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St. Charles, MN

Full City Profile · Minnesota · Olmsted County County

3.7 /5.0
B+ Good
4,021 Population 1,055/sq mi density
$96,544 Median Income $50,155 per capita
$231,300 Home Value $368,746 Zillow
$941 Median Rent 25.4% income on rent
44°F Avg Temperature 260 sunny days/yr
80 Violent Crime/100K 981 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$96,544 median income, 1.6% unemployment
A+
Affordability
5.0 / 5.0
$231,300 home value, $941/mo rent
F
Safety
1.0 / 5.0
80 violent crimes/100K
B+
Education
3.8 / 5.0
35.3% bachelor's degree or higher

Housing Overview

Median Home Value
$231,300
18% below
US avg: $281,900
Median Rent
$941/mo
19% below
US avg: $1,163/mo
Homeownership Rate
83.0%
27% above US avg (65.4%)
Total Housing Units
1,731
Median year built: 1972

Home Value by Source

Census Median
$231,300
Zillow (ZHVI)
$368,746
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

83.0%
Owner-Occupied
17.0%
Renter-Occupied
83%
17%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$809/mo
1 Bedroom
$899/mo
2 Bedroom
$1,125/mo
3 Bedroom
$1,483/mo
4 Bedroom
$1,698/mo
Census median rent: $941/mo

Affordability & Housing Stock

Rent Burden
25.4%
of renters spending 30%+ of income on housing
18% below US avg (31.0%)
Median Year Built
1972
Average age of housing stock: 54 years
Homeownership Rate
83.0%

Complete Housing Data

Home Values

Census Median Value$231,300
Zillow Home Value (ZHVI)$368,746

Rent

Census Median Rent$941
FMR Studio$809
FMR 1-Bedroom$899
FMR 2-Bedroom$1,125
FMR 3-Bedroom$1,483
FMR 4-Bedroom$1,698

Market

Ownership & Stock

Owner-Occupied83.0%
Renter-Occupied17.0%
Homeownership Rate83.0%
Total Housing Units1,731
Median Year Built1972
Rent Burden25.4%