All Countries
Cold Spring, MN
Full City Profile · Minnesota · Stearns County County
3.3
/5.0
B
Good
4,201
Population
1,500/sq mi density
$72,022
Median Income
$33,780 per capita
$242,000
Home Value
$362,947 Zillow
$1,297
Median Rent
35.2% income on rent
43°F
Avg Temperature
270 sunny days/yr
70
Violent Crime/100K
1,264 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$72,022 median income, 2.7% unemployment
A+
Affordability
4.8 / 5.0
$242,000 home value, $1,297/mo rent
F
Safety
1.0 / 5.0
70 violent crimes/100K
B
Education
3.3 / 5.0
29.1% bachelor's degree or higher
Housing Overview
Median Home Value
$242,000
14% below
US avg: $281,900
Median Rent
$1,297/mo
12% above
US avg: $1,163/mo
Homeownership Rate
68.9%
5% above US avg (65.4%)
Total Housing Units
1,705
Median year built: 1986
Home Value by Source
Census Median
$242,000
Zillow (ZHVI)
$362,947
Median Sale Price
$325,000
Median List Price
$329,950
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
68.9%
Owner-Occupied
31.1%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$809/mo
1 Bedroom
$899/mo
2 Bedroom
$1,125/mo
3 Bedroom
$1,483/mo
4 Bedroom
$1,698/mo
Census median rent:
$1,297/mo
Market Indicators (Redfin)
Median Days on Market
60 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
5
Price Drops
28.6%
of listings with price reduction
Price Per Sq Ft
$155
Active Inventory
7
homes for sale
Affordability & Housing Stock
Rent Burden
35.2%
of renters spending 30%+ of income on housing
14% above US avg (31.0%)
Median Year Built
1986
Average age of housing stock: 40 years
Homeownership Rate
68.9%
Complete Housing Data
Home Values
| Census Median Value | $242,000 |
| Zillow Home Value (ZHVI) | $362,947 |
| Median Sale Price | $325,000 |
| Median List Price | $329,950 |
| Price Per Sq Ft | $155 |
Rent
| Census Median Rent | $1,297 |
| FMR Studio | $809 |
| FMR 1-Bedroom | $899 |
| FMR 2-Bedroom | $1,125 |
| FMR 3-Bedroom | $1,483 |
| FMR 4-Bedroom | $1,698 |
Market
| Days on Market | 60 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 28.6% |
| Homes Sold | 5 |
| Active Inventory | 7 |
| Price Per Sq Ft | $155 |
Ownership & Stock
| Owner-Occupied | 68.9% |
| Renter-Occupied | 31.1% |
| Homeownership Rate | 68.9% |
| Total Housing Units | 1,705 |
| Median Year Built | 1986 |
| Rent Burden | 35.2% |