Median Income
$60,313
20% lower than US avg
Home Value
$78,900
72% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
21.2%
37% lower than US avg
Obesity Rate
34.7%
8% higher than US avg
Unemployment
10.2%
183% higher than US avg
Poverty Rate
10.4%
16% lower than US avg
How Chesterfield Compares to the U.S. Average (100% = U.S. avg)
People
Population244
Median Age31.6 yrs
Density452/mi²
Male / Female50% / 50%
Largest GroupWhite 99%
Veterans0.6%
Economy
C+
Median Income$60,313
Per Capita$24,461
Unemployment10.2%
Poverty10.4%
County GDP$431M
Commute41 min
Housing
A+
Home Value$78,900
Ownership94.9%
Zillow$82,283
Housing Units84
Rent Burden25.9%
Crime
C+
Violent0/100K
Property767/100K
Health
Obesity34.7%
Uninsured6.8%
Smoking13.3%
Depression23.6%
Heart Disease5.1%
Climate
Avg Temp53°F (12°C)
AQI43 (Good)
Rain42.2 in/yr
Sunny Days293/yr
Elevation594 ft (181 m)
Education
C+
Bachelor's+21.2%
High School+88.1%
Graduate+6.4%
School Score5.09
Community
2024 VoteR 78% / D 20%
Commute41 min
Broadband79.0%
EV Stations2
Libraries4
Is Chesterfield a Good Place to Live?
Based on current data, Chesterfield receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, long commute times. Chesterfield offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Chesterfield is $60,313, 20% below the national average of $75,149. At 10.2%, unemployment is notably high. 10.4% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 41 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Chesterfield is $78,900, 72% below the national median / offering relatively affordable homeownership. At just 1.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Chesterfield is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 767 per 100,000, 61% below the national average.
Education
21.2% of residents hold a bachelor's degree, below the national average of 33.7%. 88.1% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Chesterfield experiences four distinct seasons with an average temperature of 53°F. Winters average 28°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.2 inches, including 12.5 inches of snow. Air quality is rated Good with a median AQI of 43.
Chesterfield has a population of 244 with a density of 452 people per square mile, spread across 0.2 square miles. The median age is 31.6 years, 19% younger than the national median of 38.9. The gender split is 49.6% female and 50.4% male. The city is predominantly White (99.2%). English is the primary language spoken at home by 96.8% of residents. 0.6% of the population are veterans, below the national rate of 6.0%. 14.4% of residents have a disability. 82.2% have health insurance coverage.
Population
31.6yrs
Median Age
19% below US avg
Race & Ethnicity
Chesterfield vs U.S. Average
Language Spoken at Home
English Only
96.8%
23% above US avg
Spanish
3.2%
76% below US avg
Social Characteristics
Chesterfield vs U.S. Average
The median household income in Chesterfield is $60,313, which is 20% below the national average of $75,149. Per capita income is $24,461 (below the $39,052 national figure). The average weekly wage is $809, 44% lower than the U.S. average. The unemployment rate is 10.2% (above the 3.6% US average). 10.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 246 business establishments, including 20 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 41 minutes (longer than the 28-minute US average). 8.5% of workers work from home (below the 15.2% national rate).
Income: Chesterfield vs U.S.
Income
| Median HH Income | $60,313 |
| 20% below US avg |
| Per Capita Income | $24,461 |
| Avg Weekly Wage | $809 |
| IRS Avg AGI | $60,708 |
| Gini Index | 0.443 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 10.2% |
| 183% above US avg |
| Poverty Rate | 10.4% |
| 16% below US avg |
| Establishments (County) | 246 |
| County GDP | $431M |
Business (County)
| Restaurants | 20 |
| Healthcare | 17 |
| Retail | 35 |
| Manufacturing | 8 |
Tax & Cost of Living
| Property Tax (IRS) | $3,717 |
| 6% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 4.71% |
Commute & Transportation
| Commute Time | 41.0 min |
| Drive Alone | 83.0% |
| Public Transit | 0.0% |
| Work from Home | 8.5% |
The median home value in Chesterfield is $78,900, 72% below the national median of $281,900. Zillow estimates the typical home value at $82,283. Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 94.9% of housing units are owner-occupied (above the 65.4% national rate). There are 84 total housing units in the city. The median year a home was built is 1945. The average annual property tax is $3,717. 25.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.3x, well within the affordable range.
