Minnesota · Metropolitan Area
St. Charles is a small town in Minnesota with a population of 4,021. Residents earn $96,544 per year, which is 28% above the national average.
Based on current data, St. Charles receives an overall livability score of 4.6 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. St. Charles stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in St. Charles is $96,544, 28% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.6%. Only 0.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
The median home value in St. Charles is $231,300, 18% below the national median — offering relatively affordable homeownership. Renters pay a median of $941 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
St. Charles is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Educational attainment is solid, with 35.3% holding a bachelor's degree or higher, near the national average. 94.4% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
St. Charles has a cool climate with an average annual temperature of 44°F. Winters average 14°F in January while summers reach 70°F in July. Annual precipitation totals 36.8 inches, including 42.2 inches of snow. Air quality is rated Good with a median AQI of 36.
| English Only | 94.0% |
| 20% above US avg | |
| Spanish | 6.0% |
| 55% below US avg |
| Median HH Income | $96,544 |
| 28% above US avg | |
| Per Capita Income | $50,155 |
| Avg Weekly Wage | $1,530 |
| IRS Avg AGI | $93,478 |
| Unemployment | 1.6% |
| 56% below US avg | |
| Poverty Rate | 0.8% |
| 94% below US avg | |
| Establishments (County) | 4,061 |
| County GDP | $15,729M |
| Restaurants | 383 |
| Healthcare | 540 |
| Retail | 520 |
| Manufacturing | 88 |
| Property Tax (IRS) | $5,612 |
| 60% above US avg | |
| Effective Tax Rate | 2.43% |
| Commute Time | 23.9 min |
| Work from Home | 13.8% |
| Census Median | $231,300 |
| 18% below US avg |
| Census Median Rent | $941 |
| 19% below US avg |
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
| Owner-Occupied | 83.0% |
| Avg Tax (IRS) | $5,612 |
| 60% above US avg | |
| Effective Rate | 2.43% |
| Obesity | 34.5% |
| 7% above US avg | |
| Diabetes | 8.5% |
| Heart Disease | 4.9% |
| High Blood Pressure | 27.1% |
| Asthma | 10.1% |
| COPD | 4.8% |
| Stroke | 2.6% |
| Binge Drinking | 21.3% |
| Physical Inactivity | 21.7% |
| Depression | 24.7% |
| Mental Distress | 16.3% |
| Physical Distress | 11.0% |
| Insurance Rate | 97.5% |
| Checkup Rate | 71.0% |
| Premature Death | 5,665/100K |
| Food Environment | 9.5/10 |
| Exercise Access | 87.2% |
| Healthcare Facilities | 540 |
| Total Violent | 0.0/100K |
| 100% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
| Total Property | 0.0/100K |
| 100% below US avg | |
| Burglary | 0.0/100K |
| Theft | 0.0/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 7 |
| Annual Average | 43.8°F |
| 19% below US avg | |
| January Average | 14°F (-10°C) |
| July Average | 70°F (21°C) |
| Annual Rainfall | 36.8 inches |
| 3% below US avg | |
| Snowfall | 42.2 inches/yr |
| AQI Median | 36.0 |
| Rating | Good |
| Area | 3.8 sq mi (9.9 km²) |
| Population Density | 1,055/sq mi |
| Coordinates | 43.9687°N, 92.0593°W |
| County FIPS | 27109 |
Winner: Democrat by 10.7 points
| Bachelor's Degree+ | 35.3% |
| 5% above US avg | |
| High School+ | 94.4% |
| School Test Score | 6.08 |
| RUCC Code 3 | Metro — under 250K |
| Population Density | 1,055/sq mi |
| Total Area | 3.8 sq mi |
| Public Libraries | 3 |
| Healthcare Facilities | 540 |
| Restaurants | 383 |
| Retail Stores | 520 |
| Fatal Crashes (County/yr) | 7 |
| Avg Commute | 23.9 min |
| Work from Home | 13.8% |