Median Income
$58,000
23% lower than US avg
Home Value
$197,600
30% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
30.9%
8% lower than US avg
Median Rent
$802
31% lower than US avg
Obesity Rate
37.7%
17% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
12.1%
2% lower than US avg
How Havre Compares to the U.S. Average (100% = U.S. avg)
People
Population9,333
Median Age32.5 yrs
Density2,516/mi²
Male / Female49% / 52%
Largest GroupWhite 79%
Veterans6.1%
Economy
B+
Median Income$58,000
Per Capita$32,918
Unemployment1.9%
Poverty12.1%
County GDP$925M
Commute11 min
Housing
A+
Home Value$197,600
Rent$802
Ownership69.1%
Zillow$224,252
Housing Units4,223
Rent Burden29.1%
Crime
C+
Violent0/100K
Property3,697/100K
Murder0.0/100K
Assault503/100K
Burglary390/100K
Health
Obesity37.7%
Uninsured10.9%
Smoking17.4%
Depression27.2%
Heart Disease6.0%
Climate
Avg Temp44°F (6°C)
AQI26 (Good)
Rain11.8 in/yr
Sunny Days274/yr
Elevation2,507 ft (764 m)
Education
B
Bachelor's+30.9%
High School+93.9%
Graduate+7.4%
School Score4.88
Community
2024 VoteR 57% / D 39%
Commute11 min
Broadband82.3%
EV Stations1
Libraries1
Is Havre a Good Place to Live?
Based on current data, Havre receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Havre offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Havre is $58,000, 23% below the national average of $75,149. The job market is very strong with unemployment at just 1.9%. 12.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 11 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Havre is $197,600, 30% below the national median / offering relatively affordable homeownership. Renters pay a median of $802 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Safety & Crime
Havre is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 3,697 per 100,000, 89% above the national average.
Education
30.9% of residents hold a bachelor's degree, below the national average of 33.7%. 93.9% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Havre has a cool climate with an average annual temperature of 44°F. Winters average 18°F in January while summers reach 70°F in July. With 274 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 11.8 inches, including 41.0 inches of snow. Air quality is rated Good with a median AQI of 26.
Havre has a population of 9,333 with a density of 2,516 people per square mile, spread across 3.7 square miles. The median age is 32.5 years, 16% younger than the national median of 38.9. The gender split is 51.5% female and 48.5% male. The city is predominantly White (79.4%), with 15.7% Hispanic. English is the primary language spoken at home by 97.2% of residents. 6.1% of the population are veterans. 12.7% of residents have a disability. 95.1% have health insurance coverage.
Population
32.5yrs
Median Age
16% below US avg
Language Spoken at Home
English Only
97.2%
24% above US avg
Spanish
2.8%
79% below US avg
The median household income in Havre is $58,000, which is 23% below the national average of $75,149. Per capita income is $32,918 (below the $39,052 national figure). The average weekly wage is $946, 34% lower than the U.S. average. The unemployment rate is 1.9% (below the 3.6% US average). 12.1% of residents live below the poverty line. The area has 601 business establishments, including 56 restaurants. The cost of living index is 94.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 11 minutes (shorter than the 28-minute US average). 2.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $58,000 |
| 23% below US avg |
| Per Capita Income | $32,918 |
| Avg Weekly Wage | $946 |
| IRS Avg AGI | $59,947 |
| Gini Index | 0.409 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 12.1% |
| 2% below US avg |
| Establishments (County) | 601 |
| County GDP | $925M |
Business (County)
| Restaurants | 56 |
| Healthcare | 58 |
| Retail | 68 |
| Manufacturing | 12 |
Tax & Cost of Living
| Property Tax (IRS) | $3,257 |
| 7% below US avg |
| Cost of Living | 94.60 (100=avg) |
| Effective Tax Rate | 1.65% |
Commute & Transportation
| Commute Time | 11.1 min |
| Drive Alone | 76.2% |
| Public Transit | 0.2% |
| Work from Home | 2.8% |
The median home value in Havre is $197,600, 30% below the national median of $281,900. Zillow estimates the typical home value at $224,252, higher than the Census estimate. Monthly rent averages $802 (31% below the national average of $1,163). Fair market rent ranges from $1,076 for a one-bedroom to $1,336 for a two-bedroom apartment. 69.1% of housing units are owner-occupied. There are 4,223 total housing units in the city. The median year a home was built is 1966. The average annual property tax is $3,257. 29.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.4x.