Home Values
| Census Median | $78,900 |
| 72% below US avg |
| Zillow ZHVI | $82,283 |
| Median List Price | $1,300,000 |
Real Estate Market (Redfin)
| Median List Price | $1,300,000 |
| $/Sq Ft | $253 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 0.0% |
Rental Costs
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 94.9% |
| Owner-Occupied | 94.9% |
| Renter-Occupied | 5.1% |
| Housing Units | 84 |
| Median Year Built | 1945 |
Property Tax
| Avg Tax (IRS) | $3,717 |
| 6% above US avg |
| Effective Rate | 4.71% |
In Chesterfield, 34.7% of adults are obese, above the national rate of 32.1%. 8.8% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 29.9% have high blood pressure. 13.3% are current smokers. 21.1% report binge drinking. 19.4% are physically inactive, below the national average. 23.6% report depression (above the 20.0% national average). 17.9% experience frequent mental distress. 6.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:5,922. The dentist ratio is 1:2,913. 50.5% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Chesterfield vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.7% |
| 8% above US avg |
| Diabetes | 8.8% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.9% |
| Asthma | 10.5% |
| COPD | 5.9% |
| Cancer | 7.5% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 13.3% |
| 5% below US avg |
| Binge Drinking | 21.1% |
| Physical Inactivity | 19.4% |
| Depression | 23.6% |
| Mental Distress | 17.9% |
| Physical Distress | 11.8% |
| Short Sleep | 36.1% |
Healthcare Access
| Insurance Rate | 82.2% |
| Uninsured | 6.8% |
| 21% below US avg |
| Primary Care | 1:5,922 |
| Dentists | 1:2,913 |
| Checkup Rate | 75.6% |
| Dental Visits | 65.1% |
| Premature Death | 10,190/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 50.5% |
| Healthcare Facilities | 17 |
Chesterfield has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 767 per 100,000, 61% below the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Chesterfield receives a safety grade of C+.
Crime Rates: Chesterfield vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 767.0/100K |
| 61% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Chesterfield experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 28°F in January while summers reach 76°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.2 inches. The area receives 12.5 inches of snow annually. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 594 feet.
Temperature
28°F Jan (-2°C)
76°F Jul (25°C)
| Annual Average | 53.4°F |
| 1% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 594 ft (181 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 452/sq mi |
| Coordinates | 39.2566°N, 90.0668°W |
| Timezone | America/Chicago |
| County | Greene County County |
| Nearest Airport | St Louis Regional (ALN)
25 miles away |
Precipitation & Snow
Annual Rainfall
42.2"
11% above US avg
Wettest Month (May)
4.33"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 13.0 / 100 |
| Social Vulnerability | 27.4 / 100 |
| Community Resilience | 67.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
25 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.6 on Sep 19, 2024.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
150 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
90 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
134 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
139 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
143 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
93 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
85 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
140 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
110 km |
| Sep 5, 1995 |
3 km N of Woodlawn, Illinois |
M2.9 |
134 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
89 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
89 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
91 km |
| Sep 13, 1997 |
3 km SSE of Darmstadt, Illinois |
M2.8 |
112 km |
| Nov 12, 1996 |
15 km SSE of Olympian Village, Missouri |
M2.7 |
143 km |
| Sep 5, 2015 |
5 km SE of High Ridge, Missouri |
M2.7 |
99 km |
| Nov 25, 2013 |
8 km NE of Bonne Terre, Missouri |
M2.6 |
147 km |
| Mar 7, 2009 |
7 km S of Miramiguoa Park, Missouri |
M2.6 |
149 km |
| Jun 6, 2017 |
8 km ENE of Bonne Terre, Missouri |
M2.6 |
150 km |
| Sep 11, 2019 |
6 km NNE of Bonne Terre, Missouri |
M2.6 |
148 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
