Median Income
$51,157
32% lower than US avg
Home Value
$162,200
42% lower than US avg
Bachelor's+
13.3%
61% lower than US avg
Median Rent
$625
46% lower than US avg
Obesity Rate
34.7%
8% higher than US avg
Unemployment
5.3%
47% higher than US avg
Poverty Rate
5.7%
54% lower than US avg
How Covington Compares to the U.S. Average (100% = U.S. avg)
People
Population2,573
Median Age46.8 yrs
Density1,878/mi²
Male / Female44% / 56%
Largest GroupWhite 97%
Veterans5.3%
Economy
B+
Median Income$51,157
Per Capita$31,964
Unemployment5.3%
Poverty5.7%
County GDP$6,178M
Commute20 min
Housing
A+
Home Value$162,200
Rent$625
Ownership65.2%
Zillow$244,024
Housing Units1,140
Rent Burden22.6%
Health
Obesity34.7%
Uninsured3.4%
Smoking17.9%
Depression28.2%
Heart Disease6.0%
Climate
Avg Temp53°F (12°C)
AQI43 (Good)
Rain40.9 in/yr
Elevation934 ft (285 m)
Education
C
Bachelor's+13.3%
High School+89.2%
Graduate+7.8%
School Score6.38
Community
2024 VoteR 72% / D 27%
Commute20 min
Broadband81.5%
EV Stations2
Libraries9
Is Covington a Good Place to Live?
Based on current data, Covington receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment, below-average incomes. Covington offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Covington is $51,157, 32% below the national average of $75,149. The unemployment rate of 5.3% is somewhat elevated compared to the national rate of 3.6%. Only 5.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes.
Cost of Living & Housing
The median home value in Covington is $162,200, 42% below the national median / offering relatively affordable homeownership. Renters pay a median of $625 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Education
13.3% of residents hold a bachelor's degree, below the national average of 33.7%. 89.2% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Covington experiences four distinct seasons with an average temperature of 53°F. Winters average 28°F in January while summers reach 74°F in July. Annual precipitation totals 40.9 inches, including 15.2 inches of snow. Air quality is rated Good with a median AQI of 43.
Covington has a population of 2,573 with a density of 1,878 people per square mile, spread across 1.4 square miles. The median age is 46.8 years, 20% older than the national median of 38.9. The gender split is 56% female and 44% male. The city is predominantly White (97.3%), with 1.2% Black. English is the primary language spoken at home by 99% of residents. 5.3% of the population are veterans. 18.7% of residents have a disability (above the 13.0% national average). 96.6% have health insurance coverage.
Population
2,573
Total Population
2023 Census
46.8yrs
Median Age
20% above US avg
Race & Ethnicity
Covington vs U.S. Average
Language Spoken at Home
English Only
99.0%
26% above US avg
Spanish
1.8%
87% below US avg
Social Characteristics
Covington vs U.S. Average
The median household income in Covington is $51,157, which is 32% below the national average of $75,149. Per capita income is $31,964 (below the $39,052 national figure). The average weekly wage is $1,062, 26% lower than the U.S. average. The unemployment rate is 5.3% (above the 3.6% US average). 5.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,606 business establishments, including 206 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 8.4% of workers work from home (below the 15.2% national rate).
Income: Covington vs U.S.
Income
| Median HH Income | $51,157 |
| 32% below US avg |
| Per Capita Income | $31,964 |
| Avg Weekly Wage | $1,062 |
| IRS Avg AGI | $77,274 |
| Gini Index | 0.418 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.3% |
| 47% above US avg |
| Poverty Rate | 5.7% |
| 54% below US avg |
| Establishments (County) | 2,606 |
| County GDP | $6,178M |
Business (County)
| Restaurants | 206 |
| Healthcare | 207 |
| Retail | 294 |
| Manufacturing | 191 |
Tax & Cost of Living
| Property Tax (IRS) | $4,652 |
| 33% above US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 2.87% |
Commute & Transportation
| Commute Time | 20.1 min |
| Drive Alone | 78.9% |
| Public Transit | 0.0% |
| Work from Home | 8.4% |
The median home value in Covington is $162,200, 42% below the national median of $281,900. Zillow estimates the typical home value at $244,024, higher than the Census estimate. According to Redfin, the median sale price is $220,000 with homes selling in an average of 97 days. Homes sell for 90.6% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $625 (46% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 65.2% of housing units are owner-occupied. There are 1,140 total housing units in the city. The median year a home was built is 1944. The average annual property tax is $4,652 (higher than the $3,500 national average). 22.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.2x.
