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Cowan, TN
Full City Profile · Tennessee · Franklin County County
2.4
/5.0
C
Fair
1,777
Population
842/sq mi density
$37,295
Median Income
$19,627 per capita
$122,500
Home Value
$182,943 Zillow
$716
Median Rent
27.9% income on rent
59°F
Avg Temperature
301 sunny days/yr
60
Violent Crime/100K
966 property/100K
C
Overall
2.4 / 5.0
Fair overall score based on economy, affordability, safety and education
C
Economy
2.0 / 5.0
$37,295 median income, 5.9% unemployment
A+
Affordability
4.8 / 5.0
$122,500 home value, $716/mo rent
F
Safety
1.0 / 5.0
60 violent crimes/100K
D
Education
1.9 / 5.0
11.7% bachelor's degree or higher
Cowan enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winters average 40°F in January while summers reach 78°F in July. The area gets 301 sunny days per year. Annual precipitation totals 57.7 inches. The area receives 4.1 inches of snow annually. Air quality is rated Good with a median AQI of 40.
Temperature
40°F Jan (4°C)
78°F Jul (25°C)
| Annual Average | 59.2°F |
| 10% above US avg | |
| January Average | 40°F (4°C) |
| July Average | 78°F (25°C) |
| Sunny Days | 301 days/yr |
Geography
| Elevation | 985 ft (300 m) |
| Area | 2.1 sq mi (5.4 km²) |
| Population Density | 842/sq mi |
| Coordinates | 35.1630°N, 86.0141°W |
| Timezone | America/Chicago |
| County | Franklin County County |
| Nearest Airport | Tullahoma Regional/Wm Northern Field (THA) 20 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 57.5 / 100 |
| Social Vulnerability | 38.0 / 100 |
| Community Resilience | 39.8 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Hurricane | Very Low |
| Earthquake | Relatively Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Low |
| Strong Wind | Relatively Moderate |
| Heat Wave | Relatively Low |
| Winter Weather | Relatively Moderate |
| Lightning | Relatively Low |
| Ice Storm | Relatively Low |
| Drought | Relatively Moderate |
| Cold Wave | Relatively Moderate |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 40°F (4°C) | 5.5 in | Coldest |
| February | 41°F (5°C) | 5.2 in | |
| March | 49°F (10°C) | 6.7 in | Wettest |
| April | 57°F (14°C) | 5.2 in | |
| May | 65°F (18°C) | 5.3 in | |
| June | 72°F (22°C) | 4.3 in | |
| July | 78°F (25°C) | 5.1 in | Warmest |
| August | 75°F (24°C) | 3.7 in | Driest |
| September | 69°F (21°C) | 4.5 in | |
| October | 58°F (15°C) | 3.9 in | |
| November | 49°F (9°C) | 5.4 in | |
| December | 41°F (5°C) | 5.9 in |
Cowan has a seasonal temperature swing of 38°F / from 40°F in January to 78°F in July. Total annual precipitation is 60.6 inches, with March being the wettest month (6.7") and August the driest (3.7").