Median Income
$58,993
21% lower than US avg
Home Value
$178,300
37% lower than US avg
Bachelor's+
43.0%
28% higher than US avg
Obesity Rate
38.2%
19% higher than US avg
Unemployment
4.3%
19% higher than US avg
Poverty Rate
3.3%
73% lower than US avg
How Cumberland Compares to the U.S. Average (100% = U.S. avg)
People
Population733
Median Age58.2 yrs
Density577/mi²
Male / Female47% / 53%
Largest GroupWhite 79%
Veterans17.5%
Economy
B+
Median Income$58,993
Per Capita$30,125
Unemployment4.3%
Poverty3.3%
County GDP$725M
Commute21 min
Housing
A+
Home Value$178,300
RentN/A
OwnershipN/A
Health
Obesity38.2%
UninsuredN/A
Depression27.0%
Heart Disease6.5%
Climate
Avg Temp63°F
AQI45 (Good)
Rain41.4 in/yr
Elevation698 ft
Education
A
Bachelor's+43.0%
High School+92.4%
School Score5.08
Community
2024 VoteR 81% / D 18%
Commute21 min
Broadband80.2%
Libraries1
Is Cumberland a Good Place to Live?
Based on current data, Cumberland receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include a highly educated population, affordable housing, a low poverty rate. Areas to be aware of include below-average incomes. Cumberland stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Cumberland is $58,993, 21% below the national average of $75,149. Unemployment stands at 4.3%, indicating a healthy job market. Only 3.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Cumberland is $178,300, 37% below the national median — offering relatively affordable homeownership. At just 3x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 43.0% holding a bachelor's degree or higher, near the national average. 92.4% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Cumberland enjoys a moderate climate with an average annual temperature of 63°F. Winters average 41°F in January while summers reach 84°F in July. Annual precipitation totals 41.4 inches. Air quality is rated Good with a median AQI of 45.
Cumberland has a population of 733 with a density of 577 people per square mile. The median age is 58.2 years, 50% older than the national median of 38.9. The city is predominantly White (79%), with 16.9% Hispanic.
Population
58.2yrs
Median Age
50% above US avg
Race & Ethnicity
Cumberland vs U.S. Average
Language Spoken at Home
| English Only | 92.8% |
| 18% above US avg |
| Spanish | 7.2% |
| 46% below US avg |
Social Characteristics
Cumberland vs U.S. Average
The median household income in Cumberland is $58,993, which is 21% below the national average of $75,149. The unemployment rate is 4.3% (above the 3.6% US average). 3.3% of residents live below the poverty line. Workers commute an average of 21 minutes.
Income: Cumberland vs U.S.
Income
| Median HH Income | $58,993 |
| 21% below US avg |
| Per Capita Income | $30,125 |
| Avg Weekly Wage | $944 |
| IRS Avg AGI | $64,119 |
Employment & Poverty
| Unemployment | 4.3% |
| 19% above US avg |
| Poverty Rate | 3.3% |
| 73% below US avg |
| Establishments (County) | 362 |
| County GDP | $725M |
Business (County)
| Restaurants | 46 |
| Healthcare | 24 |
| Retail | 62 |
| Manufacturing | 21 |
Tax & Cost of Living
| Property Tax (IRS) | $2,234 |
| 36% below US avg |
| Effective Tax Rate | 1.25% |
Commute & Transportation
| Commute Time | 21.1 min |
| Drive Alone | 77.0% |
| Public Transit | 0.0% |
| Work from Home | 13.1% |
The median home value in Cumberland is $178,300, 37% below the national average.
Home Values
| Census Median | $178,300 |
| 37% below US avg |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $2,234 |
| 36% below US avg |
| Effective Rate | 1.25% |
In Cumberland, 38.2% of adults are obese (above the 32.1% national rate). 27.0% report depression. 31.5% are physically inactive.
Health Metrics: Cumberland vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.2% |
| 19% above US avg |
| Diabetes | 11.1% |
| Heart Disease | 6.5% |
| High Blood Pressure | 35.8% |
| Asthma | 11.9% |
| COPD | 8.0% |
| Stroke | 3.5% |
Behaviors & Mental Health
| |
| Binge Drinking | 15.8% |
| Physical Inactivity | 31.5% |
| Depression | 27.0% |
| Mental Distress | 19.4% |
| Physical Distress | 14.4% |
Healthcare Access
| Insurance Rate | 86.6% |
| |
| Checkup Rate | 76.4% |
| Premature Death | 11,482/100K |
Food & Exercise
| Food Environment | 6.0/10 |
| Exercise Access | 61.5% |
| Healthcare Facilities | 24 |
Crime Rates: Cumberland vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
Safety Score
Cumberland has an average annual temperature of 63°F (17°C). Winters average 41°F in January while summers reach 84°F in July. Annual precipitation is 41.4 inches. Air quality is rated Good with a median AQI of 45.
Temperature
41°F Jan (5°C)
84°F Jul (29°C)
| Annual Average | 62.9°F |
| 16% above US avg |
| January Average | 41°F (5°C) |
| July Average | 84°F (29°C) |
Precipitation & Snow
| Annual Rainfall | 41.4 inches |
| 9% above US avg |
| Snowfall | 2.3 inches/yr |
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Geography
| Elevation | 698 ft (213 m) |
| Area | 1.3 sq mi (3.3 km²) |
| Population Density | 577/sq mi |
| Coordinates | 34.0587°N, 96.5924°W |
| County FIPS | 40095 |