Median Income
$53,500
29% lower than US avg
Home Value
$105,000
63% lower than US avg
Bachelor's+
27.8%
18% lower than US avg
Obesity Rate
31.0%
3% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Concord Compares to the U.S. Average (100% = U.S. avg)
People
Population18
Median Age77.8 yrs
Density300/mi²
Male / Female56% / 44%
Largest GroupWhite 100%
Veterans0.0%
Economy
A
Median Income$53,500
Per Capita$29,967
Unemployment0.0%
Poverty0.0%
County GDP$1,066M
Housing
A+
Home Value$105,000
Ownership100.0%
Zillow$80,845
Housing Units23
Rent Burden30.6%
Health
Obesity31.0%
Uninsured5.6%
Smoking20.7%
Heart Disease6.7%
Climate
Avg Temp55°F (13°C)
Rain46.8 in/yr
Elevation516 ft (157 m)
Education
B
Bachelor's+27.8%
High School+88.9%
Graduate+0.0%
School Score5.50
Community
2024 VoteR 83% / D 17%
Broadband100.0%
EV Stations1
Libraries4
Is Concord a Good Place to Live?
Based on current data, Concord receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes. Concord stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Concord is $53,500, 29% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Concord is $105,000, 63% below the national median / offering relatively affordable homeownership. At just 2x median income, home prices are very affordable relative to local earnings.
Education
27.8% of residents hold a bachelor's degree, below the national average of 33.7%. 88.9% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Concord experiences four distinct seasons with an average temperature of 55°F. Winters average 32°F in January while summers reach 76°F in July. Annual precipitation totals 46.8 inches, including 20.2 inches of snow.
Concord has a population of 18 with a density of 300 people per square mile, spread across 0.1 square miles. The median age is 77.8 years, 100% older than the national median of 38.9. The gender split is 44.4% female and 55.6% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 0.0% of the population are veterans, below the national rate of 6.0%. 44.4% of residents have a disability (above the 13.0% national average). 94.4% have health insurance coverage.
Population
18
Total Population
2023 Census
77.8yrs
Median Age
100% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Concord is $53,500, which is 29% below the national average of $75,149. Per capita income is $29,967 (below the $39,052 national figure). The average weekly wage is $1,008, 30% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 672 business establishments, including 31 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $53,500 |
| 29% below US avg |
| Per Capita Income | $29,967 |
| Avg Weekly Wage | $1,008 |
| IRS Avg AGI | $53,915 |
| Gini Index | 0.477 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 672 |
| County GDP | $1,066M |
Business (County)
| Restaurants | 31 |
| Healthcare | 47 |
| Retail | 84 |
| Manufacturing | 28 |
Tax & Cost of Living
| Property Tax (IRS) | $2,744 |
| 22% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 2.61% |
Commute & Transportation
| Drive Alone | 75.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Concord is $105,000, 63% below the national median of $281,900. Zillow estimates the typical home value at $80,845, lower than the Census estimate. Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 23 total housing units in the city. The median year a home was built is 1945. The average annual property tax is $2,744 (lower than the $3,500 national average). 30.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $105,000 |
| 63% below US avg |
| Zillow ZHVI | $80,845 |
Rental Costs
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 23 |
| Median Year Built | 1945 |
Property Tax
| Avg Tax (IRS) | $2,744 |
| 22% below US avg |
| Effective Rate | 2.61% |
In Concord, 31.0% of adults are obese, below the national rate of 32.1%. 10.6% have diabetes. Heart disease affects 6.7% of residents, above the national average. 34.8% have high blood pressure. 20.7% are current smokers (above the 14.0% national rate). 18.5% report binge drinking. 29.9% are physically inactive, above the national average. 14.3% experience frequent mental distress. 5.6% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,295. The dentist ratio is 1:2,493. 40.7% of residents have access to exercise opportunities. The food environment index is 6.0 out of 10.
Health Metrics: Concord vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.0% |
| 3% below US avg |
| Diabetes | 10.6% |
| Heart Disease | 6.7% |
| High Blood Pressure | 34.8% |
| Asthma | 10.2% |
| COPD | 8.4% |
| Cancer | 6.4% |
| Kidney Disease | 3.0% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 20.7% |
| 48% above US avg |
| Binge Drinking | 18.5% |
| Physical Inactivity | 29.9% |
| Mental Distress | 14.3% |
| Physical Distress | 13.7% |
| Short Sleep | 39.2% |
Healthcare Access
| Insurance Rate | 94.4% |
| Uninsured | 5.6% |
| 35% below US avg |
| Primary Care | 1:2,295 |
| Dentists | 1:2,493 |
| Mental Health | 1:423 |
| Checkup Rate | 71.9% |
| Dental Visits | 65.4% |
| Premature Death | 14,358/100K |
Food & Exercise
| Food Environment | 6.0/10 |
| Exercise Access | 40.7% |
| Healthcare Facilities | 47 |
Concord experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 32°F in January while summers reach 76°F in July. Annual precipitation totals 46.8 inches (wetter than the 38-inch national average). The area receives 20.2 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 516 feet.