Home Values
| Census Median | $162,200 |
| 42% below US avg |
| Zillow ZHVI | $244,024 |
| Redfin Median Sale | $220,000 |
| Median List Price | $169,900 |
Real Estate Market (Redfin)
| Median Sale Price | $220,000 |
| Median List Price | $169,900 |
| $/Sq Ft | $197 |
| Homes Sold | 1 |
| Days on Market | 97 days |
| Sale-to-List Ratio | 90.6% |
| Price Drops | 25.0% |
| Inventory | 8 |
Rental Costs
| Census Median Rent | $625 |
| 46% below US avg |
| Rent Burden | 22.6% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 65.2% |
| Owner-Occupied | 65.2% |
| Renter-Occupied | 34.8% |
| Housing Units | 1,140 |
| Median Year Built | 1944 |
Property Tax
| Avg Tax (IRS) | $4,652 |
| 33% above US avg |
| Effective Rate | 2.87% |
In Covington, 34.7% of adults are obese, above the national rate of 32.1%. 10.8% have diabetes. Heart disease affects 6.0% of residents. 32.8% have high blood pressure. 17.9% are current smokers (above the 14.0% national rate). 19.0% report binge drinking. 26.8% are physically inactive. 28.2% report depression (above the 20.0% national average). 20.0% experience frequent mental distress. 3.4% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,230. The dentist ratio is 1:2,042. 85.4% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Covington vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.7% |
| 8% above US avg |
| Diabetes | 10.8% |
| Heart Disease | 6.0% |
| High Blood Pressure | 32.8% |
| Asthma | 11.4% |
| COPD | 7.6% |
| Cancer | 7.6% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 17.9% |
| 28% above US avg |
| Binge Drinking | 19.0% |
| Physical Inactivity | 26.8% |
| Depression | 28.2% |
| Mental Distress | 20.0% |
| Physical Distress | 14.0% |
| Short Sleep | 38.3% |
Healthcare Access
| Insurance Rate | 96.6% |
| Uninsured | 3.4% |
| 60% below US avg |
| Primary Care | 1:2,230 |
| Dentists | 1:2,042 |
| Mental Health | 1:689 |
| Checkup Rate | 75.9% |
| Dental Visits | 59.8% |
| Premature Death | 8,584/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 85.4% |
| Healthcare Facilities | 207 |
Covington experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 28°F in January while summers reach 74°F in July. Annual precipitation totals 40.9 inches. The area receives 15.2 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. 81% of days have good air quality. The city sits at an elevation of 934 feet.
Temperature
28°F Jan (-2°C)
74°F Jul (24°C)
| Annual Average | 52.7°F |
| 2% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 74°F (24°C) |
Geography
| Elevation | 934 ft (285 m) |
| Area | 1.4 sq mi (3.5 km²) |
| Population Density | 1,878/sq mi |
| Coordinates | 40.1170°N, 84.3507°W |
| Timezone | America/New_York |
| County | Miami County County |
| Nearest Airport | James M Cox Dayton International (DAY)
16 miles away |
Precipitation & Snow
Annual Rainfall
40.9"
8% above US avg
Wettest Month (Jul)
4.56"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
| Good Days % | 80.8% |
| Unhealthy Days | 1 |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 61.4 / 100 |
| Social Vulnerability | 12.8 / 100 |
| Community Resilience | 88.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
126 km |
| Feb 19, 1995 |
8 km SSE of Rocky Fork Point, Ohio |
M3.6 |
134 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
57 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
32 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
73 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
99 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
67 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
125 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
519 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 79 fatalities, 2,252 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
60 km |
36 |
| May 27, 2019 |
EF4 |
34 km |
0 |
| Nov 10, 2002 |
EF4 |
82 km |
4 |
| Sep 20, 2000 |
EF4 |
61 km |
1 |
| Apr 9, 1999 |
EF4 |
99 km |
4 |
| Feb 18, 1992 |
EF4 |
71 km |
0 |
| Apr 3, 1974 |
EF4 |
79 km |
1 |
| Apr 11, 1965 |
EF4 |
100 km |
4 |
| Apr 11, 1965 |
EF4 |
77 km |
13 |
| Apr 11, 1965 |
EF4 |
26 km |
3 |
| Mar 14, 2024 |
EF3 |
47 km |
3 |
| Mar 14, 2024 |
EF3 |
66 km |
1 |
| May 27, 2019 |
EF3 |
44 km |
0 |
| May 27, 2019 |
EF3 |
19 km |
0 |
| May 27, 2019 |
EF3 |
56 km |
1 |
| May 14, 2014 |
EF3 |
65 km |
0 |
| Nov 10, 2002 |
EF3 |
78 km |
0 |
| Nov 10, 2002 |
EF3 |
73 km |
0 |
| Oct 24, 2001 |
EF3 |
82 km |
0 |
| Nov 22, 1992 |
EF3 |
51 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
3.1 in |
Coldest |
| February |
32°F (0°C) |
2.2 in |
Driest |
| March |
41°F (5°C) |
3.2 in |
|
| April |
53°F (11°C) |
4.0 in |
|
| May |
63°F (17°C) |
4.2 in |
|
| June |
71°F (22°C) |
4.4 in |
|
| July |
74°F (24°C) |
4.6 in |
Warmest, Wettest |
| August |
73°F (23°C) |
3.3 in |
|
| September |
67°F (19°C) |
3.1 in |
|
| October |
55°F (13°C) |
2.9 in |
|
| November |
43°F (6°C) |
3.1 in |
|
| December |
33°F (0°C) |
3.0 in |
|
Covington has a seasonal temperature swing of 46°F / from 28°F in January to 74°F in July. Total annual precipitation is 41.0 inches, with July being the wettest month (4.6") and February the driest (2.2").
