At a Glance
Median Income
$41,484
$25,518 per capita
Home Value
$85,400
Zillow: $257,396
Median Rent
$951/mo
40.5% of income on rent
Bachelor's Degree+
9.8%
80.6% high school+
Unemployment
4.7%
23.2% poverty rate
Obesity Rate
42.3%
18.1% smoking rate
How Coldwater Compares to the U.S. Average
Each bar shows Coldwater's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Coldwater a Good Place to Live?
B
3.1 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Coldwater residents earn a median household income of $41,484 , which is 45% below the national average of $75,149.
Per capita income is $25,518. The unemployment rate stands at 4.7% (31% above the U.S. rate of 3.6%). 23.2% of residents live below the poverty line. The area is home to 446 business establishments, including 50 restaurants.
Housing & Cost of Living
The median home value in Coldwater is $85,400 , 70% below the national median of $281,900.
Zillow estimates the typical home at $257,396. Median rent is $951/month, with 40.5% of renters spending more than 30% of income on housing. The cost of living index is 87.0 (100 = national average). The median home was built in 1976.
Education
9.8% of adults in Coldwater hold a bachelor's degree or higher
(71% below the national average).
80.6% have completed high school. Local schools score 4.6/10 in standardized testing.
Climate & Weather
Coldwater has an average annual temperature of 62°F (17°C).
Winters average 41°F in January while summers reach 81°F in July. Annual precipitation totals 57.9 inches.
Data Overview
People
Population1,293
Median Age44.6 yrs
Density543/mi²
Male / Female38% / 63%
Foreign Born0.5%
Veterans4.3%
Economy
C+
Median Income$41,484
Per Capita$25,518
Unemployment4.7%
Poverty23.2%
County GDP$807M
Avg Weekly Wage$840
Housing
A+
Home Value$85,400
Rent$951
Ownership61.6%
Zillow$257,396
Housing Units678
Rent Burden40.5%
Health
Obesity42.3%
Diabetes16.3%
Smoking18.1%
Heart Disease6.2%
Premature Death14,233/100K
Climate
Avg Temp62°F
Rain57.9 in/yr
Elevation259 ft
Education
D
Bachelor's+9.8%
High School+80.6%
Graduate+6.9%
School Score4.6/10
Community
2024 VoteR 71% / D 28%
Commute26 min
Broadband74.1%
Internet Speed129 Mbps
EV Stations4
Libraries2
Did You Know?
The median home in Coldwater was built in 1976.
The nearest airport is Memphis International (24 miles).
The Gini coefficient (income inequality) is 0.432 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
19.9% of the population has a disability.
Average internet download speed is 129 Mbps.
The county recorded 6 fatal vehicle crashes.