Chester, MT

Montana

Chester is a small town in Montana with a population of 704. Residents earn $53,583 per year, which is 29% below the national average.

4.0 /5.0
A Great
704 Population 1,437/sq mi density
$53,583 Median Income $36,857 per capita
$156,900 Home Value $199,422 Zillow
$662 Median Rent
41°F Avg Temperature
A
Overall
4.0 / 5.0
Great overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$53,583 median income, 0.4% unemployment
A+
Affordability
5.0 / 5.0
$156,900 home value, $662/mo rent
B
Education
3.2 / 5.0
27.0% bachelor's degree or higher
Median Income $53,583
29% lower than US avg
Home Value $156,900
44% lower than US avg
Bachelor's+ 27.0%
20% lower than US avg
Median Rent $662
43% lower than US avg
Obesity Rate 34.5%
7% higher than US avg
Unemployment 0.4%
89% lower than US avg
Poverty Rate 12.7%
2% higher than US avg

How Chester Compares to the U.S. Average (100% = U.S. avg)

People

Population704
Median Age53.3 yrs
Density1,437/mi²
Male / Female41% / 59%
Largest GroupWhite 96%

Economy

B+
Median Income$53,583
Per Capita$36,857
Unemployment0.4%
Poverty12.7%
County GDP$925M
Commute16 min

Housing

A+
Home Value$156,900
Rent$662
OwnershipN/A
Zillow$199,422

Crime

ViolentN/A
PropertyN/A

Health

Obesity34.5%
UninsuredN/A
Depression27.9%
Heart Disease6.4%

Climate

Avg Temp41°F
AQI26 (Good)
Rain12.3 in/yr
Elevation3,134 ft

Education

B
Bachelor's+27.0%
High School+91.6%
School Score5.68

Community

2024 VoteR 57% / D 39%
Commute16 min
Libraries1

Is Chester a Good Place to Live?

Based on current data, Chester receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes. Chester stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Chester is $53,583, 29% below the national average of $75,149. The job market is very strong with unemployment at just 0.4%. 12.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 16 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Chester is $156,900, 44% below the national median — offering relatively affordable homeownership. Renters pay a median of $662 per month, below the national average — a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.

Education

27.0% of residents hold a bachelor's degree, below the national average of 33.7%. 91.6% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Chester has a cool climate with an average annual temperature of 41°F. Winters average 16°F in January while summers reach 67°F in July. Annual precipitation totals 12.3 inches, including 36.5 inches of snow. Air quality is rated Good with a median AQI of 26.

Chester has a population of 704 with a density of 1,437 people per square mile. The median age is 53.3 years, 37% older than the national median of 38.9. The city is predominantly White (95.6%), with 3.1% Hispanic.

Population

704
Total Population
1,437
People / sq mi
53.3yrs
Median Age
37% above US avg
0.5mi²
Land Area

Gender Distribution

Male 41.1%
Female 58.9%

Race & Ethnicity

Chester vs U.S. Average

Language Spoken at Home

English Only99.0%
26% above US avg
Spanish1.0%
93% below US avg

Social Characteristics

Chester vs U.S. Average

The median household income in Chester is $53,583, which is 29% below the national average of $75,149. The unemployment rate is 0.4% (below the 3.6% US average). 12.7% of residents live below the poverty line. Workers commute an average of 16 minutes.

Income: Chester vs U.S.

Commute Mode

Income

Median HH Income$53,583
29% below US avg
Per Capita Income$36,857
Avg Weekly Wage$946
IRS Avg AGI$59,947

Employment & Poverty

Unemployment0.4%
89% below US avg
Poverty Rate12.7%
2% above US avg
Establishments (County)601
County GDP$925M

Business (County)

Restaurants56
Healthcare58
Retail68
Manufacturing12

Tax & Cost of Living

Property Tax (IRS)$3,257
7% below US avg
Effective Tax Rate2.08%

Commute & Transportation

Commute Time16.0 min
Work from Home5.2%

Walkability

The median home value in Chester is $156,900, 44% below the national average. Monthly rent averages $662 (43% below US avg). Zillow estimates the typical home value at $199,422.

Home Value Sources

Ownership Split

Home Values

Census Median$156,900
44% below US avg
Zillow ZHVI$199,422

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$662
43% below US avg

HUD Fair Market Rent

Studio$988
1 Bedroom$1,076
2 Bedrooms$1,336
3 Bedrooms$1,789
4 Bedrooms$2,113

Ownership & Property

Owner-Occupied56.6%

Property Tax

Avg Tax (IRS)$3,257
7% below US avg
Effective Rate2.08%
In Chester, 34.5% of adults are obese (above the 32.1% national rate). 27.9% report depression. 25.6% are physically inactive.

Health Metrics: Chester vs U.S. Average (%)

Chronic Conditions

Obesity34.5%
7% above US avg
Diabetes9.9%
Heart Disease6.4%
High Blood Pressure31.6%
Asthma12.6%
COPD8.7%
Stroke3.7%

Behaviors & Mental Health

Binge Drinking20.5%
Physical Inactivity25.6%
Depression27.9%
Mental Distress21.2%
Physical Distress16.2%

Healthcare Access

Insurance Rate94.6%
Checkup Rate68.4%
Premature Death12,044/100K

Food & Exercise

Food Environment6.5/10
Exercise Access71.8%
Healthcare Facilities58

Crime Rates: Chester vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)1
FEMA Disasters91

Safety Score

Chester has an average annual temperature of 41°F (5°C). Winters average 16°F in January while summers reach 67°F in July. Annual precipitation is 12.3 inches. Air quality is rated Good with a median AQI of 26.

Temperature

16°F Jan (-9°C) 67°F Jul (20°C)
Annual Average41.4°F
23% below US avg
January Average16°F (-9°C)
July Average67°F (20°C)

Precipitation & Snow

Annual Rainfall12.3 inches
68% below US avg
Snowfall36.5 inches/yr

Air Quality

AQI Median26.0
RatingGood

Geography

Elevation3,134 ft (955 m)
Area0.5 sq mi (1.3 km²)
Population Density1,437/sq mi
Coordinates48.5113°N, 110.9661°W
County FIPS30041
It is classified as Nonmetro — Urban 2.5K–20K. 27.0% of residents hold a bachelor's degree or higher (20% below US avg). In the 2024 election, the county voted Republican by a 18.2-point margin.

2024 Presidential Election (County)

R 56.9%
D 38.7%

Winner: Republican by 18.2 points

Education

Bachelor's Degree+27.0%
20% below US avg
High School+91.6%
School Test Score5.68
B Education Grade (3.2/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density1,437/sq mi
Total Area0.5 sq mi

Infrastructure & Services

Alt Fuel Stations1
Public Libraries1
Healthcare Facilities58
Restaurants56
Retail Stores68

Safety & Disasters

Fatal Crashes (County/yr)1
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute16.0 min
Work from Home5.2%

Nearby Cities

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