Clear Lake, IN

Indiana

Clear Lake is a small town in Indiana with a population of 409. Residents earn $101,563 per year, which is 35% above the national average.

4.1 /5.0
A Great
409 Population 368/sq mi density
$101,563 Median Income $107,866 per capita
$741,500 Home Value $740,182 Zillow
$1,188 Median Rent 35.5% income on rent
49°F Avg Temperature
A
Overall
4.1 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$101,563 median income, 1.5% unemployment
C+
Affordability
2.5 / 5.0
$741,500 home value, $1,188/mo rent
A+
Education
4.7 / 5.0
46.1% bachelor's degree or higher
Median Income $101,563
35% higher than US avg
Home Value $741,500
163% higher than US avg
Bachelor's+ 46.1%
37% higher than US avg
Median Rent $1,188
2% higher than US avg
Obesity Rate 34.8%
8% higher than US avg
Unemployment 1.5%
58% lower than US avg
Poverty Rate 0.7%
94% lower than US avg

How Clear Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population409
Median Age66.2 yrs
Density368/mi²
Male / Female51% / 49%
Largest GroupWhite 98%

Economy

A+
Median Income$101,563
Per Capita$107,866
Unemployment1.5%
Poverty0.7%
County GDP$2,202M
Commute29 min

Housing

C+
Home Value$741,500
Rent$1,188
OwnershipN/A
Zillow$740,182
Rent Burden35.5%

Crime

ViolentN/A
PropertyN/A

Health

Obesity34.8%
UninsuredN/A
Depression28.0%
Heart Disease5.7%

Climate

Avg Temp49°F
AQI41 (Good)
Rain37.9 in/yr
Elevation1,060 ft

Education

A+
Bachelor's+46.1%
High School+96.6%
School Score6.01

Community

2024 VoteR 75% / D 24%
Commute29 min
Libraries9

Is Clear Lake a Good Place to Live?

Based on current data, Clear Lake receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Clear Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Clear Lake is $101,563, which is significantly higher than the national average — 35% above $75,149. This places Clear Lake among higher-income communities. The job market is very strong with unemployment at just 1.5%. Only 0.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Clear Lake is $741,500, making it a premium housing market at 163% above the U.S. median of $281,900. Renters pay a median of $1,188 per month. With a home price-to-income ratio of 7.3x, housing affordability is a significant challenge for many families.

Education

Educational attainment is solid, with 46.1% holding a bachelor's degree or higher, near the national average. 96.6% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Clear Lake experiences four distinct seasons with an average temperature of 49°F. Winters average 24°F in January while summers reach 73°F in July. Annual precipitation totals 37.9 inches, including 32.5 inches of snow. Air quality is rated Good with a median AQI of 41.

Clear Lake has a population of 409 with a density of 368 people per square mile. The median age is 66.2 years, 70% older than the national median of 38.9. The city is predominantly White (97.6%).

Population

409
Total Population
368
People / sq mi
66.2yrs
Median Age
70% above US avg
1.1mi²
Land Area

Gender Distribution

Male 50.6%
Female 49.4%

Race & Ethnicity

Clear Lake vs U.S. Average

Language Spoken at Home

English Only98.2%
25% above US avg
Spanish1.8%
87% below US avg

Social Characteristics

Clear Lake vs U.S. Average

The median household income in Clear Lake is $101,563, which is 35% above the national average of $75,149. The unemployment rate is 1.5% (below the 3.6% US average). 0.7% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Clear Lake vs U.S.

Commute Mode

Income

Median HH Income$101,563
35% above US avg
Per Capita Income$107,866
Avg Weekly Wage$991
IRS Avg AGI$58,886

Employment & Poverty

Unemployment1.5%
58% below US avg
Poverty Rate0.7%
94% below US avg
Establishments (County)880
County GDP$2,202M

Business (County)

Restaurants71
Healthcare81
Retail123
Manufacturing75

Tax & Cost of Living

Property Tax (IRS)$4,053
16% above US avg
Effective Tax Rate0.55%

Commute & Transportation

Commute Time28.6 min
Work from Home8.6%

Walkability

The median home value in Clear Lake is $741,500, 163% above the national average. Monthly rent averages $1,188 (2% above US avg). Zillow estimates the typical home value at $740,182.

Home Value Sources

Ownership Split

Home Values

Census Median$741,500
163% above US avg
Zillow ZHVI$740,182

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,188
2% above US avg
Rent Burden35.5%

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied85.1%

Property Tax

Avg Tax (IRS)$4,053
16% above US avg
Effective Rate0.55%
In Clear Lake, 34.8% of adults are obese (above the 32.1% national rate). 28.0% report depression. 23.8% are physically inactive.

Health Metrics: Clear Lake vs U.S. Average (%)

Chronic Conditions

Obesity34.8%
8% above US avg
Diabetes10.2%
Heart Disease5.7%
High Blood Pressure32.7%
Asthma11.6%
COPD7.4%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking18.8%
Physical Inactivity23.8%
Depression28.0%
Mental Distress19.6%
Physical Distress13.6%

Healthcare Access

Insurance Rate99.0%
Checkup Rate76.7%
Premature Death8,807/100K

Food & Exercise

Food Environment7.8/10
Exercise Access60.9%
Healthcare Facilities81

Crime Rates: Clear Lake vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Clear Lake has an average annual temperature of 49°F (10°C). Winters average 24°F in January while summers reach 73°F in July. Annual precipitation is 37.9 inches. Air quality is rated Good with a median AQI of 41.

Temperature

24°F Jan (-4°C) 73°F Jul (23°C)
Annual Average49.1°F
9% below US avg
January Average24°F (-4°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall37.9 inches
0% below US avg
Snowfall32.5 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation1,060 ft (323 m)
Area1.1 sq mi (2.9 km²)
Population Density368/sq mi
Coordinates41.7390°N, 84.8344°W
County FIPS26059
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 46.1% of residents hold a bachelor's degree or higher (37% above US avg). In the 2024 election, the county voted Republican by a 51.4-point margin.

2024 Presidential Election (County)

R 75.1%
D 23.7%

Winner: Republican by 51.4 points

Education

Bachelor's Degree+46.1%
37% above US avg
High School+96.6%
School Test Score6.01
A+ Education Grade (4.7/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density368/sq mi
Total Area1.1 sq mi

Infrastructure & Services

Public Libraries9
Healthcare Facilities81
Restaurants71
Retail Stores123

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute28.6 min
Work from Home8.6%

Nearby Cities

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