportation
| Commute Time | 21.2 min |
| Drive Alone | 77.2% |
| Public Transit | 0.0% |
| Work from Home | 11.1% |
The median home value in Harmony is $154,800, 45% below the national median of $281,900. Zillow estimates the typical home value at $252,044, higher than the Census estimate. Homes sell for 94.9% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $698 (40% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 82.7% of housing units are owner-occupied (above the 65.4% national rate). There are 583 total housing units in the city. The median year a home was built is 1965. The average annual property tax is $3,479. 37.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $154,800 |
| 45% below US avg |
| Zillow ZHVI | $252,044 |
Real Estate Market (Redfin)
| $/Sq Ft | $96 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 94.9% |
| Price Drops | 33.3% |
| Inventory | 3 |
Rental Costs
| Census Median Rent | $698 |
| 40% below US avg |
| Rent Burden | 37.5% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 82.7% |
| Owner-Occupied | 82.7% |
| Renter-Occupied | 17.3% |
| Housing Units | 583 |
| Median Year Built | 1965 |
Property Tax
| Avg Tax (IRS) | $3,479 |
| 1% below US avg |
| Effective Rate | 2.25% |
In Harmony, 42.8% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 5.8% of residents. 31.0% have high blood pressure. 18.9% are current smokers (above the 14.0% national rate). 19.9% report binge drinking. 26.6% are physically inactive. 27.0% report depression (above the 20.0% national average). 18.8% experience frequent mental distress. 9.3% of residents lack health insurance. The primary care physician ratio is 1:3,545. The dentist ratio is 1:1,784. 78.7% of residents have access to exercise opportunities. The food environment index is 9.5 out of 10.
Health Metrics: Harmony vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.8% |
| 33% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 5.8% |
| High Blood Pressure | 31.0% |
| Asthma | 10.9% |
| COPD | 6.6% |
| Cancer | 7.3% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 18.9% |
| 35% above US avg |
| Binge Drinking | 19.9% |
| Physical Inactivity | 26.6% |
| Depression | 27.0% |
| Mental Distress | 18.8% |
| Physical Distress | 13.3% |
| Short Sleep | 32.6% |
Healthcare Access
| Insurance Rate | 97.0% |
| Uninsured | 9.3% |
| 8% above US avg |
| Primary Care | 1:3,545 |
| Dentists | 1:1,784 |
| Mental Health | 1:2,391 |
| Checkup Rate | 71.5% |
| Dental Visits | 64.3% |
| Premature Death | 6,032/100K |
Food & Exercise
| Food Environment | 9.5/10 |
| Exercise Access | 78.7% |
| Healthcare Facilities | 46 |
Harmony has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 0 per 100,000, 100% below the U.S. average. The county recorded 1 fatal traffic crashes.
Crime Rates: Harmony vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 42 |
| Avg Accident Severity | 2.1 / 4.0 |
Safety Score
Harmony has a cool climate with an average annual temperature of 44°F (7°C). Winters average 14°F in January while summers reach 70°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 36.8 inches. The area receives 42.2 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,351 feet.
