Median Income
$47,361
37% lower than US avg
Home Value
$82,500
71% lower than US avg
Violent Crime
78/100K
79% lower than US avg
Bachelor's+
19.7%
42% lower than US avg
Median Rent
$778
33% lower than US avg
Obesity Rate
42.0%
31% higher than US avg
Unemployment
2.8%
22% lower than US avg
Poverty Rate
11.5%
7% lower than US avg
How Culbertson Compares to the U.S. Average (100% = U.S. avg)
People
Population635
Median Age32.5 yrs
Density756/mi²
Male / Female53% / 47%
Largest GroupWhite 97%
Veterans10.1%
Economy
B+
Median Income$47,361
Per Capita$22,835
Unemployment2.8%
Poverty11.5%
County GDP$737M
Commute15 min
Housing
A+
Home Value$82,500
Rent$778
Ownership69.6%
Zillow$187,366
Housing Units276
Rent Burden15.0%
Crime
F
Violent78/100K
Property3,079/100K
Health
Obesity42.0%
Uninsured9.1%
Smoking15.7%
Depression19.5%
Heart Disease5.6%
Climate
Avg Temp52°F (11°C)
AQI32 (Good)
Rain22.5 in/yr
Sunny Days308/yr
Elevation2,579 ft (786 m)
Education
C+
Bachelor's+19.7%
High School+87.6%
Graduate+3.7%
School Score6.34
Community
2024 VoteR 84% / D 15%
Commute15 min
Broadband78.5%
Libraries3
Is Culbertson a Good Place to Live?
Based on current data, Culbertson receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Culbertson offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Culbertson is $47,361, 37% below the national average of $75,149. The job market is very strong with unemployment at just 2.8%. 11.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 15 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Culbertson is $82,500, 71% below the national median / offering relatively affordable homeownership. Renters pay a median of $778 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Culbertson is a very safe community with a violent crime rate of 78 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 3,079 per 100,000, 57% above the national average.
Education
19.7% of residents hold a bachelor's degree, below the national average of 33.7%. 87.6% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Culbertson experiences four distinct seasons with an average temperature of 52°F. Winters average 28°F in January while summers reach 77°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 22.5 inches, including 26.5 inches of snow. Air quality is rated Good with a median AQI of 32.
Culbertson has a population of 635 with a density of 756 people per square mile, spread across 0.8 square miles. The median age is 32.5 years, 16% younger than the national median of 38.9. The gender split is 46.6% female and 53.4% male. The city is predominantly White (96.7%). English is the primary language spoken at home by 99.4% of residents. 10.1% of the population are veterans, above the national rate of 6.0%. 12.1% of residents have a disability. 91.9% have health insurance coverage.
Population
32.5yrs
Median Age
16% below US avg
Race & Ethnicity
Culbertson vs U.S. Average
Language Spoken at Home
English Only
99.4%
27% above US avg
Spanish
0.6%
96% below US avg
Social Characteristics
Culbertson vs U.S. Average
The median household income in Culbertson is $47,361, which is 37% below the national average of $75,149. Per capita income is $22,835 (below the $39,052 national figure). The average weekly wage is $914, 36% lower than the U.S. average. The unemployment rate is 2.8% (below the 3.6% US average). 11.5% of residents live below the poverty line. The area has 445 business establishments, including 35 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 15 minutes (shorter than the 28-minute US average). 1.6% of workers work from home (below the 15.2% national rate).
Income: Culbertson vs U.S.
Income
| Median HH Income | $47,361 |
| 37% below US avg |
| Per Capita Income | $22,835 |
| Avg Weekly Wage | $914 |
| IRS Avg AGI | $71,366 |
| Gini Index | 0.466 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.8% |
| 22% below US avg |
| Poverty Rate | 11.5% |
| 7% below US avg |
| Establishments (County) | 445 |
| County GDP | $737M |
Business (County)
| Restaurants | 35 |
| Healthcare | 45 |
| Retail | 70 |
| Manufacturing | 14 |
Tax & Cost of Living
| Property Tax (IRS) | $4,723 |
| 35% above US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 5.72% |
Commute & Transportation
| Commute Time | 15.3 min |
| Drive Alone | 85.7% |
| Public Transit | 0.0% |
| Work from Home | 1.6% |
The median home value in Culbertson is $82,500, 71% below the national median of $281,900. Zillow estimates the typical home value at $187,366, higher than the Census estimate. Monthly rent averages $778 (33% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 69.6% of housing units are owner-occupied. There are 276 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,723 (higher than the $3,500 national average). 15.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $82,500 |
| 71% below US avg |
| Zillow ZHVI | $187,366 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $778 |
| 33% below US avg |
| Rent Burden | 15.0% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 69.6% |
| Owner-Occupied | 69.6% |
| Renter-Occupied | 30.4% |
| Housing Units | 276 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,723 |
| 35% above US avg |
| Effective Rate | 5.72% |
In Culbertson, 42.0% of adults are obese, above the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.6% of residents. 31.3% have high blood pressure. 15.7% are current smokers. 22.0% report binge drinking. 26.9% are physically inactive. 19.5% report depression. 16.2% experience frequent mental distress. 9.1% of residents lack health insurance. The primary care physician ratio is 1:1,328. The dentist ratio is 1:1,057. 79.2% of residents have access to exercise opportunities. The food environment index is 6.3 out of 10.
