Median Income
$88,194
17% higher than US avg
Home Value
$245,000
13% lower than US avg
Violent Crime
35/100K
91% lower than US avg
Bachelor's+
30.9%
8% lower than US avg
Median Rent
$787
32% lower than US avg
Obesity Rate
38.5%
20% higher than US avg
Unemployment
1.3%
64% lower than US avg
Poverty Rate
3.6%
71% lower than US avg
How Fort Loramie Compares to the U.S. Average (100% = U.S. avg)
People
Population1,460
Median Age33.4 yrs
Density1,417/mi²
Male / Female51% / 49%
Largest GroupWhite 99%
Veterans6.6%
Economy
A+
Median Income$88,194
Per Capita$36,589
Unemployment1.3%
Poverty3.6%
County GDP$4,067M
Commute18 min
Housing
A+
Home Value$245,000
Rent$787
Ownership83.9%
Zillow$325,529
Housing Units625
Rent Burden23.8%
Crime
F
Violent35/100K
Property600/100K
Health
Obesity38.5%
Uninsured6.9%
Smoking15.6%
Depression26.6%
Heart Disease5.7%
Climate
Avg Temp51°F (11°C)
AQI43 (Good)
Rain41.7 in/yr
Sunny Days275/yr
Elevation957 ft (292 m)
Education
B
Bachelor's+30.9%
High School+96.6%
Graduate+12.1%
School Score6.29
Community
2024 VoteR 82% / D 17%
Commute18 min
Broadband93.7%
EV Stations1
Libraries6
Is Fort Loramie a Good Place to Live?
Based on current data, Fort Loramie receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Fort Loramie offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Fort Loramie is $88,194, 17% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.3%. Only 3.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Fort Loramie is $245,000, 13% below the national median / offering relatively affordable homeownership. Renters pay a median of $787 per month, below the national average / a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Fort Loramie is a very safe community with a violent crime rate of 35 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 600 per 100,000, 69% below the national average.
Education
30.9% of residents hold a bachelor's degree, below the national average of 33.7%. 96.6% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Fort Loramie experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.7 inches. Air quality is rated Good with a median AQI of 43.
Fort Loramie has a population of 1,460 with a density of 1,417 people per square mile, spread across 1.0 square miles. The median age is 33.4 years, 14% younger than the national median of 38.9. The gender split is 49.2% female and 50.8% male. The city is predominantly White (99%). English is the primary language spoken at home by 99% of residents. 6.6% of the population are veterans. 7.8% of residents have a disability (below the 13.0% national average). 99.3% have health insurance coverage.
Population
33.4yrs
Median Age
14% below US avg
Race & Ethnicity
Fort Loramie vs U.S. Average
Language Spoken at Home
English Only
99.0%
26% above US avg
Spanish
1.0%
93% below US avg
Social Characteristics
Fort Loramie vs U.S. Average
The median household income in Fort Loramie is $88,194, which is 17% above the national average of $75,149. Per capita income is $36,589. The average weekly wage is $1,194, 17% lower than the U.S. average. The unemployment rate is 1.3% (below the 3.6% US average). 3.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,138 business establishments, including 91 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 6.0% of workers work from home (below the 15.2% national rate).
Income: Fort Loramie vs U.S.