Temperature
14°F Jan (-10°C)
70°F Jul (21°C)
| Annual Average | 43.8°F |
| 19% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 70°F (21°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,351 ft (412 m) |
| Area | 1.1 sq mi (2.9 km²) |
| Population Density | 972/sq mi |
| Coordinates | 43.5540°N, 92.0075°W |
| Timezone | America/Chicago |
| County | Fillmore County County |
| Nearest Airport | Rochester International (RST) 35 miles away |
Precipitation & Snow
Annual Rainfall
36.8"
3% below US avg
Wettest Month (Aug)
4.33"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 49.8 / 100 |
| Social Vulnerability | 32.7 / 100 |
| Community Resilience | 90.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
442 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 16 fatalities, 341 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 15, 1968 |
EF5 |
99 km |
5 |
| Jul 12, 1971 |
EF4 |
51 km |
0 |
| Apr 30, 1967 |
EF4 |
98 km |
0 |
| Apr 30, 1967 |
EF4 |
95 km |
0 |
| May 5, 1965 |
EF4 |
72 km |
0 |
| Sep 16, 1962 |
EF4 |
58 km |
0 |
| May 10, 1953 |
EF4 |
34 km |
2 |
| Jun 17, 2010 |
EF3 |
96 km |
0 |
| Jun 11, 2004 |
EF3 |
47 km |
0 |
| Jul 19, 1994 |
EF3 |
34 km |
0 |
| May 30, 1985 |
EF3 |
87 km |
2 |
| Jun 5, 1980 |
EF3 |
65 km |
0 |
| Jul 12, 1971 |
EF3 |
86 km |
0 |
| Jun 24, 1971 |
EF3 |
56 km |
1 |
| Apr 30, 1967 |
EF3 |
99 km |
0 |
| May 5, 1965 |
EF3 |
6 km |
0 |
| May 26, 1959 |
EF3 |
68 km |
0 |
| May 10, 1953 |
EF3 |
87 km |
0 |
| Apr 12, 2022 |
EF2 |
53 km |
0 |
| May 22, 2011 |
EF2 |
42 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: BEAVER CUTOFF (982 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
BEAVER CUTOFF |
982 |
67 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
14°F (-10°C) |
0.9 in |
Coldest |
| February |
19°F (-7°C) |
0.9 in |
Driest |
| March |
32°F (-0°C) |
2.1 in |
|
| April |
46°F (8°C) |
3.0 in |
|
| May |
58°F (14°C) |
3.8 in |
|
| June |
67°F (19°C) |
4.2 in |
|
| July |
70°F (21°C) |
4.1 in |
Warmest |
| August |
69°F (20°C) |
4.3 in |
Wettest |
| September |
60°F (16°C) |
4.0 in |
|
| October |
49°F (9°C) |
2.5 in |
|
| November |
33°F (0°C) |
1.8 in |
|
| December |
19°F (-7°C) |
1.3 in |
|
Harmony has a seasonal temperature swing of 56°F / from 14°F in January to 70°F in July. Total annual precipitation is 32.9 inches, with August being the wettest month (4.3") and February the driest (0.9").
Average costs for common services in Harmony. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $758 |
| Toddler | $697 |
| Preschool | $637 |
| Family Childcare (monthly) |
| Infant | $592 |
| Toddler | $534 |
| Preschool | $548 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Harmony
What is the population of Harmony?
Harmony has a population of 1,089 residents and is located in Minnesota. The population density is 972 people per square mile, spread across 1.1 square miles. The median age of residents is 56.1 years, which is older than the national median of 38.9 years. The population is 53% female and 47% male.
Is Harmony expensive to live in?
Harmony has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $65,536, 13% below the national average of $75,149. The median home value is $154,800 (45% below the U.S. median). Renters pay a median of $698 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
Is Harmony safe?
Harmony is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in Harmony?
Harmony has a cool climate with an average annual temperature of 44°F (7°C). Winter temperatures average 14°F in January, while summers reach an average of 70°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 36.8 inches, with 42.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Harmony?
The job market in Harmony is very strong, with unemployment at just 1.8% / well below the national rate of 3.6%. The average weekly wage is $852. There are 802 business establishments in the area, including 64 restaurants and food service locations. The average commute time is 21 minutes, and 11.1% of workers work from home.
How much does housing cost in Harmony?
The median home value in Harmony is $154,800. Zillow estimates the typical home value at $252,044. For renters, the median monthly rent is $698. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 82.7%. The average annual property tax is $3,479.
How are the schools in Harmony?
Schools in Harmony score 6.4 out of 10 on standardized testing, near the national average. 20.7% of adults in Harmony hold a bachelor's degree or higher, below the national average of 33.7%. 94.7% have completed high school. 6.8% hold a graduate or professional degree.
How healthy is Harmony?
The obesity rate in Harmony is 42.8% (above the national rate of 32.1%). 18.9% of adults are smokers. 26.6% are physically inactive. 27.0% of residents report depression. 9.3% lack health insurance. 78.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,545.
What is transportation like in Harmony?
The average commute in Harmony is 21 minutes, shorter than the national average of 28 minutes. 77.2% of workers drive alone to work, and 11.1% work from home.
What are the demographics of Harmony?
The racial and ethnic makeup of Harmony is 96% White, 1.1% Black or African American. 94.6% of residents speak only English at home, while 5.4% speak Spanish. 6.2% of the population are military veterans. 20.8% of residents have a disability. 97.0% have health insurance coverage.