Median Income
$44,250
41% lower than US avg
Home Value
$107,300
62% lower than US avg
Violent Crime
156/100K
59% lower than US avg
Bachelor's+
5.4%
84% lower than US avg
Obesity Rate
40.3%
26% higher than US avg
Unemployment
0.9%
75% lower than US avg
Poverty Rate
2.1%
83% lower than US avg
How Concord Compares to the U.S. Average (100% = U.S. avg)
People
Population141
Median Age52.7 yrs
Density564/mi²
Male / Female53% / 47%
Largest GroupWhite 100%
Veterans17.1%
Economy
B+
Median Income$44,250
Per Capita$60,738
Unemployment0.9%
Poverty2.1%
County GDP$2,062M
Commute42 min
Housing
A+
Home Value$107,300
Ownership96.6%
Zillow$125,227
Housing Units79
Rent Burden24.9%
Crime
F
Violent156/100K
Property2,649/100K
Health
Obesity40.3%
Uninsured8.8%
Smoking17.4%
Depression25.5%
Heart Disease5.8%
Climate
Avg Temp53°F (12°C)
AQI43 (Good)
Rain41.4 in/yr
Sunny Days293/yr
Elevation594 ft (181 m)
Education
F
Bachelor's+5.4%
High School+86.5%
Graduate+1.7%
School Score5.31
Community
2024 VoteR 66% / D 33%
Commute42 min
Broadband59.0%
EV Stations2
Libraries3
Is Concord a Good Place to Live?
Based on current data, Concord receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, long commute times, high obesity rates. Concord has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Concord is $44,250, 41% below the national average of $75,149. The job market is very strong with unemployment at just 0.9%. Only 2.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 42 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Concord is $107,300, 62% below the national median / offering relatively affordable homeownership. At just 2.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Concord is below the national average at 156 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,649 per 100,000, 35% above the national average.
Education
5.4% of residents hold a bachelor's degree, below the national average of 33.7%. 86.5% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Concord experiences four distinct seasons with an average temperature of 53°F. Winters average 26°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.4 inches. Air quality is rated Good with a median AQI of 43.
Concord has a population of 141 with a density of 564 people per square mile, spread across 0.1 square miles. The median age is 52.7 years, 35% older than the national median of 38.9. The gender split is 46.8% female and 53.2% male. The city is predominantly White (100%). English is the primary language spoken at home by 98.6% of residents. 17.1% of the population are veterans, above the national rate of 6.0%. 44.9% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
52.7yrs
Median Age
35% above US avg
Language Spoken at Home
English Only
98.6%
26% above US avg
Spanish
1.4%
90% below US avg
The median household income in Concord is $44,250, which is 41% below the national average of $75,149. Per capita income is $60,738 (above the $39,052 national figure). The average weekly wage is $1,023, 29% lower than the U.S. average. The unemployment rate is 0.9% (below the 3.6% US average). 2.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 714 business establishments, including 90 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 42 minutes (longer than the 28-minute US average). 12.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $44,250 |
| 41% below US avg |
| Per Capita Income | $60,738 |
| Avg Weekly Wage | $1,023 |
| IRS Avg AGI | $67,102 |
| Gini Index | 0.445 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.9% |
| 75% below US avg |
| Poverty Rate | 2.1% |
| 83% below US avg |
| Establishments (County) | 714 |
| County GDP | $2,062M |
Business (County)
| Restaurants | 90 |
| Healthcare | 97 |
| Retail | 127 |
| Manufacturing | 35 |
Tax & Cost of Living
| Property Tax (IRS) | $5,007 |
| 43% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 4.67% |
Commute & Transportation
| Commute Time | 41.5 min |
| Drive Alone | 84.0% |
| Public Transit | 0.0% |
| Work from Home | 12.0% |
The median home value in Concord is $107,300, 62% below the national median of $281,900. Zillow estimates the typical home value at $125,227, higher than the Census estimate. Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 96.6% of housing units are owner-occupied (above the 65.4% national rate). There are 79 total housing units in the city. The median year a home was built is 1955. The average annual property tax is $5,007 (higher than the $3,500 national average). 24.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $107,300 |
| 62% below US avg |
| Zillow ZHVI | $125,227 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 96.6% |
| Owner-Occupied | 96.6% |
| Renter-Occupied | 3.4% |
| Housing Units | 79 |
| Median Year Built | 1955 |
Property Tax
| Avg Tax (IRS) | $5,007 |
| 43% above US avg |
| Effective Rate | 4.67% |
In Concord, 40.3% of adults are obese, above the national rate of 32.1%. 10.1% have diabetes. Heart disease affects 5.8% of residents. 32.3% have high blood pressure. 17.4% are current smokers (above the 14.0% national rate). 20.3% report binge drinking. 24.1% are physically inactive. 25.5% report depression (above the 20.0% national average). 20.2% experience frequent mental distress. 8.8% of residents lack health insurance. The primary care physician ratio is 1:2,174. The dentist ratio is 1:2,147. 72.8% of residents have access to exercise opportunities. The food environment index is 7.2 out of 10.
