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Clay, KY
Full City Profile · Kentucky · Webster County County
3.2
/5.0
B
Good
1,112
Population
1,293/sq mi density
$43,884
Median Income
$25,288 per capita
$75,600
Home Value
$131,189 Zillow
$769
Median Rent
22.5% income on rent
58°F
Avg Temperature
305 sunny days/yr
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$43,884 median income, 5.7% unemployment
A+
Affordability
5.0 / 5.0
$75,600 home value, $769/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
C
Education
2.5 / 5.0
18.7% bachelor's degree or higher
Housing Overview
Median Home Value
$75,600
73% below
US avg: $281,900
Median Rent
$769/mo
34% below
US avg: $1,163/mo
Homeownership Rate
64.0%
2% below US avg (65.4%)
Total Housing Units
495
Median year built: 1963
Home Value by Source
Census Median
$75,600
Zillow (ZHVI)
$131,189
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
64.0%
Owner-Occupied
36.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$662/mo
1 Bedroom
$759/mo
2 Bedroom
$866/mo
3 Bedroom
$1,176/mo
4 Bedroom
$1,308/mo
Census median rent:
$769/mo
Affordability & Housing Stock
Rent Burden
22.5%
of renters spending 30%+ of income on housing
27% below US avg (31.0%)
Median Year Built
1963
Average age of housing stock: 63 years
Homeownership Rate
64.0%
Complete Housing Data
Home Values
| Census Median Value | $75,600 |
| Zillow Home Value (ZHVI) | $131,189 |
Rent
| Census Median Rent | $769 |
| FMR Studio | $662 |
| FMR 1-Bedroom | $759 |
| FMR 2-Bedroom | $866 |
| FMR 3-Bedroom | $1,176 |
| FMR 4-Bedroom | $1,308 |
Market
Ownership & Stock
| Owner-Occupied | 64.0% |
| Renter-Occupied | 36.0% |
| Homeownership Rate | 64.0% |
| Total Housing Units | 495 |
| Median Year Built | 1963 |
| Rent Burden | 22.5% |