Income
| Median HH Income | $88,194 |
| 17% above US avg |
| Per Capita Income | $36,589 |
| Avg Weekly Wage | $1,194 |
| IRS Avg AGI | $67,707 |
| Gini Index | 0.400 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.3% |
| 64% below US avg |
| Poverty Rate | 3.6% |
| 71% below US avg |
| Establishments (County) | 1,138 |
| County GDP | $4,067M |
Business (County)
| Restaurants | 91 |
| Healthcare | 108 |
| Retail | 142 |
| Manufacturing | 126 |
Tax & Cost of Living
| Property Tax (IRS) | $4,344 |
| 24% above US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 1.77% |
Commute & Transportation
| Commute Time | 17.8 min |
| Drive Alone | 87.9% |
| Public Transit | 0.0% |
| Work from Home | 6.0% |
The median home value in Fort Loramie is $245,000, 13% below the national median of $281,900. Zillow estimates the typical home value at $325,529, higher than the Census estimate. Monthly rent averages $787 (32% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 83.9% of housing units are owner-occupied (above the 65.4% national rate). There are 625 total housing units in the city. The median year a home was built is 1989. The average annual property tax is $4,344 (higher than the $3,500 national average). 23.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $245,000 |
| 13% below US avg |
| Zillow ZHVI | $325,529 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $787 |
| 32% below US avg |
| Rent Burden | 23.8% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 83.9% |
| Owner-Occupied | 83.9% |
| Renter-Occupied | 16.1% |
| Housing Units | 625 |
| Median Year Built | 1989 |
Property Tax
| Avg Tax (IRS) | $4,344 |
| 24% above US avg |
| Effective Rate | 1.77% |
In Fort Loramie, 38.5% of adults are obese, above the national rate of 32.1%. 10.0% have diabetes. Heart disease affects 5.7% of residents. 32.3% have high blood pressure. 15.6% are current smokers. 18.8% report binge drinking. 25.4% are physically inactive. 26.6% report depression (above the 20.0% national average). 18.7% experience frequent mental distress. 6.9% of residents lack health insurance. The primary care physician ratio is 1:2,181. The dentist ratio is 1:3,405. 66.5% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Fort Loramie vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.5% |
| 20% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 5.7% |
| High Blood Pressure | 32.3% |
| Asthma | 10.7% |
| COPD | 6.7% |
| Cancer | 7.8% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.6% |
| 11% above US avg |
| Binge Drinking | 18.8% |
| Physical Inactivity | 25.4% |
| Depression | 26.6% |
| Mental Distress | 18.7% |
| Physical Distress | 12.7% |
| Short Sleep | 37.2% |
Healthcare Access
| Insurance Rate | 99.3% |
| Uninsured | 6.9% |
| 20% below US avg |
| Primary Care | 1:2,181 |
| Dentists | 1:3,405 |
| Mental Health | 1:1,061 |
| Checkup Rate | 76.6% |
| Dental Visits | 64.3% |
| Premature Death | 9,916/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 66.5% |
| Healthcare Facilities | 108 |
Fort Loramie has a violent crime rate of 35 per 100,000 residents, 91% below the national average of 380. Property crime stands at 600 per 100,000, 69% below the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Fort Loramie receives a safety grade of F.
Crime Rates: Fort Loramie vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 35.3/100K |
| 91% below US avg |
| |
Property Crime
| Total Property | 599.7/100K |
| 69% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Fort Loramie experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.7 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 957 feet.
Temperature
26°F Jan (-3°C)
73°F Jul (23°C)
| Annual Average | 50.9°F |
| 6% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 957 ft (292 m) |
| Area | 1.0 sq mi (2.7 km²) |
| Population Density | 1,417/sq mi |
| Coordinates | 40.3456°N, 84.3708°W |
| Timezone | America/New_York |
| County | Shelby County County |
| Nearest Airport | James M Cox Dayton International (DAY)
32 miles away |
Precipitation & Snow
Annual Rainfall
41.7"
10% above US avg
Wettest Month (May)
3.78"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 56.2 / 100 |
| Social Vulnerability | 51.4 / 100 |
| Community Resilience | 91.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
137 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
43 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
7 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
50 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
147 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
75 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
43 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
104 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
