Median Income
$57,679
23% lower than US avg
Home Value
$91,000
68% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
16.6%
51% lower than US avg
Median Rent
$872
25% lower than US avg
Obesity Rate
34.7%
8% higher than US avg
Unemployment
3.9%
8% higher than US avg
Poverty Rate
15.7%
27% higher than US avg
How Cumby Compares to the U.S. Average (100% = U.S. avg)
People
Population743
Median Age38.7 yrs
Density774/mi²
Male / Female43% / 57%
Largest GroupWhite 92%
Veterans8.1%
Economy
B
Median Income$57,679
Per Capita$24,498
Unemployment3.9%
Poverty15.7%
County GDP$2,662M
Commute22 min
Housing
A+
Home Value$91,000
Rent$872
Ownership63.9%
Zillow$275,000
Housing Units326
Rent Burden26.6%
Crime
Violent0/100K
Property0/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K
Health
Obesity34.7%
Uninsured11.2%
Smoking14.3%
Depression26.3%
Heart Disease5.2%
Climate
Avg Temp65°F (18°C)
AQI42 (Good)
Rain46.5 in/yr
Sunny Days308/yr
Elevation636 ft (194 m)
Education
C
Bachelor's+16.6%
High School+87.6%
Graduate+2.4%
School Score5.09
Community
2024 VoteR 82% / D 17%
Commute22 min
Broadband81.4%
EV Stations1
Libraries1
Is Cumby a Good Place to Live?
Based on current data, Cumby receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Cumby offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Cumby is $57,679, 23% below the national average of $75,149. Unemployment stands at 3.9%, indicating a healthy job market. The poverty rate of 15.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Cumby is $91,000, 68% below the national median / offering relatively affordable homeownership. Renters pay a median of $872 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Cumby is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
16.6% of residents hold a bachelor's degree, below the national average of 33.7%. 87.6% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Cumby enjoys a moderate climate with an average annual temperature of 65°F. Winters average 45°F in January while summers reach 84°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 46.5 inches. Air quality is rated Good with a median AQI of 42.
Cumby has a population of 743 with a density of 774 people per square mile, spread across 1.0 square miles. The median age is 38.7 years, 1% younger than the national median of 38.9. The gender split is 56.9% female and 43.1% male. The city is predominantly White (92.2%), with 3.9% Black. English is the primary language spoken at home by 99% of residents. 8.1% of the population are veterans, above the national rate of 6.0%. 17.3% of residents have a disability (above the 13.0% national average). 87.2% have health insurance coverage.
Population
38.7yrs
Median Age
1% below US avg
Language Spoken at Home
English Only
99.0%
26% above US avg
Spanish
1.0%
93% below US avg
The median household income in Cumby is $57,679, which is 23% below the national average of $75,149. Per capita income is $24,498 (below the $39,052 national figure). The average weekly wage is $1,052, 27% lower than the U.S. average. The unemployment rate is 3.9% (above the 3.6% US average). 15.7% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 979 business establishments, including 68 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 4.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $57,679 |
| 23% below US avg |
| Per Capita Income | $24,498 |
| Avg Weekly Wage | $1,052 |
| IRS Avg AGI | $70,153 |
| Gini Index | 0.462 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.9% |
| 8% above US avg |
| Poverty Rate | 15.7% |
| 27% above US avg |
| Establishments (County) | 979 |
| County GDP | $2,662M |
Business (County)
| Restaurants | 68 |
| Healthcare | 65 |
| Retail | 137 |
| Manufacturing | 43 |
Tax & Cost of Living
| Property Tax (IRS) | $5,702 |
| 63% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 6.27% |
Commute & Transportation
| Commute Time | 21.6 min |
| Drive Alone | 87.7% |
| Public Transit | 0.0% |
| Work from Home | 4.5% |
The median home value in Cumby is $91,000, 68% below the national median of $281,900. Zillow estimates the typical home value at $275,000, higher than the Census estimate. Homes sell for 87.5% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $872 (25% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 63.9% of housing units are owner-occupied. There are 326 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $5,702 (higher than the $3,500 national average). 26.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $91,000 |
| 68% below US avg |
| Zillow ZHVI | $275,000 |
Real Estate Market (Redfin)
| $/Sq Ft | $61 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 87.5% |
| Price Drops | 50.0% |
| Inventory | 2 |
Rental Costs
| Census Median Rent | $872 |
| 25% below US avg |
| Rent Burden | 26.6% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 63.9% |
| Owner-Occupied | 63.9% |
| Renter-Occupied | 36.1% |
| Housing Units | 326 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $5,702 |
| 63% above US avg |
| Effective Rate | 6.27% |
In Cumby, 34.7% of adults are obese, above the national rate of 32.1%. 9.3% have diabetes. Heart disease affects 5.2% of residents. 30.5% have high blood pressure. 14.3% are current smokers. 20.4% report binge drinking. 23.3% are physically inactive. 26.3% report depression (above the 20.0% national average). 19.2% experience frequent mental distress. 11.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:4,135. The dentist ratio is 1:3,150. 49.9% of residents have access to exercise opportunities. The food environment index is 7.0 out of 10.
