Median Income
$78,456
4% higher than US avg
Home Value
$239,000
15% lower than US avg
Bachelor's+
24.5%
27% lower than US avg
Median Rent
$1,100
5% lower than US avg
Obesity Rate
33.7%
5% higher than US avg
Unemployment
2.8%
22% lower than US avg
Poverty Rate
1.1%
91% lower than US avg
How Cowley Compares to the U.S. Average (100% = U.S. avg)
People
Population801
Median Age31.3 yrs
Density921/mi²
Male / Female46% / 54%
Largest GroupWhite 83%
Economy
A
Median Income$78,456
Per Capita$27,462
Unemployment2.8%
Poverty1.1%
County GDP$768M
Commute15 min
Housing
A+
Home Value$239,000
Rent$1,100
OwnershipN/A
Zillow$322,943
Health
Obesity33.7%
UninsuredN/A
Depression23.7%
Heart Disease5.9%
Climate
Avg Temp45°F
AQI34 (Good)
Rain6.5 in/yr
Elevation3,987 ft
Education
C+
Bachelor's+24.5%
High School+96.7%
School Score6.13
Community
2024 VoteR 86% / D 13%
Commute15 min
Libraries5
Is Cowley a Good Place to Live?
Based on current data, Cowley receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate. Cowley stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Cowley is $78,456, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.8%. Only 1.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 15 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Cowley is $239,000, 15% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,100 per month. At just 3x median income, home prices are very affordable relative to local earnings.
Education
24.5% of residents hold a bachelor's degree, below the national average of 33.7%. 96.7% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Cowley has a cool climate with an average annual temperature of 45°F. Winters average 19°F in January while summers reach 71°F in July. Annual precipitation totals 6.5 inches, including 13.3 inches of snow. Air quality is rated Good with a median AQI of 34.
Cowley has a population of 801 with a density of 921 people per square mile. The median age is 31.3 years, 20% younger than the national median of 38.9. The city is predominantly White (83.1%), with 1.7% Hispanic, 5.5% Black.
Population
31.3yrs
Median Age
20% below US avg
Language Spoken at Home
| English Only | 92.1% |
| 17% above US avg |
| Spanish | 7.9% |
| 41% below US avg |
The median household income in Cowley is $78,456, which is 4% above the national average of $75,149. The unemployment rate is 2.8% (below the 3.6% US average). 1.1% of residents live below the poverty line. Workers commute an average of 15 minutes.
Income
| Median HH Income | $78,456 |
| 4% above US avg |
| Per Capita Income | $27,462 |
| Avg Weekly Wage | $998 |
| IRS Avg AGI | $65,260 |
Employment & Poverty
| Unemployment | 2.8% |
| 22% below US avg |
| Poverty Rate | 1.1% |
| 91% below US avg |
| Establishments (County) | 520 |
| County GDP | $768M |
Business (County)
| Restaurants | 30 |
| Healthcare | 28 |
| Retail | 35 |
| Manufacturing | 16 |
Tax & Cost of Living
| Property Tax (IRS) | $3,327 |
| 5% below US avg |
| Effective Tax Rate | 1.39% |
Commute & Transportation
| Commute Time | 15.0 min |
| Work from Home | 1.5% |
The median home value in Cowley is $239,000, 15% below the national average. Monthly rent averages $1,100 (5% below US avg). Zillow estimates the typical home value at $322,943.
Home Values
| Census Median | $239,000 |
| 15% below US avg |
| Zillow ZHVI | $322,943 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,100 |
| 5% below US avg |
HUD Fair Market Rent
| Studio | $785 |
| 1 Bedroom | $824 |
| 2 Bedrooms | $1,044 |
| 3 Bedrooms | $1,399 |
| 4 Bedrooms | $1,719 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,327 |
| 5% below US avg |
| Effective Rate | 1.39% |
In Cowley, 33.7% of adults are obese (above the 32.1% national rate). 23.7% report depression. 25.9% are physically inactive.
Health Metrics: Cowley vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.7% |
| 5% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.9% |
| High Blood Pressure | 29.2% |
| Asthma | 10.7% |
| COPD | 7.2% |
| Stroke | 3.1% |
Behaviors & Mental Health
| |
| Binge Drinking | 17.0% |
| Physical Inactivity | 25.9% |
| Depression | 23.7% |
| Mental Distress | 18.1% |
| Physical Distress | 13.6% |
Healthcare Access
| Insurance Rate | 91.6% |
| |
| Checkup Rate | 64.3% |
| Premature Death | 8,577/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 61.2% |
| Healthcare Facilities | 28 |
Crime Rates: Cowley vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
Safety Score
Cowley has an average annual temperature of 45°F (7°C). Winters average 19°F in January while summers reach 71°F in July. Annual precipitation is 6.5 inches. Air quality is rated Good with a median AQI of 34.
Temperature
19°F Jan (-7°C)
71°F Jul (22°C)
| Annual Average | 44.9°F |
| 17% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 71°F (22°C) |
Precipitation & Snow
| Annual Rainfall | 6.5 inches |
| 83% below US avg |
| Snowfall | 13.3 inches/yr |
Air Quality
| AQI Median | 34.0 |
| Rating | Good |
Geography
| Elevation | 3,987 ft (1,215 m) |
| Area | 0.9 sq mi (2.3 km²) |
| Population Density | 921/sq mi |
| Coordinates | 44.8835°N, 108.4693°W |
| County FIPS | 56003 |