Coldwater, MS
Full City Profile · Mississippi · Tate County County
2.7
/5.0
C+
Fair
1,293
Population
543/sq mi density
$41,484
Median Income
$25,518 per capita
$85,400
Home Value
$243,628 Zillow
$951
Median Rent
40.5% income on rent
62°F
Avg Temperature
301 sunny days/yr
112
Violent Crime/100K
2,021 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.9 / 5.0
$41,484 median income, 2.5% unemployment
A+
Affordability
5.0 / 5.0
$85,400 home value, $951/mo rent
F
Safety
1.0 / 5.0
112 violent crimes/100K
D
Education
1.8 / 5.0
9.8% bachelor's degree or higher
Housing Overview
Median Home Value
$85,400
70% below
US avg: $281,900
Median Rent
$951/mo
18% below
US avg: $1,163/mo
Homeownership Rate
61.6%
6% below US avg (65.4%)
Total Housing Units
678
Median year built: 1976
Home Value by Source
Census Median
$85,400
Zillow (ZHVI)
$243,628
Median Sale Price
$190,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
61.6%
Owner-Occupied
38.4%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$751/mo
1 Bedroom
$782/mo
2 Bedroom
$924/mo
3 Bedroom
$1,177/mo
4 Bedroom
$1,295/mo
Census median rent:
$951/mo
Market Indicators (Redfin)
Median Days on Market
24 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
1
Price Drops
33.3%
of listings with price reduction
Price Per Sq Ft
$154
Active Inventory
3
homes for sale
Affordability & Housing Stock
Rent Burden
40.5%
of renters spending 30%+ of income on housing
31% above US avg (31.0%)
Median Year Built
1976
Average age of housing stock: 50 years
Homeownership Rate
61.6%
Complete Housing Data
Home Values
| Census Median Value | $85,400 |
| Zillow Home Value (ZHVI) | $243,628 |
| Median Sale Price | $190,000 |
| Price Per Sq Ft | $154 |
Rent
| Census Median Rent | $951 |
| FMR Studio | $751 |
| FMR 1-Bedroom | $782 |
| FMR 2-Bedroom | $924 |
| FMR 3-Bedroom | $1,177 |
| FMR 4-Bedroom | $1,295 |
Market
| Days on Market | 24 |
| Sale-to-List Ratio | 0.9% |
| Price Drops | 33.3% |
| Homes Sold | 1 |
| Active Inventory | 3 |
| Price Per Sq Ft | $154 |
Ownership & Stock
| Owner-Occupied | 61.6% |
| Renter-Occupied | 38.4% |
| Homeownership Rate | 61.6% |
| Total Housing Units | 678 |
| Median Year Built | 1976 |
| Rent Burden | 40.5% |
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