Health Metrics: Cumby vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.7% |
| 8% above US avg |
| Diabetes | 9.3% |
| Heart Disease | 5.2% |
| High Blood Pressure | 30.5% |
| Asthma | 10.5% |
| COPD | 6.2% |
| Cancer | 7.2% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 14.3% |
| 2% above US avg |
| Binge Drinking | 20.4% |
| Physical Inactivity | 23.3% |
| Depression | 26.3% |
| Mental Distress | 19.2% |
| Physical Distress | 12.7% |
| Short Sleep | 35.1% |
Healthcare Access
| Insurance Rate | 87.2% |
| Uninsured | 11.2% |
| 30% above US avg |
| Primary Care | 1:4,135 |
| Dentists | 1:3,150 |
| Mental Health | 1:1,123 |
| Checkup Rate | 72.3% |
| Dental Visits | 62.0% |
| Premature Death | 10,186/100K |
Food & Exercise
| Food Environment | 7.0/10 |
| Exercise Access | 49.9% |
| Healthcare Facilities | 65 |
Cumby has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 0 per 100,000, 100% below the U.S. average. This includes larceny/theft at 0, burglary at 0, vehicle theft at 0 per 100,000 residents. The county recorded 14 fatal traffic crashes. The area has experienced 91 federally declared disasters.
Crime Rates: Cumby vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
| Burglary | 0.0/100K |
| Theft | 0.0/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 14 |
| Traffic Accidents | 11 |
| Avg Accident Severity | 2.1 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
Cumby enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winters average 45°F in January while summers reach 84°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 46.5 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 636 feet.
Temperature
45°F Jan (7°C)
84°F Jul (29°C)
| Annual Average | 64.9°F |
| 20% above US avg |
| January Average | 45°F (7°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 636 ft (194 m) |
| Area | 1.0 sq mi (2.6 km²) |
| Population Density | 774/sq mi |
| Coordinates | 33.1351°N, 95.8385°W |
| Timezone | America/Chicago |
| County | Hopkins County County |
| Nearest Airport | Mount Pleasant Regional (MPS)
51 miles away |
Precipitation & Snow
Annual Rainfall
46.5"
22% above US avg
Wettest Month (May)
5.51"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 71.2 / 100 |
| Social Vulnerability | 46.2 / 100 |
| Community Resilience | 33.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
74 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on Aug 29, 2024.
| May 7, 2015 |
5 km N of Venus, Texas |
M4.0 |
139 km |
| Jan 7, 2015 |
6 km NE of Irving, Texas |
M3.6 |
103 km |
| Mar 4, 2013 |
5 km S of Tishomingo, Oklahoma |
M3.5 |
141 km |
| Apr 28, 2013 |
4 km NNW of Oakland, Oklahoma |
M3.5 |
143 km |
| Jan 6, 2015 |
4 km ENE of Irving, Texas |
M3.5 |
105 km |
| May 19, 2018 |
8 km NW of Venus, Texas |
M3.4 |
144 km |
| Sep 30, 2012 |
4 km NW of Irving, Texas |
M3.4 |
111 km |
| May 31, 1997 |
3 km ESE of Neylandville, Texas |
M3.4 |
13 km |
| Oct 20, 2002 |
8 km WSW of Lane, Oklahoma |
M3.4 |
129 km |
| May 18, 2015 |
5 km N of Irving, Texas |
M3.3 |
108 km |
| Sep 25, 2010 |
5 km ENE of Madill, Oklahoma |
M3.3 |
135 km |
| May 16, 2009 |
5 km NNW of Grand Prairie, Texas |
M3.3 |
116 km |
| Apr 2, 2015 |
5 km NNE of Irving, Texas |
M3.3 |
107 km |
| May 3, 2015 |
4 km N of Irving, Texas |
M3.2 |
109 km |
| May 27, 2013 |
5 km SSW of Bee, Oklahoma |
M3.2 |
126 km |
| Sep 23, 2013 |
2 km NNE of Marietta, Oklahoma |
M3.2 |
149 km |
| May 1, 2024 |
7 km S of Mansfield, Texas |
M3.2 |
142 km |
| Sep 30, 2012 |
1 km W of Irving, Texas |
M3.1 |
111 km |
| Feb 27, 2015 |
4 km ENE of Irving, Texas |
M3.1 |
105 km |
| May 1, 2024 |
7 km SSW of Mansfield, Texas |
M3.1 |
144 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Laura (2020, Cat 1).