Home Values
| Census Median | $197,600 |
| 30% below US avg |
| Zillow ZHVI | $224,252 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $802 |
| 31% below US avg |
| Zillow Rent (ZORI) | $925 |
| Rent Burden | 29.1% |
HUD Fair Market Rent
| Studio | $988 |
| 1 Bedroom | $1,076 |
| 2 Bedrooms | $1,336 |
| 3 Bedrooms | $1,789 |
| 4 Bedrooms | $2,113 |
Ownership & Property
| Homeownership | 69.1% |
| Owner-Occupied | 69.1% |
| Renter-Occupied | 30.9% |
| Housing Units | 4,223 |
| Median Year Built | 1966 |
Property Tax
| Avg Tax (IRS) | $3,257 |
| 7% below US avg |
| Effective Rate | 1.65% |
In Havre, 37.7% of adults are obese, above the national rate of 32.1%. 10.0% have diabetes. Heart disease affects 6.0% of residents. 32.6% have high blood pressure. 17.4% are current smokers (above the 14.0% national rate). 22.7% report binge drinking. 23.3% are physically inactive. 27.2% report depression (above the 20.0% national average). 20.6% experience frequent mental distress. 10.9% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,471. The dentist ratio is 1:1,148. 71.8% of residents have access to exercise opportunities. The food environment index is 6.5 out of 10.
Health Metrics: Havre vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.7% |
| 17% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 6.0% |
| High Blood Pressure | 32.6% |
| Asthma | 12.2% |
| COPD | 7.3% |
| Cancer | 7.4% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 17.4% |
| 24% above US avg |
| Binge Drinking | 22.7% |
| Physical Inactivity | 23.3% |
| Depression | 27.2% |
| Mental Distress | 20.6% |
| Physical Distress | 15.3% |
| Short Sleep | 35.6% |
Healthcare Access
| Insurance Rate | 95.1% |
| Uninsured | 10.9% |
| 27% above US avg |
| Primary Care | 1:1,471 |
| Dentists | 1:1,148 |
| Mental Health | 1:247 |
| Checkup Rate | 70.1% |
| Dental Visits | 61.0% |
| Premature Death | 12,044/100K |
Food & Exercise
| Food Environment | 6.5/10 |
| Exercise Access | 71.8% |
| Healthcare Facilities | 58 |
Havre has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 503.2 per 100,000, robbery at 0.0, rape at 30.8. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 3,697 per 100,000, 89% above the U.S. average. This includes larceny/theft at 2,824, burglary at 390, vehicle theft at 483 per 100,000 residents. The county recorded 1 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Havre receives a safety grade of C+.
Crime Rates: Havre vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 30.8/100K |
| Robbery | 0.0/100K |
| Assault | 503.2/100K |
Property Crime
| Total Property | 3,696.9/100K |
| 89% above US avg |
| Burglary | 390.2/100K |
| Theft | 2,824.0/100K |
| Vehicle Theft | 482.7/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 105 |
| Avg Accident Severity | 2.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Havre has a cool climate with an average annual temperature of 44°F (6°C). Winters average 18°F in January while summers reach 70°F in July. The area gets 274 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 11.8 inches (drier than the 38-inch national average). The area receives 41.0 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 26 / among the cleanest air in the country. The city sits at an elevation of 2,507 feet.
Temperature
18°F Jan (-8°C)
70°F Jul (21°C)
| Annual Average | 43.6°F |
| 19% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 70°F (21°C) |
| Sunny Days | 274 days/yr |
Geography
| Elevation | 2,507 ft (764 m) |
| Area | 3.7 sq mi (9.6 km²) |
| Population Density | 2,516/sq mi |
| Coordinates | 48.5419°N, 109.6780°W |
| Timezone | America/Denver |
| County | Hill County County |
| Nearest Airport | Great Falls International (GTF) 107 miles away |
Precipitation & Snow
Annual Rainfall
11.8"
69% below US avg
Wettest Month (Jun)
2.13"
Air Quality
| AQI Median | 26.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 7.9 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 50.5 / 100 |
| Social Vulnerability | 67.1 / 100 |
| Community Resilience | 38.1 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.7 on Jul 10, 2021.