634 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 53 fatalities, 1,197 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 22, 2011 |
EF4 |
68 km |
0 |
| Apr 3, 1981 |
EF4 |
60 km |
0 |
| Jan 24, 1967 |
EF4 |
77 km |
3 |
| Feb 10, 1959 |
EF4 |
93 km |
21 |
| Jun 14, 1957 |
EF4 |
63 km |
2 |
| Dec 10, 2021 |
EF3 |
56 km |
6 |
| Dec 1, 2018 |
EF3 |
60 km |
0 |
| May 31, 2013 |
EF3 |
51 km |
0 |
| May 31, 2013 |
EF3 |
87 km |
0 |
| Apr 19, 2011 |
EF3 |
29 km |
0 |
| Dec 31, 2010 |
EF3 |
83 km |
0 |
| Dec 31, 2010 |
EF3 |
92 km |
1 |
| Aug 19, 2009 |
EF3 |
89 km |
0 |
| Jun 1, 1999 |
EF3 |
35 km |
1 |
| Apr 19, 1996 |
EF3 |
99 km |
0 |
| May 9, 1995 |
EF3 |
75 km |
0 |
| Nov 15, 1988 |
EF3 |
75 km |
0 |
| Nov 15, 1988 |
EF3 |
71 km |
0 |
| Apr 29, 1984 |
EF3 |
81 km |
0 |
| May 1, 1983 |
EF3 |
70 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
1.7 in |
Coldest, Driest |
| February |
32°F (-0°C) |
1.9 in |
|
| March |
43°F (6°C) |
3.4 in |
|
| April |
54°F (12°C) |
3.8 in |
|
| May |
64°F (18°C) |
4.3 in |
Wettest |
| June |
72°F (22°C) |
3.6 in |
|
| July |
76°F (25°C) |
3.7 in |
Warmest |
| August |
75°F (24°C) |
3.4 in |
|
| September |
67°F (20°C) |
3.4 in |
|
| October |
56°F (13°C) |
2.8 in |
|
| November |
43°F (6°C) |
3.3 in |
|
| December |
32°F (-0°C) |
2.9 in |
|
Chesterfield has a seasonal temperature swing of 48°F / from 28°F in January to 76°F in July. Total annual precipitation is 38.0 inches, with May being the wettest month (4.3") and January the driest (1.7").
Average costs for common services in Chesterfield. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Chesterfield
What is the population of Chesterfield?
Chesterfield has a population of 244 residents and is located in Illinois. The population density is 452 people per square mile, spread across 0.2 square miles. The median age of residents is 31.6 years, which is younger than the national median of 38.9 years. The population is 49.6% female and 50.4% male.
Is Chesterfield expensive to live in?
Chesterfield has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $60,313, 20% below the national average of $75,149. The median home value is $78,900 (72% below the U.S. median). The home price-to-income ratio is 1.3x, indicating housing is reasonably affordable relative to local income levels.
Is Chesterfield safe?
Chesterfield is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 767 per 100,000 (below the national average). Overall, Chesterfield receives a safety grade of C+ based on combined crime data.
What is the weather like in Chesterfield?
Chesterfield has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 76°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 42.2 inches, with 12.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Chesterfield?
The job market in Chesterfield faces challenges, with unemployment at 10.2% / significantly above the national rate of 3.6%. The average weekly wage is $809. There are 246 business establishments in the area, including 20 restaurants and food service locations. The average commute time is 41 minutes, and 8.5% of workers work from home.
How much does housing cost in Chesterfield?
The median home value in Chesterfield is $78,900. Zillow estimates the typical home value at $82,283. The homeownership rate is 94.9%. The average annual property tax is $3,717.
How are the schools in Chesterfield?
Schools in Chesterfield score 5.1 out of 10 on standardized testing, near the national average. 21.2% of adults in Chesterfield hold a bachelor's degree or higher, below the national average of 33.7%. 88.1% have completed high school. 6.4% hold a graduate or professional degree.
How healthy is Chesterfield?
The obesity rate in Chesterfield is 34.7% (above the national rate of 32.1%). 13.3% of adults are smokers. 19.4% are physically inactive. 23.6% of residents report depression. 6.8% lack health insurance (below the national rate). 50.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,922.
What is transportation like in Chesterfield?
The average commute in Chesterfield is 41 minutes, longer than the national average of 28 minutes. 83% of workers drive alone to work, and 8.5% work from home.
What are the demographics of Chesterfield?
The racial and ethnic makeup of Chesterfield is 99.2% White, 0.8% Hispanic or Latino. 96.8% of residents speak only English at home, while 3.2% speak Spanish. 0.6% of the population are military veterans. 14.4% of residents have a disability. 82.2% have health insurance coverage.
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