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St. Charles, MN

Full City Profile · Minnesota · Olmsted County County

3.7 /5.0
B+ Good
4,021 Population 1,055/sq mi density
$96,544 Median Income $50,155 per capita
$231,300 Home Value $368,746 Zillow
$941 Median Rent 25.4% income on rent
44°F Avg Temperature 260 sunny days/yr
80 Violent Crime/100K 981 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$96,544 median income, 1.6% unemployment
A+
Affordability
5.0 / 5.0
$231,300 home value, $941/mo rent
F
Safety
1.0 / 5.0
80 violent crimes/100K
B+
Education
3.8 / 5.0
35.3% bachelor's degree or higher

St. Charles, MN

At a Glance

Median Income
$96,544
28% above
$50,155 per capita
Home Value
$231,300
18% below
Zillow: $368,746
Median Rent
$941/mo
19% below
25.4% of income on rent
Violent Crime
80/100K
79% below
981/100K property
Bachelor's Degree+
35.3%
5% above
94.4% high school+
Unemployment
1.6%
56% below
0.8% poverty rate
Obesity Rate
34.5%
7% above
13.7% smoking rate
Avg Temperature
44°F
260 sunny days/yr

How St. Charles Compares to the U.S. Average

Each bar shows St. Charles's value as a percentage of the national average (100% = U.S. avg)

Income
128%
Home Value
82%
Rent
81%
Poverty
6%
Bachelor's
105%
Unemployment
44%
Crime
21%
Thin vertical line = U.S. national average (100%)

Is St. Charles a Good Place to Live?

B+
3.7 / 5.0 — Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

St. Charles residents earn a median household income of $96,544 , which is 28% above the national average of $75,149. Per capita income is $50,155. The unemployment rate stands at 1.6% (56% below the U.S. rate of 3.6%). 0.8% of residents live below the poverty line. The area is home to 4,061 business establishments, including 383 restaurants.

Housing & Cost of Living

The median home value in St. Charles is $231,300 , 18% below the national median of $281,900. Zillow estimates the typical home at $368,746. Median rent is $941/month, with 25.4% of renters spending more than 30% of income on housing. The cost of living index is 98.6 (100 = national average). The median home was built in 1972.

Safety & Crime

St. Charles reports 80 violent crimes per 100,000 residents , which is 79% below the national average of 380/100K. Property crime is 981/100K. The murder rate is 0.0/100K.

Education

35.3% of adults in St. Charles hold a bachelor's degree or higher (5% above the national average). 94.4% have completed high school. Local schools score 6.5/10 in standardized testing.

Climate & Weather

St. Charles has an average annual temperature of 44°F (7°C). Winters average 14°F in January while summers reach 70°F in July. The area gets 260 sunny days per year. Annual precipitation totals 36.8 inches. Air quality is rated Good with a median AQI of 36.

Data Overview

People

Population4,021
Median Age39.1 yrs
Density1,055/mi²
Male / Female54% / 46%
Foreign Born13.6%
Veterans11.4%

Economy

A+
Median Income$96,544
Per Capita$50,155
Unemployment1.6%
Poverty0.8%
County GDP$15,729M
Avg Weekly Wage$1,530

Housing

A+
Home Value$231,300
Rent$941
Ownership83.0%
Zillow$368,746
Housing Units1,731
Rent Burden25.4%

Crime

F
Violent80/100K
Property981/100K
Murder0.0/100K
Assault53/100K
Burglary106/100K

Health

Obesity34.5%
Diabetes8.5%
Smoking13.7%
Heart Disease4.9%
Premature Death5,665/100K

Climate

Avg Temp44°F
Sunny Days260/yr
Rain36.8 in/yr
AQI36 (Good)
Elevation1,132 ft

Education

B+
Bachelor's+35.3%
High School+94.4%
Graduate+9.0%
School Score6.5/10

Community

2024 VoteR 44% / D 54%
Commute24 min
Broadband91.2%
Internet Speed221 Mbps
EV Stations1
Libraries3

Did You Know?

The median home in St. Charles was built in 1972.
The nearest airport is Rochester International (22 miles).
The Gini coefficient (income inequality) is 0.457 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Moderate" by FEMA.
10.1% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 221 Mbps.
There are 383 restaurants in the area.
The county recorded 7 fatal vehicle crashes.