| Aug 16, 1994 |
27 km W of Chester, Montana |
M3.9 |
122 km |
| Dec 5, 1991 |
15 km WSW of Hays, Montana |
M3.0 |
88 km |
| Jul 10, 2021 |
24 km SSE of Malta, Montana |
M2.7 |
146 km |
| Feb 25, 2013 |
28 km WSW of Chester, Montana |
M2.5 |
121 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
22 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 2 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 5, 1988 |
EF3 |
92 km |
0 |
| Jul 5, 1988 |
EF3 |
77 km |
0 |
| Jul 5, 1988 |
EF3 |
67 km |
0 |
| Jul 8, 2002 |
EF1 |
33 km |
0 |
| Jun 16, 1995 |
EF1 |
67 km |
0 |
| May 25, 1980 |
EF1 |
55 km |
0 |
| May 25, 1980 |
EF1 |
97 km |
0 |
| May 24, 1977 |
EF1 |
80 km |
0 |
| Jul 1, 1962 |
EF1 |
10 km |
0 |
| Aug 26, 2022 |
EF0 |
59 km |
0 |
| Jul 31, 2014 |
EF0 |
97 km |
0 |
| Jun 13, 2014 |
EF0 |
35 km |
0 |
| Jun 5, 2012 |
EF0 |
57 km |
0 |
| Jun 20, 2005 |
EF0 |
83 km |
0 |
| Jun 17, 2005 |
EF0 |
94 km |
0 |
| Jun 18, 1999 |
EF0 |
33 km |
0 |
| Jun 27, 1996 |
EF0 |
94 km |
0 |
| Jun 26, 1994 |
EF0 |
42 km |
0 |
| Jun 26, 1994 |
EF0 |
44 km |
0 |
| Aug 16, 1993 |
EF0 |
22 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BLAINE C (138,192 ac, 1991).
| Year |
Name |
Acres |
Distance |
| 1991 |
BLAINE C |
138,192 |
39 km |
| 2012 |
WELDER |
32,985 |
87 km |
| 2017 |
EAST FORK |
21,165 |
35 km |
| 1984 |
CENTENNIAL |
11,775 |
35 km |
| 2006 |
MAGGIE |
8,187 |
65 km |
| 2022 |
EAGLE CREEK |
6,359 |
44 km |
| 1988 |
LOSTCANYON |
4,532 |
39 km |
| 2008 |
CHOUTEAU CO COMPLEX |
4,365 |
86 km |
| 2003 |
LAKE17 |
4,054 |
79 km |
| 2006 |
HOWARD |
3,884 |
83 km |
| 2014 |
MIDDLE BLACK |
3,854 |
50 km |
| 2012 |
OUTHOUSE |
3,179 |
12 km |
| 1990 |
ADAMS |
3,072 |
91 km |
| 1990 |
QUISNO |
3,018 |
82 km |
| 2014 |
2 RAINTRAP PASTURE PRESCRIBED FIRE |
2,311 |
80 km |
| 1995 |
MAYOR |
2,180 |
93 km |
| 2011 |
WILD HORSE |
1,882 |
70 km |
| 2021 |
EAGLE BUTTE |
1,817 |
81 km |
| 2013 |
PEOPLES CREEK |
1,623 |
76 km |
| 1988 |
P N |
1,533 |
94 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
18°F (-8°C) |
0.5 in |
Coldest |
| February |
21°F (-6°C) |
0.4 in |
Driest |
| March |
31°F (-0°C) |
0.6 in |
|
| April |
43°F (6°C) |
0.9 in |
|
| May |
54°F (12°C) |
1.9 in |
|
| June |
63°F (17°C) |
2.1 in |
Wettest |
| July |
70°F (21°C) |
1.6 in |
Warmest |
| August |
68°F (20°C) |
1.3 in |
|
| September |
56°F (14°C) |
1.1 in |
|
| October |
45°F (7°C) |
0.6 in |
|
| November |
29°F (-2°C) |
0.5 in |
|
| December |
19°F (-7°C) |
0.6 in |
|
Havre has a seasonal temperature swing of 52°F / from 18°F in January to 70°F in July. Total annual precipitation is 12.1 inches, with June being the wettest month (2.1") and February the driest (0.4").