Health Metrics: Culbertson vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.0% |
| 31% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.6% |
| High Blood Pressure | 31.3% |
| Asthma | 9.7% |
| COPD | 6.4% |
| Cancer | 7.4% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.7% |
| 12% above US avg |
| Binge Drinking | 22.0% |
| Physical Inactivity | 26.9% |
| Depression | 19.5% |
| Mental Distress | 16.2% |
| Physical Distress | 12.1% |
| Short Sleep | 32.3% |
Healthcare Access
| Insurance Rate | 91.9% |
| Uninsured | 9.1% |
| 6% above US avg |
| Primary Care | 1:1,328 |
| Dentists | 1:1,057 |
| Mental Health | 1:402 |
| Checkup Rate | 72.8% |
| Dental Visits | 60.0% |
| Premature Death | 9,044/100K |
Food & Exercise
| Food Environment | 6.3/10 |
| Exercise Access | 79.2% |
| Healthcare Facilities | 45 |
Culbertson has a violent crime rate of 78 per 100,000 residents, 79% below the national average of 380. Property crime stands at 3,079 per 100,000, 57% above the U.S. average. The county recorded 3 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Culbertson receives a safety grade of F.
Crime Rates: Culbertson vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 78.0/100K |
| 79% below US avg |
| |
Property Crime
| Total Property | 3,079.1/100K |
| 57% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Culbertson experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 28°F in January while summers reach 77°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 22.5 inches (drier than the 38-inch national average). The area receives 26.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 2,579 feet.
Temperature
28°F Jan (-2°C)
77°F Jul (25°C)
| Annual Average | 51.5°F |
| 5% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 2,579 ft (786 m) |
| Area | 0.8 sq mi (2.2 km²) |
| Population Density | 756/sq mi |
| Coordinates | 40.2242°N, 100.8396°W |
| Timezone | America/Chicago |
| County | Red Willow County County |
| Nearest Airport | Mc Cook Ben Nelson Regional (MCK) 13 miles away |
Precipitation & Snow
Annual Rainfall
22.5"
41% below US avg
Wettest Month (Jun)
3.50"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 20.3 / 100 |
| Social Vulnerability | 24.4 / 100 |
| Community Resilience | 45.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
27 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.7. Most recent: M2.5 on Aug 5, 2025.
| Apr 10, 2018 |
10 km SE of Arnold, Nebraska |
M3.7 |
139 km |
| Jun 1, 2025 |
9 km S of Hill City, Kansas |
M3.5 |
136 km |
| Nov 13, 2001 |
Kansas |
M3.3 |
59 km |
| Apr 19, 2018 |
9 km SSE of Arnold, Nebraska |
M3.3 |
137 km |
| Apr 9, 2018 |
10 km SSE of Arnold, Nebraska |
M3.3 |
137 km |
| Sep 26, 2010 |
11 km S of Oconto, Nebraska |
M3.1 |
128 km |
| Apr 10, 2018 |
3 km SE of Arnold, Nebraska |
M3.1 |
143 km |
| Apr 16, 2018 |
8 km SE of Arnold, Nebraska |
M3.1 |
141 km |
| Apr 16, 2007 |
11 km WSW of Maywood, Nebraska |
M3.0 |
43 km |
| May 31, 2025 |
3 km SSE of Hill City, Kansas |
M2.9 |
132 km |
| Feb 14, 2003 |
7 km S of Holbrook, Nebraska |
M2.9 |
69 km |
| Apr 14, 2002 |
12 km SSW of Lebanon, Nebraska |
M2.8 |
54 km |
| Jul 29, 2025 |
16 km S of Hill City, Kansas |
M2.8 |
142 km |
| Jul 5, 2025 |
17 km NNE of Collyer, Kansas |
M2.7 |
134 km |
| Jul 11, 2025 |
2 km E of Hill City, Kansas |
M2.7 |
130 km |
| Jul 10, 2025 |
11 km NW of Stockton, Kansas |
M2.7 |
149 km |
| Sep 10, 2010 |
8 km WNW of Norton, Kansas |
M2.6 |
83 km |
| Aug 30, 2022 |
12 km NNE of Damar, Kansas |
M2.6 |
141 km |
| Apr 15, 2018 |
8 km SE of Arnold, Nebraska |
M2.6 |
140 km |
| Jul 11, 2025 |
6 km SE of Hill City, Kansas |
M2.6 |
134 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
491 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 46 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 15, 1990 |
EF4 |
34 km |
0 |
| Oct 29, 1956 |
EF4 |
62 km |
0 |
| May 17, 2019 |
EF3 |
65 km |
0 |
| Mar 18, 2012 |
EF3 |
88 km |
0 |
| Apr 20, 2007 |
EF3 |
66 km |
0 |
| May 17, 2000 |
EF3 |
90 km |
0 |
| Jun 3, 1999 |
EF3 |
99 km |
0 |
| Sep 11, 1978 |
EF3 |
83 km |
0 |
| Jun 18, 1975 |
EF3 |
43 km |
0 |
| Jun 18, 1975 |
EF3 |
98 km |
0 |
| Jun 18, 1975 |
EF3 |
55 km |
0 |
| Oct 17, 1971 |
EF3 |
49 km |
0 |
| Jun 14, 1970 |
EF3 |
87 km |
0 |
| Jun 6, 1967 |
EF3 |
94 km |
0 |
| May 4, 1965 |
EF3 |
80 km |
0 |
| Oct 29, 1956 |
EF3 |
62 km |
0 |
| Apr 20, 1954 |
EF3 |
72 km |
0 |
| Jun 5, 1953 |
EF3 |
71 km |
0 |
| May 20, 1951 |
EF3 |
68 km |
0 |
| May 14, 1951 |
EF3 |
65 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
13 wildfires (100+ acres) within 100 km.
