St. Charles, MN
Full City Profile · Minnesota · Olmsted County County
3.7
/5.0
B+
Good
4,021
Population
1,055/sq mi density
$96,544
Median Income
$50,155 per capita
$231,300
Home Value
$368,746 Zillow
$941
Median Rent
25.4% income on rent
44°F
Avg Temperature
260 sunny days/yr
80
Violent Crime/100K
981 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$96,544 median income, 1.6% unemployment
A+
Affordability
5.0 / 5.0
$231,300 home value, $941/mo rent
F
Safety
1.0 / 5.0
80 violent crimes/100K
B+
Education
3.8 / 5.0
35.3% bachelor's degree or higher
Housing Overview
Median Home Value
$231,300
18% below
US avg: $281,900
Median Rent
$941/mo
19% below
US avg: $1,163/mo
Homeownership Rate
83.0%
27% above US avg (65.4%)
Total Housing Units
1,731
Median year built: 1972
Home Value by Source
Census Median
$231,300
Zillow (ZHVI)
$368,746
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
83.0%
Owner-Occupied
17.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$809/mo
1 Bedroom
$899/mo
2 Bedroom
$1,125/mo
3 Bedroom
$1,483/mo
4 Bedroom
$1,698/mo
Census median rent:
$941/mo
Affordability & Housing Stock
Rent Burden
25.4%
of renters spending 30%+ of income on housing
18% below US avg (31.0%)
Median Year Built
1972
Average age of housing stock: 54 years
Homeownership Rate
83.0%
Complete Housing Data
Home Values
| Census Median Value | $231,300 |
| Zillow Home Value (ZHVI) | $368,746 |
Rent
| Census Median Rent | $941 |
| FMR Studio | $809 |
| FMR 1-Bedroom | $899 |
| FMR 2-Bedroom | $1,125 |
| FMR 3-Bedroom | $1,483 |
| FMR 4-Bedroom | $1,698 |
Market
Ownership & Stock
| Owner-Occupied | 83.0% |
| Renter-Occupied | 17.0% |
| Homeownership Rate | 83.0% |
| Total Housing Units | 1,731 |
| Median Year Built | 1972 |
| Rent Burden | 25.4% |
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