All Countries
Coldwater, MI
Full City Profile · Michigan · Hillsdale County County
2.9
/5.0
C+
Fair
13,847
Population
1,470/sq mi density
$50,084
Median Income
$23,311 per capita
$120,900
Home Value
$207,966 Zillow
$912
Median Rent
27.4% income on rent
48°F
Avg Temperature
275 sunny days/yr
388
Violent Crime/100K
2,273 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$50,084 median income, 3.0% unemployment
A+
Affordability
5.0 / 5.0
$120,900 home value, $912/mo rent
F
Safety
1.0 / 5.0
388 violent crimes/100K (2% above avg)
C
Education
2.2 / 5.0
14.5% bachelor's degree or higher
Income Overview
Median Household Income
$50,084
33% below
US avg: $75,149
Per Capita Income
$23,311
40% below
US avg: $39,052
Unemployment Rate
3.0%
17% below
US avg: 3.6%
Poverty Rate
11.6%
6% below
US avg: 12.4%
Income Comparison: Coldwater vs. U.S. Average
Each bar shows Coldwater’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$50,084
67%
Per Capita
US: $39,052
$23,311
60%
IRS Avg AGI
US: $72,000
$58,886
82%
Avg Weekly Wage
US: $1,432
$991
69%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$991
31% below US avg ($1,432)
Mean Commute Time
16 min
42% below US avg (28 min)
Work From Home
4.4%
71% below US avg (15.2%)
Drive Alone
76.6%
5% above US avg (73.2%)
Public Transit
0.3%
94% below US avg (5.0%)
County GDP
$2,202M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
76.6%
Public Transit
0.3%
Work From Home
4.4%
Other
18.7%
Average commute time
16 minutes
US avg: 28 min
Business Landscape
Total Establishments
880
Restaurants
71
Healthcare
81
Retail
123
Manufacturing
75
Tax & Financial
IRS Avg Adjusted Gross Income
$58,886
18% below US avg ($72,000)
Avg Property Tax
$4,053
16% above US avg ($3,500)
Cost of Living Index
96.2
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $50,084 |
| Per Capita Income | $23,311 |
| IRS Avg Adjusted Gross Income | $58,886 |
| Avg Weekly Wage | $991 |
| County GDP | $2,202M |
Hardship Indicators
| Unemployment Rate | 3.0% |
| Poverty Rate | 11.6% |
| Gini Coefficient | 0.422 |
| Cost of Living Index | 96.2 |
Commute
| Mean Commute | 16 minutes |
| Drive Alone | 76.6% |
| Public Transit | 0.3% |
| Work From Home | 4.4% |
Businesses
| Total Establishments | 880 |
| Restaurants | 71 |
| Healthcare | 81 |
| Retail | 123 |
| Manufacturing | 75 |
Tax
| IRS Avg AGI | $58,886 |
| Avg Property Tax | $4,053 |