All Countries
Cold Spring, MN
Full City Profile · Minnesota · Stearns County County
3.3
/5.0
B
Good
4,201
Population
1,500/sq mi density
$72,022
Median Income
$33,780 per capita
$242,000
Home Value
$362,947 Zillow
$1,297
Median Rent
35.2% income on rent
43°F
Avg Temperature
270 sunny days/yr
70
Violent Crime/100K
1,264 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$72,022 median income, 2.7% unemployment
A+
Affordability
4.8 / 5.0
$242,000 home value, $1,297/mo rent
F
Safety
1.0 / 5.0
70 violent crimes/100K
B
Education
3.3 / 5.0
29.1% bachelor's degree or higher
Income Overview
Median Household Income
$72,022
4% below
US avg: $75,149
Per Capita Income
$33,780
13% below
US avg: $39,052
Unemployment Rate
2.7%
25% below
US avg: 3.6%
Poverty Rate
7.4%
40% below
US avg: 12.4%
Income Comparison: Cold Spring vs. U.S. Average
Each bar shows Cold Spring’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$72,022
96%
Per Capita
US: $39,052
$33,780
87%
IRS Avg AGI
US: $72,000
$79,564
111%
Avg Weekly Wage
US: $1,432
$1,198
84%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,198
16% below US avg ($1,432)
Mean Commute Time
22 min
20% below US avg (28 min)
Work From Home
6.7%
56% below US avg (15.2%)
Drive Alone
86.7%
18% above US avg (73.2%)
Public Transit
0.4%
93% below US avg (5.0%)
County GDP
$12,618M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
86.7%
Public Transit
0.4%
Work From Home
6.7%
Other
6.2%
Average commute time
22 minutes
US avg: 28 min
Business Landscape
Total Establishments
4,733
Restaurants
391
Healthcare
529
Retail
642
Manufacturing
231
Tax & Financial
IRS Avg Adjusted Gross Income
$79,564
11% above US avg ($72,000)
Avg Property Tax
$5,101
46% above US avg ($3,500)
Cost of Living Index
98.6
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $72,022 |
| Per Capita Income | $33,780 |
| IRS Avg Adjusted Gross Income | $79,564 |
| Avg Weekly Wage | $1,198 |
| County GDP | $12,618M |
Hardship Indicators
| Unemployment Rate | 2.7% |
| Poverty Rate | 7.4% |
| Gini Coefficient | 0.431 |
| Cost of Living Index | 98.6 |
Commute
| Mean Commute | 22 minutes |
| Drive Alone | 86.7% |
| Public Transit | 0.4% |
| Work From Home | 6.7% |
Businesses
| Total Establishments | 4,733 |
| Restaurants | 391 |
| Healthcare | 529 |
| Retail | 642 |
| Manufacturing | 231 |
Tax
| IRS Avg AGI | $79,564 |
| Avg Property Tax | $5,101 |