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Coldwater, MS

Full City Profile · Mississippi · Tate County County

2.7 /5.0
C+ Fair
1,293 Population 543/sq mi density
$41,484 Median Income $25,518 per capita
$85,400 Home Value $243,628 Zillow
$951 Median Rent 40.5% income on rent
62°F Avg Temperature 301 sunny days/yr
112 Violent Crime/100K 2,021 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.9 / 5.0
$41,484 median income, 2.5% unemployment
A+
Affordability
5.0 / 5.0
$85,400 home value, $951/mo rent
F
Safety
1.0 / 5.0
112 violent crimes/100K
D
Education
1.8 / 5.0
9.8% bachelor's degree or higher

Housing Overview

Median Home Value
$85,400
70% below
US avg: $281,900
Median Rent
$951/mo
18% below
US avg: $1,163/mo
Homeownership Rate
61.6%
6% below US avg (65.4%)
Total Housing Units
678
Median year built: 1976

Home Value by Source

Census Median
$85,400
Zillow (ZHVI)
$243,628
Median Sale Price
$190,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

61.6%
Owner-Occupied
38.4%
Renter-Occupied
62%
38%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$751/mo
1 Bedroom
$782/mo
2 Bedroom
$924/mo
3 Bedroom
$1,177/mo
4 Bedroom
$1,295/mo
Census median rent: $951/mo

Market Indicators (Redfin)

Median Days on Market
24 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
1
Price Drops
33.3%
of listings with price reduction
Price Per Sq Ft
$154
Active Inventory
3
homes for sale

Affordability & Housing Stock

Rent Burden
40.5%
of renters spending 30%+ of income on housing
31% above US avg (31.0%)
Median Year Built
1976
Average age of housing stock: 50 years
Homeownership Rate
61.6%

Complete Housing Data

Home Values

Census Median Value$85,400
Zillow Home Value (ZHVI)$243,628
Median Sale Price$190,000
Price Per Sq Ft$154

Rent

Census Median Rent$951
FMR Studio$751
FMR 1-Bedroom$782
FMR 2-Bedroom$924
FMR 3-Bedroom$1,177
FMR 4-Bedroom$1,295

Market

Days on Market24
Sale-to-List Ratio0.9%
Price Drops33.3%
Homes Sold1
Active Inventory3
Price Per Sq Ft$154

Ownership & Stock

Owner-Occupied61.6%
Renter-Occupied38.4%
Homeownership Rate61.6%
Total Housing Units678
Median Year Built1976
Rent Burden40.5%