Average costs for common services in Covington. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139-$371) |
| Specialist Visit |
$325 ($186-$510) |
| Urgent Care Visit |
$186 ($93-$325) |
| Emergency Room Visit |
$2,042 ($742-$4,640) |
| Dental Cleaning |
$121 ($70-$186) |
| Dental Filling |
$232 ($139-$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($46-$111) |
| Brake Pad Replacement |
$278 ($139-$464) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$557 ($371-$928) |
| Battery Replacement |
$186 ($93-$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$139) |
| Electrician (Per Hour) |
$84 ($46-$130) |
| HVAC Repair |
$371 ($139-$742) |
| HVAC System Install |
$6,496 ($3,712-$11,136) |
| Roof Repair |
$928 ($371-$1,856) |
| Roof Replacement |
$8,352 ($5,104-$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464-$3,248) |
| Divorce (Contested) |
$13,920 ($4,640-$27,840) |
| DUI Defense |
$4,640 ($1,856-$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742-$2,784) |
| Will Preparation |
$464 ($186-$928) |
| Trust Preparation |
$2,320 ($928-$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$139 ($70-$232) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$60) |
| Massage (1 Hour) |
$74 ($46-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78-$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32-$4.64) |
| Loaf of Bread |
$3.53 ($2.32-$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78-$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71-$6.96) |
| Rice (per lb) |
$0.93 ($0.56-$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74-$232) |
| Natural Gas (Monthly) |
$65 ($28-$139) |
| Water/Sewer (Monthly) |
$65 ($37-$111) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$60 ($28-$93) |
| Cable TV (Monthly) |
$79 ($46-$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70-$464) |
| Car Insurance (Annual) |
$1,856 ($1,114-$3,248) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42-$23) |
| Car Registration (Annual) |
$93 ($28-$232) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557-$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464-$1,856) |
| After-School Care (Monthly) |
$371 ($186-$650) |
| Tutoring (Per Hour) |
$46 ($23-$93) |
| SAT/ACT Prep Course |
$928 ($371-$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640-$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($46-$186) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$278 ($139-$464) |
| Cat Spay/Neuter |
$186 ($93-$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $751 |
| Toddler | $693 |
| Preschool | $615 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $660 |
| Preschool | $610 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Covington
What is the population of Covington?
Covington has a population of 2,573 residents and is located in Ohio. The population density is 1,878 people per square mile, spread across 1.4 square miles. The median age of residents is 46.8 years, which is older than the national median of 38.9 years. The population is 56% female and 44% male.
Is Covington expensive to live in?
Covington is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $51,157, 32% below the national average of $75,149. The median home value is $162,200 (42% below the U.S. median). Renters pay a median of $625 per month, below the national average of $1,163. The home price-to-income ratio is 3.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Covington?
Covington has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 74°F in July. Annual rainfall totals 40.9 inches, with 15.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Covington?
The unemployment rate in Covington is 5.3%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,062. There are 2,606 business establishments in the area, including 206 restaurants and food service locations. The average commute time is 20 minutes, and 8.4% of workers work from home.
How much does housing cost in Covington?
The median home value in Covington is $162,200. Zillow estimates the typical home value at $244,024. According to Redfin, the median sale price is $220,000, with homes typically selling within 97 days. For renters, the median monthly rent is $625. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 65.2%. The average annual property tax is $4,652.
How are the schools in Covington?
Schools in Covington score 6.4 out of 10 on standardized testing, near the national average. 13.3% of adults in Covington hold a bachelor's degree or higher, below the national average of 33.7%. 89.2% have completed high school. 7.8% hold a graduate or professional degree.
How healthy is Covington?
The obesity rate in Covington is 34.7% (above the national rate of 32.1%). 17.9% of adults are smokers. 26.8% are physically inactive. 28.2% of residents report depression. 3.4% lack health insurance (below the national rate). 85.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,230.
What is transportation like in Covington?
The average commute in Covington is 20 minutes, shorter than the national average of 28 minutes. 78.9% of workers drive alone to work, and 8.4% work from home.
What are the demographics of Covington?
The racial and ethnic makeup of Covington is 97.3% White, 1.2% Black or African American. 99% of residents speak only English at home. 5.3% of the population are military veterans. 18.7% of residents have a disability. 96.6% have health insurance coverage.