Temperature
32°F Jan (0°C)
76°F Jul (24°C)
| Annual Average | 54.7°F |
| 1% above US avg |
| January Average | 32°F (0°C) |
| July Average | 76°F (24°C) |
Geography
| Elevation | 516 ft (157 m) |
| Area | 0.1 sq mi (0.2 km²) |
| Population Density | 300/sq mi |
| Coordinates | 38.6881°N, 83.4921°W |
| Timezone | America/New_York |
| County | Adams County County |
| Nearest Airport | Greater Portsmouth Regional (PMH)
36 miles away |
Precipitation & Snow
Annual Rainfall
46.8"
23% above US avg
Wettest Month (May)
4.79"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 43.8 / 100 |
| Social Vulnerability | 47.7 / 100 |
| Community Resilience | 22.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
24 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.8 on May 11, 2025.
| Feb 19, 1995 |
8 km SSE of Rocky Fork Point, Ohio |
M3.6 |
48 km |
| Nov 20, 2013 |
2 km SW of Buchtel, Ohio |
M3.5 |
139 km |
| Apr 24, 2009 |
7 km ENE of Rio Grande, Ohio |
M3.4 |
106 km |
| May 24, 2017 |
1 km S of McArthur, Ohio |
M3.4 |
107 km |
| Sep 8, 1990 |
5 km N of Owingsville, Kentucky |
M3.3 |
60 km |
| Feb 3, 2025 |
2 km NNW of Oak Hill, Ohio |
M3.1 |
83 km |
| Apr 25, 2020 |
2 km SE of South Shore, Kentucky |
M2.9 |
49 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
140 km |
| May 6, 2002 |
3 km SE of Racine, Ohio |
M2.8 |
142 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
31 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
142 km |
| Jan 12, 2023 |
4 km E of Burgin, Kentucky |
M2.6 |
149 km |
| Aug 4, 2023 |
11 km ENE of Lancaster, Kentucky |
M2.6 |
142 km |
| May 11, 2015 |
5 km ESE of Maysville, Kentucky |
M2.6 |
18 km |
| Feb 11, 2015 |
8 km SE of Richmond Dale, Ohio |
M2.6 |
83 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
40 km |
| Mar 8, 2016 |
0 km N of Thurman, Ohio |
M2.6 |
94 km |
| Jan 21, 2018 |
8 km SSE of High Bridge, Kentucky |
M2.6 |
145 km |
| Jan 28, 2024 |
3 km SW of Old Washington, Kentucky |
M2.5 |
32 km |
| Sep 27, 2009 |
22 km NNW of Hindman, Kentucky |
M2.5 |
135 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
300 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 41 fatalities, 886 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 23, 1968 |
EF5 |
60 km |
7 |
| Mar 2, 2012 |
EF4 |
100 km |
4 |
| Apr 9, 1999 |
EF4 |
97 km |
4 |
| Apr 23, 1968 |
EF4 |
76 km |
6 |
| Apr 23, 1968 |
EF4 |
81 km |
1 |
| Mar 2, 2012 |
EF3 |
76 km |
3 |
| Mar 2, 2012 |
EF3 |
88 km |
10 |
| May 10, 2003 |
EF3 |
21 km |
0 |
| Jul 2, 1997 |
EF3 |
62 km |
0 |
| Jun 30, 1993 |
EF3 |
58 km |
0 |
| Apr 3, 1974 |
EF3 |
91 km |
0 |
| Apr 3, 1974 |
EF3 |
17 km |
1 |
| Apr 3, 1974 |
EF3 |
86 km |
0 |
| Apr 23, 1968 |
EF3 |
47 km |
0 |
| May 7, 1967 |
EF3 |
21 km |
0 |
| Nov 16, 1965 |
EF3 |
90 km |
0 |
| Apr 8, 1965 |
EF3 |
81 km |
0 |
| Apr 8, 1965 |
EF3 |
49 km |
0 |
| Feb 10, 1959 |
EF3 |
47 km |
0 |
| Apr 2, 2024 |
EF2 |
81 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
13 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (6,337 ac, 1987).