Average costs for common services in Havre. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$237 ($142–$378) |
| Specialist Visit |
$331 ($189–$520) |
| Urgent Care Visit |
$189 ($95–$331) |
| Emergency Room Visit |
$2,081 ($757–$4,730) |
| Dental Cleaning |
$123 ($71–$189) |
| Dental Filling |
$237 ($142–$378) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$114) |
| Brake Pad Replacement |
$284 ($142–$473) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$568 ($378–$946) |
| Battery Replacement |
$189 ($95–$331) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$95 ($57–$142) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$378 ($142–$757) |
| HVAC System Install |
$6,622 ($3,784–$11,352) |
| Roof Repair |
$946 ($378–$1,892) |
| Roof Replacement |
$8,514 ($5,203–$14,190) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,419 ($473–$3,311) |
| Divorce (Contested) |
$14,190 ($4,730–$28,380) |
| DUI Defense |
$4,730 ($1,892–$9,460) |
| Bankruptcy (Chapter 7) |
$1,419 ($757–$2,838) |
| Will Preparation |
$473 ($189–$946) |
| Trust Preparation |
$2,365 ($946–$4,730) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$43) |
| Women's Haircut |
$52 ($28–$95) |
| Hair Coloring (Full) |
$142 ($71–$237) |
| Manicure |
$24 ($14–$43) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$76 ($47–$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.88 ($2.84–$5.20) |
| Dozen Eggs (per dozen) |
$3.31 ($2.37–$4.73) |
| Loaf of Bread |
$3.59 ($2.37–$5.20) |
| Chicken Breast (per lb) |
$4.26 ($2.84–$6.15) |
| Ground Beef (per lb) |
$5.20 ($3.78–$7.10) |
| Rice (per lb) |
$0.95 ($0.57–$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($76–$237) |
| Natural Gas (Monthly) |
$66 ($28–$142) |
| Water/Sewer (Monthly) |
$66 ($38–$114) |
| Internet (Monthly) |
$66 ($38–$95) |
| Cell Phone Plan (Monthly) |
$61 ($28–$95) |
| Cable TV (Monthly) |
$80 ($47–$142) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71–$473) |
| Car Insurance (Annual) |
$1,892 ($1,135–$3,311) |
| Bus Pass (Monthly) |
$66 ($28–$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.57–$24) |
| Car Registration (Annual) |
$95 ($28–$237) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,135 ($568–$2,365) |
| Daycare (Toddler, Monthly) |
$946 ($473–$1,892) |
| After-School Care (Monthly) |
$378 ($189–$662) |
| Tutoring (Per Hour) |
$47 ($24–$95) |
| SAT/ACT Prep Course |
$946 ($378–$2,365) |
| Private School (K-12, Annual) |
$11,825 ($4,730–$28,380) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28–$95) |
| Dog Vaccination (Annual) |
$95 ($47–$189) |
| Dog Grooming |
$57 ($28–$95) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$284 ($142–$473) |
| Cat Spay/Neuter |
$189 ($95–$378) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $912 |
| Toddler | $948 |
| Preschool | $815 |
| Family Childcare (monthly) |
| Infant | $737 |
| Toddler | $752 |
| Preschool | $752 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Havre
What is the population of Havre?
Havre has a population of 9,333 residents and is located in Montana. The population density is 2,516 people per square mile, spread across 3.7 square miles. The median age of residents is 32.5 years, which is younger than the national median of 38.9 years. The population is 51.5% female and 48.5% male.
Is Havre expensive to live in?
Havre is more affordable than the national average, with a cost of living index of 94.6 / below the baseline of 100. The median household income is $58,000, 23% below the national average of $75,149. The median home value is $197,600 (30% below the U.S. median). Renters pay a median of $802 per month, below the national average of $1,163. The home price-to-income ratio is 3.4x, indicating housing is reasonably affordable relative to local income levels.
Is Havre safe?
Havre is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 3,697 per 100,000 (above the national average). Overall, Havre receives a safety grade of C+ based on combined crime data.
What is the weather like in Havre?
Havre has a cool climate with an average annual temperature of 44°F (6°C). Winter temperatures average 18°F in January, while summers reach an average of 70°F in July. The area receives 274 sunny days per year, well above the national average of 205. Annual rainfall totals 11.8 inches, with 41.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 26.
How is the job market in Havre?
The job market in Havre is very strong, with unemployment at just 1.9% / well below the national rate of 3.6%. The average weekly wage is $946. There are 601 business establishments in the area, including 56 restaurants and food service locations. The average commute time is 11 minutes, and 2.8% of workers work from home.
How much does housing cost in Havre?
The median home value in Havre is $197,600. Zillow estimates the typical home value at $224,252. For renters, the median monthly rent is $802. Fair market rent is $1,076 for a 1-bedroom and $1,336 for a 2-bedroom apartment. The homeownership rate is 69.1%. The average annual property tax is $3,257.
How are the schools in Havre?
Schools in Havre have an average test score of 4.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 30.9% of adults in Havre hold a bachelor's degree or higher, below the national average of 33.7%. 93.9% have completed high school. 7.4% hold a graduate or professional degree.
How healthy is Havre?
The obesity rate in Havre is 37.7% (above the national rate of 32.1%). 17.4% of adults are smokers. 23.3% are physically inactive. 27.2% of residents report depression. 10.9% lack health insurance (above the national rate). 71.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,471.
What is transportation like in Havre?
The average commute in Havre is 11 minutes, shorter than the national average of 28 minutes. 76.2% of workers drive alone to work, and 2.8% work from home.
What are the demographics of Havre?
The racial and ethnic makeup of Havre is 79.4% White, 15.7% Hispanic or Latino. 97.2% of residents speak only English at home. 6.1% of the population are military veterans. 12.7% of residents have a disability. 95.1% have health insurance coverage.