| Year |
Name |
Category |
Closest |
| 2020 |
Laura |
Category 3 |
286 km |
| 2008 |
Ike |
Category 1 |
243 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
619 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 56 fatalities, 1,582 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 4, 2022 |
EF4 |
69 km |
0 |
| Nov 4, 2022 |
EF4 |
52 km |
0 |
| Apr 29, 2017 |
EF4 |
99 km |
2 |
| Dec 26, 2015 |
EF4 |
80 km |
10 |
| Apr 2, 1982 |
EF4 |
60 km |
10 |
| May 13, 1981 |
EF4 |
72 km |
0 |
| May 4, 1960 |
EF4 |
99 km |
0 |
| May 25, 2024 |
EF3 |
89 km |
0 |
| Nov 4, 2022 |
EF3 |
96 km |
1 |
| Apr 30, 2019 |
EF3 |
99 km |
2 |
| Apr 29, 2017 |
EF3 |
82 km |
2 |
| May 9, 2016 |
EF3 |
93 km |
0 |
| May 10, 2015 |
EF3 |
83 km |
2 |
| Apr 3, 2012 |
EF3 |
73 km |
0 |
| May 9, 2006 |
EF3 |
69 km |
3 |
| May 4, 1999 |
EF3 |
62 km |
1 |
| Dec 13, 1984 |
EF3 |
87 km |
0 |
| Apr 2, 1982 |
EF3 |
93 km |
1 |
| Apr 2, 1982 |
EF3 |
69 km |
1 |
| May 3, 1979 |
EF3 |
49 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: ACHILLE (4,958 ac, 2005).
| Year |
Name |
Acres |
Distance |
| 2005 |
ACHILLE |
4,958 |
95 km |
| 2003 |
POPS |
4,475 |
87 km |
| 2006 |
UNNAMED |
1,634 |
19 km |
| 2006 |
COOPER LAKE |
1,224 |
16 km |
| 2005 |
MAPLE CREEK |
1,223 |
89 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
45°F (7°C) |
2.5 in |
Coldest |
| February |
47°F (9°C) |
3.3 in |
|
| March |
55°F (13°C) |
3.8 in |
|
| April |
63°F (17°C) |
4.1 in |
|
| May |
71°F (21°C) |
5.5 in |
Wettest |
| June |
78°F (26°C) |
4.0 in |
|
| July |
84°F (29°C) |
2.8 in |
Warmest |
| August |
82°F (28°C) |
2.1 in |
Driest |
| September |
76°F (24°C) |
4.0 in |
|
| October |
65°F (18°C) |
4.5 in |
|
| November |
54°F (12°C) |
3.7 in |
|
| December |
46°F (8°C) |
3.4 in |
|
Cumby has a seasonal temperature swing of 40°F / from 45°F in January to 84°F in July. Total annual precipitation is 43.8 inches, with May being the wettest month (5.5") and August the driest (2.1").
Average costs for common services in Cumby. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $524 |
| Toddler | $494 |
| Preschool | $485 |
| Family Childcare (monthly) |
| Infant | $481 |
| Toddler | $459 |
| Preschool | $455 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cumby
What is the population of Cumby?
Cumby has a population of 743 residents and is located in Texas. The population density is 774 people per square mile, spread across 1.0 square miles. The median age of residents is 38.7 years. The population is 56.9% female and 43.1% male.
Is Cumby expensive to live in?
Cumby has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $57,679, 23% below the national average of $75,149. The median home value is $91,000 (68% below the U.S. median). Renters pay a median of $872 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is Cumby safe?
Cumby is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in Cumby?
Cumby enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winter temperatures average 45°F in January, while summers reach an average of 84°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 46.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Cumby?
Cumby has a healthy job market with an unemployment rate of 3.9%, near the national average of 3.6%. The average weekly wage is $1,052. There are 979 business establishments in the area, including 68 restaurants and food service locations. The average commute time is 22 minutes, and 4.5% of workers work from home.
How much does housing cost in Cumby?
The median home value in Cumby is $91,000. Zillow estimates the typical home value at $275,000. For renters, the median monthly rent is $872. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 63.9%. The average annual property tax is $5,702.
How are the schools in Cumby?
Schools in Cumby score 5.1 out of 10 on standardized testing, near the national average. 16.6% of adults in Cumby hold a bachelor's degree or higher, below the national average of 33.7%. 87.6% have completed high school. 2.4% hold a graduate or professional degree.
How healthy is Cumby?
The obesity rate in Cumby is 34.7% (above the national rate of 32.1%). 14.3% of adults are smokers. 23.3% are physically inactive. 26.3% of residents report depression. 11.2% lack health insurance (above the national rate). 49.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,135.
What is transportation like in Cumby?
The average commute in Cumby is 22 minutes, shorter than the national average of 28 minutes. 87.7% of workers drive alone to work, and 4.5% work from home.
What are the demographics of Cumby?
The racial and ethnic makeup of Cumby is 92.2% White, 3.9% Black or African American, 0.9% Hispanic or Latino. 99% of residents speak only English at home. 8.1% of the population are military veterans. 17.3% of residents have a disability. 87.2% have health insurance coverage.
All Countries