Health Metrics: Concord vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.3% |
| 26% above US avg |
| Diabetes | 10.1% |
| Heart Disease | 5.8% |
| High Blood Pressure | 32.3% |
| Asthma | 11.1% |
| COPD | 7.8% |
| Cancer | 7.4% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 17.4% |
| 24% above US avg |
| Binge Drinking | 20.3% |
| Physical Inactivity | 24.1% |
| Depression | 25.5% |
| Mental Distress | 20.2% |
| Physical Distress | 13.9% |
| Short Sleep | 39.3% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 8.8% |
| 2% above US avg |
| Primary Care | 1:2,174 |
| Dentists | 1:2,147 |
| Mental Health | 1:765 |
| Checkup Rate | 75.3% |
| Dental Visits | 57.8% |
| Premature Death | 8,190/100K |
Food & Exercise
| Food Environment | 7.2/10 |
| Exercise Access | 72.8% |
| Healthcare Facilities | 97 |
Concord has a violent crime rate of 156 per 100,000 residents, 59% below the national average of 380. Property crime stands at 2,649 per 100,000, 35% above the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Concord receives a safety grade of F.
Crime Rates: Concord vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 156.5/100K |
| 59% below US avg |
| |
Property Crime
| Total Property | 2,649.1/100K |
| 35% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Concord experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 26°F in January while summers reach 76°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.4 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 594 feet.
Temperature
26°F Jan (-3°C)
76°F Jul (25°C)
| Annual Average | 52.8°F |
| 2% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 594 ft (181 m) |
| Area | 0.1 sq mi (0.3 km²) |
| Population Density | 564/sq mi |
| Coordinates | 39.8156°N, 90.3704°W |
| Timezone | America/Chicago |
| County | Morgan County County |
| Nearest Airport | Quincy Regional-Baldwin Field (UIN)
45 miles away |
Precipitation & Snow
Annual Rainfall
41.4"
9% above US avg
Wettest Month (May)
4.61"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 71.1 / 100 |
| Social Vulnerability | 46.0 / 100 |
| Community Resilience | 78.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.4. Most recent: M2.6 on Sep 19, 2024.