| Year |
Name |
Acres |
Distance |
| 1987 |
UNNAMED |
6,337 |
95 km |
| 1991 |
PRICHARD |
5,220 |
100 km |
| 2009 |
UNNAMED |
3,259 |
23 km |
| 1987 |
UNNAMED |
2,559 |
82 km |
| 1987 |
UNNAMED |
1,683 |
73 km |
| 2010 |
FISH TRAP COMPLEX |
1,430 |
97 km |
| 2022 |
127 |
1,349 |
78 km |
| 2019 |
CY19 BLUEGRASS PRESCRIBED BURN |
1,190 |
83 km |
| 1999 |
AUXIER RIDGE |
1,160 |
99 km |
| 2003 |
PEACH ORCHARD |
1,043 |
38 km |
| 2022 |
LOST CREEK |
817 |
99 km |
| 2006 |
UNNAMED |
619 |
87 km |
| 1999 |
UNNAMED |
528 |
77 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (0°C) |
3.4 in |
Coldest |
| February |
35°F (2°C) |
3.3 in |
|
| March |
43°F (6°C) |
4.4 in |
|
| April |
54°F (12°C) |
4.5 in |
|
| May |
63°F (17°C) |
4.8 in |
Wettest |
| June |
72°F (22°C) |
4.7 in |
|
| July |
76°F (24°C) |
4.7 in |
Warmest |
| August |
75°F (24°C) |
3.4 in |
|
| September |
69°F (20°C) |
3.3 in |
|
| October |
57°F (14°C) |
3.4 in |
|
| November |
45°F (7°C) |
3.0 in |
Driest |
| December |
37°F (3°C) |
3.8 in |
|
Concord has a seasonal temperature swing of 44°F / from 32°F in January to 76°F in July. Total annual precipitation is 46.8 inches, with May being the wettest month (4.8") and November the driest (3.0").
Average costs for common services in Concord. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135-$361) |
| Specialist Visit |
$316 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$316) |
| Emergency Room Visit |
$1,984 ($722-$4,510) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$226 ($135-$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$271 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($361-$902) |
| Battery Replacement |
$180 ($90-$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$361 ($135-$722) |
| HVAC System Install |
$6,314 ($3,608-$10,824) |
| Roof Repair |
$902 ($361-$1,804) |
| Roof Replacement |
$8,118 ($4,961-$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451-$3,157) |
| Divorce (Contested) |
$13,530 ($4,510-$27,060) |
| DUI Defense |
$4,510 ($1,804-$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722-$2,706) |
| Will Preparation |
$451 ($180-$902) |
| Trust Preparation |
$2,255 ($902-$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$226) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71-$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26-$4.51) |
| Loaf of Bread |
$3.43 ($2.26-$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61-$6.77) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$226) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,804 ($1,082-$3,157) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22-$23) |
| Car Registration (Annual) |
$90 ($27-$226) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541-$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451-$1,804) |
| After-School Care (Monthly) |
$361 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$902 ($361-$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510-$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$271 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $751 |
| Toddler | $693 |
| Preschool | $615 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $660 |
| Preschool | $610 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Concord
What is the population of Concord?
Concord has a population of 18 residents and is located in Kentucky. The population density is 300 people per square mile, spread across 0.1 square miles. The median age of residents is 77.8 years, which is older than the national median of 38.9 years. The population is 44.4% female and 55.6% male.
Is Concord expensive to live in?
Concord is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $53,500, 29% below the national average of $75,149. The median home value is $105,000 (63% below the U.S. median). The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Concord?
Concord has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 32°F in January, while summers reach an average of 76°F in July. Annual rainfall totals 46.8 inches, with 20.2 inches of snow.
How is the job market in Concord?
The job market in Concord is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,008. There are 672 business establishments in the area, including 31 restaurants and food service locations.
How much does housing cost in Concord?
The median home value in Concord is $105,000. Zillow estimates the typical home value at $80,845. The homeownership rate is 100.0%. The average annual property tax is $2,744.
How are the schools in Concord?
Schools in Concord score 5.5 out of 10 on standardized testing, near the national average. 27.8% of adults in Concord hold a bachelor's degree or higher, below the national average of 33.7%. 88.9% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Concord?
The obesity rate in Concord is 31.0% (below the national rate of 32.1%). 20.7% of adults are smokers. 29.9% are physically inactive. 5.6% lack health insurance (below the national rate). 40.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,295.
What are the demographics of Concord?
The racial and ethnic makeup of Concord is 100% White. 100% of residents speak only English at home. 0.0% of the population are military veterans. 44.4% of residents have a disability. 94.4% have health insurance coverage.