486 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 73 fatalities, 2,134 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
84 km |
36 |
| May 27, 2019 |
EF4 |
59 km |
0 |
| Nov 10, 2002 |
EF4 |
59 km |
4 |
| Sep 20, 2000 |
EF4 |
84 km |
1 |
| Feb 18, 1992 |
EF4 |
46 km |
0 |
| Apr 3, 1974 |
EF4 |
83 km |
1 |
| Apr 11, 1965 |
EF4 |
88 km |
4 |
| Apr 11, 1965 |
EF4 |
53 km |
13 |
| Apr 11, 1965 |
EF4 |
1 km |
3 |
| Mar 14, 2024 |
EF3 |
26 km |
3 |
| Mar 14, 2024 |
EF3 |
67 km |
1 |
| May 27, 2019 |
EF3 |
42 km |
0 |
| May 27, 2019 |
EF3 |
36 km |
1 |
| May 27, 2019 |
EF3 |
68 km |
0 |
| May 27, 2019 |
EF3 |
90 km |
0 |
| May 14, 2014 |
EF3 |
86 km |
0 |
| Nov 10, 2002 |
EF3 |
70 km |
0 |
| Nov 10, 2002 |
EF3 |
59 km |
0 |
| Oct 24, 2001 |
EF3 |
56 km |
0 |
| Nov 22, 1992 |
EF3 |
71 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
1.9 in |
Coldest |
| February |
28°F (-2°C) |
1.9 in |
Driest |
| March |
38°F (4°C) |
3.0 in |
|
| April |
49°F (10°C) |
3.5 in |
|
| May |
60°F (16°C) |
3.8 in |
Wettest |
| June |
69°F (21°C) |
3.7 in |
|
| July |
73°F (23°C) |
3.8 in |
Warmest |
| August |
71°F (22°C) |
3.3 in |
|
| September |
65°F (18°C) |
2.7 in |
|
| October |
53°F (12°C) |
2.4 in |
|
| November |
41°F (5°C) |
2.9 in |
|
| December |
30°F (-1°C) |
2.6 in |
|
Fort Loramie has a seasonal temperature swing of 47°F / from 26°F in January to 73°F in July. Total annual precipitation is 35.5 inches, with May being the wettest month (3.8") and February the driest (1.9").
Average costs for common services in Fort Loramie. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $751 |
| Toddler | $693 |
| Preschool | $615 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $660 |
| Preschool | $610 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Fort Loramie
What is the population of Fort Loramie?
Fort Loramie has a population of 1,460 residents and is located in Ohio. The population density is 1,417 people per square mile, spread across 1.0 square miles. The median age of residents is 33.4 years, which is younger than the national median of 38.9 years. The population is 49.2% female and 50.8% male.
Is Fort Loramie expensive to live in?
Fort Loramie is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $88,194, 17% above the national average of $75,149. The median home value is $245,000 (13% below the U.S. median). Renters pay a median of $787 per month, below the national average of $1,163. The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
Is Fort Loramie safe?
Fort Loramie is considered a very safe city with a violent crime rate of 35 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 600 per 100,000 (below the national average). Overall, Fort Loramie receives a safety grade of F based on combined crime data.
What is the weather like in Fort Loramie?
Fort Loramie has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.7 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Fort Loramie?
The job market in Fort Loramie is very strong, with unemployment at just 1.3% / well below the national rate of 3.6%. The average weekly wage is $1,194. There are 1,138 business establishments in the area, including 91 restaurants and food service locations. The average commute time is 18 minutes, and 6.0% of workers work from home.
How much does housing cost in Fort Loramie?
The median home value in Fort Loramie is $245,000. Zillow estimates the typical home value at $325,529. For renters, the median monthly rent is $787. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 83.9%. The average annual property tax is $4,344.
How are the schools in Fort Loramie?
Schools in Fort Loramie score 6.3 out of 10 on standardized testing, near the national average. 30.9% of adults in Fort Loramie hold a bachelor's degree or higher, below the national average of 33.7%. 96.6% have completed high school. 12.1% hold a graduate or professional degree.
How healthy is Fort Loramie?
The obesity rate in Fort Loramie is 38.5% (above the national rate of 32.1%). 15.6% of adults are smokers. 25.4% are physically inactive. 26.6% of residents report depression. 6.9% lack health insurance (below the national rate). 66.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,181.
What is transportation like in Fort Loramie?
The average commute in Fort Loramie is 18 minutes, shorter than the national average of 28 minutes. 87.9% of workers drive alone to work, and 6.0% work from home.
What are the demographics of Fort Loramie?
The racial and ethnic makeup of Fort Loramie is 99% White. 99% of residents speak only English at home. 6.6% of the population are military veterans. 7.8% of residents have a disability. 99.3% have health insurance coverage.
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