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
149 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
144 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
146 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
135 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
144 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
148 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
105 km |
| Jan 15, 1998 |
1 km SSE of Fenton, Missouri |
M2.5 |
146 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
575 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 15 fatalities, 531 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 13, 1995 |
EF4 |
62 km |
0 |
| Jun 14, 1957 |
EF4 |
58 km |
2 |
| Apr 4, 2023 |
EF3 |
57 km |
0 |
| Dec 1, 2018 |
EF3 |
95 km |
0 |
| Apr 19, 2011 |
EF3 |
63 km |
0 |
| Dec 31, 2010 |
EF3 |
47 km |
0 |
| Aug 19, 2009 |
EF3 |
71 km |
0 |
| May 10, 2003 |
EF3 |
94 km |
0 |
| Jun 1, 1999 |
EF3 |
82 km |
1 |
| May 13, 1995 |
EF3 |
77 km |
0 |
| May 9, 1995 |
EF3 |
55 km |
0 |
| May 1, 1983 |
EF3 |
58 km |
0 |
| Jun 21, 1981 |
EF3 |
51 km |
1 |
| Jul 26, 1978 |
EF3 |
51 km |
0 |
| Aug 6, 1977 |
EF3 |
59 km |
0 |
| Mar 20, 1976 |
EF3 |
74 km |
0 |
| Jul 23, 1975 |
EF3 |
85 km |
2 |
| Jul 23, 1975 |
EF3 |
82 km |
0 |
| Jun 13, 1975 |
EF3 |
97 km |
0 |
| Sep 30, 1973 |
EF3 |
66 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
1.5 in |
Coldest, Driest |
| February |
30°F (-1°C) |
1.7 in |
|
| March |
42°F (5°C) |
3.1 in |
|
| April |
53°F (12°C) |
3.8 in |
|
| May |
63°F (17°C) |
4.6 in |
Wettest |
| June |
72°F (22°C) |
3.9 in |
|
| July |
76°F (25°C) |
3.7 in |
Warmest |
| August |
74°F (23°C) |
3.3 in |
|
| September |
67°F (19°C) |
3.5 in |
|
| October |
55°F (13°C) |
2.8 in |
|
| November |
42°F (6°C) |
3.2 in |
|
| December |
30°F (-1°C) |
2.5 in |
|
Concord has a seasonal temperature swing of 50°F / from 26°F in January to 76°F in July. Total annual precipitation is 37.6 inches, with May being the wettest month (4.6") and January the driest (1.5").
Average costs for common services in Concord. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $977 |
| Toddler | $743 |
| Preschool | $684 |
| Family Childcare (monthly) |
| Infant | $787 |
| Toddler | $711 |
| Preschool | $686 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Concord
What is the population of Concord?
Concord has a population of 141 residents and is located in Illinois. The population density is 564 people per square mile, spread across 0.1 square miles. The median age of residents is 52.7 years, which is older than the national median of 38.9 years. The population is 46.8% female and 53.2% male.
Is Concord expensive to live in?
Concord has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $44,250, 41% below the national average of $75,149. The median home value is $107,300 (62% below the U.S. median). The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
Is Concord safe?
Concord is safer than the national average, with a violent crime rate of 156 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,649 per 100,000 (above the national average). Overall, Concord receives a safety grade of F based on combined crime data.
What is the weather like in Concord?
Concord has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 26°F in January, while summers reach an average of 76°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 41.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Concord?
The job market in Concord is very strong, with unemployment at just 0.9% / well below the national rate of 3.6%. The average weekly wage is $1,023. There are 714 business establishments in the area, including 90 restaurants and food service locations. The average commute time is 42 minutes, and 12.0% of workers work from home.
How much does housing cost in Concord?
The median home value in Concord is $107,300. Zillow estimates the typical home value at $125,227. The homeownership rate is 96.6%. The average annual property tax is $5,007.
How are the schools in Concord?
Schools in Concord score 5.3 out of 10 on standardized testing, near the national average. 5.4% of adults in Concord hold a bachelor's degree or higher, below the national average of 33.7%. 86.5% have completed high school. 1.7% hold a graduate or professional degree.
How healthy is Concord?
The obesity rate in Concord is 40.3% (above the national rate of 32.1%). 17.4% of adults are smokers. 24.1% are physically inactive. 25.5% of residents report depression. 8.8% lack health insurance. 72.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,174.
What is transportation like in Concord?
The average commute in Concord is 42 minutes, longer than the national average of 28 minutes. 84% of workers drive alone to work, and 12.0% work from home.
What are the demographics of Concord?
The racial and ethnic makeup of Concord is 100% White. 98.6% of residents speak only English at home. 17.1% of the population are military veterans. 44.9% of residents have a disability. 100.0% have health insurance coverage.
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