Largest: ROAD 702 (45,166 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
ROAD 702 |
45,166 |
55 km |
| 2022 |
ROAD 739 |
32,997 |
83 km |
| 2002 |
UNNAMED |
15,972 |
85 km |
| 2002 |
UNNAMED |
11,012 |
55 km |
| 1997 |
UNNAMED |
4,777 |
94 km |
| 2019 |
CHERRY CREEK |
4,273 |
91 km |
| 1999 |
UNNAMED |
3,473 |
65 km |
| 2007 |
WANO |
1,556 |
93 km |
| 2002 |
UNNAMED |
1,488 |
24 km |
| 2002 |
UNNAMED |
1,476 |
36 km |
| 1989 |
UNNAMED |
1,397 |
89 km |
| 1990 |
UNNAMED |
1,285 |
44 km |
| 2020 |
PRAIRIE DOG |
1,257 |
87 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
0.4 in |
Coldest, Driest |
| February |
31°F (-1°C) |
0.5 in |
|
| March |
39°F (4°C) |
1.4 in |
|
| April |
49°F (10°C) |
2.0 in |
|
| May |
60°F (15°C) |
3.4 in |
|
| June |
70°F (21°C) |
3.5 in |
Wettest |
| July |
77°F (25°C) |
3.3 in |
Warmest |
| August |
74°F (23°C) |
2.3 in |
|
| September |
65°F (18°C) |
1.6 in |
|
| October |
52°F (11°C) |
1.2 in |
|
| November |
38°F (3°C) |
0.9 in |
|
| December |
29°F (-2°C) |
0.5 in |
|
Culbertson has a seasonal temperature swing of 49°F / from 28°F in January to 77°F in July. Total annual precipitation is 20.9 inches, with June being the wettest month (3.5") and January the driest (0.4").
Average costs for common services in Culbertson. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Culbertson
What is the population of Culbertson?
Culbertson has a population of 635 residents and is located in Nebraska. The population density is 756 people per square mile, spread across 0.8 square miles. The median age of residents is 32.5 years, which is younger than the national median of 38.9 years. The population is 46.6% female and 53.4% male.
Is Culbertson expensive to live in?
Culbertson is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $47,361, 37% below the national average of $75,149. The median home value is $82,500 (71% below the U.S. median). Renters pay a median of $778 per month, below the national average of $1,163. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Culbertson safe?
Culbertson is considered a very safe city with a violent crime rate of 78 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 3,079 per 100,000 (above the national average). Overall, Culbertson receives a safety grade of F based on combined crime data.
What is the weather like in Culbertson?
Culbertson has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 28°F in January, while summers reach an average of 77°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 22.5 inches, with 26.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Culbertson?
The job market in Culbertson is very strong, with unemployment at just 2.8% / well below the national rate of 3.6%. The average weekly wage is $914. There are 445 business establishments in the area, including 35 restaurants and food service locations. The average commute time is 15 minutes, and 1.6% of workers work from home.
How much does housing cost in Culbertson?
The median home value in Culbertson is $82,500. Zillow estimates the typical home value at $187,366. For renters, the median monthly rent is $778. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 69.6%. The average annual property tax is $4,723.
How are the schools in Culbertson?
Schools in Culbertson score 6.3 out of 10 on standardized testing, near the national average. 19.7% of adults in Culbertson hold a bachelor's degree or higher, below the national average of 33.7%. 87.6% have completed high school. 3.7% hold a graduate or professional degree.
How healthy is Culbertson?
The obesity rate in Culbertson is 42.0% (above the national rate of 32.1%). 15.7% of adults are smokers. 26.9% are physically inactive. 19.5% of residents report depression. 9.1% lack health insurance. 79.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,328.
What is transportation like in Culbertson?
The average commute in Culbertson is 15 minutes, shorter than the national average of 28 minutes. 85.7% of workers drive alone to work, and 1.6% work from home.
What are the demographics of Culbertson?
The racial and ethnic makeup of Culbertson is 96.7% White. 99.4% of residents speak only English at home. 10.1% of the population are military veterans. 12.1% of residents have a disability. 91.9% have health insurance coverage.